2020-11-05T17:22:47-06:00 2019-12-31 910189318 MOSS ADAMS LLP 601 W RIVERSIDE AVENUE STE 1800 SPOKANE WA 99201 990 2019-01-01 910620799 GLOBAL CREDIT UNION GLOB 5094554700 1500 W FOURTH AVENUE SPOKANE WA 99201 CHARLES T CASSELS CFO 5094554700 2020-11-05 1 EMINA O CRESSWELL CPA P01217304 5097472600 2020-10-30 107.77.205.203 2020-11-05 13:19:26 PS P DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 5C7DDF4DB5D450AC47B8022FAE3A848B90DE5F8D 2019 2021-04-22 16:20:28Z JACK FALLIS 1500 W FOURTH AVENUE SPOKANE WA 99201 28193507 0 X WWW.GLOBALCU.ORG X 1954 WA THE ORGANIZATION IS A CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 7 6 208 10 357061 -341809 0 0 23058651 25896807 156900 1531311 92317 141294 23307868 27569412 31644 64594 0 0 8412004 9319112 0 0 0 11623048 12975911 20066696 22359617 3241172 5209795 454156520 478348633 415138599 433743213 39017921 44605420 THE ORGANIZATION IS A CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 0 0 THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO 44,607 MEMBERS. THESE SERVICES INCLUDE, BUT ARE NOT LIMITED TO, PROVIDING REAL ESTATE AND OTHER SECURED/UNSECURED CONSUMER LOANS, CHECKING AND SAVINGS PROGRAMS, AND CREDIT CARD SERVICES. 0 0 0 0 0 0 0 1 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 1 1 0 0 1 8423 0 1 208 1 1 1 0 0 0 0 0 1 0 X 7 6 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X TIM CASSELS 5094554700 1500 W FOURTH AVENUE SPOKANE WA 99201 JACK L FALLIS JR PRESIDENT/CEO/TREASURER 40.00 1.00 X X 968243 0 55786 HAROLD WESTBROOK BOARD SECRETARY 5.00 1.00 X X 0 0 0 THOMAS A PAULEY BOARD CHAIRMAN 5.00 1.00 X X 0 0 0 RICHARD FISCHER BOARD VICE CHAIRMAN 5.00 1.00 X X 0 0 0 JOSE M TORTORELLI DIRECTOR 5.00 1.00 X 0 0 0 MARC HUGHES DIRECTOR 5.00 1.00 X 0 0 0 RONA RITCHIE DIRECTOR 5.00 1.00 X 0 0 0 MARY STARKEY VP OF OPERATIONS/COO 40.00 X 242678 0 29063 CHARLES T CASSELS CFO/VP FINANCE AND ACCOUNTING 40.00 X 188232 0 16747 KIM SHILL VP OF LENDING 40.00 X 168157 0 16931 DAVID CUMMINGS VP OF IT/CIO 40.00 X 162635 0 15425 YVONNE HOLLAND VP OF BRANCH OPERATIONS 40.00 X 128813 0 14332 KAY KEYSER REAL ESTATE LENDING MANAGER 40.00 X 147421 0 15885 RICHARD GREEN PRODUCTION MANAGER 40.00 X 112333 0 13672 JOHN BEEBE MORTGAGE LOAN OFFICER 40.00 X 118911 0 10404 ABIGAIL FRANKLIN VP MARKETING & STRATEGY 40.00 X 109392 0 15851 2346815 0 204096 10 0 1 0 ASSOCIATED CONSTRUCTION INC PO BOX 7339 SPOKANE WA 992070339 COMMERCIAL CONSTRUCTION 2226129 COOK SECURITY GROUP 9225 NE CASCADES PKWY PORTLAND OR 97220 SECURITY SYSTEM SUPPLIER 824451 NCR CORPORATION P O BOX 740641 LOS ANGELES CA 900740641 ONLINE AND E-SERVICE LICENSE & MAINTENAN 443827 JACK HENRY & ASSOCIATESINC PO BOX 609 MONETT MO 65708 IT/CORE SYSTEM LICENSE & MAINTENANCE 423964 PC CONNECTION SALES CORPORATION