2020-11-12T17:29:07-06:00 2019-12-31 954083485 TURNER WARREN HWANG & CONRAD ACCTCY 100 NORTH FIRST ST STE 202 BURBANK CA 91502 990 2019-01-01 946069237 STAR ONE CREDIT UNION STAR 4085435028 1306 BORDEAUX DRIVE SUNNYVALE CA 94089 GARY RODRIGUES PRESIDENT/CEO 4085435028 2020-11-10 1 VALENTINO CREUS CPA P01054153 8189549700 108.95.190.209 2020-11-10 06:46:02 PS P CEFC9F3E0A6DCC685B364005133C18EB560DB533 048EE652F0479155537D3ADFC76134B616B923FF 2019 2022-01-07 14:23:13Z GARY RODRIGUES 1306 BORDEAUX DRIVE SUNNYVALE CA 94089 307950531 0 X WWW.STARONE.ORG X CREDIT UNION 1956 CA A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. 9 9 250 14 101740 21343 0 0 154090372 165971926 87207017 91160441 320160 0 241617549 257132367 510600 575600 0 0 32709841 37805306 0 0 0 148884607 173521865 182105048 211902771 59512501 45229596 8568235095 9073674668 7577263746 7968513924 990971349 1105160744 X A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, STAR ONE CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. 0 0 STAR ONE CREDIT UNION PROVIDED SERVICES TO 110,278 MEMBERS WITH SAVINGS AND LOAN ACCOUNTS. STAR ONE OFFERS STUDENT LOANS TO GRADUATE AND UNDERGRADUATE STUDENTS. STAR ONE CREDIT UNION PROVIDED 8,354 LOANS TOTALLING $1,363,862,373 IN 2019. 0 0 1 0 0 0 0 0 0 1 0 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 119530 0 1 250 1 0 0 0 0 0 0 1 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 CA X X ANN SEBASTIAN VP CONTROLLER 4085435028 1306 BORDEAUX DRIVE SUNNYVALE CA 94089 DOUG FLOWE CHAIR 1.00 X 5334 0 0 DAVID DAGGETT 1ST VICE CHAIR 1.00 X 2365 0 0 JEFF GAUT 2ND VICE CHAIR 1.00 X 0 0 0 SCOTT DUNLAP TREASURER 1.00 X 5283 0 0 RICHARD AOCHI SECRETARY 1.00 X 2568 0 0 MARTIN ENG DIRECTOR 1.00 X 3034 0 0 PATRICIA HUMECKE DIRECTOR 1.00 X 4588 0 0 TRINY LEE DIRECTOR 1.00 X 4009 0 0 MELISSA HENCK DIRECTOR 1.00 X 4000 0 0 CHRISTINA GOEAS SUPERVISORY COMMITTEE 1.00 X 2755 0 0 CYRUS TABARI SUPERVISORY COMMITTEE 1.00 X 0 0 0 PONPROM FLYNN SUPERVISORY COMMITTEE 1.00 X 1573 0 0 BRIAN LAWLER SUPERVISORY COMMITTEE 1.00 X 1039 0 0 KRISHNA MARELLA SUPERVISORY COMMITTEE 1.00 X 797 0 0 GARY RODRIGUES PRESIDENT & CEO 40.00 X 1588946 0 2685591 M MUCKER EXECUTIVE VP - OPS 40.00 X 675803 0 1231816 B ROSS EXECUTIVE VP - FINANCE & ADMINISTRATION 40.00 X 518614 0 761398 K COLLINS SENIOR VP - LENDING 40.00 X 371002 0 130890 R MCALPINE VP - INFORMATION SYSTEMS 40.00 X 359542 0 99607 A SEBASTIAN VP - CONTROLLER 40.00 X 356966 0 124937 J FAGENSTROM VP - MARKETING 40.00 X 334508 0 113185 K FUKUMOTO VP - INTERNAL AUDIT 40.00 X 331938 0 84070 R RUTLEDGE VP - HUMAN RESOURCES 40.00 X 322831 0 108124 L BRUBAKER VP - REMOTE SERVICES 40.00 X 292607 0 74954 5190102 0 5414572 68 0 1 0 TYFONE INC 5331 SW MACADAM AVE STE 251 PORTLAND OR 97239 ONLINE/MOBILE BANKING 1869984 BUSINESS DATA INC PO