2025-10-10T17:19:44-05:00 2024-12-31 410746749 CLIFTONLARSONALLEN LLP 2875 MICHELLE DRIVE 300 IRVINE CA 92606 990 2024-01-01 916049071 SOLARITY CREDIT UNION SOLA 5092481720 PO BOX 2922 YAKIMA WA 98907 MINA WORTHINGTON PRESIDENT/CEO 5092481720 2025-10-08 1 1 LISA N RYSSEL CPA P00643670 7149781300 2025-10-08 2024 2025-03-06 01:10:19Z MINA WORTHINGTON PO BOX 2922 YAKIMA WA 98907 45901114 0 X WWW.SOLARITYCU.ORG X 1951 WA WE INNOVATE TO MAKE MEMBERS LIVES BETTER. 10 10 208 10 60570 0 0 0 37535086 40939094 4337655 4935887 1042161 22358 42914902 45897339 5990 289152 4813267 9299761 15451492 15591893 0 0 0 17494069 16959928 37764818 42140734 5150084 3756605 866571663 813766927 742724286 685842302 123847377 127924625 A RELATIONSHIP WITH SOLARITY PROVIDES THE BEST POSSIBLE VALUE FOR ENGAGED MEMBERS. 0 0 WE PROVIDE FINANCIAL SERVICES TO OVER 55,000 CONSUMER AND BUSINESS MEMBERS. OUR OFFERINGS ENCOMPASS REAL ESTATE LOANS, BOTH SECURED AND UNSECURED CONSUMER LAONS, CHECKING AND SAVINGS ACCOUNTS, AND CREDIT CARD SERVICES. ADDITIONALLY, THROUGH COMMUNITY BUSINESS BANKING, WE OFFER SECURED AND UNSECURED BUSINESS LOANS, AS WELL AS CHECKING, SAVINGS, AND MERCHANT SERVICES DESIGNED TO HELP BUSINESSES THRIVE. 0 0 1 0 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 10595 0 1 208 1 1 1 0 0 0 0 0 0 0 X 10 10 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 0 X MINA WORTHINGTON 5092481720 110 N 5TH AVENUE YAKIMA WA 98902 TERRY MORGAN CHAIRMAN 1.00 0.00 X X 18500 0 0 MERRILOU HARRISON VICE CHAIR 1.00 0.00 X X 19500 0 0 REGAN MYERS SECRETARY 1.00 0.00 X X 16000 0 0 JAMES HURLEY DIRECTOR 1.00 0.00 X 16500 0 0 MICHAEL MEYER DIRECTOR 1.00 0.00 X 16000 0 0 DOUG NICHOLSON DIRECTOR 1.00 0.00 X 16000 0 0 VICKI LARIOS DIRECTOR 1.00 0.00 X 16000 0 0 ANGIE VON ESSEN DIRECTOR 1.00 0.00 X 16000 0 0 ANGELA GONZALEZ DIRECTOR 1.00 0.00 X 16000 0 0 RYAN SMITH DIRECTOR 1.00 0.00 X 17500 0 0 MINA WORTHINGTON CHIEF EXECUTIVE OFFICER 40.00 0.00 X 768049 0 55095 RALPH CUMBEE CHIEF COMMUNICATIONS OFFIC 40.00 0.00 X 295532 0 41588 CARRIE MOORE CHIEF OPERATING OFFICER 40.00 0.00 X 328918 0 52811 LISA ADAMIAK CHIEF FINANCIAL OFFICER 40.00 0.00 X 269715 0 36280 DAVID ELDRED CHIEF EXPERIENCE OFFICER 40.00 0.00 X 312618 0 39160 STEVEN BROWN CHIEF LENDING OFFICER 40.00 0.00 X 323603 0 42496 STEVE SHEAD CHIEF INFORMATION OFFICER (RESIGNED 06/27/24) 40.00 0.00 X 243194 0 20980 SARA WALLBAUM VP MEMBER SERVICES 40.00 0.00 X 204462 0 14794 MANDY OLSON VP CUSTOMER EXPERIENCE 40.00 0.00 X 142516 0 12782 MICHELLE HATTON VP BUSINESS SOLUTIONS 40.00 0.00 X 207711 0 25720 TINA TORRES VP RISK MANAGEMENT 40.00 0.00 X 