2020-11-12T10:58:12-07:00 2019-12-31 990 2019-01-01 930465543 MARION AND POLK SCHOOLS CREDIT UNION MARI 5035880181 PO Box 12398 Salem OR 97309 Scott Turner VP of Accounting 5035880181 2020-11-12 50.237.77.170 2019 2022-01-07 14:23:13Z Maps Credit Union Mark Zook PO Box 12398 Salem OR 97309 51284977 0 X www.mapscu.com X Non-Profit 1935 OR Create and maintain long-term, mutually beneficial relationships with our members and our employees. 7 7 336 12 227422 0 0 0 41605735 47563808 2384200 2608761 1072718 1086797 45062653 51259366 93497 1034403 0 0 14956458 18088744 0 0 0 17343277 19352216 32393232 38475363 12669421 12784003 745587945 819120790 675494150 736375075 70093795 82745715 Create and maintain long-term, mutually beneficial relationships with our members and our employees 0 0 38475363 0 51259366 Cooperative based financial institution, promotes thrift and affordable financial services. 0 0 0 38475363 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 1 1 1 0 1 18290 0 1 336 1 1 1 0 0 0 0 0 0 0 X 7 7 1 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 X Scott Turner 5035880181 PO Box 12398 Salem OR 97309 Charles Daiker SVP Information Technology 50 0 X 531262 0 2917 Toni Silbernagel SVP Lending 50 0 X 508450 0 4556 Mark Zook President/CEO 50 0 X 455355 0 9800 Rachel Pross Chief Risk Officer 50 0 X 194526 0 4729 Christopher Federici SVP Portfolio Banking 50 0 X 177424 0 6964 Shane Saunders Chief Experience Officer 50 0 X 176858 0 6572 Barbara Koontz Investment Representative 50 0 X 169938 0 6517 Christopher Giles SVP Payments and Digital Strategies 50 0 X 168824 0 3947 Patricia Walker Chief Lending Officer 50 0 X 154961 0 7150 Traci Kendall SVP Retail Operations 50 0 X 154178 0 3825 David DeNos VP Commercial Lending 50 0 X 150538 0 5907 Scott Turner VP Accounting 50 0 X 149061 0 5983 Melvin Monroe VP Finance 50 0 X 147835 0 5890 David Halter VP Mortgage Lending 50 0 X 141922 0 5719 David Deckelmann SVP of MSA/CEO of CU Wireless 50 0 X 136671 0 5638 Joe Phillippay Board Chair 0 0 X 0 0 0 Kathy Moore Board Member 0 0 X 0 0 0 Gordon Sawser Board Member 0 0 X 0 0 0 Judy Beebe Board Member 0 0 X 0 0 0 Brant Wolf Board Member 0 0 X 0 0 0 Jeff Antrican Board Member 0 0 X 0 0 0 Tom Marks Board Member 0 0 X 0 0 0 3417803 0 86114 28 0 1 0 PSCU 560 Carillon Parkway St Petersburg FL 33716 card processor 3755541 FISERV PO Box 99924 Grapevine TX 76033 software provider 1264933 Mastercard International 2200 Mastercard Blvd O Fallon MO 63368 card services 743961 FIS PO Box 4535 Carol Stream IL 60197 card processor 519634 Kamind Inc 5200 SW Meadows Rd Suite 150 Lake Oswego OR 97035 cloud services 468506 27 0 Interest and Fee Income 522130 47452897 47289568 163329 0 Membership Dues 522130 110911 110911 0 0 0 0 0 0 47563808 2634212 2634212 0 0 0 0 0 0 0 0 0 0 191196 0 0 0 191196 0 191196 191196 0 0 0 160 0 25611 0 -25451 -25451 -25451 0 0 Commissions 522130 895601 831508 64093 0 0 0 0 0 895601 51259366 51031944 227422 0 1034403 0 0 0 2714604 0 11526543 535274 1940270 1372053 0 46184 1077960 0 0 0 1217009 391708 1873112 1827823 0 1647389 212277 0 23447 1176998 0 1537013 216173 ATM Network Expenses 2378266 Provision for Loan Loss 2094823 Loan and Lease Expenses 2365773 Bill Payer Services 671958 594303 38475363 0 0 0 64089466 70597883 0 0 0 0 570385 912272 3520249 4163705 0 0 606674084 669342842 400099 