2020-11-09T19:09:45-06:00 2019-12-31 954083485 TURNER WARREN HWANG & CONRAD ACCTCY 100 NORTH FIRST ST STE 202 BURBANK CA 91502 990 2019-01-01 941031345 EDUCATIONAL EMPLOYEES CREDIT UNION EDUC 5594377731 2222 WEST SHAW AVENUE FRESNO CA 93711 ELIZABETH DOOLEY PRESIDENT/CEO 5594377731 2020-11-05 1 VALENTINO CREUS CPA P01054153 8189549700 24.176.202.186 2020-11-05 14:48:10 PS P CEFC9F3E0A6DCC685B364005133C18EB560DB533 E715B8A2774D4CC0BEAD536CAB553D1FC349E30F 2019 2021-04-22 16:20:28Z ELIZABETH DOOLEY 2222 WEST SHAW AVENUE FRESNO CA 93711 143847329 0 X WWW.MYEECU.ORG X CREDIT UNION 1934 CA A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. 9 9 617 16 2006923 832494 0 0 96500306 108931572 32580229 34915757 0 0 129080535 143847329 700704 876360 0 0 35749440 38801088 0 0 0 59842231 68196608 96292375 107874056 32788160 35973273 3024628749 3213871503 2653201427 2779202189 371427322 434669314 X EDUCATIONAL EMPLOYEES CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, EDUCATIONAL EMPLOYEES CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFIT, OR SERVICE OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. 0 0 ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH CONSUMER LOANS FROM A BROAD ARRAY OF PRODUCT OFFERINGS, INCLUDING VEHICLE LOANS, CREDIT CARDS AND PERSONAL LINES OF CREDIT. ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH MORTGAGE LOANS, INCLUDING FIRST TRUST DEEDS, SECOND TRUST DEEDS AND HOME EQUITY LINES OF CREDIT. ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH A BROAD ARRAY OF DEPOSIT PRODUCT OFFERINGS, INCLUDING A HIGH-YIELD CHECKING ACCOUNT PRODUCT AND A PREMIUM-RATE TIERED SAVINGS PRODUCT. 0 0 1 0 0 0 0 0 0 1 0 1 0 1 1 0 1 0 0 0 0 0 0 0 0 0 1 1 1 0 1 1 0 0 0 0 0 0 0 0 1 1 0 0 1 71619 0 1 617 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 CA X X ELENA MARTIN CONTROLLER 5594377733 2222 WEST SHAW AVENUE FRESNO CA 93711 MIKE SNELL CHAIRPERSON 4.00 X 159 0 0 JOHN TINKER VICE-CHAIRPERSON 4.00 X 3400 0 0 RICK BROWNING TREASURER 2.00 X 1243 0 0 CLEO BAUER-PAPAGNI SECRETARY 2.00 X 1329 0 0 PAUL HOKOKIAN BOARD MEMBER 2.00 X 1918 0 0 DAVID ROBERTS BOARD MEMBER 2.00 X 844 0 0 BARBARA THOMAS BOARD MEMBER 2.00 X 1690 0 0 WALTER A FRANZELL BOARD MEMBER 2.00 X 1445 0 0 ALI NEKUMANESH BOARD MEMBER 2.00 X 2698 0 0 CAROL MUNSHOWER BOARD MEMBER (EMERITUS) 2.00 X 1360 0 0 DEREK SCHARTON BOARD MEMBER (EMERITUS) 2.00 X 1043 0 0 LISA CUTTS SUPV CMTE CHAIR 2.00 X 159 0 0 PHILIP NEUFELD SUPV CMTE SECRETARY 2.00 X 159 0 0 WILLIAM