186057 0 14814 JAMES WISE BUSINESS SOLUTIONS MANAGER 40.00 0.00 X 145584 0 9497 3595959 0 366017 34 0 1 0 THINK STACK 1300 THAMES ST SUITE G20 BALTIMORE MD 21231 IT SERVICES 929863 JACK HENRY & ASSOCIATES INC 663 HIGHWAY 60 PO BOX 807 MONET MO 65708 FINANCIAL TECHNOLOGY SERVICES 856618 SALES FORCE THE LANKMARK AT ONE MARKET STREET S SAN FRANCISCO CA 94105 RELATIONSHIP MANAGEMENT SOFTWARE 434373 INFO IMAGE INC 141 JEFFERSON DRIVE MENLO CA 94025 DOCUMENTATION SERVICES 297391 LOOMIS 2500 CITYWEST BLVD STE 2200 HOUSTON TX 77042 ARMORED CAR SERVICES 251651 15 INTEREST ON LOANS 522100 30496298 30496298 FEES AND CHARGES 522100 5927942 5867372 60570 INTERCHANGE INCOME 522100 4514854 4514854 40939094 4935887 4935887 26133 3775 22358 22358 22358 45897339 40878524 60570 4958245 289152 9299761 2998036 8650475 458282 2457263 1027837 170500 91072 8423 2740 2813776 900655 4472433 726165 332755 2193904 1317104 107033 PROVISION FOR LOAN LOSS 1201000 MISCELLANEOUS EXPENSES 976469 LOAN SERVICING 939954 ATM EXPENSES 705945 42140734 13373991 17562445 93525201 21360385 5096494 6898310 660800313 677964992 1985862 1936898 33663923 21246463 12560427 12417460 56047525 53785574 3846300 2909000 19335550 18931863 866571663 813766927 17345901 13443778 1457373 1278519 90300000 45000000 633621012 626120005 742724286 685842302 X 0 0 0 0 123847377 127924625 123847377 127924625 866571663 813766927 3756605 320643 0 X 0 0 0 8423 8 8423 8423 1 GOWEST CREDIT UNION ASSOCIATION 18000 INTERNATIONAL BLVD SUITE 11 SEATAC WA 98188 910460483 8423 CREDIT UNION LEGISLATIVE ACTION COUNCIL 805 15TH STREET NW SUITE 300 WASHINGTON DC 20005 363092340 11183 0 1 X 1766376 1766376 13594373 6101570 7492803 724451 376403 348048 16928344 14768490 2159854 650379 650379 12417460 MEMBERS' SHARE AND SAVINGS ACCOUNT 626120005 626120005 PART IV, LINE 2B: BALANCE REPRESENTS THE HOLDING OF TAXES AND INSURANCE ACCOUNTS FOR MORTGAGE BORROWERS. 0 YWCA 818 W YAKIMA AVE YAKIMA WA 98902 910565563 501(C)3 200000 0 UNRESTRICTED CHILDREN'S MIRACLE NETWORK 205 WEST 700 SOUTH SALT LAKE CITY UT 84101 870387205 501(C)3 40000 0 UNRESTRICTED 2 X 1 1 X X X 1 1 0 MINA WORTHINGTON CHIEF EXECUTIVE OFFICER 696102 0 48720 0 23227 0 43700 0 11395 0 823144 0 28782 0 CARRIE MOORE CHIEF OPERATING OFFICER 275042 0 30648 0 23228 0 41416 0 11395 0 381729 0 19572 0 STEVEN BROWN CHIEF LENDING OFFICER 269727 0 30648 0 23228 0 40765 0 1731 0 366099 0 19572 0 DAVID ELDRED CHIEF EXPERIENCE OFFICER 271550 0 30648 0 10420 0 27765 0 11395 0 351778 0 19572 0 RALPH CUMBEE CHIEF COMMUNICATIONS OFFIC 274035 0 11077 0 10420 0 28065 0 13523 0 337120 0 0 0 LISA ADAMIAK