PO BOX 536472 PITTSBURGH PA 152535906 MARKETS AND DISTRIBUTES IT EQUIPMENT 307206 15 LOAN INTEREST 522100 18526552 18526552 VISA/DEBIT CARD INCOME 522100 2985814 2985814 FEE INCOME 522100 2316869 1959808 357061 OTHER INCOME 524298 2067572 2067572 25896807 1614081 1614081 682619 541325 141294 141294 141294 82770 -82770 -82770 -82770 27569412 25539746 357061 1672605 64594 1863896 4827211 1231622 785520 610863 3562 94500 340624 531188 731997 1706004 798713 239506 141328 1765524 1588922 46996 PROVISION FOR LOAN LOSS 2483794 LOAN SERVICING 1453466 MEMBER SERVICING 604693 OTHER EMPLOYEE SERVICES 216206 228888 22359617 5783207 5480709 7875274 14176788 561164 4652577 7906878 367710794 372758211 1705347 1678361 39438208 15299329 21105317 24138879 17418555 14697387 31996862 32858843 454156520 478348633 1333192 3124035 42494 36963 23500000 26400000 390262913 404182215 415138599 433743213 X 0 0 0 0 39017921 44605420 39017921 44605420 454156520 478348633 5209795 377704 0 X 0 0 0 0 1 X 3645393 3645393 19222938 4172090 15050848 1744433 1278426 466007 11512081 9734910 1777171 3313363 113903 3199460 24138879 ACCRUED INTEREST 1279380 OTHER ASSETS & RECEIVABLES 16607449 NCUA SHARE INSURANCE FUND 3648213 DEPOSITS IN COMMERCIAL BANKS 5976000 CREDIT UNION OWNED LIFE INSURANCE POLICIES 5347801 32858843 SHARES & DEPOSITS 403763492 DEFERRED COMPENSATION 418723 404182215 PART IV, LINE 2B: THE CREDIT UNION HAS SHORT TERM HOLDINGS OF MEMBER ESCROW FUNDS THAT GET TRANSMITTED TO DMI FOR PAYMENTS. DMI SERVICES THE PAYMENTS WHICH INCLUDE COUNTY TAX PAYMENTS AND INSURANCE. 1 INLAND PUBLICATIONS INC 1227 W SUMMIT PARKWAY SPOKANE WA 99201 911621730 12444 VOLUME COMMUNITY EVENT BIG TABLE 1411 WEST GARLAND AVE SUITE E SPOKANE WA 99205 208931223 501(C)3 11000 PHOTO WALL SPONSORSHIP; 2019 INDUSTRY DINNER SPONSOR EASTERN WASHINGTON UNIVERSITY FOUNDATION 520 5TH ST CHENEY WA 990049975 911019819 501(C)3 10000 PLEDGE TO THE UNIVERSITY'S EAGLE ATHLETIC FUND LUCKY YOU LOUNGE LLC 2920 N POST ST SPOKANE WA 99205 825445523 10000 SPONSORSHIP OF BASEMENT STAGE/4 UPSTAIRS EVENTS - CONCERTS, LIVE MUSIC SPARK CENTRAL 1214 W SUMMIT PARKWAY SPOKANE WA 99201 465367850 501(C)3 8000 SPARK SALON MUSIC SPONSOR/GIRLS ROCK LAB SPONSOR GONZAGA UNIVERSITY 502 E BOONE AVE SPOKANE WA 992580066 910236600 501(C)3 7500 BULLDOG BASKETBALL CLUB DONATION NAF FAIRCHILD AFB 10 W ENT ST FAIRCHILD AFB WA 99011 910741496 GOVERNMENT 5650 SKYFEST SPONSORSHIP/COMMUNITY EVENT 5 2 PART I, LINE 2: WRITTEN DOCUMENTATION IS RECEIVED AND REVIEWED BY THE VP OF MARKETING & STRATEGY, EVP OF OPERATIONS, OR PRESIDENT. THE RECEIVED RECORDS ARE VERIFIED FOR ENTITY ELIGIBILITY AND ALIGNMENT OF PURPOSE TO CREDIT UNION GOALS PRIOR TO APPROVAL OF ANY GRANTED FUNDS. THIS REVIEW PROCESS ALSO ENSURES THAT