CLARK SUPV CMTE MEMBER 2.00 X 2921 0 0 THOMAS BORCHARDT SUPV CMTE MEMBER 2.00 X 1548 0 0 MICHAEL BERG SUPV CMTE MEMBER 2.00 X 159 0 0 ELIZABETH DOOLEY CEO 60.00 X 818546 0 453225 BEVERLY RYAN CFO 50.00 X 334322 0 38631 MARK PEREZ CLO 50.00 X 325154 0 71126 DENDA MATTHEWS COO 50.00 X 323849 0 47208 KALYANA SUNDARAM CIO 40.00 X 267162 0 68250 BRADLEY TOWERS FINANCIAL REP 40.00 X 296275 0 28963 THOMAS GRAY SVP HR & FACILITIES 50.00 X 287990 0 53224 DICK ASHJIAN SVP RISK MGMT 50.00 X 287623 0 47391 JULIE MATTERN SVP BRANCHES 50.00 X 236631 0 44564 ELENA MARTIN CONTROLLER 50.00 X 225494 0 33920 3425121 0 886502 43 0 1 0 NCR CORPORATION 14181 COLLECTIONS CENTER DR CHICAGO IL 60693 ONLINE BANKING SERVICES 3395816 SHI INTERNATIONAL INC P O BOX 952121 DALLAS TX 753952121 COMPUTER HARDWARE AND SOFTWARE 2990450 JEFFREY SCOTT AGENCY 1544 FULTON STREET FRESNO CA 93721 ADVERTISING 2077751 FISERV INC PO BOX 80123 CITY OF INDUSTRY CA 91716 COMPUTER SOFTWARE 1692309 DATA STATEMENT 877 AVENIDA ACAPULCO SAN CLEMENTE CA 92672 STATEMENT MAILING 1248525 22 INTEREST ON LOANS 522100 64871712 64871712 OTHER OPERATING INCOME 522100 30484401 28960888 1523513 FEE INCOME 522100 13575459 13092049 483410 108931572 34904036 34904036 11721 0 11721 11721 11721 143847329 141840406 2006923 0 756360 120000 3425121 23287222 2257371 7637478 2193896 159959 495253 4265103 5501509 12716017 1045014 3290576 616232 13815049 3811139 442440 LOAN SERVICING EXPENSE 14827936 PROV. FOR LOAN LOSSES 4868914 MISC OPERATING EXPENSE 2341467 107874056 43218722 52858537 143411355 234421930 1111670 1199483 7660504 9600716 55504610 37335008 18105112 18169602 1375442319 1214920644 1377161413 1620519093 58517654 62181498 3024628749 3213871503 32609257 40209072 2620592170 2738993117 2653201427 2779202189 X 0 0 0 0 371427322 434669314 371427322 434669314 3024628749 3213871503 X 35973273 33290598 -6021879 X X 0 1 X 1 0 4000 4000 4000 1 CCUL - PAC 2855 E GUASTI ROAD ONTARIO CA 91761 940357265 4000 PART I-A, LINE 1: CONTRIBUTION TO CALIFORNIA CREDIT UNION LEAGUE TO PROMOTE TRADE INFORMATION PERTAINING TO CREDIT UNIONS. 5597451 5597451 12283513 6202768 6080745 13945444 11760185 2185259 23678202 19372055 4306147 18169602 LOANS AND LEASES 1591335625 F NCUA SHARE INSURANCE CAPITALIZATION DEPOSIT 26703468 C DEPOSITS IN COMMERCIAL BANKS 2480000 C 1620519093 TOTAL SHARES AND DEPOSITS 2738993117 2738993117 X PART X, LINE 2: FASB ASC TOPIC 740, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED, AND PRESENTED IN THE