2025-09-16T14:57:03-05:00 2024-12-31 390859910 BAKER TILLY ADVISORY GROUP LP 805 SW BROADWAY STE 1400 PORTLAND OR 97205 990 2024-01-01 930468003 FIRST COMMUNITY CREDIT UNION FIRS 5413962145 200 N ADAMS STREET COQUILLE OR 97423 MIKE LEEP EVP/CFO 5413962145 2025-09-14 1 0 WENDY CAMPOS P00448102 5032421447 2025-09-09 2024 2025-03-06 01:10:19Z X DAVID ELMER 200 N ADAMS STREET COQUILLE OR 97423 72015421 0 X WWW.MYFIRSTCCU.ORG X 1957 OR TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING. 13 13 390 17 1900799 0 0 0 48605926 57924250 12517782 11259237 1684366 1900799 62808074 71084286 370714 345724 0 0 27475648 30324713 0 0 0 19590138 26088768 47436500 56759205 15371574 14325081 1676601574 1676813394 1492619239 1477731079 183982335 199082315 TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING. 0 0 ALL ACTIVITIES OF A STATE CHARTERED CREDIT UNION, INCLUDING FUNDING AND SERVICING OF LOANS, DEPOSITS, ACH SERVICES, ATM ACCESS, ETC. SERVICES ARE PROVIDED MONDAY THROUGH FRIDAY, WITH THE EXCEPTION OF FEDERAL HOLIDAYS. 0 0 0 0 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1177 0 1 390 1 1 1 0 0 0 0 0 1 0 X 13 13 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 0 X MIKE LEEP EVPCFO 5413962145 200 N ADAMS STREET COQUILLE OR 97423 ROBIN MCALPIN BOARD MEMBER (CHAIRPERSON) 12.00 X X 25000 0 0 BRIAN MENEFEE BOARD MEMBER (VICE-CHAIR) 10.00 X X 18000 0 0 DENNIS ERICKSON BOARD MEMBER (TREASURER) 10.00 X X 18000 0 0 LINDA FURMAN GRILE BOARD MEMBER (SECRETARY) 10.00 X X 18000 0 0 SHAUN HOBACK BOARD MEMBER (FORMER CHAIR) 10.00 X X 18000 0 0 JOE DEUTZ BOARD MEMBER 12.00 X 19292 0 0 STEVE MOHRLAND BOARD MEMBER 10.00 X 18000 0 0 DAN GIBSON BOARD MEMBER 10.00 X 18000 0 0 HALL THOMAS BOARD MEMBER 10.00 X 18000 0 0 GERALD PRICKETT BOARD MEMBER 10.00 X 18000 0 0 MARY-ELLEN ROBBINS BOARD MEMBER 10.00 X 18000 0 0 JULIE HARGRAVES BOARD MEMBER 10.00 X 15167 0 0 ELIZABETH DAVIS BOARD MEMBER 10.00 X 0 0 0 DAVID ELMER PRESIDENT/CEO/TREASURER 40.00 X 1114236 0 43340 RENEE NELSON EXECUTIVE VICE PRESIDENT/CGO 40.00 X 779108 0 43340 MIKE LEEP EXECUTIVE VICE PRESIDENT/CFO 40.00 X 273098 0 39402 ELLEN SCRIVEN EXECUTIVE VICE PRESIDENT/COO 40.00 X 263696 0 39590 TED RUBIN VP OF INVESTMENT SERVICES 40.00 X 250584 0 39590 KEVIN ISLEY SVP EBANKING & DEVELOPMENT 40.00 X 247149 0 39590 JEREMY ALGER SVP INFORMATION TECHNOLOGY 40.00 X 247039 0 39590 MINDY REEVES SVP CREDIT ADMINISTRATION 40.00 X 247260 0 35822 ERIN SPENCER SVP COMMUNICATIONS & ENGAG 40.00 X 250519 0 30035 3894148 0 350299 35 0 1 0 HARMON CONSTRUCTION 61393 HWY 101 COOS BAY OR 97420 BUILDING SERVICES 4168311 STN INCORPORATED 4464 WILLOW RD 102 PLEASANTON CA 94588 DATA SERVICES 1659334 JACK HENRY & ASSOCIATES INC PO BOX 609 MONETT MO 65708 DATA SERVICES 956077 DELL