ALL GRANT FUNDS ARE DISTRIBUTED AND USED WITHIN THE U.S. X X 1 1 X X X 0 1 0 JACK L FALLIS JR PRESIDENT/CEO/TREASURER 477486 0 471104 0 19653 0 28399 0 27387 0 1024029 0 0 0 MARY STARKEY VP OF OPERATIONS/COO 215989 0 23083 0 3606 0 21493 0 7570 0 271741 0 0 0 CHARLES T CASSELS CFO/VP FINANCE AND ACCOUNTING 169310 0 17037 0 1885 0 9177 0 7570 0 204979 0 0 0 KIM SHILL VP OF LENDING 161478 0 6679 0 0 0 9361 0 7570 0 185088 0 0 0 DAVID CUMMINGS VP OF IT/CIO 154234 0 8401 0 0 0 7856 0 7569 0 178060 0 0 0 KAY KEYSER REAL ESTATE LENDING MANAGER 93348 0 54073 0 0 0 8316 0 7569 0 163306 0 0 0 PART I, LINE 1A TRAVEL FOR COMPANIONS MAY BE ALLOWED WITH BOARD APPROVAL FOR SPOUSE/COMPANION. THE EXPENSE MUST BE APPROVED IN ADVANCE AND A BUSINESS NEED ESTABLISHED. HEALTH CLUB DUES ARE PAID FOR JACK FALLIS, MARY STARKEY AND CHARLES T. CASSELS. THE AMOUNTS ARE INCLUDED IN THEIR RESPECTIVE TAXABLE WAGES. PART I, LINE 4B JACK FALLIS CEO, NO LONGER PARTICIPATES IN 457F PLAN. THE 457F PLAN WAS CONVERTED INTO A SPLIT DOLLAR LOAN IN 2019. JACK FALLIS CEO EXECUTIVE COMPENSATION X 7906878 7906878 0 1 1 7906878 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION OPERATES AS A CREDIT UNION CONSISTING OF ONE CLASS OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OF THE GOVERNING BODY ARE ELECTED BY VOTE OF THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE CREDIT UNION'S FORM 990 IS REVIEWED BY THE CHIEF FINANCIAL OFFICER WHO THEN REPORTS TO THE PRESIDENT/CEO. THE PRESIDENT/CEO THEN PROVIDES A COPY OF THE 990 TO BE REVIEWED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION'S CONFLICT OF INTEREST POLICY IS DESCRIBED IN THE EMPLOYEE HANDBOOK. CONFLICTS OF INTEREST ARE REVIEWED BY MANAGEMENT. DEPENDING ON THE SEVERITY OF THE CONFLICT, EMPLOYEES ARE PLACED ON PROBATION OR TERMINATED. DIRECTORS/SUPERVISORY COMMITTEE MEMBERS MUST ACKNOWLEDGE THE "BOARD OF DIRECTOR'S ETHICS/CONFLICT OF INTEREST POLICY" EACH YEAR, TYPICALLY IN MARCH. THE POLICY STRICTLY PROHIBITS MOST CONFLICTS (GIFTS, SOLICITATIONS, LEGACIES, INFORMATION INTERLOCKS, COMMISSION, ETC). LOANS ARE THE EXCEPTION, IN WHICH CASE THE ENTIRE BOARD MUST APPROVE THEM INDIVIDUALLY AND THEY CANNOT BE PREFERENTIAL. FORM 990, PART VI, SECTION B, LINE 15 THE PROCESS FOR REVIEWING THE COMPENSATION PAID TO THE ORGANIZATION'S CEO, OFFICERS, AND EMPLOYEES INCLUDES A COMPENSATION STUDY, AND REVIEW AND APPROVAL OF COMPENSATION BY A COMPENSATION COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION MAKES GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST AT THE MAIN OFFICE. MEMBERS SERVICE GROUP INC PO BOX 3200 SPOKANE WA 99220 911316353 CUSO - INSURANCE PRODUCTS AND PAYDAY LENDING WA GLOBAL CREDIT UNION C 71263 1.00000 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0