2020-11-10T11:03:19-06:00 2019-12-31 381357951 PLANTE & MORAN PLLC 750 TRADE CENTRE WAY STE 300 PORTAGE MI 49002 990PF 2019-01-01 383508943 THE RAVITZ FOUNDATION RAVI 2693822844 514 SOUTH ROSE STREET KALAMAZOO MI 490075212 BRUCE GELBAUGH VP/TREASURER 2693822844 2020-11-03 1 DORI J EGGETT P00645252 2695674500 2020-10-28 24.236.222.219 2020-11-03 13:05:52 ES P DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 09AE1F9CFC9A1585DD2A59FE2416D0633C2D34D0 2019 2021-04-22 16:20:28Z X 43431109 X 895 X 20735 20735 1004977 1004977 435623 12788439 435623 1462230 1461335 217900 96855 121045 23630 10458 13172 23000 11500 11500 114637 114637 0 50061 61 0 20400 10200 10200 535 267 268 12495 7598 4897 462658 251576 161082 2210020 2210020 2672678 251576 2371102 -1210448 1209759 297902 446328 446328 1049661 520722 520722 4507899 2890173 4460106 8698876 8872293 9101926 16763267 17381416 28902027 31317605 30110932 43431109 0 3775 0 3775 X 19798753 19798753 0 0 11518852 10308404 31317605 30107157 31317605 30110932 31317605 -1210448 0 30107157 0 30107157 FROM K-1 INVESCO DB COMMODITY INDEX - OTHER GAINS 25597 25597 25597 LITIGATION SETTLEMENT PROCEEDS 97 97 97 PUBLICLY TRADED SECURITIES - MORGAN STANELY - 142487 199161 199820 -659 -659 PUBLICLY TRADED SECURITIES - MORGAN STANELY - 142487 325209 329341 -4132 -4132 PUBLICLY TRADED SECURITIES - MORGAN STANELY - 049997 4095102 4082102 13000 13000 PUBLICLY TRADED SECURITIES - MORGAN STANELY - 049997 1551903 1235407 316496 316496 PUBLICLY TRADED SECURITIES - MORGAN STANELY - 049986 5147246 5173455 -26209 -26209 PUBLICLY TRADED SECURITIES - MORGAN STANELY - 049986 1444124 1332691 111433 111433 435623 0 2564563 42448670 0.060416 1936343 41170594 0.047032 2054101 38330880 0.053589 1793789 39468717 0.045448 1892642 40162174 0.047125 0.253610 0.050722 41540109 2106997 12098 2119095 2371102 X 12098 0 12098 0 12098 104835 0 0 104835 0 92737 92737 0 0 0 0 0 0 0 0 0 0 0 1 1 MI 1 0 0 0 0 1 N/A MR BRUCE GELBAUGH 2693822844 514 SOUTH ROSE STREET KALAMAZOO MI 49007 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 ARNOLD SHIFMAN 514 S ROSE STREET KALAMAZOO MI 49007 DIRECTOR 1.00 5000 0 0 LAWRENCE HANDLER 514 S ROSE STREET KALAMAZOO MI 49007 DIRECTOR 5.00 5000 0 0 STEVE MARGOLIN 514 S ROSE STREET KALAMAZOO MI 49007 DIRECTOR 1.00 5000 0 0 BURTON SHIFMAN 514 S ROSE STREET KALAMAZOO MI 49007 PRESIDENT/DIRECTOR 15.00 19300 2700 0 CAROLE SHIFMAN 514 S ROSE STREET KALAMAZOO MI 49007 PROGRAM DIRECTOR/DIRECTOR 30.00 87300 2700 0 JONATHAN AARON 514 S ROSE