BUSINESS CREDIT PO BOX 5275 CAROL STREAM IL 60197 DATA EQUIPMENT 818234 DBSI 6950 W MORELOS PL 1 CHANDLER AZ 85226 ITM SUPPORT SERVICES 765719 29 INTEREST ON LOANS 522100 46207001 46207001 OTHER OPERATING INCOME 522100 11717249 11717249 57924250 12137538 12137538 52834 931135 -878301 -878301 -878301 INSURANCE SALES 524298 1317473 1317473 INVESTMENT SERVICES 523940 447670 447670 NON-MEMBER ATM INCOME 522100 135656 135656 1900799 71084286 57924250 1900799 11259237 285724 60000 2817269 21149829 943337 1781695 3632583 95824 103335 165767 455034 7478480 2810545 2561609 130110 303878 7388565 2973217 290835 PROVISIONS FOR LOSSES 1156000 REGULATORY FEES 120059 ASSOCIATION DUES 55510 56759205 10313138 10180578 184316427 94172012 18923 1752 963274698 1101587090 1895387 2952059 99200350 20152324 74636255 79048026 401482620 336383317 -1548348 54953 15206223 15088323 27006251 37345284 1676601574 1676813394 6346702 27039519 391645 683809 1485880892 1450007751 1492619239 1477731079 X 0 0 0 0 183982335 199082315 183982335 199082315 1676601574 1676813394 14325081 774899 0 X 0 0 0 0 1 X 10599841 10599841 70338778 7485460 62853318 14619797 9148513 5471284 3641934 3518351 123583 79048026 MEMBER SHARES 1450007751 1450007751 PART IV, LINE 2B: FUNDS FOR TAXES AND INSURANCE COLLECTED ON BEHALF OF MEMBERS ARE HELD IN AN ESCROW ACCOUNT AND INCLUDED WITHIN THE BALANCE SHEET. 0 GRANTS PASS SCHOOL DISTRICT 936000542 501(C)(3) 50000 0 COMMUNITY SUPPORT A FAMILY PLACE 930386860 501(C)(3) 25000 0 COMMUNITY SUPPORT UMATILLA COUNTY FAIR 936001993 GOVT 20000 0 COMMUNITY SUPPORT HEARTS WITH A MISSION 208678122 501(C)(3) 20000 0 COMMUNITY SUPPORT KALAMATH COUNTY ROTARY CLUB 936031803 501(C)(3) 18546 0 COMMUNITY SUPPORT GRANTS PASS ACTIVE CLUB 930883280 501(C)(3) 15556 0 COMMUNITY SUPPORT MARSHFIELD HIGH SCHOOL BAND 501(C)(3) 13000 0 COMMUNITY SUPPORT COQUILLE HIGH SCHOOL 936000355 501(C)(3) 12800 0 COMMUNITY SUPPORT ROSEBURG ROTARY FOUNDATION 930820636 501(C)(3) 10984 0 COMMUNITY SUPPORT DESCHUTES COUNTY 4-H 274016418 501(C)(3) 10309 0 COMMUNITY SUPPORT LAKE COUNTY ROUNDUP 936002302 501(C)(3) 10000 0 COMMUNITY SUPPORT COQUILLE VOLUNTEER FIREFIGHTERS 931286393 501(C)(3) 10000 0 COMMUNITY SUPPORT HILLSBORO TUESDAY MARKET PLACE 931249105 501(C)(4) 10000 0 COMMUNITY SUPPORT PLAYEAST 936002161 GOVT 10000 0 COMMUNITY SUPPORT LAKE COUNTY 4-H & FFA 452550090 501(C)(3) 9310 0 COMMUNITY SUPPORT PLMA-HCYLSA 870166300 501(C)(3) 9034 0 COMMUNITY SUPPORT BOYS & GIRLS CLUB 930588108 501(C)(3) 8334 0 COMMUNITY SUPPORT COOS YOUTH AUCTION COMMITTEE 930915867 501(C)(3) 7851 0 COMMUNITY SUPPORT 17 1 SCHOLARSHIPS 20 60000 X X X 0 0 0 DAVID ELMER PRESIDENT/CEO/TREASURER 655019 0 434250 0 24967 0 15250 0 28090 0 1157576 0 0 0 RENEE NELSON EXECUTIVE VICE