CONSOLIDATED FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE MORE-LIKELY-THAN-NOT OF BEING SUSTAINED WHEN CHALLENGED OR WHEN EXAMINED BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS NOT DEEMED TO MEET THE MORE-LIKELY-THAN-NOT THRESHOLD WOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. FOR THE YEARS ENDED DECEMBER 31, 2019 AND 2018, MANAGEMENT HAS DETERMINED THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS. 1 AHA 2019 CV HEARTS & STROKE WALK 7272 GREENVILLE AVENUE DALLAS TX 75231 135613797 501(C)(3) 5000 FMV SUPPORT THE IMPROVEMENT OF BUILDING HEALTHIER LIVES, FREE OF CARDIOVASCULAR DISEASES AND STROKE ALUMNI & FRIENDS OF THE CRAIG SCHOOL OF BUSINESS 5245 N BACKER AVE M/S PB08 FRESNO CA 93740 5000 FMV THE CRAIG SCHOOL OF BUSINESS EDUCATES AND INSPIRES A DIVERSE STUDENT BODY AND SUPPORTS ECONOMIC DEVELOPMENT IN CENTRAL CALIFORNIA AND BEYOND. BRIDGE2COLLEGE PO BOX 1710 CLOVIS CA 93613 830916144 501(C)(3) 5000 FMV PROVIDE HIGH SCHOOL STUDENTS COLLEGE AND CAREER COUNSELING SERVICES, COLLEGE ADVISING SERVICES, AND COLLEGE TOURS. CALIFORNIA OPERA ASSOCIATION PO BOX 9741 FRESNO CA 93794 770546852 5000 FMV TO ASSIST INTERNATIONAL YOUNG ARTISTS TO BECOME SELF-SUFFICIENT MUSICALLY AND DRAMATICALLY; FLUENT IN THE FIELDS OF OPERA THEATER, MUSIC, DRAMA AND VOICE; VERSED IN FOREIGN LANGUAGE; AND ABLE TO PURSUE A CAREER AT THE INTERNATIONAL LEVEL. CALIFORNIA TEACHING FELLOWS FOUNDATION 575 E LOCUST AVENUE SUITE 302 FRESNO CA 93720 200359353 501(C)(3) 5000 FMV INSPIRING NEXT-GENERATION LEADERS WITH A PASSION FOR TEACHING AND LEARNING WHILE IMPACTING THE LIVES OF YOUTH. CENTRAL VALLEY HEALTH FOUNDATION 450 GREENFIELD AVENUE SUITE 400 HANFORD CA 93230 770578450 501(C)(3) 6000 FMV THE CENTRAL VALLEY HEALTH FOUNDATION WAS ESTABLISHED TO ENHANCE THE QUALITY OF HEALTHCARE IN KERN, KINGS, FRESNO, MADERA AND TULARE COUNTIES CHILDREN'S MIRACLE NETWORK HOSPITALS 205 WEST 700 SOUTH SALT LAKE CITY UT 84101 870387205 501(C)(3) 25200 FMV SUPPORT THE AWARENESS OF CHILDREN BY RAISING FUNDS FOR HOSPITALS AND FOUNDATIONS CLOVIS RODEO ASSOCIATION PO BOX 445 CLOVIS CA 93613 941135185 501(C)(7) 5000 FMV SUPPORT OF LOCAL SCHOOLS, CHARITIES, AND ORGANIZATIONS CLOVIS UNIFIED SCHOOL DISTRICT 1450 HERNDON AVENUE CLOVIS CA 93611 942840774 CLOVIS USD 11000 FMV SUPPORT THE IMPROVEMENT OF STUDENT ACHIEVEMENT COMMUNITY MEDICAL FOUNDATION 1530 E SHAW AVENUE SUITE 106 FRESNO CA 93710 770191730 501(C)(3) 15000 FMV TO IMPROVE THE HEALTH STATUS OF THE COMMUNITY AND PROMOTE