2020-11-16T11:42:45-06:00 2019-12-31 202122306 GBQ PARTNERS LLC 4030 SMITH ROAD CINCINNATI OH 45209 990 2019-01-01 237247091 PATHWAYS FINANCIAL CREDIT UNION PATH 6144167588 5665 N HAMILTON ROAD COLUMBUS OH 43230 CHRISTOPHER B HOOVER VP FINANCE 6144167588 2020-11-13 1 GREG HEIMKREITER P01331287 5138713033 66.195.173.51 2020-11-13 09:35:44 ES P EEDA52ECEAD1C13BCC69D2B6E8FA70E789B63302 EEDA52ECEAD1C13BCC69D2B6E8FA70E789B63302 2019 2021-04-22 16:20:28Z CHRISTOPHER B HOOVER 5665 N HAMILTON ROAD COLUMBUS OH 43230 20723655 0 X WWW.PATHWAYSCU.COM X 1973 OH TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS. 12 12 142 12 36728 0 0 0 13770626 18519383 1038997 2204272 0 0 14809623 20723655 0 0 0 0 5123513 7172835 0 0 0 6601758 10263619 11725271 17436454 3084352 3287201 289016176 412851911 260042843 370971069 28973333 41880842 TO PROVIDE LENDING, SAVINGS AND OTHER FINANCIAL SERVICES TO ITS MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE LOCAL MARKETPLACE AND WITH A "SERVICE-BASED" EMPHASIS THAT RECOGNIZES THE MEMBERS' STATUS AS "OWNER". 0 0 PROVIDE FINANCIAL SERVICES TO MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 63060 0 1 142 1 1 1 0 0 0 0 0 0 0 0 0 X 12 12 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X CHRISTOPHER B HOOVER 6144167588 5665 N HAMILTON ROAD COLUMBUS OH 43230 BILL KNOLES BOARD MEMBER 1.00 X X 0 0 0 MARSHA CALLOWAY BOARD MEMBER 1.00 X 0 0 0 SPENCER BARTON SECRETARY 1.00 X X 0 0 0 KIRK PIERSON TREASURER 1.00 X X 0 0 0 MIKE SISINGER BOARD MEMBER 1.00 X 0 0 0 JACK RADICH CHAIRMAN 1.00 X X 0 0 0 JOHN FALK BOARD MEMBER 1.00 X 0 0 0 GAIL KELLEY VICE PRESIDENT 1.00 X 0 0 0 MICHAEL POE BOARD MEMBER 1.00 X 0 0 0 MIKE SHAFER CEO 40.00 X 338414 0 15284 GREG KIDWELL PRESIDENT 40.00 X 232830 0 12658 CHRIS HOOVER VP FINANCE 40.00 X 126684 0 7358 CASEY ECKLES VP OPERATIONS 40.00 X 148672 0 7957 ANDY TARBOX CIO 40.00 X 131121 0 7692 JILL JUSTICE VP HUMAN RESOURCES 40.00 X 102803 0 5925 LINDA BATTAGLIA VP COMPLIANCE 40.00 X 94125 0 5526 DEBBIE CADLE SENIOR VP 40.00 X 85451 0 4766 CURTIS ONOFRI VP LENDING 40.00 X 114430 0 6349 1374530 0 73515 7 0 1 0 PSCU 560 CARILLON PARKWAY ST PETERSBURG FL 33716 CARD SERVICES 921484 CUA 6000 28TH STREET SE GRAND RAPIDS MI 49546 DATA PROCESSOR 849776 2 LOAN INTEREST 522130 11407866 11407866 FEE INCOME 522130 5256907 5228411 28496 OTHER INCOME 522130 1854610 1846378 8232 18519383 2204272 2204272 20723655 20686927 36728 0 1374530 5798305 982410 874170 158846 1039318 39507 2257955 1317227 113218 CARD PROCESSING & BANK 1253566 PROVISION FOR LOAN & LE 849408 OTHER EXPENSE 701305 LOAN SERVICING EXPENSE 642886 33803 17436454 2725029 4100426 23931475 43221100 196819801 248763493 18839630 7512172 8287733 11327458 35258785 79693420 21993353 25746014 289016176 412851911 2555848 3443885 257486995 367527184 260042843 370971069 X 0 0 0 0 28973333 41880842 28973333 41880842 289016176 412851911 X 3287201 322269 9298039 X 0 1 X 1 0 2871000 2871000 6792450 868200 5924250 3507044 2060801 