﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.irs.gov/efile" returnVersion="2019v5.1">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2020-06-19T15:08:53-05:00</ReturnTs>
    <TaxPeriodEndDt>2019-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>742053183</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>BGF&amp;N PC</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>3520 SW HK DODGEN LOOP</AddressLine1Txt>
        <CityNm>TEMPLE</CityNm>
        <StateAbbreviationCd>TX</StateAbbreviationCd>
        <ZIPCd>765046838</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2019-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>832573804</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>BRITTANY F AND MICHAEL T NORMAN FAMILY</BusinessNameLine1Txt>
        <BusinessNameLine2Txt>FOUNDATION</BusinessNameLine2Txt>
      </BusinessName>
      <BusinessNameControlTxt>BRIT</BusinessNameControlTxt>
      <PhoneNum>2546245747</PhoneNum>
      <USAddress>
        <AddressLine1Txt>618 N 13TH ST</AddressLine1Txt>
        <CityNm>TEMPLE</CityNm>
        <StateAbbreviationCd>TX</StateAbbreviationCd>
        <ZIPCd>765013018</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>MICHAEL T NORMAN</PersonNm>
      <PersonTitleTxt>PRESIDENT</PersonTitleTxt>
      <PhoneNum>2546245747</PhoneNum>
      <SignatureDt>2020-06-17</SignatureDt>
      <DiscussWithPaidPreparerInd>1</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <PreparerPersonGrp>
      <PreparerPersonNm>CINDY L FRANKLIN CPA</PreparerPersonNm>
      <PTIN>P00047620</PTIN>
      <PhoneNum>2547739907</PhoneNum>
      <PreparationDt>2020-06-11</PreparationDt>
    </PreparerPersonGrp>
    <FilingSecurityInformation>
      <IPAddress>
        <IPv4AddressTxt>24.173.207.210</IPv4AddressTxt>
      </IPAddress>
      <IPDt>2020-06-17</IPDt>
      <IPTm>08:57:19</IPTm>
      <IPTimezoneCd>CD</IPTimezoneCd>
      <FilingLicenseTypeCd>P</FilingLicenseTypeCd>
      <AtSubmissionCreationDeviceId>1E00A9591453C4BBDD76AEA950DAE6CB4F0AD3C9</AtSubmissionCreationDeviceId>
      <AtSubmissionFilingDeviceId>2D02A1B292203EF52DBB76AAC9E59E8254FEE9DF</AtSubmissionFilingDeviceId>
    </FilingSecurityInformation>
    <TaxYr>2019</TaxYr>
    <BuildTS>2021-04-22 16:20:28Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="7">
    <IRS990PF documentId="RetDoc1235000001">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>573025</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ContriRcvdRevAndExpnssAmt>1000</ContriRcvdRevAndExpnssAmt>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <InterestOnSavRevAndExpnssAmt>10949</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>10949</InterestOnSavNetInvstIncmAmt>
        <DividendsRevAndExpnssAmt>6589</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>6589</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>19224</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>217450</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>19224</CapGainNetIncmNetInvstIncmAmt>
        <OtherIncomeRevAndExpnssAmt referenceDocumentId="RetDoc2001500001">465</OtherIncomeRevAndExpnssAmt>
        <OtherIncomeNetInvstIncmAmt>465</OtherIncomeNetInvstIncmAmt>
        <TotalRevAndExpnssAmt>38227</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>37227</TotalNetInvstIncmAmt>
        <CompOfcrDirTrstRevAndExpnssAmt>0</CompOfcrDirTrstRevAndExpnssAmt>
        <CompOfcrDirTrstNetInvstIncmAmt>0</CompOfcrDirTrstNetInvstIncmAmt>
        <CompOfcrDirTrstDsbrsChrtblAmt>0</CompOfcrDirTrstDsbrsChrtblAmt>
        <LegalFeesRevAndExpnssAmt referenceDocumentId="RetDoc2002100001">5875</LegalFeesRevAndExpnssAmt>
        <LegalFeesNetInvstIncmAmt>5875</LegalFeesNetInvstIncmAmt>
        <LegalFeesDsbrsChrtblAmt>0</LegalFeesDsbrsChrtblAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc2002200001">985</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>985</AccountingFeesNetInvstIncmAmt>
        <AccountingFeesChrtblPrpsAmt>0</AccountingFeesChrtblPrpsAmt>
        <OtherProfFeesRevAndExpnssAmt referenceDocumentId="RetDoc2002300001">7310</OtherProfFeesRevAndExpnssAmt>
        <OtherProfFeesNetInvstIncmAmt>7310</OtherProfFeesNetInvstIncmAmt>
        <OtherProfFeesDsbrsChrtblAmt>0</OtherProfFeesDsbrsChrtblAmt>
        <PrintingAndPubRevAndExpnssAmt>124</PrintingAndPubRevAndExpnssAmt>
        <PrintingAndPubNetInvstIncmAmt>124</PrintingAndPubNetInvstIncmAmt>
        <PrintingAndPubDsbrsChrtblAmt>0</PrintingAndPubDsbrsChrtblAmt>
        <TotOprExpensesRevAndExpnssAmt>14294</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>14294</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>0</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>133334</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>133334</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>147628</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>14294</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>133334</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>-109401</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>22933</NetInvestmentIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <SavAndTempCashInvstBOYAmt>620000</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>31610</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>31610</SavAndTempCashInvstEOYFMVAmt>
        <CorporateStockBOYAmt>0</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="RetDoc2018900001">126244</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>167924</CorporateStockEOYFMVAmt>
        <CorporateBondsBOYAmt>0</CorporateBondsBOYAmt>
        <CorporateBondsEOYAmt referenceDocumentId="RetDoc2044400001">352745</CorporateBondsEOYAmt>
        <CorporateBondsEOYFMVAmt>373491</CorporateBondsEOYFMVAmt>
        <TotalAssetsBOYAmt>620000</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>510599</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>573025</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesBOYAmt>0</TotalLiabilitiesBOYAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <CapitalStockBOYAmt>0</CapitalStockBOYAmt>
        <CapitalStockEOYAmt>0</CapitalStockEOYAmt>
        <AdditionalPaidInCapitalBOYAmt>0</AdditionalPaidInCapitalBOYAmt>