BOX 6081 INGLEWOOD CA 90312 STATEMENT PRINTING 854458 CLICKAPPRAISER 182 HOWARD STREET SAN FRANCISCO CA 94105 R/E APPRAISAL SERVICES 825990 VISA USA INC 777 3RD AVE 12 NEW YORK NY 10017 VISA/ATM PROCESSING 723566 FISERV INC 405 SCIENCE DR MOORPARK CA 93021 SOFTWARE MAINTENANCE 722423 39 INTEREST ON LOANS 522100 155061174 155061174 OTHER OPERATING INCOME 522100 9095869 9095869 FEE INCOME 522100 1814883 1713143 101740 165971926 90863528 90863528 51115077 50818164 296913 296913 296913 257132367 257030627 101740 0 525600 50000 5190102 16696533 8295826 6081680 1541165 191752 260268 97031 3713610 2434582 5847826 769525 2438897 679449 143080673 1691512 109343 LOAN SERVICING EXPENSE 6809962 MISC OPERATING EXPENSE 2402561 PROVISION FOR LOAN & LE 1746118 GAIN (LOSS) ON TRADING 667660 581096 211902771 5426811 6848649 303811548 295984074 3284839 4868731 2825089 2304389 42038119 28626728 14231688 13411391 4072351670 4183324285 4024773099 4422355099 141530351 144578050 8568235095 9073674668 54754216 62455857 7522509530 7906058067 7577263746 7968513924 X 0 0 0 0 990971349 1105160744 990971349 1105160744 8568235095 9073674668 X 45229596 77229771 -8269972 X X 0 1 X 1 0 25600 25600 25600 1 CCUL PAC 1201 K STREET SUITE 1050 SACRAMENTO CA 95814 940357265 9600 BAY AREA PAC PO BOX 193919 SAN FRANCISCO CA 94119 743032874 1000 NAFCU POLITICAL ADMINISTRATIVE FUND 3138 TENTH STREET NORTH ARLINGTON VA 22901 541421503 15000 PART I-A, LINE 1: CONTRIBUTION TO CALIFORNIA CREDIT UNION LEAGUE TO PROMOTE TRADE INFORMATION PERTAINING TO CREDIT UNIONS. 4163384 4163384 11597075 3947793 7649282 5234619 4972990 261629 21043041 19705945 1337096 13411391 ALL OTHER INVESTMENTS 17250000 F NET LOANS AND LEASES 4346729526 F NCUA SHARE INSURANCE DEPOSIT 57475573 C PAID IN CAPITAL AT CORP CUS 900000 C 4422355099 DRAWS AGAINST LINES OF CREDIT 419400000 MEMBER SHARES AND DEPOSITS 7467808704 NON-TRADING DERIVATIVES 18849363 7906058067 X PART X, LINE 2: FASB ASC 740-10-65, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED AND PRESENTED IN THE FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE "MORE LIKELY THAN NOT" OF BEING SUSTAINED "WHEN CHALLENGED OR "WHEN EXAMINED" BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS DEEMED TO NOT MEET THE MORE-LIKELY-THAN-NOT THRESHOLD WOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. MANAGEMENT HAS DETERMINED THAT THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS FOR THE YEAR ENDED SEPTEMBER 30, 2019, AND 2018, AND, ACCORDINGLY, THE CREDIT UNION HAS NOT RECORDED A LIABILITY FOR THE PAYMENT OF INTEREST OR PENALTIES. THE CREDIT UNION IS SUBJECT TO AND PAYS ALL STATE AND CITY TAXES ON GOODS AND SERVICES PURCHASED BY THE CREDIT UNION. 