STREET KALAMAZOO MI 49007 SECRETARY/DIRECTOR 1.00 5000 0 0 BRUCE GELBAUGH 514 S ROSE STREET KALAMAZOO MI 49007 TREASURER/DIRECTOR 20.00 91300 2700 0 NONE 0 MORGAN STANLEY 40701 WOODWARD AVE SUITE 200 BLOOMFIELD MI 48304 INVESTMENT MANAGEMENT FEES 114637 0 0 39683700 2488999 0 42172699 0 0 42172699 632590 41540109 2077005 2077005 12098 12098 2064907 0 2064907 0 2064907 2371102 0 2371102 12098 2359004 2064907 0 0 170419 489683 660102 2371102 0 0 0 2064907 306195 0 0 966297 0 0 0 0 0 0 0 966297 170419 489683 306195 X ALMOST HOME ANIMAL RESCUE 25503 CLARA LANE SOUTHFIELD MI 48034 PC GENERAL SUPPORT 2500 AMERICAN FRIENDS OF MAGEN DAVID ADOM 3175 COMMERICAL AVE STE 101 NORTHBROOK IL 60062 PC GENERAL SUPPORT 1000 AMERICAN JEWISH JOINT DISTRIBUTION COMMITTEE 220 EAST 42ND STREET SUITE 400 NEW YORK NY 10017 PC GENERAL SUPPORT 5000 ANTI-DEFAMATION LEAGUE 605 THIRD AVENUE NEW YORK NY 101583560 PC GENERAL SUPPORT 100000 BIG BROTHERS BIG SISTERS 3501 COVINGTON ROAD KALAMAZOO MI 49001 PC GENERAL SUPPORT 35000 BOYS & GIRLS CLUBS OF GREATER KALAMAZOO 915 LAKE STREET KALAMAZOO MI 49001 PC GENERAL SUPPORT 25000 CAMP MICHIGANIA 3006 CAMP SHERWOOD RD BOYNE CITY MI 49712 PC GENERAL SUPPORT 25000 CISV USA - DETROIT CHAPTER PO BOX 20254 FERNDALE MI 48220 PC PROGRAM SUPPORT - DETROIT CHAPTER 10000 CONGREGATION BETH SHALOM 14601 WEST LINCOLN ROAD OAK PARK MI 482371333 PC GENERAL SUPPORT 1000 CONGREGATION OF B'NAI JACOBKOLLER INSTITUTE OF GREATER DETROIT 15230 LINCOLN STREET OAK PARK MI 48237 PC GEBERAL SUPPORT 5000 FAMILY & CHILDREN SERVICES 1608 LAKE STREET KALAMAZOO MI 49001 PC GENERAL SUPPORT 5000 FJC 520 EIGHTH AVE 20TH FLOOR NEW YORK NY 10018 PC ISRAEL RELIGIOUS ACTION CENTER 10000 FRANKEL JEWISH ACADEMY 6600 W MAPLE ROAD WEST BLOOMFIELD MI 48322 PC GENERAL SUPPORT 2000 FRANKEL JEWISH ACADEMY 6600 W MAPLE ROAD WEST BLOOMFIELD MI 48322 PC DEVELOPING JEWISH SCHOLARS 20020 FREEDOM HOUSE DETROIT 1777 N RADEMACHER ST DETROIT MI 48209 PC GENERAL SUPPORT 5000 FRIENDS OF ISRAEL DEFENCE FORCES PO BOX 4224 NEW YORK NY 10163 PC GENERAL SUPPORT 3000 HEBREW FREE LOAN 6735 TELEGRAPH RD 300 BLOOMFIELD HILLS MI 48301 PC GENERAL SUPPORT 50000 HILLEL CAMPUS ALLIANCE OF MICHIGAN 360 CHARLES STREET EAST LANSING MI 48823 PC ENGAGEMENT ASSOCIATE AND PART TIME RABBI 115000 HILLEL DAY SCHOOL 32200 MIDDLEBELT ROAD FARMINGTON HILLS MI 48334 PC GENERAL SUPPORT 2000 HILLEL DAY SCHOOL 32200 MIDDLEBELT ROAD FARMINGTON HILLS MI 48334 PC ANGEL FUND 5000 HILLEL OF METRO DETROIT 5221 GULLEN MALL 667 SCB - WSU DETROIT