        <AdditionalPaidInCapitalEOYAmt>0</AdditionalPaidInCapitalEOYAmt>
        <RetainedEarningBOYAmt>620000</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>510599</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>620000</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>510599</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>620000</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>510599</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>620000</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>-109401</ExcessRevenueOverExpensesAmt>
        <OtherIncreasesAmt>0</OtherIncreasesAmt>
        <SubtotalAmt>510599</SubtotalAmt>
        <OtherDecreasesAmt>0</OtherDecreasesAmt>
        <TotNetAstOrFundBalancesEOYAmt>510599</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>15000 SHS AFLAC INC 3.625%</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-04</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>15915</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>15000</CostOrOtherBasisAmt>
          <GainOrLossAmt>915</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>915</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>400 SHS ALLSTATE CORP 5.1%</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-08</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>10498</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9791</CostOrOtherBasisAmt>
          <GainOrLossAmt>707</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>707</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>4 SHS ALPHABET INC-CL A</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>4738</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>4107</CostOrOtherBasisAmt>
          <GainOrLossAmt>631</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>631</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>1 SH AMAZON.COM INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>1734</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1506</CostOrOtherBasisAmt>
          <GainOrLossAmt>228</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>228</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>12 SHS APPLE INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>3143</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1950</CostOrOtherBasisAmt>
          <GainOrLossAmt>1193</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1193</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>21 SHS BERKSHIRE HATHAWAY INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>1999-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>4410</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>4095</CostOrOtherBasisAmt>
          <GainOrLossAmt>315</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>315</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>28 SHS BRIGHT HORIZONS FAMILY SOLUT</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>1999-01-03</AcquiredDt>
          <SoldDt>2019-12-09</SoldDt>
          <GrossSalesPriceAmt>4227</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3164</CostOrOtherBasisAmt>
          <GainOrLossAmt>1063</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1063</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>11 SHS CME GROUP INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>2146</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2007</CostOrOtherBasisAmt>
          <GainOrLossAmt>139</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>139</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>15000 CPTL ONE FINANCL CO 4.75%</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-10</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>15579</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>15254</CostOrOtherBasisAmt>
          <GainOrLossAmt>325</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>325</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>44 SHS CHEVRON CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>1999-01-03</AcquiredDt>
          <SoldDt>2019-09-27</SoldDt>
          <GrossSalesPriceAmt>5305</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>4888</CostOrOtherBasisAmt>
          <GainOrLossAmt>417</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>417</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>118 SHS CONAGRA BRANDS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-02-05</SoldDt>
          <GrossSalesPriceAmt>2572</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2548</CostOrOtherBasisAmt>
          <GainOrLossAmt>24</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>24</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>5 SHS CONSTELLATION BRANDS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-04-18</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>932</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>986</CostOrOtherBasisAmt>
          <GainOrLossAmt>-54</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-54</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>13 SHS CROWN CASTLE INTL CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-12-09</SoldDt>
          <GrossSalesPriceAmt>1763</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1377</CostOrOtherBasisAmt>
          <GainOrLossAmt>386</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>386</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>29 SHS EOG RESOURCES INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-09-27</SoldDt>
          <GrossSalesPriceAmt>2336</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2612</CostOrOtherBasisAmt>
          <GainOrLossAmt>-276</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-276</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>15 SHS FACEBOOK INC CL A</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>2966</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2381</CostOrOtherBasisAmt>
          <GainOrLossAmt>585</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>585</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>9 SHS GW PHARMACEUTICALS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>893</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1428</CostOrOtherBasisAmt>