MEDICAL EDUCATION. COS FOUNDATION 915 S MOONEY BLVD VISALIA CA 93277 770071634 501(C)(3) 16000 FMV SUPPORTIVE POSITIVE IMPACT ON STUDENTS AND THEIR COMMUNITIES CSUF FOUNDATION 2772 EAST SHAW AVENUE FRESNO CA 93710 770217681 501(C)(3) 5000 FMV PROVIDE SUPPORTIVE SERVICES FOR SPONSORED PROGRAMS FDSA GOLF TOURNAMENT 1360 VAN NESS AVE FRESNO CA 93721 237377560 501(C)(6) 7500 FMV SUPPORT FOR GOLF TOURNAMENTS AND PROVIDE ASSISTANCE TO COMMUNITY FOUNDATION FOR CENTRAL SCHOOLS 4605 N POLK FRESNO CA 93722 562316616 501(C)(3) 5000 FMV SUPPORT CENTRAL UNIFIED SCHOOL PROGRAMS FOUNDATION FOR CLOVIS SCHOOLS 1450 HERNDON AVENUE CLOVIS CA 93611 770140576 501(C)(3) 10000 FMV SUPPORT PROGRAMS OF CLOVIS SCHOOLS FOUNDATION FOR SANGER SCHOOLS 1905 7TH ST SANGER CA 93657 204712286 501(C)(3) 5450 FMV PROVIDE SCHOLARSHIPS FOR STUDENTS AT SANGER UNIFIED SCHOOL DISTRICT. FRESNO ATHLETIC HALL OF FAME PO BOX 27258 FRESNO CA 93729 770111207 501(C)(3) 5000 FMV TO HONOR WORTHY ATHLETES AND OTHERS WHO HAVE CONTRIBUTED TO THE ADVANCEMENT AND ENCOURAGEMENT OF ATHLETIC ENDEAVORS IN FRESNO COUNTY FRESNO FAIR 1121 S CHANCE AVENUE FRESNO CA 93702 946001554 25000 FMV SUPPORT COMMUNITY ACTIVITIES FRESNO HISTORICAL SOCIETY 7160 W KEARNEY AVE FRESNO CA 93706 941531568 501(C)(3) 16000 FMV SUPPORT THE PROMOTION OF FRESNO'S HISTORY FRESNO POLICE CHIEF'S FOUNDATION PO BOX 1289 FRESNO CA 93715 412029665 501(C)(3) 5000 FMV SUPPORT FOR IMPROVING COMMUNITY RELATIONS AND PROMOTING THE FRESNO POLICE DEPARTMENT'S INTERACTION WITH THE CITIZENS OF FRESNO AND VARIOUS COMMUNITY ORGANIZATIONS FRESNO UNIFIED SCHOOL DISTRICT 2309 TULARE STREET FRESNO CA 93721 946002206 FRESNO USD 11000 FMV SUPPORT THE IMPROVEMENT OF STUDENT ACHIEVEMENT FRIENDS OF THE FRESNO FAIR 1121 S CHANCE AVE FRESNO FRESNO CA 93702 770441647 501(C)(3) 5000 FMV TO RAISE FUNDS FOR THE PURCHASE AND INSTALLATION OF AGRICULTURAL AND YOUTH RELATED EDUCATIONAL PROGRAMS AND EXHIBITS AT THE STATE OF CALIFORNIA'S 21ST DISTRICT AGRICULTURAL ASSOCIATION'S BIG FRESNO FAIR MADERA COUNTY SCHOOLS FOUNDATION 1105 S MADERA AVE MADERA CA 93637 770315304 501(C)(3) 5000 FMV SUPPORT FOSTERING OF ECNOMIC SUPPORT FOR EDUCATION MERCED HIGH STADIUM PROJECT 3144 G ST STE 12 PMB 115 MERCED CA 953401385 770303663 501(C)(3) 5000 FMV PROVIDE FINANCIAL SUPPORT TO MHS FOOTBALL MERCY MEDICAL CENTER FOUNDATION 2740 M ST MERCED CA 95340 770035928 501(C)(3) 10000 FMV TO PROVIDE FINANCIAL ASSISTANCE AND SUPPORTING SERVICES FOR DIGNITY HEALTH PAIN PRESCRIPTION ABUSERS