MI 48202 PC SMALL CAMPUSES BIG IMPACT PROGRAM 45000 HILLEL UNIVERSITY OF MICHIGAN 1429 HILL STREET ANN ARBOR MI 48104 PC SHABBAT CAMPAIGN 70000 HILLEL UNIVERSITY OF MICHIGAN 1429 HILL STREET ANN ARBOR MI 48104 PC ENGAGEMENT AND EDUCATION EXPANSION 30000 HOLOCAUST MEMORIAL CENTER 28123 ORCHARD LAKE ROAD FARMINGTON HILLS MI 48334 PC OPERATIONS/SCHOOL TOUR 100000 HOLOCAUST MEMORIAL CENTER 28123 ORCHARD LAKE ROAD FARMINGTON HILLS MI 48334 PC TEACHER TRAINING PROJECT 230000 ISRAEL CHILDRENS' CENTER 3275 WEST HILLSBORO BLVD DEERFIELD BEACH FL 33442 PC YOUTH AT RISK PROGRAM 10000 ISRAEL RELIGIOUS ACTION CENTER 520 EIGHT AVE 20TH FLOOR NEW YORK NY 10018 PC GENERAL SUPPORT 10000 JACKETS FOR JOBS 555 CONNER ST DETROIT MI 49213 PC GENERAL FUND 5000 JARC 6735 TELEGRAPH ROAD STE 101 BLOOMFIELD HIILS MI 48301 PC GENERAL SUPPORT 25000 JEWISH COMMUNITY CENTER OF METROPOLITAN DETROIT 6600 W MAPLE ROAD WEST BLOOMFIELD MI 48322 PC SPECIAL NEEDS INCLUSION PROGRAM 40000 JEWISH COMMUNITY RELATIONS COUNCIL 6735 TELEGRAPH ROAD SUITE 140 BLOOMFIELD HILLS MI 48301 PC JEWISH MUSLIM BLACK RELATIONS 50000 JEWISH COMMUNITY RELATIONS COUNCIL 6735 TELEGRAPH ROAD SUITE 140 BLOOMFIELD HILLS MI 48301 PC COMMUNITY BUILDING FOR OUTREACH WORK 45000 JEWISH FAMILY SERVICE 6555 WEST MAPLE ROAD WEST BLOOMFIELD MI 48322 PC GENERAL SUPPORT 1000 JEWISH FAMILY SERVICE 6555 WEST MAPLE ROAD WEST BLOOMFIELD MI 48322 PC EMERGENCY FAMILY ASSISTANCE 20000 JEWISH FEDERATION OF METROPOLITAN DETROIT 6735 TELEGRAPH ROAD BLOOMFIELD HILLS MI 483032030 PC SMALL COMMUNITIES INITIATIVE 100000 JEWISH FEDERATION OF METROPOLITAN DETROIT 6735 TELEGRAPH ROAD BLOOMFIELD HILLS MI 483032030 PC YOUTH MENTAL HEALTH AWARENESS 50000 JEWISH FEDERATION OF METROPOLITAN DETROIT 6735 TELEGRAPH ROAD BLOOMFIELD HILLS MI 483032030 PC GENERAL SUPPORT 7000 JEWISH FEDERATION OF METROPOLITAN DETROIT 6735 TELEGRAGH ROAD SUITE 380 BLOOMFIELD HIILS MI 48301 PC GENERAL SUPPORT 221000 JEWISH HISTORICAL SOCIETY OF MICHIGAN 6600 W MAPLE ROAD WEST BLOOMFIELD MI 483223003 PC TRAVELING TRUNK 5000 JEWISH SENIOR LIFE 6710 WEST MAPLE ROAD WEST BLOOMFIELD MI 48322 PC FOOD SUBSIDY PROGRAM 100000 KADIMA 15999 W 12 MILE ROAD SOUTHFIELD MI 48076 PC FINANCIAL NEEDS FUND 60000 KALAMAZOO DREAM CENTER 1122 PORTAGE STREET KALAMAZOO MI 49001 PC GENERAL SUPPORT 2500 KALAMAZOO GOSPEL MISSION 448 N BURDICK STREET KALAMAZOO MI 49007 PC GENERAL SUPPORT 5000 KALAMAZOO LOAVES & FISHES 901 PORTAGE STREET KALAMAZOO MI 490013005 PC GROCERY PANTRY PROGRAM 35000 LIMMUD MICHIGAN 19785 