          <GainOrLossAmt>-535</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-535</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>7 SHS HOME DEPOT INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>1532</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1182</CostOrOtherBasisAmt>
          <GainOrLossAmt>350</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>350</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>12 SHS HONEYWELL INTERNATIONAL INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>2119</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1977</CostOrOtherBasisAmt>
          <GainOrLossAmt>142</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>142</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>20 SHS JPMORGAN CHASE &amp; CO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>2600</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2135</CostOrOtherBasisAmt>
          <GainOrLossAmt>465</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>465</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>15 SHS JOHNSON &amp; JOHNSON</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>2037</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1891</CostOrOtherBasisAmt>
          <GainOrLossAmt>146</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>146</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>12 SHS KEYSIGHT TECHNOLOGIES INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-03-18</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>1269</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1036</CostOrOtherBasisAmt>
          <GainOrLossAmt>233</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>233</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>28 SHS LAMB WESTON HOLDINGS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>2315</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2050</CostOrOtherBasisAmt>
          <GainOrLossAmt>265</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>265</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>2 SHS LOCKHEED MARTIN CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>780</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>517</CostOrOtherBasisAmt>
          <GainOrLossAmt>263</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>263</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>10000 M&amp;T BANK CORP 5.125%</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-10-30</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>10650</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>10735</CostOrOtherBasisAmt>
          <GainOrLossAmt>-85</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-85</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>28 SHS MARATHON PETROLEUM CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-09-27</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>1767</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1735</CostOrOtherBasisAmt>
          <GainOrLossAmt>32</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>32</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>11 SHS MARKETAXESS HOLDINGS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>3524</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2293</CostOrOtherBasisAmt>
          <GainOrLossAmt>1231</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1231</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>17 SHS MASTERCARD INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>4487</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3093</CostOrOtherBasisAmt>
          <GainOrLossAmt>1394</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1394</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>29 SHS MICROSOFT CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>4333</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2843</CostOrOtherBasisAmt>
          <GainOrLossAmt>1490</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1490</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>32 SHS MICROCHIP TECHNOLOGY INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>2917</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2687</CostOrOtherBasisAmt>
          <GainOrLossAmt>230</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>230</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>18 SHS NEXTERA ENERGY INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>3949</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3059</CostOrOtherBasisAmt>
          <GainOrLossAmt>890</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>890</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>11 SHS NORTHROP GRUMMAN CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-02-27</SoldDt>
          <GrossSalesPriceAmt>3149</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2644</CostOrOtherBasisAmt>
          <GainOrLossAmt>505</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>505</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>8 SHS OLD DOMINION FREIGHT LINE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>1525</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>956</CostOrOtherBasisAmt>
          <GainOrLossAmt>569</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>569</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>15000 OMNICOM GP/CAP 4.45%</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-08</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>15250</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>15258</CostOrOtherBasisAmt>
          <GainOrLossAmt>-8</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-8</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>89 SHS PFIZER INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>3652</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3757</CostOrOtherBasisAmt>
          <GainOrLossAmt>-105</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-105</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>32 SHS PIMCO 25+ YR ZERO CPN US TIF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-07</AcquiredDt>
          <SoldDt>2019-02-15</SoldDt>