1 THE ALZHEIMER'S ASSOCIATION 225 N MICHIGAN AVENUE CHICAGO IL 60601 133039601 501(C)(3) 12000 FMV NON-PROFIT ORGANIZATION THAT RAISES AWARENESS AND FUNDS FOR ALZHEIMER'S CARE, SUPPORT AND RESEARCH. BILL WILSON CENTER 3490 THE ALAMEDA SANTA CLARA CA 95050 942221849 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT PROVIDES SERVICES TO MORE THAN 4,100 CHILDREN,YOUTH, YOUNG ADULTS AND FAMILIES IN SANTA CLARA COUNTY THROUGH VARIOUS PROGRAMS. ANIMAL ASSISTED HAPPINESS 1030 E EL CAMINO REAL 279 SUNNYVALE CA 94087 264100791 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT ENRICHES THE LIVES OF YOUTH WITH NEEDS THROUGH BARNYARD INTERACTIONS AT THEIR SMILE FARM AND MOBILE VISITS. CANINE COMPANIONS FOR INDEPENDENCE INC 2965 DUTTON AVE SANTA ROSA CA 95407 942494324 501(C)(3) 20000 FMV NON-PROFIT ORGANIZATION THAT ENHANCES THE LIVES OF PEOPLE WITH DISABILITIES BY PROVIDING HIGHLY TRAINED ASSISTANCE DOGS AND ONGOING SUPPORT TO ENSURE QUALITY PARTNERSHIPS. CANCER CAREPOINT INC 2505 SAMARITAN DRIVE BUILDING 400 SUITE 402 SAN JOSE CA 95124 273029691 501(C)(3) 20000 FMV NON-PROFIT ORGANIZATION DEDICATED TO TRANSFORMING SUPPORT FOR CANCER PATIENTS,FAMILIES, & CAREGIVERS IN SILICON VALLEY THROUGH PERSONALIZED ONE-ON-ONE COUNSELING, ASSISTANCE, RESOURCES AND EDUCATION. MORGAN AUTISM CENTER 2280 KENWOOD AVENUE SAN JOSE CA 95128 941722448 501(C)(3) 20000 FMV NON-PROFIT ORGANIZATION THAT HELPS CHILDREN AND ADULTS WITH AUTISM OR OTHER DEVELOPMENTAL DISABILITIES MAXIMIZE THEIR POTENTIAL IN A DIGNIFIED,POSITIVE AND LOVING ENVIRONMENT. OPERATION CARE AND COMFORT 3173 PEBBLE BEACH CIRCLE FAIRFIELD CA 94534 273116300 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION DEDICATED TO SUPPORTING AND ASSISTING VETERANS,MILITARY PERSONNEL AND THEIR FAMILY MEMBERS. LUCILLE PACKARD CHILDREN'S FOUNDATION 400 HAMILTON AVENUE 340 PALO ALTO CA 94301 770440090 501(C)(3) 20000 FMV NON-PROFIT ORGANIZATION THAT ELEVATES THE PRIORITY OF CHILDREN'S HEALTH AND INCREASES THE QUALITY AND ACCESSIBLILITY OF CHILDREN'S HEALTHCARE THROUGH LEADERSHIP AND DIRECT INVESTMENT. NEPHCURE KIDNEY INTERNATIONAL 150 S WARNER RD SUITE 402 KING OF PRUSSIAN PA 19406 383569922 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION WITH A MISSION TO ACCELERATE RESEARCH FOR EFFECTIVE TREATMENTS OF RARE FORMS OF NEPHROTIC SYNDROME AND PROVIDE EDUCATION AND SUPPORT THAT WILL IMPROVE LIVES AFFECTED. WEST VALLEY COMMUNITY SERVICES 10104 VISTA DRIVE CUPERTINO CA 95014 942211685 501(C)(3) 6000 FMV NON-PROFIT ORGANIZATION THAT IS FIGHTING POVERTY BY PROVIDING CRITICAL SUPPORT SERVICES TO THE LOW INCOME AND HOMELESS INDIVIDUALS AND FAMILY IN COMMUNITIES OF CUPERTINO, LOS GATOS, MONTE SERENO, SARATOGA AND WEST SAN JOSE. NAMI SANTA CLARA COUNTY 1150 S BASCOM AVENUE 24 SAN JOSE CA 95128 942430956 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT HELPS PEOPLE WITH A LIVED EXPERIENCE OF MENTAL ILLNESS AND FAMILIES BY PROVIDING