WEST 12 MILE ROAD 521 SOUTHFIELD MI 48076 PC SPEAKERS 5000 MINISTRY WITH COMMUNITY 440 N EDWARDS STREET KALAMAZOO MI 49007 PC GENERAL SUPPORT 2500 MOISHE HOUSE 5007 PROVIDENCE ROAD CHARLOTTE NC 28226 PC STRENGTHENING JEWISH LIFE AND COMMUNITY 15000 NATIONAL COUNCIL OF JEWISH WOMEN 26400 LAHSER ROAD SUITE 306 SOUTHFIELD MI 480332675 PC BACK 2 SCHOOL STORE 30000 NATIONAL RAMAH COMMISSION INC 3080 BROADWAY NEW YORK NY 10027 PC GENERAL SUPPORT 5000 OAKLAND UNIV WILLIAM BEAUMONT SCHOOL 507 GOLF VIEW ROCHESTER MI 483094488 PC WILLIAM BEAUMONT SCHOOL OF MEDICINE 58000 OAKLAND UNIVERSITY 507 GOLF VIEW ROCHESTER MI 483094488 PC ISREAL ARCHEOLOGY PROGRAM 26000 TAMARACK CAMPS 6735 TELEGRAGH ROAD SUITE 380 BLOOMFIELD HILLS MI 48301 PC CAMP SCHOLARSHIPS 200000 TEMPLE ISRAEL 5725 WALNUT LAKE ROAD WEST BLOOMFIELD MI 48323 PC GENERAL SUPPORT 2000 THE WELL 5725 WALNUT LAKE ROAD WEST BLOOMFIELD MI 48323 PC GENERAL SUPPORT 50000 TRI-COUNTY DENTAL HEALTH GARY BURNSTEIN COMMUNITY HEALTH CLINIC 45580 WOODWARD AVE PONTIAC MI 48341 PC GENERAL SUPPORT 2500 UNIVERSITY OF MICHIGAN 3003 SOUTH STATE STREET SUITE 8000 ANN ARBOR MI 481091288 PC CRANIOFACIAL PEDIACTRICS ANOMALIES PROGRAM 1000 UNIVERSITY OF MICHIGAN 3003 SOUTH STATE STREET SUITE 8000 ANN ARBOR MI 481091288 PC PIONEER CAMPER FUND 20000 UNIVERSITY OF MICHIGAN HEALTH SYSTEM 3003 SOUTH STATE STREET SUITE 8000 ANN ARBOR MI 481091288 PC BREAST CANCER HEREDITARY RESEARCH 50000 YAD EZRA 2850 W 11 MILE ROAD BERKLEY MI 48072 PC FOOD PANTRY 45000 YAD EZRA 2850 W 11 MILE ROAD BERKLEY MI 48072 PC GENERAL SUPPORT 5000 2210020 BREAST CARE CLINIC AT U-M ROGEL CANCER CENTER 1500 E MEDICAL CENTER DR ANN ARBOR MI 48109 PC GENERAL SUPPORT 100000 LIMMUD MICHIGAN 19785 WEST 12 MILE ROAD 521 SOUTHFIELD MI 48076 PC GENERAL SUPPORT 10000 110000 14 20735 14 1004977 18 435623 0 1461335 0 1461335 0 0 0 0 0 0 0 0 0 0 PLANTE & MORAN 23000 11500 11500 3M CO 3.250% 02/14/2024 51811 54426 AFLAC INC 3.625% 06/15/2023 43326 45248 ALPHABET INC 3.625% 05/19/2021 50388 51315 AMAZON.COM INC 2.800% 08/22/2024 51537 55888 AMERICAN EXPRESS CO 2.100% 09/12/2022 51615 54645 AMERICAN HONDA FINANCE CORP 1.7% 09/09/2021 38084 38938 AMERIPRISE FINANCIAL INC 3.700% 10/15/2024 51823 55550 APPLE INC 1.55% 02/07/2020 248955 249903 APPLE INCE 2.100% 09/12/2022 51636 54544 BERKSHIRE HATHAWAY INC 2.750% 03/15/2023 43471 45118 BERKSHIRE HATHAWAY INC 3.000% 02/11/2023 151160 154947 BK OF NEW YORK MELLON FXD TO 052022 VAR THRAFTR 2.6610% 250259 253853 BOEING CO 2.85% 10/30/2024-2024 