          <GrossSalesPriceAmt>3632</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3658</CostOrOtherBasisAmt>
          <GainOrLossAmt>-26</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-26</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>19 SHS PROLOGIS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-12-09</SoldDt>
          <GrossSalesPriceAmt>1732</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1079</CostOrOtherBasisAmt>
          <GainOrLossAmt>653</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>653</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>400 PUBLIC STORAGE 5.625%</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-04</AcquiredDt>
          <SoldDt>2019-10-15</SoldDt>
          <GrossSalesPriceAmt>10000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9814</CostOrOtherBasisAmt>
          <GainOrLossAmt>186</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>186</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>24 SHS ROSS STORES INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>2678</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2002</CostOrOtherBasisAmt>
          <GainOrLossAmt>676</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>676</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>18 SHS S&amp;P GLOBAL INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>4388</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3347</CostOrOtherBasisAmt>
          <GainOrLossAmt>1041</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1041</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>400 SOUTHERN CO 6.25%</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-04</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>10445</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>10463</CostOrOtherBasisAmt>
          <GainOrLossAmt>-18</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-18</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>63 SHS SUNTRUST BANKS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-03-22</SoldDt>
          <GrossSalesPriceAmt>3744</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3279</CostOrOtherBasisAmt>
          <GainOrLossAmt>465</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>465</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>3 SHS THERMO FISHER SCIENTIFIC INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-06-07</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>915</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>841</CostOrOtherBasisAmt>
          <GainOrLossAmt>74</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>74</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>15000 THERMO FISHER SCIENTIFIC 4.5%</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-04</AcquiredDt>
          <SoldDt>2019-10-15</SoldDt>
          <GrossSalesPriceAmt>15558</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>15235</CostOrOtherBasisAmt>
          <GainOrLossAmt>323</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>323</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>18 SHS 3M CO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-03-18</SoldDt>
          <GrossSalesPriceAmt>3596</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3315</CostOrOtherBasisAmt>
          <GainOrLossAmt>281</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>281</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>9 SHS UNION PACIFIC CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>1567</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1197</CostOrOtherBasisAmt>
          <GainOrLossAmt>370</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>370</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>7 SHS UNITEDHEALTH GROUP INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-12-09</SoldDt>
          <GrossSalesPriceAmt>1941</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1661</CostOrOtherBasisAmt>
          <GainOrLossAmt>280</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>280</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>32 SHS VANGUARD HEALTH CARE ETF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-04-18</SoldDt>
          <GrossSalesPriceAmt>5294</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>4973</CostOrOtherBasisAmt>
          <GainOrLossAmt>321</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>321</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>35 SHS VERIZON COMMUNICATIONS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-12-09</SoldDt>
          <GrossSalesPriceAmt>2099</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2054</CostOrOtherBasisAmt>
          <GainOrLossAmt>45</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>45</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>5 SHS VERTEX PHARMACEUTICALS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>1074</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>824</CostOrOtherBasisAmt>
          <GainOrLossAmt>250</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>250</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>27 SHS MARVELL TECHNOLOGY GROUP LTD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-11-12</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>705</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>705</CostOrOtherBasisAmt>
          <GainOrLossAmt>0</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>0</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>12 SHS APTIV PLC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-03</AcquiredDt>
          <SoldDt>2019-11-21</SoldDt>
          <GrossSalesPriceAmt>1068</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>837</CostOrOtherBasisAmt>
          <GainOrLossAmt>231</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>231</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAINS DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GrossSalesPriceAmt>2</GrossSalesPriceAmt>
          <GainOrLossAmt>2</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>19224</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <QlfyUndSect4940eReducedTaxGrp>
        <LiableSection4942TaxInd>0</LiableSection4942TaxInd>