CHIEF FINANCIAL OFFICER 233608 0 25879 0 10228 0 24885 0 11395 0 305995 0 14802 0 STEVE SHEAD CHIEF INFORMATION OFFICER (RESIGNED 144820 0 11077 0 87297 0 15436 0 5544 0 264174 0 0 0 MICHELLE HATTON VP BUSINESS SOLUTIONS 183589 0 20894 0 3228 0 14386 0 11334 0 233431 0 14802 0 SARA WALLBAUM VP MEMBER SERVICES 180300 0 20894 0 3268 0 13791 0 1003 0 219256 0 14802 0 TINA TORRES VP RISK MANAGEMENT 161935 0 20894 0 3228 0 13072 0 1742 0 200871 0 14802 0 MANDY OLSON VP CUSTOMER EXPERIENCE 133004 0 6092 0 3420 0 11334 0 1448 0 155298 0 0 0 JAMES WISE BUSINESS SOLUTIONS MANAGER 144114 0 1050 0 420 0 8667 0 830 0 155081 0 0 0 PART I, LINE 1A HEALTH CLUB DUES ARE REIMBURSED UP TO $15 PER MONTH PER EMPLOYEE. ANY AMOUNT REIMBURSED IS INCLUDED IN TAXABLE COMPENSATION TO THE EMPLOYEE. PART I, LINES 4A-B STEVE SHEAD RECEIVED A SEVERANCE PAYMENT DURING CALENDAR 2024 IN THE AMOUNT OF $69,231. THE CREDIT UNION PROVIDES DEFERRED 457(F) COMPENSATION PLANS COVERING CERTAIN EMPLOYEES, WHICH WILL BE PAYABLE IN ACCORDANCE WITH THE TERMS OF THE UNDERLYING AGREEMENTS. THERE WERE NO CONTRIBUTIONS TO THE 457F PLAN DURING 2024. THE FOLLOWING WERE DISTRIBUTIONS FROM THE 457(F) PLAN DURING 2024: MINA WORTHINGTON - $28,782 CARRIE MOORE - $19,572 DAVID ELDRED - $19,572 STEVE BROWN - $19,572 LISA ADAMIAK - $14,802 SARA WALLBAUM - $14,802 TINA TORRED - $14,802 MICHELLE HATTON - $14,802 FORM 990, PART VI, SECTION A, LINE 1A THE BOARD SHALL APPOINT AN EXECUTIVE COMMITTEE OF NOT FEWER THAN THREE (3) DIRECTORS TO SERVE AT ITS PLEASURE. UNLESS OTHERWISE CHANGED BY THE BOARD BY RESOLUTION, THE EXECUTIVE COMMITTEE SHALL CONSIST OF THE BOARD OFFICERS WHO ARE DIRECTORS. THE EXECUTIVE COMMITTEE SHALL MEET AS OFTEN AS NECESSARY AS CALLED BY THE CHAIRPERSON. AT ALL MEETINGS OF THE EXECUTIVE COMMITTEE, EACH DIRECTOR PRESENT SHALL HAVE ONE VOTE ON ANY MATTER AND EXCEPT AS OTHERWISE PROVIDED BY THE ACT OR THESE BYLAWS, THE ACTION OF A MAJORITY OF EXECUTIVE COMMITTEE MEMBERS AT A MEETING SHALL BE THE ACT OF THE EXECUTIVE COMMITTEE. THE EXECUTIVE COMMITTEE WILL HAVE THE AUTHORITY TO EXERCISE ALL OF THE POWERS OF THE CREDIT UNION'S BOARD OF DIRECTORS, EXCEPT THAT THE EXECUTIVE COMMITTEE WILL NOT HAVE THE AUTHORITY OF THE BOARD OF DIRECTORS IN REFERENCE TO: - AMENDING THE CREDIT UNION'S BYLAWS OR ARTICLES OF INCORPORATION - EXERCISING THE NON-DELEGABLE POWERS UNDER THE ACT - REMOVING OR SUSPENDING OFFICERS FROM THEIR OFFICE OR COMMITTEE MEMBERS FROM THEIR COMMITTEES UNDER ARTICLE VI, SECTION 9 - APPOINTING INTERIM DIRECTORS UNDER ARTICLE VI, SECTION 11 - ADOPTING A PLAN OF MERGER OR LIQUIDATION, OR CHANGING THE