IN NEED 83 E SHAW SUITE 202 FRESNO CA 93710 900606073 501(C)(3) 5000 FMV PREVENT ABUSE OF NARCOTIC PRESCRIPTION DRUGS WHILE GIVING SUPPORT AND HOPE TO INDIVIDUALS AND FAMILIES PASO ROBLES JOINT USD 800 NIBLICK ROAD PASO ROBLES CA 93446 481295642 PASO ROBLES JT USD 11000 FMV SUPPORT FOR EDUCATION RMJ FOUNDATION 2855 E GUASTI ROAD NO 600 ONTARIO CA 917611250 956141173 501(C)(3) 5000 FMV SUPPORT FINANCIAL EDUCATION EFFORTS OF CREDIT UNIONS IN CALIFORNIA AND NEVADA. SAN JOAQUIN RIVER PARKWAY 11605 OLD FRIANT ROAD FRESNO CA 93730 770196692 501(C)(3) 10000 FMV SUPPORT PRESERVATION OF THE SAN JOAQUIN RIVER THE FOUNDATION AT FCOE 1111 VAN NESS AVE FRESNO CA 93721 800381096 501(C)(3) 125000 FMV SUPPORT FOR CHILDCARE AND WELLNESS THE LOVE HARDER PROJECT 715 HYMETTUS AVE LEUCADIA CA 92024 472786839 501(C)(3) 5000 FMV PROMOTE AWARENESS TO ASSIST VICTIMS OF VIOLENCE THE SALVATION ARMY 615 SLATERS LAND ALEXANDREA VA 22314 133485289 501(C)(3) 13500 FMV PROMOTES COMMUNITY-BASED INITIATIVES THAT PROVIDE DISASTER RELIEF, EDUCATION, EMPOWERMENT,AND PUBLIC HEALTH UC MERCED FOUNDATION 5200 NORTH LAKE ROAD MERCED CA 95343 943250114 501(C)(3) 62300 FMV ENCOURAGING VOLUNTARY PRIVATE GIFTS, TRUSTS AND BEQUESTS FOR THE BENEFIT OF THE UNIVERSITY OF CALIFORNIA, MERCED VALLEY CAREGIVER RESOURCE CENTER 3845 N CLARK ST 201 FRESNO CA 93726 770370104 501(C)(3) 5000 FMV SUPPORT FOR COMMUNITY ACTIVITIES AND CAREGIVERS VALLEY CHILDRENS HOSPITAL 9300 VALLEY CHILDRENS PL MADERA CA 93636 941294954 501(C)(3) 30000 FMV TO PROVIDE HIGH QUALITY COMPREHENSIVE HEALTHCARE SERVICES TO CHILDREN REGARDLESS OF THEIR ABILITY TO PAY AND TO CONTINUOUSLY IMPROVE THE HEALTH AND WELL-BEING OF CHILDREN. VALLEY CRIME STOPPERS 7576 N INGRAM FRESNO CA 93711 770329094 501(C)(3) 5000 FMV SUPPORT CRIME PREVENTION VALLEY PUBLIC TELEVISION 1544 VAN NESS AVE FRESNO CA 93721 770162617 501(C)(3) 11500 FMV SUPPORT PUBLIC TELEVISION VALLEY PUBLIC RADIO 2598 ALLUVIAL CLOVIS CA 93611 942297746 501(C)(3) 15000 FMV EXPANDING YOUR WORLD THROUGH VOICES AND SOUNDS THAT INFORM AND INSPIRE. VISALIA LIONS BAND REVIEW PO BOX 768 VISALIA CA 93279 452121493 501(C)(3) 5000 FMV SUPPORT LOCAL CHARITY PROGRAMS VISALIA RAWHIDE BALL CLUB 300 N GIDDINGS ST VISALIA CA 93291 954026458 501(C)(3) 13500 FMV SUPPORT COMMUNITY ACITIVITIES WEST HILLS COMMUNITY COLLEGE FOUNDATION 9900 CODY AVE COALINGA CA 93210 770186793 501(C)(3) 20000 FMV ENTHUSIASTICALLY ENGAGES RESIDENTS, CORPORATIONS, FOUNDATIONS AND COMMUNITIES OF THE SAN JOAQUIN VALLEY IN