2019-05-10T11:51:44-05:00 2018-12-31 570568919 CANTEY TILLER PIERCE & GREEN LLP PO BOX 862 CAMDEN SC 29021 990 2018-01-01 570350988 GEORGETOWN KRAFT CREDIT UNION GEOR 8434366316 1379 NORTH FRASER STREET GEORGETOWN SC 29440 KEVIN OWENS CEO 8434366316 2019-05-06 true JANET M PIERCE P00498837 8034321436 2019-05-06 206.74.13.32 2019-05-10 11:51:44 CD P 4D587545033F8B02F9485842328B8A11230D0B4E AE30496A62B46D8576CB2DA285076149EB93452B 2018 2020-04-17 16:48:07Z KEVIN OWENS 1379 NORTH FRASER ST GEORGETOWN SC 29440 8454189 false X WWW.GEORGETOWNKRAFTCU.COM X 1952 SC STATE CHARTERED CREDIT UNION 9 9 78 0 0 7217728 8112638 278992 341551 0 7496720 8454189 0 0 3188804 3240026 0 0 3450469 3964648 6639273 7204674 857447 1249515 107649483 108865982 94789131 94904597 12860352 13961385 X STATE CHARTERED CREDIT UNION false false 6707232 DURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS. DURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS. 6707232 false false false false false false false false false true false false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 1777 0 78 true false false false false false false false false false false false false false false X 9 9 false false false false true true false true true false false false true true true true true true true false X KEVIN OWENS 8434366316 1379 NORTH FRASER ST GEORGETOWN SC 29440 X JAMES BESSANT VICE CHAIRMA 1.00 X 0 0 0 PATSY ETHRIDGE TREASURER/SE 1.00 X 0 0 0 RAYMOND PEARIGEN JR BOARD MEMBER 1.00 X 0 0 0 DENNIS LOADHOLT CHAIRMAN 1.00 X 0 0 0 RICHARD MARTIN BOARD MEMBER 1.00 X 0 0 0 DARRELL THOMAS BOARD MEMBER 1.00 X 0 0 0 TIM TOMPKINS BOARD MEMBER 1.00 X 0 0 0 FELICCIA WILSON BOARD MEMBER 1.00 X 0 0 0 KEITH WILCOX EVP/CLO 40.00 X 0 0 0 KEVIN OWENS CEO 40.00 X 162132 0 0 162132 1 false true false FISERV INC PO BOX 300016 PO BOX 300016 DULUTH GA 30966 COMPUTER OPERAT 481163 PSCU 560 CARILLON PARKWAY 560 CARILLON PARKWAY ST PETERSBURG FL 33716 CARD PROCESSOR 345555 2 INTEREST ON LOANS 522291 4256349 4256349 FEE INCOME 522100 3374600 3374600 OTHER OPERATING INCOME 522100 481689 481689 8112638 341551 341551 8454189 8112638 341551 2480110 2232099 248011 249400 224460 24940 320376 288338 32038 190140 171126 19014 526522 473870 52652 42712 42712 255472 255472 342067 342067 PROFESSIONAL & O/S SERVIC 1207870 1087083 120787 PROVISION FOR LOAN LOSS 488561 488561 OFFICE OPERATIONS 361635 361635 LOAN SERVICING EXPENSE 295523 295523 444286 444286 7204674 6707232 497442 0 4896960 5950748 22700256 18149421 68859897 73992064 1792424 1592291 7909671 8157701 7909671 1242245 1271787 107649483 108865982 1314763 765045 93474368 94139552 94789131 94904597 X 12860352 13961385 12860352 13961385 107649483 108865982 X 1249515 -148482 X false false 2196789 2196789 5241610 5241610 471272 471272 7909671 SHARES 94139552 94139552 X true true X X X X false false false KEVIN OWENS CEO 150133 11999 162132 FORM 990, PAGE 2, PART III, LINE 4D DURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS. FORM 990, PAGE 6, PART VI, LINE 6 GEORGETOWN KRAFT CREDIT UNION MEMBERSHIP CONSIST OF ANYONE WHO LIVES, WORKS, OR ATTENDS SCHOOL IN GEORGETOWN OR WILLIAMSBURG COUNTIES AND PERSONS RELATED BY BLOOD OR MARRIAGE TO ANY OTHER GEORGETOWN KRAFT CREDIT UNION MEMBER. FORM 990, PAGE 6, PART VI, LINE 7A AT THE CREDIT UNION'S ANNUAL MEETINGS, THE MEMBERSHIP ELECTS THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 11B THE ORGANIZATION REVIEWS THE FORM 990 TO ENSURE THAT THERE ARE NO OMISSIONS OR MISSTATEMENTS. FORM 990, PAGE 6, PART VI, LINE 12C ANY ISSUE THAT MANAGEMENT IS AWARE OF IS DISCUSSED WITH THE EMPLOYEE. FORM 990, PAGE 6, PART VI, LINE 15A THE COMPENSATION COMMITTEE ALONG WITH THE BOARD OF DIRECTORS APPROVE THE CEO'S AND THE VICE PRESIDENT'S SALARIES. FORM 990, PAGE 6, PART VI, LINE 15B EMPLOYEES ARE GIVEN EVALUATIONS BEFORE THEY RECEIVE SALARY INCREASES. THESE INCREASES ARE APPROVED BY THE COMPENSATION COMMITTEE AND THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. PERSONS MAY COME INTO ONE OF THE CREDIT UNION'S BRANCHES AND REQUEST A COPY OF ANY OF OUR GOVERNING DOCUMENTS. SOME DOCUMENTS ARE POSTED IN THE BRANCH LOBBIES. FORM 990, PART XI, LINE 9 OTHER COMP INCOME -148,482