253529 256840 BOEING CO/THE 2.200% 10/30/2022 51733 54247 BP CAPITAL MARKETS PLC 3.506% 03/17/2025 49331 52206 BP CAPITAL MARKETS PLC 4.5% 10/01/2020 41351 41768 CAPITAL ONE FINANCIAL CO 2.4% 10/30/2020 42795 43133 CAPITAL ONE FINANCIAL CO 3.2% 02/05/2025 49115 52834 CATERPILLAR FINL SERVICE 1.85% 09/04/2020 37739 37983 CHARLES SCHWAB CORP/THE 2.650% 01/25/2023 51230 54038 CHEVRON CORPORATION 3.326% 11/17/2025-2025 205263 213768 CHUBB INA HOLDINGS INC 2.875% 11/03/2022 44208 45147 CISCO SYS INC 3.625% 03/04/2024 260414 267294 CISCO SYSTEMS INC 2.45% 06/15/2020 37063 37110 CITIGROUP INC 4.000% 08/05/2024 51343 55694 COCA-COLA CO/THE 2.875% 10/27/2025 148917 156414 COCA-COLA CO/THE 3.300% 09/1/2021 51122 52264 COMCAST CORP 3.125% 07/15/2022 37595 38162 COSTCO WHOLSALE 2.25% 2/15/2022 252795 252680 COVIDIEN INTERNATIONAL FINANCE SA 3.200% 06/15/2022 51645 53426 DUKE ENERGY FLORIDA 3.1% 08/15/2021 255309 254220 DUKE ENERGY PROGRESS LCC 3.000% 09/15/2021 249808 254590 ECOLAB INC 3.250% 01/14/2023 42636 44375 ELI LILLY & CO 2.750% 06/1/2025 194356 206280 EOG RESOURCES INC 4.100% 02/01/2021 55095 55304 EQUINOR ASA 2.750% 11/10/2021 37265 37651 ERP OPERATING LP 3.000% 04/15/2023 42985 45316 EXXON MOBIL CORP 3.176% 03/15/2024 51174 54484 GENERAL DYNAMICS CORP 2.875% 05/11/2020 51884 52180 GENERAL DYNAMICS CORP 3.5% 05/15/2025 48773 51441 GOLDMAN SACHS GROUP CO/THE 3.000% 04/26/2022 51291 53669 HERSHEY CO NT 4.125% 12/01/2020 253763 255140 HOME DEPOT INC 1.8% 06/05/2020 37832 37979 HOME DEPOT INC 2.625% 06/01/2022-2022 250932 255078 HOME DEPOT INC 3.35% 09/15/2025 48650 51293 HONEYWELL 1.85% 11/01/2021-2021 247140 250575 ILLINOIS TOOL WORKS INC 3.500% 03/01/2024 101525 106064 INTEL CORP 3.3% 10/01/2021 36631 36997 INTERCONTINENTAL EXCHANCE INC 4.000% 10/15/2023 254041 266074 JOHN DEERE CAPITAL CORP 2.700% 01/06/2023 43094 44993 JOHN DEERE CAPITAL CORP 2.800% 03/06/2023 253194 256555 KEYCORP 2.9% 09/15/2020 43106 43286 MERCK & CO INC 2.750% 02/10/2025 49066 51880 MERCK & CO INC NEW 2.35% 02/10/2022 248985 252498 METLIFE INC 3.600% 04/10/2024 52049 55410 MICRSOFT CORP 2.000% 08/08/2023 51707 55393 NOVARTIS CAPITAL CORP 3.400% 05/06/2024 51500 55071 ORACLE CORP 1.9% 09/15/2021 43224 44092 PEPSICO INC 2.25% 05/02/2022-2022 99464 101069 PEPSICO INC 3.600% 03/01/2024 51430 54305 PFIZER INC 3.000% 09/15/2021 51831 53102 PHILIP MORRIS INTL INC 2.5% 08/22/2022 246945 253213 PHILIP MORRIS INTL INC 3.375% 08/11/2025 49403 52596 PHILIP MORRIS INTL INC 4.5% 03/26/2020 36191 36203 PROCTER & GAMBLE CO/THE 2.300% 02/06/2022 51592 53718 PRUDENTIAL FINANCIAL INC 3.500% 05/15/2024 51859 55340 QUALCOMM INC 2.9% 05/20/2024-2024 56709 57912 QUALCOMM INC 2.9% 05/20/2024-2024 250000 258535 RAYTHEON CO 2.500% 12/15/2022 51226 54078 REALTY INCOME CORP 56268 56801 RIO TINTO FINANCE USA LTD 3.75% 06/15/2025 52876 55915 SANOFI 3.375% 06/19/2023 51101 53459 SHELL INTERNATIONAL FINANCE BV 3.250% 05/11/2025 79005 79498 SIMON PROPERTY GROUP LP 2.750% 06/01/2023 43587 46003 SUNTRUST BANKS INC 2.9% 03/03/2021 43114 43450 TARGET CORP 3.500% 07/01/2024 51075 54591 TOTAL CAPITAL INTERNATIONAL SA 2.750% 06/19/2021 77772 78040 TOYOTA MOTOR CREDIT CORP 3.4% 04/14/2025 49397 52222 TOYOTA MOTOR CREDIT CORP 4.5% 06/17/2020 35377 35411 TRUIST FINANCIAL CORP 248230 250528 UNITED PARCEL SERVICE 2.45% 10/01/2022 43867 44705 UNITEDHEALTH GROUP INC 2.125% 03/15/2021 51636 53183 VIRGINIA ELECTRIC & POWER CO 49798 50921 VISA INC 3.15% 12/14/2025-2025 255061 264315 WALMART INC 1.900% 12/15/2020 51811 53073 WALMART INC 3.55% 06/26/2025 49206 51564 WALT DISNEY CO 2.15% 09/17/2020 289301 288742 WALT DISNEY CO 3.15% 09/17/2025 55437 56332 WASTE MANAGEMENT INC 2.400% 05/15/2023 43342 45463 WELLS FARGO & CO 2.1% 07/26/2021 250114 250368 ABBOTT LABS 30900 65492 ABBVIE INC 25967 33734 ACCENTURE PLC IRELAND CL A (CAN) 61180 78121 ADOBE SYS INC 34763 123019 ALPHABET INC CL C 33624 81558 AMAZON COM INC 20406 97936 AMGEN INC 39380 110410 APPLE INC 50131 127738 BANK NEW YORK MELLON CORP 70979 74941 BECTON DICKINSON & CO 46728 79959 BERKSHIRE HATHAWAY CL B 39393 77237 BLACKROCK INC 58489 81940 BOOKING HOLDINGS INC (BKNG) 36780 43128 CANADIAN NATL RAILWAY CO (CNI) 87027 91716 CHEVRON CORPORATION 62645 75680 CITIGROUP INC 36692 68226 CONOCOPHILLIPS 50820 79076 CONSTELLATION BRANDS INC CL A 54324 70777 CORNING INCORPORATED 35137 46081 CVS/CAREMARK CORP 59600 59432 CYRUSONE INC 48899 55288 EMERSON ELECTRIC ELEC CO 36640 47357 ESTEE LAUDER CO INC CL A (EL) 81979 116695 EXTENDED STAY AMER INC 36144 31399 GILEAD SCIENCES INC 34824 31320 GOLDMAN SACHS GROUP INC 45467 62311 HOME DEPOT INC 44124 90628 HONEYWELL INTERNATIONAL INC 49317 80181 INTEL CORP 18380 52369 INTERPUBLIC GROUP COS INC 43433 43613 JPMORGAN CHASE & CO 37294 91168 KEYCORP 73954 80393 LABORATORY CP AMER HLDGS NEW (LH) 89027 88138 LAS VEGAS SANDS CORP 35856 39077 LOCKHEED MARTIN CORP 27986 67752 MERCK & CO INC NEW 42190 100682 MICROSOFT CORP 59604 179777 MORGAN STANLEY (MS) 43495 50609 NEXTERA ENERGY INC 62256 126165 NIELSEN HOLDINGS PLC 62592 