2020-07-03T09:06:01-07:00 2019-12-31 990 2019-01-01 362494471 STREATOR ONIZED CREDIT UNION STRE 8156735577 912 N Shabbona Streator IL 61364 Cheryl Davis CFO 8156731589 2020-07-03 108.178.250.18 2019 2021-04-22 16:20:28Z X Kathleen Lucas 912 N Shabbona St Streator IL 61364 16704721 0 X socu.org X Cooperative 1939 IL Credit Union will provide quality financial services that will enhance the economic and social well-being of the members and communities that it serves. 7 7 125 7 0 0 0 0 13424161 15542547 852510 834405 10020 8343 14286691 16385295 0 0 0 0 4775198 5323801 0 0 0 7110168 8397510 11885366 13721311 2401325 2663984 231129028 254906098 197758199 218867032 33370829 36039066 Credit Union will provide quality financial services that will enhance the economic and social well-being of the members and communities that it serves. 0 0 Provided consumer loans to 8831 members. Provided 103 real estate loans to members. Received deposits on savings for 2588 new members. 0 0 0 0 0 0 1 0 0 0 0 0 0 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 5674 0 1 125 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 0 1 1 1 0 X Kathleen Lucas 8156735577 912 N Shabbona Streator IL 61364 Kathleen Lucas CEO 40 X 209305 0 41003 Angela Kusnerick VP Compliance/Member Relations 40 X 116286 0 24525 Cheryl Davis CFO 40 X 127096 0 10268 Mandi Albert VP of Lending 40 X 114504 0 14884 Michael Ralph Chairman 1 X 0 0 0 Angie Houch Vice Chairperson 1 X 0 0 0 Tony Miles Board Treasurer 1 X 0 0 0 Harry Godfrey Board Secretary 1 X 0 0 0 Don Luckey Board Member 1 X 0 0 0 Robert Lee Board Member 1 X 0 0 0 Nathan Darrow Board Member 1 X 0 0 0 567191 0 90680 4 0 1 0 Transunion PO Box 99506 Chicago IL 606939506 Credit Reports 120772 Corelation Inc 2305 Historic Decatur Rd Suite 300 San Diego CA 92106 Core System 121317 Diebold PO Box 643543 Pittsburgh PA 152643543 Security Systems/ATMs 178624 3 0 Loan Interest Income 522100 11337055 11337055 0 0 Fees & Charges 522100 3705151 3705151 0 0 Insurance Fees & Charges 524298 500341 500341 0 0 0 0 0 0 15542547 840921 840921 0 0 0 0 0 0 0 0 0 0 0 0 0 312910 0 319426 0 -6516 -6516 -6516 0 0 8343 8343 0 0 8343 16385295 16385295 0 0 0 0 0 0 657871 0 3599029 164925 575287 326689 0 8400 32692 0 0 8450 33392 236553 292961 398526 0 257414 34071 0 46863 107 26182 687587 47341 Dividends 2386820 Provision for Loan Loss 1580000 VISA Expenses 1187520 Loan Servicing 288174 844457 13721311 0 0 0 3411950 3725069 29905434 32361394 0 0 1986654 2776424 440973 219888 0 0 179799627 204352067 0 0 692778 692667 12254946 5122339 7475558 7132607 6631335 2689240 0 0 0 0 0 0 784719 956742 231129028 254906098 1155085 1465355 0 0 0 0 0 0 0 0 0 0 0 0 0 0 196603114 217401677 197758199 218867032 X 0 0 0 0 33370829 36039066 33370829 36039066 231129028 254906098 2663984 4253 0 0 0 0 X X 1 X 1 X 1 0 2500 0 0 2500 2500 1 Credit Union Political Action Council 1807 W Diehl Rd PO Box 3107 Naperville IL 605669107 363092340 2500 0 Schedule C, Part I-A, Line 1 CUPAC Political Campaign Activities 0 601888 601888 0 3759138 2082503 1676635 0 8584 6959 1625 0 3739472 2185851 1553621 0 4145864 847026 3298838 7132607 Shares 217401677 217401677 16391811 0 0 0 0 0 16391811 0 -6516 -6516 16385295 13727827 0 0 0 6516 6516 13721311 0 0 0 13721311 Schedule D, Part XI, Line 4b Loss from Sale on Assets Schedule D, Part XII, Line 2d Loss from Sale on Assets X 1 1 X X 0 0 0 Kathleen Lucas CEO 209305 0 0 0 0 0 0 0 0 0 209305 0 0 0 Schedule J, Part I, Line 1a The Credit Union will provide reimbursement for companion travel up to 599.00 per year for Officers of the Credit Union Angela Kusnerick Officer vehicle X 26399 5895 0 1 1 Angela Kusnerick Officer unsecured X 10546 9874 0 1 1 Angela Kusnerick Officer real estate X 111200 84731 0 1 1 Kathleen Lucas Officer share secured X 63000 2873 0 1 1 Kathleen Lucas Officer Share Secured X 66000 25533 0 1 1 Mandi Albert Officer Real Estate X 108800 90982 0 1 1 219888 Form 990, Part VI, Section A, Line 6 Organization has members Form 990, Part VI, Section A, Line 7a Members elect the governing body at the Annual Meeting Form 990, Part VI, Section A, Line 7b Decisions of the governing body are subject to the members approval at the annual meeting Form 990, Part VI, Section B, Line 11b Form 990 is reviewed by CFO Form 990, Part VI, Section B, Line 12c Monitored through scheduling and information provided by the employees; with Board members any possible conflict result in that board member not participating in the discussion items Form 990, Part VI, Section B, Line 15 The CEO's salary is approved by the Board of Directors after reviewing salary surveys and performance. A salary committee establishes a salary schedule for all positions at the Credit Union after reviewing salary surveys for comparable job duties. Form 990, Part VI, Section C, Line 19 The Conflict of Interest Policy and Governing documents are available upon request, Finanical statements are posted in the lobbies of all locations. Form 990, Part XII, Line 2c no changes to over site or selection process