SUPPORT, EDUCATION AND ADVOCACY; TO PROMOTE RESEARCH; TO REDUCE STIGMA AND DISCRIMINATION IN THE COMMUNITY; AND TO IMPROVE SERVICES BY WORKING WITH HEALTH PROFESSIONALS AND FAMILIES. LIVE OAK ADULT DAY CARE 1147 MINNESOTA AVENUE SAN JOSE CA 95126 770069106 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT PROVIDES DAY CARE SERVICES FOR FRAIL AND DISABLED ELDERLY ADULT. THEIR LONG TERM GOAL IS TO SUPPORT KEEPING CLIENTS INDEPENDENT AND ACTIVE. CYSTIC FIBROSIS RESEARCH INC 2672 BAYSHORE PARKWAY STE 250 MOUNTAIN VIEW CA 94043 510169988 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT FUNDS RESEARCH, PROVIDES EDUCATIONAL AND PERSONAL SUPPORT, AND SPREAD AWARENESS OF CYSTIC FIBROSIS, A LIFE-THREATENING GENETIC DISEASE. JACOB'S HEART CHILDREN'S CANCER SUPPORT SVCS 680 W BEACH STREET WATSONVILLE CA 95075 680413822 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT PROVIDES FAMILY-CENTERED CARE THAT ADDRESSES THE EMOTIONAL, PRACTICAL AND FINANCIAL STRUGGLES FOR FAMILIES OF CHILDREN AND TEENS DURING TREATMENT, FAMILIES EXPERIENCING ANTICIPATORY GRIEF AND THOSE WHO ARE BEREAVED. THE CROHN'S AND COLITIS FOUNDATION OF AMERICA 733 THIRD AVENUE NEW YORK NY 10017 136193105 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT IS DEDICATED TO FINDING A CURE AND IMPROVING THE QUALITY OF LIFE OF CHILDREN AND ADULTS AFFECTED BY THESE DISEASES; OFFER A WIDE RANGE OF EDUCATIONAL PROGRAMS FOR PATIENTS AND HEALTHCARE PROFESSIONALS. SARATOGA AREA SENIOR COORDINATING COUNCIL PO BOX 3033 SARATOGA CA 95070 942596228 501(C)(3) 7500 FMV NON-PROFIT ORGANIZATION THAT PROVIDES ACCESS TO PHYSICAL AND SOCIAL ACTIVITIES ALONG WITH RESOURCE SERVICES THAT IMPROVE THE OVERALL QUALITY OF LIFE FOR AGING ADULTS IN OUR COMMUNITY. ACKNOWLEDGE ALLIANCE 2483 OLD MIDDLEFIELD WAY 201 MOUNTAIN VIEW CA 94043 770393676 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION FOCUSED ON EDUCATION AND MENTAL HEALTH, HELPS BUILD POSITIVE CONNECTIONS BETWEEN TEACHERS AND STUDENTS TO OPEN THE DOORS TO LEARNING AND WELL-BEING. AMERICAN CANCER SOCIETY 250 WILLIAMS STREET NW ATLANTA GA 30303 131788491 501(C)(3) 20000 FMV NON-PROFIT ORGANIZATION THAT HELPS SAVE LIVES, CELEBRATE LIVES AND LEADS THE FIGHT FOR A WORLD WITHOUT CANCER. PROMOTING HEALTHY LIFESTYLES TO HELP PREVENT CANCER AND RESEARCHING CANCER AND ITS CAUSES TO FIND MORE ANSWERS AND BETTER TREATMENTS. AVENIDAS 450 BRYANT STREET PALO ALTO CA 94301 941480548 501(C)(3) 7500 FMV NON-PROFIT ORGANIZATION THAT SUPPORT AND CELEBRATES OLDER ADULTS. THEY HELP OLDER ADULTS IN THE COMMUNITY TO BE AS ACTIVE, ENGAGED AND HEALTHY AS POSSIBLE THROUGHOUT THEIR LIVES BY PROVIDING RELEVANT SERVICES AND PROGRAMS. BAY AREA CANCER CONNECTIONS 2335 EL CAMINO REAL PALO ALTO CA 94306 770417605 501(C)(3) 7500 FMV NON-PROFIT ORGANIZATION THAT SUPPORTS INDIVIDUALS