39971 NIKE INC CL B 58704 126334 NORTHROP GRUMMAN CORP 22430 65354 ONEOK INC 35293 50321 PAYPAL HLDGS INC 23363 73664 PBF ENERGY INC 25594 37644 PEPSICO INC 59613 100316 PFIZER INC 36632 42275 PROLOGIS INC 55381 84416 RAYTHEON COMPANY 36700 83281 SCHLUMBERGER LTD 57241 28864 SEMPRA ENERGY 46952 62561 STARBUCKS CORP 43516 68490 STARWOOD PPTY TR INC 38322 41765 TJX COS INC NEW (TJX) 72103 82492 T-MOBILE US INC 27093 52385 TRUIST FINANCIAL CORP 39841 43817 UNITED TECHNOLOGIES CORP 85047 111721 VERIZON COMMUNICATIONS 50908 68461 WALT DISNEY CO 91548 133060 WILLIAMS CO COS INC 75466 61791 BLACKROCK TECHNOLOGY OPP INST (BG SIX) AT COST 224425 323199 COHEN & STEERS GLB RLTY FOC I (CSSPX) AT COST 367718 366281 CUSTOMERS BK PHOENIXVILLE PA CD AT COST 138040 138040 FIDELITY ADV INTL CAP APP I (FCPIX) AT COST 155000 155386 FIRST REP BK SAN FRANCISCO CA CD AT COST 239964 240012 FULLER&THALER BHV SMCP GW I (FTXSX) AT COST 158344 162371 GLOBAL X COPPER MINERS ETF (COPX) AT COST 79586 81280 HEALTH CARE SEL SECT SPDR FD (XLV) AT COST 146888 162976 INVESCO DB COMMODITY INDEX TRA (DBC) AT COST 177675 188210 INVESCO S&P 500 EQUAL WEIGHT E (RSP) AT COST 1094889 2235248 ISHARES CORE MSCI EAFE ETF (IEFA) AT COST 735945 895093 ISHARES S&P 500 GRWTH ETF (IVW) AT COST 2208897 6065386 ISHARES S&P 500 VAL ETF (IVE) AT COST 2995382 6089512 ISHARES SP SMALLCAP 600 INDEX (IJR) AT COST 548294 1619563 ISHARES US REAL ESTATE ETF (IYR) AT COST 522432 836696 JANUS HENDERSON GLB LIFE SCI I (JFNIX) AT COST 155000 153525 KRANESH BOSERA MSCI CHINA A (KBA) AT COST 276905 290318 KRANESHARES CSI CHINA INTERNET (KWEB) AT COST 152900 160644 MSIF GROWTH I (MSEQX) AT COST 246773 277806 PROSHARES TR S&P 500 DV ARIST (NOBL) AT COST 319446 473496 SALIENT MLP& ENERGY INFORST 1 (SMLPX) AT COST 382874 377311 SPDR GOLD TR GOLD SHS (GLD) AT COST 203051 214350 SPDR NYSE TECHNOLOGY ETF (XNTK) AT COST 156076 393145 SPDR S&P GLB NAT RESOURCES (GNR) AT COST 282562 313820 VANGUARD DIVIDEND APPRECIATION (VIG) AT COST 230121 458873 VANGUARD FTSE DEVELOPED MKTS E (VEA) AT COST 2697766 3253214 VANGUARD FTSE EMERGING MKTS (VWO) AT COST 1073340 1308797 VANGUARD INTL EQUITY INDEX FD (VEU) AT COST 1139864 1347835 VIRTUS KAR SMALL-CAP GROWTH (PXSGX) AT COST 271259 319640 ASSOCIATION DUES 750 0 750 INSURANCE 7573 3786 3787 OFFICE EXPENSE 719 359 360 INVESTMENT EXPENSES FROM K-1S 1639 1639 0 ENTERTAINMENT 1814 1814 0 ACCRUED STATE WITHHOLDING 0 3775 INVESTMENT MANAGEMENT FEES 114637 114637 0 FOREIGN TAXES 61 61 0 EXCISE TAX 50000 0 0