        <AdjustedQlfyDistriYr1Amt>0</AdjustedQlfyDistriYr1Amt>
        <NetVlNoncharitableAssetsYr1Amt>50892</NetVlNoncharitableAssetsYr1Amt>
        <DistributionYr1Rt>0.000000</DistributionYr1Rt>
        <TotalDistributionRt>0.000000</TotalDistributionRt>
        <AverageDistributionRt>0.000000</AverageDistributionRt>
        <NetVlNoncharitableAssetsAmt>681734</NetVlNoncharitableAssetsAmt>
        <AdjNetVlNoncharitableAssetsAmt>0</AdjNetVlNoncharitableAssetsAmt>
        <NetInvestmentIncomePctAmt>229</NetInvestmentIncomePctAmt>
        <AdjNonchrtblNetInvstIncmPctAmt>229</AdjNonchrtblNetInvstIncmPctAmt>
        <QualifyingDistributionsAmt>133334</QualifyingDistributionsAmt>
      </QlfyUndSect4940eReducedTaxGrp>
      <ExciseTaxBasedOnInvstIncmGrp>
        <DomesticOrgMeetingSect4940eInd>X</DomesticOrgMeetingSect4940eInd>
        <InvestmentIncomeExciseTaxAmt>229</InvestmentIncomeExciseTaxAmt>
        <TaxUnderSection511Amt>0</TaxUnderSection511Amt>
        <SubtotalAmt>229</SubtotalAmt>
        <SubtitleATaxAmt>0</SubtitleATaxAmt>
        <TaxBasedOnInvestmentIncomeAmt>229</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>0</EstimatedPlusOvpmtIncmTxAmt>
        <ExtsnRequestIncomeTaxPaidAmt>0</ExtsnRequestIncomeTaxPaidAmt>
        <BackupWithholdingWithheldAmt>0</BackupWithholdingWithheldAmt>
        <TotalPaymentsAndCreditsAmt>0</TotalPaymentsAndCreditsAmt>
        <EsPenaltyAmt>0</EsPenaltyAmt>
        <TaxDueAmt>229</TaxDueAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>0</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>0</MoreThan100SpentInd>
        <Form1120POLFiledInd>0</Form1120POLFiledInd>
        <Section4955OrganizationTaxAmt>0</Section4955OrganizationTaxAmt>
        <Section4955ManagersTaxAmt>0</Section4955ManagersTaxAmt>
        <TaxReimbursedAmt>0</TaxReimbursedAmt>
        <ActivitiesNotPreviouslyRptInd>0</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>0</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>0</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>0</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>1</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>1</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>TX</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>1</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>0</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>0</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>0</OwnControlledEntityInd>
        <DonorAdvisedFundInd>0</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>1</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
        <PersonsWithBooksName>
          <BusinessNameLine1Txt>THE FOUNDATION</BusinessNameLine1Txt>
        </PersonsWithBooksName>
        <PhoneNum>2546245747</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>618 N 13TH ST</AddressLine1Txt>
          <CityNm>TEMPLE</CityNm>
          <StateAbbreviationCd>TX</StateAbbreviationCd>
          <ZIPCd>765013018</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>0</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>0</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>0</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>0</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>0</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>0</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>0</PaymentToGovernmentOfficialInd>
        <UncorrectedPriorActsInd>0</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>0</UndistributedIncomePYInd>
        <BusinessHoldingsInd>0</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>0</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>0</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>0</InfluenceLegislationInd>
        <InfluenceElectionInd>0</InfluenceElectionInd>
        <GrantsToIndividualsInd>0</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>0</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>0</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>0</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>0</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>0</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>0</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MICHAEL T NORMAN</PersonNm>
          <USAddress>
            <AddressLine1Txt>618 NORTH 13TH STREET</AddressLine1Txt>
            <CityNm>TEMPLE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>76501</ZIPCd>
          </USAddress>
          <TitleTxt>PRESIDENT AND DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>BRITTANY F NORMAN</PersonNm>
          <USAddress>
            <AddressLine1Txt>618 NORTH 13TH STREET</AddressLine1Txt>
            <CityNm>TEMPLE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>76501</ZIPCd>
          </USAddress>
          <TitleTxt>VP/SEC AND DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>BENJAMIN F NORMAN</PersonNm>
          <USAddress>
            <AddressLine1Txt>618 NORTH 13TH STREET</AddressLine1Txt>
            <CityNm>TEMPLE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>76501</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MADELEINRUTH F NORMAN</PersonNm>
          <USAddress>
            <AddressLine1Txt>618 NORTH 13TH STREET</AddressLine1Txt>
            <CityNm>TEMPLE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>76501</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <TotalAmt>0</TotalAmt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>629882</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>62234</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>692116</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>692116</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>10382</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>681734</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>34087</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>34087</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>229</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>229</TotalTaxAmt>
        <DistributableBeforeAdjAmt>33858</DistributableBeforeAdjAmt>
        <RecoveriesQualfiedDistriAmt>0</RecoveriesQualfiedDistriAmt>