AFFECTED BY CANCER WITH PERSONALIZED SERVICES THAT INFORM AND EMPOWER. THE TECH MUSEUM OF INNOVATION 201 SOUTH MARKET STREET SAN JOSE CA 95113 942864660 501(C)(3) 10000 FMV NON-PROFIT EXPERIMENTAL LEARNING RESOURCE DESIGNED TO HELP PEOPLE AND COMMUNITIES THRIVE IN THE TECHNOLOGICAL AGE. HEALTH TRUST MEALS ON WHEELS 3180 NEWBERRY DRIVE SAN JOSE CA 95228 946050231 501(C)(3) 7500 FMV NON-PROFIT ORNGANIZATION DEDICATED TO TRANSFORMING SILICON VALLEY INTO THE HEALTHIEST REGION IN AMERICA FOR EVERYONE THROUGH THREE INITIATIVES: HEALTHY LIVING, HEALTHY AGING, AND HEALTHY COMMUNITIES. VMC FOUNDATION VALLEY HOMELESS HEALTHCARE PROGRAM 2400 MOORPARK AVENUE 207 SAN JOSE CA 95128 770187890 501(C)(3) 15000 FMV NON-PROFIT ORGANIZATION THAT RAISES DONATIONS FROM THE COMMUNITY ON BEHALF OF THE VMC AND SCVHHS. THESE FUNDS ARE USED FOR PROGRAMS THAT SUPPORT COMMUNITY WELL-BEING, IMPROVE THE QUALITY OF CARE AND PROMOTE ACCESS TO MEDICAL TREATMENT FOR ALL RESIDENTS OF SANTA CLARA COUNTY. SUNNYVALE COMMUNITY SERVICES 725 KIFER ROAD SUNNYVALE CA 94086 941713897 501(C)(3) 15000 FMV NON-PROFIT ORGANIZATION DEDICATED TO PREVENTING HOMELESSNESS AND HUNGER FOR LOW-INCOME FAMILIES AND SENIORS FACING TEMPORARY CRISES BY PROVIDING FINANCIAL AID, FOOD AND OTHER SUPPORT THE PREVENTS LARGER PROBLEMS WITH MORE EXPENSIVE SOLUTIONS. CHILD ADVOCATES OF SILICON VALLEY 509 VALLEY WAY BUILDING 2 MILPITAS CA 95035 770250773 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT PROVIDES STABILITY AND HOPE TO CHILDREN WHO HAVE EXPERIENCED ABUSE AND NEGLECT . FAMILY SUPPORTIVE HOUSING 692 N KING ROAD SAN JOSE CA 95133 770106237 501(C)(3) 7500 FMV NON-PROFIT ORGANIZATION THAT PROVIDES TEMPORARY SHELTER AND SUPPORTIVE SERVICES FOR HOMELESS FAMILIES IN SANTA CLARA COUNTY. FAMILY GIVING TREE 606 VALLEY WAY MILPITAS CA 95035 770284682 501(C)(3) 15000 FMV NON-PROFIT ORGANIZATION THAT HELPS TO FULFILL THE WISHES OF CHILDREN IN NEED WHILE INSPIRING PHILANTHROPY, KINDNESS, AND VOLUNTEERISM. THE FAMILY GIVING TREE PROGRAM WORKS WITH MORE THAN 300 BAY AREA SOCIAL SERVICES AGENCIES. PANCREATIC CANCER ACTION NETWORK INC 1500 ROSECRANS AVENUE 200 MANHATTAN BEACH CA 90266 330841281 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION DEDICATED TO ADVANCE RESEARCH, SUPPORT PATIENTS, AND CREATE HOPE FOR PEOPLE WHO HAVE PANCREATIC CANCER. HOMEFIRST SERVICES OF SANTA CLARA COUNTY 507 VALLEY WAY MILPITAS CA 95035 942684272 501(C)(3) 20000 FMV NON-PROFIT ORGANIZATION DEDICATED TO END HOMELESSNESS AND IMPROVE COMMUNITIES BY PROVIDING HOUSING AND SUPPORT SERVICES THAT ENABLE HOMELESS CHILDREN AND ADULTS TO ATTAIN STABLE HOUSING. THE ORGANIZATION IS A LEADING PROVIDER OF SHELTER AND SUPPORT SERVICES IN SANTA CLARA COUNTY. SECOND HARVEST FOOD BANK 750 CURTNER AVENUE SAN JOSE CA 95125 942614101 501(C)(3) 50000 FMV NON-PROFIT