1318227 1107256 1074776 33408341 12720577 21011153 20687764 22024562 17459223 14881204 18435029 0 0 0 0 11309487 15129069 745587945 819120790 11220886 13589771 0 0 0 0 0 0 0 0 0 0 0 0 0 0 664273264 722785304 675494150 736375075 X 0 0 0 0 70093795 82745715 70093795 82745715 745587945 819120790 12784003 -132083 0 0 0 0 X 1 X 1 X 1 0 0 4502817 4502817 0 14441739 1757441 12684298 0 5652366 3226799 2425567 0 8811419 7736337 1075082 0 0 0 0 20687764 0 Member Deposits and Share Accounts 722785304 722785304 X 51259366 0 0 0 0 0 51259366 0 0 0 51259366 38475363 0 0 0 0 0 38475363 0 0 0 38475363 Schedule D, Part X, Line 2 Beginning in March 2008, the Internal Revenue Service (IRS) released Technical Advice Memorandums (TAMs) to specific state-chartered credit unions specifying the revenue sources subject to unrelated business income tax (UBIT). UBI may also be subject to tax in certain states. Management has assessed the Credit Union's activities and any potential federal or state income tax liability and determined that the Credit Union has no uncertain tax positions that qualify for either recognition or disclosure in the consolidated financial statements. Additionally, no interest and penalties have been recorded in the accompanying consolidated financial statements related to uncertain tax positions. Currently, the 2018, 2017 and 2016 federal income tax returns are open for examination by the IRS. The filing years open for examination by the state, if applicable, may be equal to, greater than or less than the years open for examination by the IRS. 1 Maps Community Foundation PO Box 12398 Salem OR 97309 450705509 501 (c)(3) 104403 0 Each time Credit Union members use the Free Community Checking debit card, Maps donates a penny to the Maps Community Foundation for college scholarships, teacher grants, and other community causes. Maps Community Foundation PO Box 12398 Salem OR 97309 450705509 501 (c)(3) 930000 0 The Credit Union contributed cash to the Maps Community Foundation for college scholarships, teacher grants, and other community causes. 1 0 Schedule I, Part I, Line 2 Each time Credit Union members use the Free Community Checking debit card, Maps donates a penny to the Maps Community Foundation for college scholarships, teacher grants, and other community causes. Maps also makes regular, unrestricted contributions to Maps Community Foundation. X X X 0 1 0 Mark Zook President/CEO 353560 0 70974 0 30821 0 9800 0 0 0 465155 0 0 0 Rachel Pross Chief Risk Officer 153694 0 39497 0 1335 0 4729 0 0 0 199255 0 0 0 Shane Saunders Chief Experience Officer 136802 0 39642 0 414 0 6572 0 0 0 183430 0 0 0 Patricia Walker Chief Lending Officer 111265 0 42477 0 1219 0 7150 0 0 0 162111 0 0 0 Charles Daiker SVP Information Technology 149836 0 32392 0 349034 0 2917 0 0 0 534179 0 0 0 Toni Silbernagel SVP Lending 122605 0 36407 0 349438 0 0 0 4556 0 513006 0 0 0 Christopher Federici SVP Portfolio Banking 132181 0 40263 0 4980 0 6964 0 0 0 184388 0 0 0 Christopher Giles SVP Payments and Digital Strategies 139368 0 29336 0 120 0 3947 0 0 0 172771 0 0 0 Traci Kendall SVP Retail Operations 121501 0 32407 0 270 0 3825 0 0 0 158003 0 0 0 Barbara Koontz Investment Representative 98139 0 71259 0 540 0 6517 0 0 0 176455 0 0 0 David DeNos VP Commercial Lending 122704 0 27130 0 704 0 0 0 5907 0 156445 0 0 0 Scott