FINANCIAL SUPPORT AND ADVOCACY FOR THE WEST HILLS COMMUNITY COLLEGE DISTRICT. WINGS ADVOCACY FRESNO 1099 E CHAMPLAIN DR NO A80 FRESNO CA 93720 811384087 501(C)(3) 10119 FMV PROVIDES SUPPORT TO SERVE HOMELESS NEIGHBORS 34 8 EDUCATIONAL GRANTS 60 120000 FMV SCHEDULE I, PART 1, LINE 2 ALL RECIPIENTS MUST APPLY FOR THE SCHOLARSHIPS. ONCE AWARDED, STUDENTS MUST PROVIDE PROOF OF ENROLLMENT BEFORE GRANT FUNDS ARE PAID. X 1 1 X X X X 0 1 0 ELIZABETH DOOLEY CEO 674068 0 136904 0 7574 0 420619 0 32606 0 1271771 0 0 0 BEVERLY RYAN CFO 321086 0 12500 0 736 0 35800 0 2831 0 372953 0 0 0 MARK PEREZ CLO 311543 0 12500 0 1111 0 35800 0 35326 0 396280 0 0 0 DENDA MATTHEWS COO 310613 0 12500 0 736 0 35800 0 11408 0 371057 0 0 0 KALYANA SUNDARAM CIO 253926 0 12500 0 736 0 35574 0 32676 0 335412 0 0 0 BRADLEY TOWERS FINANCIAL REP 45975 0 250017 0 283 0 16800 0 12163 0 325238 0 0 0 THOMAS GRAY SVP HR & FACILITIES 274754 0 12500 0 736 0 35800 0 17424 0 341214 0 0 0 DICK ASHJIAN SVP RISK MGMT 274387 0 12500 0 736 0 35800 0 11591 0 335014 0 0 0 JULIE MATTERN SVP BRANCHES 222795 0 12500 0 1336 0 33350 0 11214 0 281195 0 0 0 ELENA MARTIN CONTROLLER 212258 0 12500 0 736 0 14039 0 19881 0 259414 0 0 0 PART I, LINE 4B THE CREDIT UNION OFFERS A 457B RETIREMENT PLAN THAT ALLOWS EXECUTIVES TO DEFER A SPECIFIED AMOUNT OF THEIR PRE-TAX INCOME FOR INVESTMENT. EMPLOYEES MAY MAKE DISCRETIONARY CONTRIBUTIONS TO THE PLAN BUT ARE NOT REQUIRED. EMPLOYEES ARE 100% VESTED AT THE TIME OF CONTRIBUTION. THE 457B FUNDS ARE INVESTED IN MUTUAL FUNDS AND OTHER INVESTMENT OPTIONS ALSO OFFERED IN THE CREDIT UNION'S 401K PLAN. CURRENTLY, THE FOLLOWING EXECUTIVES ARE ACTIVELY PARTICIPATING IN THE 457B PLAN: ELIZABETH DOOLEY, BEVERLY RYAN, DENDA MATTHEWS, MARK PEREZ, THOMAS GRAY, DICK ASHJIAN, JULIE MATTERN, AND KALYANA SUNDURAM. IN 2019, $19,000 HAS BEEN CONTRIBUTED TO THE FOLLOWING EMPLOYEES PARTICIPATING IN THE 457B PLAN: ELIZABETH DOOLEY, BEVERLY RYAN, DENDA MATTHEWS, MARK PEREZ, THOMAS GRAY, DICK ASHJIAN, JULIE MATTERN, AND KALYANA SUNDURAM. THE CREDIT UNION ALSO OFFERS A 457F WHICH IS FUNDED SOLELY BY A LIFE INSURANCE POLICY OWNED BY THE CREDIT UNION. CURRENTLY, ELIZABETH DOOLEY IS THE ONLY PARTICIPANT. INFORMATION OF THE LIFE INSURANCE IS BEING REPORTED ON FORM 8925. DENDA MATTHEWS OFFICER PLATINUM VISA X 32500 26141 0 1 1 MARK PEREZ OFFICER PLATINUM VISA X 35000 1353 0 1 1 BEVERLY RYAN OFFICER PLATINUM VISA X 35000 757 0 1 1 THOMAS GRAY HCE PLATINUM VISA X 32500 1609 0 1 1 ELIZABETH DOOLEY