ORGANIZATION THAT IS DEDICATED TO ENDING LOCAL HUNGER BY PROVIDING FOOD TO NEARLY A QUARTER OF A MILLION PEOPLE EACH MONTH, PROMOTING FEDERAL NUTRITION PROGRAMS AND EDUCATING FAMILIES ON HOW TO MAKE HEALTHIER FOOD CHOICES. CITIZENS SCHOOLS 308 CONGRESS STREET BOSTON MA 02210 043259160 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT MOBILIZES A TEAM TO ENABLE PUBLIC SCHOOLS IN LOW-INCOME COMMUNITIES TO PROVIDE A LONGER LEARNING DAY RICH WITH OPPORTUNITIES. PRESIDENT AND THE BOARD OF TRUSTEES OF SANTA CLARA COLLEGE - LEAD SCHOLARS 500 EL CAMINO REAL SANTA CLARA CA 95053 941156617 501(C)(3) 15000 FMV PROGRAM FOR FIRST-GENERATION COLLEGE STUDENTS (WHOSE PARENTS DID NOT GRADUATE FROM A 4-YEAR COLLEGE OR UNIVERSITY) FOCUSED ON ACADEMIC SUCCESS AND COMMUNITY ENGAGEMENT. THE PROGRAM PROVIDES ACADEMIC AND VOCATIONAL DEVELOPMENT OPPORTUNITES, SUPPORTIVE ADVISING, PEER MONITORING, AND COMMUNITY BUILDING THROUGH A VARIETY OF COURSES, PROGRAMS, AND SUPPORT NETWORKS. HAPPY HOLLOW FOUNDATION 1300 SENTER RD SAN JOSE CA 95112 237219471 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT CONNECTS PEOPLE TO NATURE THROUGH PLAY. SAN ANDREAS REGIONAL CENTER 6203 SAN IGNACIO AVE 2ND FLOOR SAN JOSE CA 95119 942591195 501(C)(3) 10000 FMV NON-PROFIT THAT EMPOWERS INDIVIDUALS AND THEIR FAMILIES TO LIVE BETTER, SELF-DETERMINED LIVES THROUGH DIAGNOSTICS AND SERVICE-COORDINATION FOR THOSE LIVING WITH DEVELOPMENTAL DISABILITIES. THE LEUKEMIA AND LYMPHOMA SOCIETY 100 W SAN FERNANDO ST SUITE 365 SAN JOSE CA 95113 135644916 501(C)(3) 10000 FMV NON-PROFIT THAT HAS THE MISSION TO CURE LEUKEMIA, LYMPHOMA, HODGKIN'S DISEASE AND MYELOMA, AND IMPROVE THE QUALITY OF LIFE OF PATIENTS AND THEIR FAMILIES. DOWNTOWN STREETS INC 1671 THE ALAMEDA SUITE 306 SAN JOSE CA 95126 205242330 501(C)(3) 10000 FMV NON-PROFIT ORGANIZATION THAT IS ENDING HOMELESSNESS BY RESTORING THE DIGNITY AND REBUILDING THE LIVES OF UNHOUSED MEN AND WOMEN. MARINE TOYS FOR TOTS 18251 QUANTICO GATEWAY DR TRIANGLE VA 22172 203021444 501(C)(3) 6000 FMV NON-PROFIT ORGANIZATION THAT COLLECTS NEW UNWRAPPED TOYS AND DISTRIBUTES THOSE TOYS TO LESS FORTUNATE CHILDREN AT CHRISTMAS TO HELP BRING THE JOY OF CHRISTMAS AND SEND A MESSAGE OF HOPE. SACRED HEART COMMUNITY SERVICES 1381 SOUTH FIRST ST SAN JOSE CA 95110 237179787 501(C)(3) 6000 FMV NON-PROFIT ORGANIZATION THAT BUILDS A COMMUNITY FREE FROM POVERTY BY CREATING HOPE, OPPORTUNITY, AND ACTION. THEY PROVIDE ESSENTIAL SERVICES, WORK TOGETHER TO IMPROVE LIVES, ADVOCATE FOR JUSTICE, AND INSPIRE THE COMMUNITY TO LOVE, SERVE,AND SHARE. 