Turner VP Accounting 123715 0 25286 0 60 0 5983 0 0 0 155044 0 0 0 Melvin Monroe VP Finance 122489 0 25286 0 60 0 5890 0 0 0 153725 0 0 0 Schedule J, Part I, Line 4 The Credit Union operates 457(f) accounts for several executives and key employees. Charles Daiker SVP Information Technology Credit Card X 20000 18720 0 1 1 Charles Daiker SVP Information Technology Vehicle X 70126 58619 0 1 1 Charles Daiker SVP Information Technology Mortgage X 345000 332579 0 1 1 Christopher Federici SVP Portfolio Banking Mortgage X 288000 284401 0 1 1 Christopher Giles SVP Payments and Digital Strategies Credit Card X 18000 5785 0 1 1 Christopher Giles SVP Payments and Digital Strategies Mortgage X 463000 448333 0 1 1 David Deckelmann SVP MSA/CEO of CU Wireless Mortgage X 197500 181700 0 1 1 David Deckelmann SVP of MSA/CEO of CU Wireless Mortgage X 250000 225924 0 1 1 David Deckelmann SVP of MSA/CEO of CU Wireless Credit Card X 16000 913 0 1 1 Mark Zook President/CEO Mortgage X 649800 625931 0 1 1 Mark Zook President/CEO Home Equity X 475000 437777 0 1 1 Mark Zook President/CEO Credit Card X 17500 9704 0 1 1 Mark Zook President/CEO Home Equity X 120276 105715 0 1 1 Mark Zook President/CEO Home Equity X 100000 52280 0 1 1 Patricia Walker Chief Lending Officer Credit Card X 25000 404 0 1 1 Patricia Walker Chief Lending Officer Mortgage X 272300 258142 0 1 1 Rachel Pross Chief Risk Officer Home Equity X 42700 41604 0 1 1 Rachel Pross Chief Risk Officer Vehicle X 47546 45996 0 1 1 Rachel Pross Chief Risk Officer Mortgage X 304300 298707 0 1 1 Shane Saunders Chief Experience Officer Mortgage X 337500 297111 0 1 1 Toni Silbernagel SVP Lending Line of Credit X 9023 2374 0 1 1 Toni Silbernagel SVP Lending Mortgage X 368842 357334 0 1 1 Toni Silbernagel SVP Lending Credit Card X 20000 5385 0 1 1 Toni Silbernagel SVP Lending Vehicle X 66680 63108 0 1 1 Joe Phillippay Board Chair Credit Card X 30000 339 0 1 1 Judy Beebe Board Member Credit Card X 9750 4820 0 1 1 4163705 Form 990, Part VI, Section A, Line 2 Tom Marks, Board Member, and Mark Zook, President/CEO, along with others are partial owners of a piece of property. Form 990, Part VI, Section A, Line 6 The Credit Union has members. Form 990, Part VI, Section A, Line 7a The Board of Directors are elected by Credit Union members. Form 990, Part VI, Section A, Line 7b Mergers and removal of Directors require member approval. Form 990, Part VI, Section B, Line 11b Form 990 is reviewed by the VP of Accounting. Form 990, Part VI, Section B, Line 12c Annual review of interests and involvements. Form 990, Part VI, Section B, Line 15 Annual compensation reviews are completed. Board compensation committee reviews CEO compensation. Third-party compensation study completed on all positions. Form 990, Part VI, Section C, Line 19 Balance Sheet is posted in branch locations. Other financial statements, documents, and policies are available for member review upon request. Maps Service Agency PO Box 12398 Salem OR 97309 930575675 Insurance, mobile banking, background screening OR Marion and Polk Schools Credit Union C 412642 7693248 1 1 1 0 0 1 0 0 0 0 0 1 0 1 1 0 0 0 0 0 0 Maps Service Agency a-i 20238 Cash paid Maps Service Agency d 990523 Outstanding loan balance Maps Service Agency j 116837 Cash paid Maps Service Agency l 520084 Cash paid Maps Service Agency m 104847 Cash paid