OFFICER PLATINUM VISA X 35000 3799 0 1 1 ELENA MARTIN HCE PLATINUM VISA X 35000 767 0 1 1 KALYANA SUNDARAM OFFICER 1ST T/D FIXED RENTAL X 570000 550004 0 1 1 KALYANA SUNDARAM OFFICER 1ST T/D FIXED RES X 308000 300614 0 1 1 THOMAS GRAY HCE 1ST T/D - VAC HOME X 330000 314439 0 1 1 1199483 ARIANA MARTIN DEPENDENT OF HCE 2000 EDUCATION FORM 990, PART VI, SECTION A, LINE 6 EDUCATIONAL EMPLOYEES CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. EDUCATIONAL EMPLOYEES CREDIT UNION DOES NOT HAVE STOCKHOLDERS. FORM 990, PART VI, SECTION A, LINE 7A THE GOVERNING BOARD OF THE CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS. FORM 990, PART VI, SECTION A, LINE 7B AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTION. FORM 990, PART VI, SECTION B, LINE 11B THE RETURN IS REVIEWED BY THE CONTROLLER, CFO AND CEO. ADDITIONALLY THE RETURN WILL BE PROVIDED TO THE BOARD MEMBERS BEFORE IT IS SUBMITTED. FORM 990, PART VI, SECTION B, LINE 12C ALL DIRECTORS AND EMPLOYEES MUST ANNUALLY ATTEND A CODE OF CONDUCT TRAINING PRESENTATION WHICH INCLUDES CONFLICT OF INTEREST PROVISIONS. THEIR REQUIRED ATTENDANCE IS EVIDENCED THROUGH A SIGNED ACKNOWLEDGEMENT. IN ADDITION, ALL PROSPECTIVE DIRECTORS SIGN AN ADDITIONAL CONFLICT OF INTEREST STATEMENT. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS HIRES AN INDEPENDENT OUTSIDE FIRM THAT SPECIALIZES IN THIS AREA FOR BOTH THE ANNUAL REVIEW AND SALARY STRUCTURE FOR THE CEO. IN ADDITION THE CREDIT UNION USES THE RESULTS OF SEVERAL SURVEYS IN SETTING THE CEO'S COMPENSATION. FOR THE SVP'S AND ALL OTHER KEY EMPLOYEES SURVEYS ARE CONSULTED WHICH SUPPORT SALARY LEVELS AND DUTIES. ALL EMPLOYEES RECEIVE ANNUAL REVIEWS. FORM 990, PART VI, SECTION C, LINE 19 CERTAIN GOVERNING DOCUMENTS AND POLICIES MAY BE MADE AVAILABLE BY WRITTEN REQUEST THROUGH THE CREDIT UNION'S BOARD APPROVED RECORDS INSPECTION POLICY. FINANCIAL STATEMENTS ARE POSTED AND AVAILABLE TO THE PUBLIC AT EACH CREDIT UNION BRANCH OFFICE ON A MONTHLY BASIS. IN ADDITION, AN ANNUAL REPORT IS MADE AVAILABLE AT THE CREDIT UNION'S ANNUAL MEETING OF MEMBERS. FORM 990, PART XI, LINE 9: CHANGE IN OTHER COMPREHENSIVE INCOME -6,021,881. ROUNDING 2. FORM 990, PART XII, LINE 2C THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. EDUCATORS FINANCIAL & INSURANCE SERVICES 2222 W SHAW AVENUE FRESNO CA 93711 770244291 DORMANT CORPORATION NOT CURRENTLY CONDUCTING BUSINESS CA EDUCATIONAL EMPLOYEES CREDIT UNION C 5000 1.00000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0