PRESIDENT/CGO 551891 0 202250 0 24967 0 15250 0 28090 0 822448 0 0 0 MIKE LEEP EXECUTIVE VICE PRESIDENT/CFO 268298 0 4800 0 0 0 11312 0 28090 0 312500 0 0 0 ELLEN SCRIVEN EXECUTIVE VICE PRESIDENT/COO 258846 0 4850 0 0 0 11500 0 28090 0 303286 0 0 0 TED RUBIN VP OF INVESTMENT SERVICES 139038 0 111546 0 0 0 11500 0 28090 0 290174 0 0 0 KEVIN ISLEY SVP EBANKING & DEVELOPMENT 241899 0 5250 0 0 0 11500 0 28090 0 286739 0 0 0 JEREMY ALGER SVP INFORMATION TECHNOLOGY 241789 0 5250 0 0 0 11500 0 28090 0 286629 0 0 0 MINDY REEVES SVP CREDIT ADMINISTRATION 242010 0 5250 0 0 0 7732 0 28090 0 283082 0 0 0 ERIN SPENCER SVP COMMUNICATIONS & ENGAG 245769 0 4750 0 0 0 11146 0 18889 0 280554 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 EACH PERSON WHO HAS PURCHASED A $1 SHARE AND OPENED AN ACCOUNT WITH THE ORGANIZATION IS A MEMBER. FORM 990, PART VI, SECTION A, LINE 7A EACH MEMBER OF THE ORGANIZATION CAN VOTE FOR THE MEMBERS OF THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B EACH MEMBER OF THE ORGANIZATION CAN VOTE FOR ISSUES THAT ARE BROUGHT BEFORE THE MEMBERSHIP TO BE VOTED ON. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PREPARED BY THE CHIEF FINANCIAL OFFICER AND IS PRESENTED TO THE EXECUTIVE COMMITTEE FOR REVIEW. FORM 990, PART VI, SECTION B, LINE 12C THE CREDIT UNION HAS AND MAINTAINS A CONFLICT OF INTEREST POLICY. THE POLICY INCLUDES MEMBERS OF SENIOR AND EXECUTIVE MANAGEMENT AS WELL AS BOARD MEMBERS. IF A CONFLICT OF INTEREST WERE TO ARISE, IT WOULD BE REPORTED AT THE NEXT SCHEDULED BOARD MEETING. VARIOUS CONTROLS ARE IN PLACE TO HELP DETER THESE TYPES OF RELATIONSHIPS OR TRANSACTIONS AND IS MONITORED BY MANAGEMENT. THE POLICY IS REVIEWED ANNUALLY FOR ANY NECESSARY CHANGES OR UPDATES. FORM 990, PART VI, SECTION B, LINE 15 ANNUAL REVIEWS ARE PERFORMED BY THE BOARD FOR THE CEO AT THE BEGINNING OF EACH YEAR, USING SALARY SURVEY DATA. THE PERFORMANCE FOR THE LAST YEAR IS ANALYZED AND PAY INCREASES ARE ADMINISTERED AS DEEMED NECESSARY. THE CEO DOES THE SAME ANNUAL REVIEW PROCESS WITH THE OTHER OFFICERS OF THE ORGANIZATION AND ALSO ADMINISTERS ANY BOARD APPROVED SALARY INCREASES AS WARRANTED. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS OF THE ORGANIZATION ARE AVAILABLE UPON REQUEST, AS WELL AS THE MONTHLY FINANCIAL STATEMENTS. THE FINANCIAL STATEMENTS ARE ALSO POSTED IN THE BRANCHES FOR REVIEW BY THE PUBLIC. FORM 990, PAGE 1, BOX B AMENDED RETURN EXPLANATION - SCHEDULE J PART II HAS BEEN REVISED FOR ONE EMPLOYEE TO RECLASSIFY INCENTIVE COMPENSATION BETWEEN COLUMNS B(I) AND B(II). THE TOTAL AMOUNT OF COMPENSATION IS UNCHANGED AND NO OTHER PARTS OF FORM 990 HAVE BEEN MODIFIED. OREGON FINANCIAL SERVICES LLC 200 N ADAMS STREET COQUILLE OR 97423 930468003 INSURANCE OR 1050539 76867 FCCU