        <DistributableBeforeDedAmt>33858</DistributableBeforeDedAmt>
        <DeductionFromDistributableAmt>0</DeductionFromDistributableAmt>
        <DistributableAsAdjustedAmt>33858</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <QualifyingDistriPartXIIGrp>
        <ExpensesAndContributionsAmt>133334</ExpensesAndContributionsAmt>
        <ProgramRelatedInvstTotalAmt>0</ProgramRelatedInvstTotalAmt>
        <QualifyingDistributionsAmt>133334</QualifyingDistributionsAmt>
        <PctSect4940eOrgNetInvstIncmAmt>229</PctSect4940eOrgNetInvstIncmAmt>
        <AdjustedQualifyingDistriAmt>133105</AdjustedQualifyingDistriAmt>
      </QualifyingDistriPartXIIGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>33858</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>2545</UndistributedIncomePYAmt>
        <TotalForPriorYearsAmt>0</TotalForPriorYearsAmt>
        <TotalExcessDistributionCyovAmt>0</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>133334</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>2545</AppliedToYear1Amt>
        <AppliedToPriorYearsAmt>0</AppliedToPriorYearsAmt>
        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
        <AppliedToCurrentYearAmt>33858</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>96931</RemainingDistriFromCorpusAmt>
        <ExcessDistriCyovAppCYCorpusAmt>0</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>0</ExcessDistributionCyovAppCYAmt>
        <TotalCorpusAmt>96931</TotalCorpusAmt>
        <PriorYearUndistributedIncmAmt>0</PriorYearUndistributedIncmAmt>
        <PriorYearDeficiencyOrTaxAmt>0</PriorYearDeficiencyOrTaxAmt>
        <Taxable1Amt>0</Taxable1Amt>
        <Taxable2Amt>0</Taxable2Amt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <CorpusDistri170b1EOr4942g3Amt>0</CorpusDistri170b1EOr4942g3Amt>
        <ExcessDistriCyovFromYr5Amt>0</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>96931</ExcessDistriCyovToNextYrAmt>
        <ExcessFromCurrentYearAmt>96931</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ContributingManagerNm>MICHAEL T NORMAN</ContributingManagerNm>
        <ContributingManagerNm>BRITTANY F NORMAN</ContributingManagerNm>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>ALL GOD'S CHILDREN INTERNATIONAL</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>1400 NE 136TH AVE STE 201</AddressLine1Txt>
            <CityNm>VANCOUVER</CityNm>
            <StateAbbreviationCd>WA</StateAbbreviationCd>
            <ZIPCd>98684</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>N/A</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CHILDRENS' GLOBAL MINISTRY</GrantOrContributionPurposeTxt>
          <Amt>33334</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>REDEEMER PRESBYTERIAN CHURCH</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>12 W FRENCH AVE</AddressLine1Txt>
            <CityNm>TEMPLE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>76501</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>N/A</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>LOCAL CHURCH</GrantOrContributionPurposeTxt>
          <Amt>100000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>133334</TotalGrantOrContriPdDurYrAmt>
        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>10949</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DivAndIntFromSecPartVIIGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>6589</ExclusionAmt>
        </DivAndIntFromSecPartVIIGrp>
        <OtherInvestmentIncmPartVIIGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>465</ExclusionAmt>
        </OtherInvestmentIncmPartVIIGrp>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>19224</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <UnrelatedBusinessTaxblIncmAmt>0</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionAmt>37227</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>0</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>37227</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>0</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>0</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>0</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>0</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>0</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>0</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>0</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>0</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>0</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>0</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc2002200001">
      <AccountingFeesDetail>
        <CategoryTxt>ACCOUNTING</CategoryTxt>
        <Amt>985</Amt>
        <NetInvestmentIncomeAmt>985</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsCorpBondsSchedule documentId="RetDoc2044400001">
      <InvestmentsCorporateBondsGrp>
        <BondNm>MASSMUTUAL TRUST CO</BondNm>
        <EOYBookValueAmt>352745</EOYBookValueAmt>
        <EOYFMVAmt>373491</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc2018900001">
      <InvestmentsCorporateStockGrp>
        <StockNm>MASSMUTUAL TRUST CO</StockNm>
        <EOYBookValueAmt>126244</EOYBookValueAmt>
        <EOYFMVAmt>167924</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <LegalFeesSchedule documentId="RetDoc2002100001">
      <LegalFeesGrp>
        <CategoryTxt>LEGAL</CategoryTxt>
        <LegalFeesAmt>5875</LegalFeesAmt>
        <NetInvestmentIncomeAmt>5875</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </LegalFeesGrp>
    </LegalFeesSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc2001500001">
      <OtherIncomeDetail>
        <Desc>MISCELLANEOUS</Desc>
        <RevenueAndExpensesPerBooksAmt>465</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>465</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>465</AdjustedNetIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <OtherProfessionalFeesSchedule documentId="RetDoc2002300001">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>INVESTMENT FEES</CategoryTxt>
        <Amt>7310</Amt>
        <NetInvestmentIncomeAmt>7310</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
  </ReturnData>
</Return>