1446243 5669136 4583171 1085965 11327458 CORPORATE CDS 3499021 C US GOV'T SECURITIES & AGENCIES 3263255 C CORPORATE CDS CAPITALIZATION 2778861 C MORTGAGE BACKED SECURITIES 8463350 C CERTIFICATES OF DEPOSIT 20792179 C FHLB STOCK (RESTRICTED) 577800 C OTHER INVESTMENTS 471898 C COLLATERALIZED MORTGAGE OBLIGATIONS 14747056 C NEGOTIABLE CERTIFICATES OF DEPOSIT 25100000 C 79693420 ACCRUED INTEREST - LOANS 1217607 ACCRUED INTEREST - INVESTMENTS 166660 SURRENDER VALUE OF LIFE INSURANCE 16632358 PREPAID EXPENSES 578363 SHARE INSURANCE DEPOSITS 3489702 OTHER ASSETS 3661324 25746014 MEMBERS' SHARES & DEPOSITS 367527184 367527184 X 20723655 0 20723655 0 20723655 17436454 0 17436454 0 17436454 PART X, LINE 2: THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL AND STATE INCOME TAXES EXCEPT FOR CERTAIN CHARGES SUCH AS NON-MEMBER ATM FEES WHICH HAVE BEEN DEEMED BY THE INTERNAL REVENUE SERVICE (IRS), IN TECHNICAL ADVICE MEMORANDUMS RELEASED IN MARCH 2007, TO BE UNRELATED TO THE SPECIFIC ENTITY'S EXEMPT PURPOSE. AS PRESENTED IN THE TECHNICAL ADVICE MEMORANDUMS, THE NET TAXABLE INCOME FROM THESE CHARGES IS SUBJECT TO INCOME TAXES UNDER THE UNRELATED BUSINESS INCOME TAX (UBIT) REGULATIONS. TAX RETURNS WERE FILED TIMELY FOR THE 2017 CALENDAR YEAR AND WILL BE FILED BY NOVEMBER 15, 2019 FOR THE 2018 CALENDAR YEAR. AN ESTIMATED LIABILITY HAS NOT BEEN RECOGNIZED IN THE FINANCIAL STATEMENTS BECAUSE THE TAXES DUE ARE NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL CONDITION OR RESULTS OF OPERATIONS. 1 X X 0 0 0 MIKE SHAFER CEO 285698 0 39774 0 12942 0 15284 0 0 0 353698 0 0 0 GREG KIDWELL PRESIDENT 201897 0 26435 0 4498 0 12658 0 0 0 245488 0 0 0 CASEY ECKLES VP OPERATIONS 112919 0 31703 0 4050 0 7957 0 0 0 156629 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR THREE YEARS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLE PLURITY VOTE. FORM 990, PART VI, SECTION A, LINE 7B CHANGES TO THE GOVERNING DOCUMENTS AND BYLAWS MUST BE APPROVED BY THE MEMBER-OWNERS AFTER THEY HAVE BEEN APPROVED BY THE BOARD OF DIRECTORS AND THE REGULATORY AGENCY OF THE CREDIT UNION (OHIO DIVISION OF FINANCIAL INSTITUTIONS). FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PRESENTED TO MANAGEMENT AND THE BOARD OF DIRECTORS PRIOR TO FILING WITH THE IRS FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS REVIEWED ON AN ANNUAL BASIS WITH THE BOARD AT THE MAY BOARD MEETING. AFTER REVIEWING THE POLICY EACH BOARD MEMBER SIGNS THE POLICY. FORM 990, PART VI, SECTION B, LINE 15 THE CREDIT UNION USES A SALARY MANUAL PROVIDED BY CUNA (AN ORGANIZATION THAT IS SPECIFIC TO CREDIT UNIONS) FOR ALL ITS EMPLOYEES. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE POSTED AT EACH BRANCH OFFICE AND ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: EQUITY ACQUIRED IN MERGER 9,298,039. MEMBER POWER SERVICES GROUP 5665 N HAMILTON ROAD COLUMBUS OH 43230 271878860 CONSUMER MORTGAGE ORIGINATION OH 16656 217099 PATHWAYS FINANCIAL CREDIT UNION 23-7247091