38 0 SCHOLARSHIPS 10 50000 X 1 1 X X X X 0 1 0 GARY RODRIGUES PRESIDENT & CEO 709130 0 346702 0 533114 0 2641508 0 44083 0 4274537 0 0 0 M MUCKER EXECUTIVE VP - OPS 203786 0 298984 0 173033 0 1213219 0 18597 0 1907619 0 0 0 B ROSS EXECUTIVE VP - FINANCE & ADMINISTRAT 377672 0 140942 0 0 0 711630 0 49768 0 1280012 0 0 0 K COLLINS SENIOR VP - LENDING 279064 0 87186 0 4752 0 111279 0 19611 0 501892 0 0 0 R MCALPINE VP - INFORMATION SYSTEMS 191852 0 86072 0 81618 0 70453 0 29154 0 459149 0 0 0 A SEBASTIAN VP - CONTROLLER 271575 0 84149 0 1242 0 106117 0 18820 0 481903 0 0 0 J FAGENSTROM VP - MARKETING 253014 0 78620 0 2874 0 85423 0 27762 0 447693 0 0 0 K FUKUMOTO VP - INTERNAL AUDIT 248458 0 78922 0 4558 0 54595 0 29475 0 416008 0 0 0 R RUTLEDGE VP - HUMAN RESOURCES 242959 0 75511 0 4361 0 90906 0 17218 0 430955 0 0 0 L BRUBAKER VP - REMOTE SERVICES 200469 0 88025 0 4113 0 69738 0 5216 0 367561 0 0 0 PART I, LINE 4B THE 457(B) IS AN UNFUNDED ELIGIBLE DEFERRED COMPENSATION PLAN FOR THE CREDIT UNION TO PROVIDE RETIREMENT BENEFITS AND INCIDENTAL BENEFITS TO HIGHLY COMPENSATED EMPLOYEES. PARTICIPANTS ARE THOSE EMPLOYEES RECEIVING COMPENSATION OVER $120,000. THE 457(F) SERP PLAN PROVIDES HIGHLY COMPENSATED EMPLOYEES WITH SUPPLEMENTAL RETIREMENT INCOME. THE PLAN HAS NO CONTRIBUTION LIMITS OR RESTRICTIONS, DOES NOT RECEIVE CONTRIBUTIONS FROM THE EXECUTIVE AND PROVIDES A LUMP SUM TO THE EXECUTIVE. THE PLAN ASSETS ARE THE ASSETS OF THE CREDIT UNION AND ARE SUBJECT TO CLAIMS OF CREDITORS. PARTICIPANTS ARE GARY RODRIGUES, KEVIN COLLINS, BRIAN ROSS, RUSS MCALPINE, MARGARETE MUCKER, ANN SEBASTIAN, JOE FAGENSTROM AND REGINA RUTLEDGE. B ROSS KEY EMP 1ST MORTGAGE X 614000 394454 0 0 1 J FAGENSTROM HCE 1ST MORTGAGE X 395000 346329 0 0 1 R MCALPINE KEY EMP 1ST MORTGAGE X 603100 558559 0 0 1 A SEBASTIAN HCE 1ST MORTGAGE X 617150 531223 0 0 1 L BRUBAKER HCE 1ST MORTGAGE X 776000 711292 0 0 1 L BRUBAKER HCE AUTO LOAN X 56650 10800 0 0 1 B ROSS KEY EMP 2ND MORTGAGE X 350000 350000 0 0 1 K COLLINS KEY EMP 1ST MORTGAGE X 297650 297650 0 0 1 MMUCKER KEY EMP 1ST MORTGAGE X 625000 613332 0 0 1 R RUTLEDGE HCE 1ST MORTGAGE X 1080000 1055092 0 0 1 4868731 FORM 990, PART VI, SECTION A, LINE 6 STAR ONE CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. STAR ONE CREDIT UNION DOES NOT HAVE STOCKHOLDERS. FORM 990, PART VI, SECTION A, LINE 7A THE GOVERNING BOARD OF STAR ONE CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS. FORM 990, PART VI, SECTION A, LINE 7B AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTION. FORM 990, PART VI, SECTION B, LINE 11B THE CONTROLLER, EXECUTIVE VPS, CEO, AND BOARD OF DIRECTORS RECEIVE A COMPLETED DRAFT OF THE FORM 990 FOR REVIEW PRIOR TO FILING EACH YEAR. FORM 990, PART VI, SECTION B, LINE 12C EACH YEAR, ALL EMPLOYEES ARE REQUIRED TO READ, SIGN, AND SUBMIT THE CODE OF CONDUCT PLEDGE TO HUMAN RESOURCES. FORM 990, PART VI, SECTION B, LINE 15 STAR ONE CREDIT UNION USES CONSULTING FIRMS AND INDUSTRY SPECIFIC SURVEYS TO DELIBERATE COMPANY EMPLOYEES' COMPENSATION. THE GOVERNING BOARD APPROVES THE