CHARTER OF THE CREDIT UNION FORM 990, PART VI, SECTION A, LINE 6 PARTICIPATION IN THIS CREDIT UNION IS LIMITED TO THOSE WHO QUALIFY FOR MEMBERSHIP AS DEFINED IN THE CREDIT UNION'S CHARTER AND BYLAWS. THIS GENERALLY CONSISTS OF INDIVIDUALS WHO LIVE, WORK, WORSHIP, OR GO TO SCHOOL IN WASHINGTON STATE AND ENTERPRISES OR ORGANIZATIONS LOCATED IN THE SAME AREA IDENTIFIED, DIRECTORS, EMPLOYEES, VOLUNTEERS AND RETIREES OF ENTERPRISES OR ORGANIZATIONS, AND MEMBERS OF NORTHWEST CREDIT UNION FOUNDATION. IN ADDITION TO A REGULARLY QUALIFIED MEMBER, THE SPOUSE OF A MEMBER, THE BLOOD OR ADOPTIVE RELATIVES OF EITHER OF THEM AND THEIR SPOUSES MAY BE MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS VOTE TO ELECT BOARD AND COMMITTEE MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. FORM 990, PART VI, SECTION B, LINE 11B THE CFO IS RESPONSIBLE FOR THE FORM 990. THE CFO WILL REVIEW AND SEND TO THE CEO FOR SIGNATURE. THE BOARD OF DIRECTORS WILL BE NOTIFIED UPON FILING OF THE RETURN AND A COPY OF THE RETURN WILL BE PROVIDED TO THE MEMBERS OF THE BOARD UPON REQUEST. FORM 990, PART VI, SECTION B, LINE 12C IN ADDITION TO THE REQUIREMENTS AND RESTRICTIONS OF THE CREDIT UNION CODE OF ETHICS, NO DIRECTOR, COMMITTEE MEMBER, OFFICER, OR EMPLOYEE OF THE CREDIT UNION MAY HAVE A PECUNIARY INTEREST IN ANY CONTRACT OR TRANSACTION WITH THE CREDIT UNION UNLESS THIS INTEREST IS DISCLOSED AND MADE KNOWN TO THE BOARD OF DIRECTORS. NO DIRECTOR OR COMMITTEE MEMBER OF THE CREDIT UNION SHALL PARTICIPATE IN THE DELIBERATION OF ANY QUESTION AFFECTING THEIR OWN PECUNIARY INTEREST. SUCH DIRECTOR OR COMMITTEE MEMBER SHALL WITHDRAW FROM THE DELIBERATION AND DECISION UPON SUCH INTEREST. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS INDEPENDENTLY DETERMINES COMPENSATION FOR THE CEO BY USING INDUSTRY BENCHMARK SURVEYS. SALARY SURVEYS ARE DOCUMENTED BY HUMAN RESOURCES. DECISIONS ARE DOCUMENTED BY A MEMO THAT IS APPROVED BY THE EXECUTIVE COMMITTEE (BOARD) MEMBERS. COMPENSATION OF OTHER OFFICERS AND KEY EMPLOYEES IS PERFORMED BY THE PRESIDENT/CEO. INDUSTRY BENCHMARK SURVEYS ARE USED AND THE DECISION IS DOCUMENTED BY HUMAN RESOURCES IN THE PERSONNEL FILES OF THE EMPLOYEE. THIS PROCESS WAS LAST COMPLETED IN 2024. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE NOT MADE AVAILABLE TO THE PUBLIC. FINANCIAL STATEMENTS ARE INCLUDED AS PART OF THE ANNUAL REPORT AND ARE MADE AVAILABLE TO CURRENT AND POTENTIAL MEMBERS. CUS UNITE LLC 10200 SILVERDALE WAY NW SILVERDALE WA 98383 993849003 BUSINESS DEVLOPMENT WA CONNECTIONS CREDIT UNION C 20000 0.10150 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0