CEO'S COMPENSATION PACKAGE AFTER IT HAS BEEN THOROUGHLY REVIEWED AND RECOMMENDED BY THE COMPENSATION COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 BACKGROUND: FORM 990 IS AN ANNUAL RETURN FILED WITH THE IRS BY TAX-EXEMPT ORGANIZATIONS TO REPORT INFORMATION ABOUT THEIR OPERATIONS. IT IS A PUBLIC DOCUMENT USED PRIMARILY BY THE IRS FOR TAX ADMINISTRATION NEEDS AS WELL AS STATE TAX AUTHORITIES, THE PRESS AND RESEARCHERS. ALL STATE-LICENSED/CHARTERED CREDIT UNIONS ARE REQUIRED TO FILE FORM 990. WITH FILING EXTENSIONS, CREDIT UNIONS HAVE UNTIL NOVEMBER 15TH TO FILE FORM 990 FOR THE PRIOR TAX YEAR. DISCLOSURE REQUIREMENTS: THE THREE MOST RECENT RETURNS FILED MUST BE MADE AVAILABLE TO THE PUBLIC. THE DOCUMENTS MADE AVAILABLE FOR INSPECTION MUST BE AN EXACT COPY OF THE RETURN FILED WITH THE IRS, INCLUDING ATTACHMENTS AND SCHEDULES. THE DISCLOSURE MUST BE PROVIDED TO ALL INDIVIDUALS, MEMBERS AND NON-MEMBERS, WHO REQUEST INSPECTION OR COPIES OF THE FORM. REQUESTS MADE IN PERSON: FORM 990 WILL BE MADE AVAILABLE FOR PUBLIC INSPECTION AT THE BORDEAUX ADMINISTRATION OFFICE DURING REGULAR BUSINESS HOURS. THE BRANCHES ARE EXEMPT FROM THE IN-PERSON DISCLOSURE REQUIREMENT, AS THEY ARE NOT CONSIDERED REGIONAL OR DISTRICT OFFICES. DURING THE FORM 990 INSPECTION, A CREDIT UNION EMPLOYEE MAY BE PRESENT IN THE ROOM. THE INDIVIDUAL REQUESTING THE INSPECTION MAY TAKE NOTES DURING THE INSPECTION. FEES MAY BE CHARGED FOR COPIES OF THE FORM 990 (FEES MAY BE AT THE RATE OF $.20 PER PAGE, THE FIRST 50 PAGES FOR FREE AND/OR POSTAGE FEES). IN-PERSON REQUESTS SHOULD BE FULFILLED ON THE SAME BUSINESS DAY. THE IRS ALLOWS EXCEPTIONS IN CASES OF UNUSUAL CIRCUMSTANCES. IF AN UNUSUAL CIRCUMSTANCE EXISTS, THE CREDIT UNION IS PERMITTED TO PROVIDE COPIES NO LATER THAN THE NEXT BUSINESS DAY FOLLOWING THE DAY THAT THE UNUSUAL CIRCUMSTANCE CEASES TO EXIST OR THE FIFTH BUSINESS DAY AFTER THE DATE OF THE REQUEST, WHICHEVER OCCURS FIRST. EXAMPLES OF UNUSUAL CIRCUMSTANCES INCLUDE REQUESTS RECEIVED SHORTLY BEFORE THE END OF REGULAR BUSINESS HOURS THAT REQUIRE AN EXTENSIVE AMOUNT OF COPYING OR REQUESTS ON A DAY WHEN THE ORGANIZATION'S MANAGERIAL STAFF CAPABLE OF FULFILLING THE REQUEST IS CONDUCTING SPECIAL DUTIES, RATHER THAN ITS REGULAR ADMINISTRATIVE DUTIES. REQUESTS MADE IN WRITING: IF A CREDIT UNION RECEIVES A WRITTEN REQUEST (MAIL, E-MAIL, FAX, ETC.) FOR A COPY OF FORM 990, THE COPY MUST BE MAILED WITHIN 30 DAYS FROM THE DATE THE REQUEST WAS RECEIVED (APPLICABLE FEES MAY APPLY). SUMMARY: THE CREDIT UNION WILL RESPOND TO INDIVIDUAL REQUESTS FOR COPIES AND WILL NOT MAKE THE FORM 990 'WIDELY AVAILABLE' BY POSTING IT TO A PUBLIC WEBSITE OR DATABASE. FORM 990, PART XI, LINE 9: CHANGE IN OCI -8,269,971. ROUNDING -1. FORM 990, PART XII, LINE 2C: THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR.