2019-05-13T15:06:47-05:00 2018-12-31 KPMG LLP 1201 DEMONBREUN STREET SUITE 1100 Nashville TN 37203 990 2018-01-01 940707299 NATIONAL FEDERATION OF INDEPENDENT BUSINESS INC % JEFF SMITH NATI 6158725800 53 CENTURY BOULEVARD Suite 250 NASHVILLE TN 372143682 JEFF SMITH TREASURER 2019-05-13 BAXTER WILDER P01212441 6152441602 2019-05-13 167.68.102.5 62030420191335000002 2019-05-13 P 7291E6A4A0C11DAA3F35E875351D1827DE886B34 E430C93D4BE5A5C3392ED3B1EACB13A86CD252C1 2018 2019-02-21 02:37:17Z JUANITA D DUGGAN 1201 F ST NW SUITE 200 WASHINGTON DC 20004 105513882 false X WWW.NFIB.COM X 1949 CA NATIONAL FEDERATION OF INDEPENDENT BUSINESS' MISSION IS TO PROMOTE AND PROTECT THE RIGHTS OF ITS MEMBERS TO OWN, OPERATE AND GROW THEIR BUSINESSES. 14 13 943 1070084 201790 4458424 4027686 80623295 89132473 1927352 1600644 4118630 5346372 91127701 100107175 288525 342915 0 0 61344106 65649909 1805274 1187880 0 25608058 28225369 89045963 95406073 2081738 4701102 50994818 47388825 70101074 66487448 -19106256 -19098623 X THE PURPOSES FOR WHICH THIS CORPORATION IS ORGANIZED ARE: 1. TO PROMOTE THE ECONOMIC, FINANCIAL AND POLITICAL WELFARE OF ITS MEMBERS; TO ELEVATE THE PRESTIGE AND STANDING OF THE INDEPENDENT SMALL BUSINESS OWNER IN HIS/HER COMMUNITY; TO ORGANIZE THE INDEPENDENT OR SMALL BUSINESS OWNER INTO AN ASSOCIATION TO THE END THAT HIS/HER VOICE MAY BE HEARD EFFECTIVELY IN STATE AND NATIONAL AFFAIRS AFFECTING SMALL BUSINESS. 2. TO PRESERVE, PROTECT, PROMOTE AND DEVELOP THE AMERICAN SYSTEM OF PRIVATE ENTERPRISE BY PROMOTING AND DEVELOPING LAWS AND REGULATIONS HELPFUL AND BENEFICIAL TO, AND FOR THE PRESERVATION OF, SMALL BUSINESS. 3. TO CONDUCT POLLS AMONG ITS MEMBERS ON MATTERS OF IMPORTANCE CONCERNING AND AFFECTING SMALL BUSINESS AND ITS PROBLEMS, AND TO COLLECT, COMPILE AND DISSEMINATE INFORMATION OVER THE AIR AND THROUGH THE PRESS RELATING THERETO TO ITS MEMBERS AND THE GENERAL PUBLIC. 4. TO EXPOSE AND RESIST CORRUPTION IN GOVERNMENT AND TO SECURE HONESTY, EFFICIENCY AND ECONOMY IN NATIONAL, STAT false false NFIB IS A NONPARTISAN ADVOCACY ORGANIZATION THAT REPRESENTS SEVERAL HUNDRED THOUSAND SMALL AND INDEPENDENT BUSINESSES IN ALL FIFTY STATES. NFIB LOBBIES ON BEHALF OF SMALL AND INDEPENDENT BUSINESS AT THE FEDERAL LEVEL AND IN ALL FIFTY STATES. THROUGH ITS COMMUNICATION ACTIVITIES, NFIB ALSO PROVIDES ITS MEMBERS, ELECTED OFFICIALS, NEWS MEDIA AND THE GENERAL PUBLIC WITH INFORMATION REGARDING THE IMPORTANCE OF SMALL AND INDEPENDENT BUSINESS AND THE VALUE OF THE FREE ENTERPRISE SYSTEM. NFIB CONDUCTS RESEARCH ON SMALL BUSINESS POLICY-RELATED ISSUES AND ECONOMIC TRENDS. false true true true false false false false false true false false false true true false true false false false false false true false false false true false true false false false false false false false false false false false true true true false true 165 0 true 943 true true true false false false true true false true false X 14 13 false false false false false false false true true false false false true true true true true true true false CA FL X JEFF SMITH 6158725800 53 CENTURY BLVD SUITE 250 NASHVILLE TN 372143682 X Steve Schramm Chairman 1.0 1.0 X 38969 0 249 Kurt Summers DIRECTOR 1.0 1.0 X 19704 0 249 Jeff Ready DIRECTOR 1.0 1.0 X 19200 0 249 Jose Villa DIRECTOR 1.0 1.0 X 19200 0 249 Sherry Wuebben DIRECTOR 1.0 1.0 X 19500 0 249 Tom Bryce DIRECTOR 1.0 1.0 X 24000 0 249 Patti Mellard DIRECTOR 1.0 1.0 X 24000 0 249 Douglass Henry DIRECTOR 1.0 1.0 X 19200 0 249 Greg Powell DIRECTOR 1.0 1.0 X 24000 0 249 Sam Chamberlain DIRECTOR 1.0 1.0 X 17700 0 249 Barbara Kniff-McCulla DIRECTOR 1.0 1.0 X 20293 0 249 Maria David DIRECTOR 1.0 1.0 X 20275 0 249 Nevin Groce Director 1.0 1.0 X 19200 0 249 Juanita D Duggan President 36.0 4.0 X X 1247202 0 27481 David Addington VP/Secretary/Parliamentarian 36.0 4.0 X 488256 0 28622 Mary Blasinsky VP/ASST SECRETARY 36.0 4.0 X 384807 0 39225 Tammy S Boehms VP/CFO 36.0 4.0 X 481850 0 30395 Jeff Smith Treasurer 36.0 4.0 X 230954 0 38044 John Casella VP 40.0 0.0 X 442606 0 50096 Brad Close VP 38.0 2.0 X 484699 0 49229 Catherine Michael VP 40.0 0.0 X 357414 0 24276 Janet Connor VP 40.0 0.0 X 319941 0 41544 Tim Franke VP 40.0 0.0 X 274074 0 48262 Ashley Bailey VP 40.0 0.0 X 239808 0 26049 Jon Kurrle VP 40.0 0.0 X 277375 0 43784 Mindy Kubrin Field Sales Rep 40.0 0.0 X 316029 0 31374 Lyle Payne Field Sales Rep 40.0 0.0 X 323669 0 17444 Vicki Willis Telephone Region Sales Dir. 40.0 0.0 X 241021 0 23264 Robert Johnson Field Sales Rep 40.0 0.0 X 246197 0 31179 Daniel Markels State Gov't Relations Director 40.0 0.0 X 253464 0 21562 6894607 0 575067 175 false true false National Capital Teleservices LLC 300 5th Street NE WASHINGTON DC 20002 Telemarketing 1287776 Imagination Publishing LLC 600 W Fulton St Ste 600 CHICAGO IL 60661 Publishing 890962 GOOGLE INC 1600 AMPHITHEATRE PKY MOUNTAIN VIEW CA 94043 ADVERTISING 565813 FormCo 2407 Felts Avenue NASHVILLE TN 37211 PRINTING 580303 ZS ASSOCIATES INC 180 N STETSON AVE 42ND FLOOR CHICAGO IL 60601 SALES MODELING 548000 29 663598 3364088 4027686 MEMBERSHIP DUES 541900 88919667 88919667 REGISTRATION FEES 541900 211556 211556 PUBLICATION SALES 541900 1250 1250 89132473 953806 953806 0 2857215 2857215 585266 311272 273994 0 273994 273994 5742273 5090692 4743 651581 -4743 646838 646838 0 0 0 0 0 0 0 0 0 AFFILIATE MANAGEMENT INCOME 541900 847802 847802 SPONSORSHIP INCOME 541800 1105769 1105769 PERIODICAL ADVERTISING INCOME 541800 160838 160838 100754 39310 61444 2215163 100107175 89171783 1070084 5837622 342915 0 0 0 5514227 0 46492667 4427689 5199377 4015949 0 162610 127197 1309951 1187880 137875 4528383 1469488 5471487 2612699 0 3411339 6209309 0 1674393 18582 0 772287 259138 UNRELATED BUSINESS INCOME TAX 60631 95406073 1583531 327388 0 0 0 0 986925 1435814 0 0 0 0 0 0 124413 136315 1721891 1734264 17089548 13075523 3889791 4014025 40156493 37488737 0 0 0 0 0 0 2531774 2252282 50994818 47388825 48488501 48490843 0 0 21466080 17929897 0 0 0 0 0 0 0 0 0 0 146493 66708 70101074 66487448 X -19595163 -19525710 488907 427087 0 0 -19106256 -19098623 50994818 47388825 X 4701102 -3139013 -1554456 X false true X true false 25000 25000 25000 true REPUBLICAN GOVERNORS ASSOCIATION 1747 PENNSYLVANIA AVE NW STE 250 WASHINGTON DC 20006 113655877 10000 REPUBLICAN STATE LEADERSHIP COMMITTEE 1201 F STREET NW STE 675 WASHINGTON DC 20004 050532524 15000 false false false 92283755 38461865 38461865 46045528 -7583663 Schedule C Part I-A NFIB PAID MEMBERSHIP DUES TO FEDERAL POLITICAL ORGANIZATIONS TO GAIN INSIGHT ON ISSUES RELEVANT TO ITS MEMBERS. 794900 794900 4918139 3373939 1544200 621380 550701 70679 8217548 7021496 1196052 2537581 2129387 408194 4014025 0 DUE TO AFFILIATES 66708 66708 X ASC TOPIC 740 FOOTNOTE SCHEDULE D, PART X, LINE 2 The Federation is a tax-exempt organization as described in Section 501(c)(6) of the Internal Revenue Code (the Code), and is generally exempt from federal income taxes on related income pursuant to Section 501(a) of the Code. The Federation is, however, subject to federal and state income tax on unrelated business income. In addition to digital advertising revenue, the Federation generates income from advertising activities related to the NFIB Playbook. Advertising income is subject to taxation under Section 512 of the Code and resulted in an unrelated business income tax of $380 for the year ended December 31, 2018. The Federation incurred $60,251 in unrelated business income tax on employer-provided qualified transportation fringe benefits under Section 274(a)(4) of the code for the year ended December 31, 2018. There was no associated unrelated business income tax benefit for the year ended December 31, 2017. The Federation does not have any significant uncertain tax positions for the years ended December 31, 2018 and 2017. On December 22, 2017, the President signed into law H.R. 1, originally known as the Tax Cuts and Jobs Act. The new law includes several provisions that result in substantial changes to the tax treatment of tax-exempt organizations and their donors. The Federation has reviewed these provisions and the potential impact and concluded the enactment of H.R. 1 will not have a material effect on the operations of the organization. X X X X true NATIONAL CAPITAL TELESERVICES LLC 300 5TH ST NE WASHINGTON DC 20002 TELEMARKET FUNDRAISING false 1449950 1187880 262070 1449950 1187880 262070 FL true NFIB THE VOICE OF FREE ENTERPRISE INC 53 CENTURY BLVD STE 250 NASHVILLE TN 37214 273615830 501(C)(4) 187530 GENERAL SUPPORT A TAX IS A TAX COMMITTEE 29993 MAPLE DRIVE RANIER OR 97048 822765729 501(C)(4) 13000 GENERAL SUPPORT JUNIOR ACHIEVEMENT OF MIDDLE TENNESSEE INC 120 POWELL PLACE NASHVILLE TN 37204 620582571 501(C)(3) 7350 GENERAL SUPPORT Republican State Leadership Committee 1201 F ST NW STE 675 WASHINGTON DC 20004 050532524 527 15000 GENERAL SUPPORT REPUBLICAN GOVERNORS ASSOCIATION 1747 PENN AVE NW STE 250 WASHINGTON DC 20006 113655877 527 10000 GENERAL SUPPORT American Legislative Exchange Council 2900 Crystal Drive Ste 600 Arlington VA 22202 520140979 501(c)(3) 30000 GENERAL SUPPORT OHIOANS FOR A HEALTHY ECONOMY INC 34 S 3RD STREET STE 100 COLUMBUS OH 43215 822814507 501(c)(4) 22500 GENERAL SUPPORT ORRIN G HATCH FOUNDATION 411 E SOUTH TEMPLE SALT LAKE CITY UT 84111 474823732 501(c)(3) 10000 GENERAL SUPPORT SMALL BUSINESS FOR A BETTER MICHIGAN 120 N WASHINGTON SQ STE 1000 LANSING MI 48933 824819085 501(C)(4) 15000 GENERAL SUPPORT VOTE NO PROTECT OHIO 196 E STATE STREET STE 200 Columbus OH 43215 831738909 527 10000 GENERAL SUPPORT 3 7 SCHEDULE I, PART 1, LINE 2 NFIB PROVIDED GRANTS TO ITS AFFILIATED ORGANIZATIONS TO HELP FURTHER THE EXEMPT PURPOSE OF THOSE ORGANIZATIONS. NFIB ALSO MADE CONTRIBUTIONS TO CHARITABLE AND OTHER EXEMPT ORGANIZATIONS WHICH SHARE IN NFIB'S MISSION TO PROMOTE AND PROTECT THE RIGHTS OF SMALL BUSINESSES AND USE OF THESE FUNDS IS MONITORED ACCORDINGLY. X X X X true true X X X X true true false Juanita D Duggan President 708116 0 248000 0 291086 0 9625 0 17856 0 1274683 0 0 0 David Addington VP/Secretary/Parliamentarian 373701 0 106575 0 7980 0 9625 0 18997 0 516878 0 0 0 Mary Blasinsky VP/ASST SECRETARY 267469 0 79050 0 38288 0 12427 0 26798 0 424032 0 0 0 Tammy S Boehms VP/CFO 347508 0 102525 0 31817 0 13331 0 17064 0 512245 0 0 0 Jeff Smith Treasurer 197613 0 29355 0 3986 0 11800 0 26244 0 268998 0 0 0 John Casella VP 316632 0 118125 0 7849 0 12126 0 37970 0 492702 0 0 0 Brad Close VP 359589 0 119500 0 5610 0 11196 0 38033 0 533928 0 0 0 Catherine Michael VP 280000 0 75000 0 2414 0 9625 0 14651 0 381690 0 0 0 Janet Connor VP 243368 0 70650 0 5923 0 14129 0 27415 0 361485 0 0 0 Tim Franke VP 236773 0 34500 0 2801 0 12440 0 35822 0 322336 0 0 0 Ashley Bailey VP 182468 0 53910 0 3430 0 8448 0 17601 0 265857 0 0 0 Jon Kurrle VP 258448 0 13400 0 5527 0 9625 0 34159 0 321159 0 0 0 Mindy Kubrin Field Sales Rep 177129 0 135226 0 3674 0 9625 0 21749 0 347403 0 0 0 Lyle Payne Field Sales Rep 206680 0 115609 0 1380 0 0 0 17444 0 341113 0 0 0 Vicki Willis Telephone Region Sales Dir. 208686 0 28515 0 3820 0 10572 0 12692 0 264285 0 0 0 Robert Johnson Field Sales Rep 129631 0 113239 0 3327 0 8873 0 22306 0 277376 0 0 0 Daniel Markels State Gov't Relations Director 147780 0 20762 0 84922 0 6132 0 15430 0 275026 0 0 0 FIRST-CLASS OR CHARTER TRAVEL SCHEDULE J, PART 1, LINE 1A NFIB'S POLICY PROVIDES THAT THE PRESIDENT SHALL TRAVEL BUSINESS CLASS FOR BUSINESS RELATED FLIGHTS OVER 3 HOURS IN DURATION. IN CIRCUMSTANCES WHERE BUSINESS CLASS IS UNAVAILABLE, UPGRADING TO FIRST CLASS IS PERMISSIBLE. These flight upgrades paid or reimbursed by NFIB are not included in the President's taxable wages. TRAVEL FOR COMPANIONS SCHEDULE J, PART 1, LINE 1A UPON APPROVAL, A BOARD MEMBER'S COMPANION TRAVEL EXPENSES PAID BY NFIB ARE INCLUDED IN THE BOARD MEMBER'S FORM 1099 AS TAXABLE INCOME. UPON APPROVAL, AN EMPLOYEE'S COMPANION TRAVEL EXPENSES PAID OR REIMBURSED BY NFIB ARE INCLUDED IN THE EMPLOYEE'S TAXABLE WAGES AS A TAXABLE "FRINGE BENEFITTREATED AS SALARY, SUBJECT TO WITHHOLDING, ON THE EMPLOYEE'S FORM W-2. TAX INDEMNIFICATION AND GROSS-UP PAYMENTS SCHEDULE J, PART 1, LINE 1A NFIB HAS NONQUALIFIED SUPPLEMENTAL EXECUTIVE RETIREMENT PLANS. PLAN PROVISIONS PROVIDE THAT ALL AFTER TAX BENEFITS BE GROSSED UP. DISCRETIONARY SPENDING ACCOUNT SCHEDULE J, PART 1, LINE 1A AS PER COMPANY POLICY AND UPON APPROVAL, OFFICERS AND EXECUTIVE MANAGEMENT OF THE COMPANY RECEIVE CELLULAR PHONE/DATA SERVICE ALLOWANCE. IN COMPLIANCE WITH IRS CODE SECTION 132 THESE FRINGE BENEFITS ARE TREATED AS TAXABLE SALARY, SUBJECT TO WITHHOLDING, ON THE EMPLOYEE'S FORM W-2. SEVERANCE PAYMENTS SCHEDULE J, PART 1, LINE 4A DANIEL MARKELS RECEIVED SEVERANCE PAYMENT PER A SEPARATION AGREEMENT IN THE AMOUNT OF $16,291 PER MONTH FOR A PERIOD OF THREE MONTHS AND ONE PAYMENT OF $21,291. SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN SCHEDULE J, PART I, LINE 4B NFIB PROVIDES A SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN (SERP). THIS NONQUALIFIED PLAN COVERS MARY BLASINSKY AND TAMMY S BOEHMS. PARTICIPATION IN THIS SERP HAS BEEN FROZEN AND FUTURE BENEFIT ACCRUALS FOR THE PLAN HAVE CEASED. IN 2016, NFIB ESTABLISHED A SERP FOR JUANITA D DUGGAN. ON FEBRUARY 28, 2018 SHE EARNED $144,375 IN HER SERP ACCOUNT PLUS TAX GROSS UP OF $134,882. AT DECEMBER 31, 2018, AN ADDITIONAL $95,188 PLUS TAX GROSS UP OF $112,402 HAS BEEN ACCRUED. ALL AMOUNTS ARE 100% VESTED. FORM 990 PROVIDED TO GOVERNING BODY PART VI, SECTION B: POLICIES, LINE 11 Following an independent audit of the consolidated financial statements oF THE NATIONAL FEDERATION OF INDEPENDENT BUSINESS ("NFIB") AND ITS affiliates, a draft of NFIB's form 990 is prepared. THIS FORM 990 IS REVIEWED INTERNALLY BY NFIB'S TAX ACCOUNTANT, CONTROLLER/TREASURER, AND VP/CFO. ANY QUESTIONS ARISING FROM THE INITIAL REVIEW ARE ADDRESSED TO ENSURE THE RETURN IS COMPLETE AND ACCURATE. ANY NECESSARY CHANGES/CORRECTIONS ARE MADE ON THE FORM 990 AND THE RETURN AGAIN GOES THROUGH NFIB'S INTERNAL REVIEW PROCESS. UPON APPROVAL OF THE VP/CFO, THE RETURN IS REVIEWED BY THE CHAIR OF THE FINANCE/AUDIT COMMITTEE OF THE BOARD OF DIRECTORS. THE FINAL RETURN IS THEN FILED WITH THE INTERNAL REVENUE SERVICE. WRITTEN CONFLICT OF INTEREST POLICY PART VI, SECTION B: POLICIES, LINE 12 EVERY BOARD MEMBER AND OFFICER OF NFIB IS REQUIRED TO DISCLOSE ANY ACTUAL OR POTENTIAL CONFLICTS OF INTEREST ON AN ANNUAL BASIS. PROCESS OF DETERMINING COMPENSATION FOR OFFICERS PART VI, SECTION B: POLICIES, LINE 15 THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS IS RESPONSIBLE FOR RECOMMENDING THE COMPENSATION OF ALL OFFICERS OF THE ORGANIZATION. THEIR COMPENSATION IS THEN FORMALLY APPROVED BY THE BOARD OF DIRECTORS. IN OCTOBER 2018, AN OUTSIDE COMPENSATION CONSULTING FIRM WAS ENGAGED TO PROVIDE EXPERT ANALYSES REGARDING THE REASONABLENESS OF THE TOTAL COMPENSATION PACKAGE FOR THE EXECUTIVES OF NFIB AND ITS AFFILIATED ORGANIZATIONS. THE 2018-2019 RESULTS ALONG WITH AN IRC 4958 OPINION LETTER WERE PROVIDED TO THE CHAIR OF THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS. THE COMMITTEE RELIES ON THIS INDEPENDENT REVIEW TO ENSURE THAT REASONABLE COMPENSATION IS PAID TO THE OFFICERS. THE COMMITTEE'S PHILOSOPHY IS TO ENSURE THAT THE COMPENSATION FOR THESE POSITIONS, RELATIVE TO MARKET COMPARISONS, IS COMPETITIVE IN ORDER TO ATTRACT, RETAIN, AND MOTIVATE QUALIFIED EMPLOYEES WHILE NOT BEING AT THE TOP OF THE RANGE. THE COMMITTEE SETS THE COMPENSATION FOR THE OFFICERS EACH YEAR DURING THEIR MEETING WHICH IS TYPICALLY HELD IN FEBRUARY. MINUTES FROM THESE ANNUAL MEETINGS ARE TAKEN BY THE CORPORATE SECRETARY DURING THE MEETING. WHEN THE MINUTES ARE REVIEWED AND APPROVED, THEY ARE RETAINED WITH ALL OTHER CORPORATE RECORDS. DOCUMENTS AVAILABLE TO THE PUBLIC PART VI, SECTION C: DISCLOSURE, LINE 19 IT IS NFIB'S POLICY TO MAKE AVAILABLE FOR PUBLIC INSPECTION, UPON REQUEST, EITHER WRITTEN OR IN PERSON, ITS EXEMPTION APPLICATION, SUPPORTING DOCUMENTS AND ANY LETTER OR DOCUMENT ISSUED BY THE IRS CONCERNING THE APPLICATION. NFIB ALSO MAKES AVAILABLE FOR PUBLIC INSPECTION AND COPYING, UPON REQUEST, EITHER WRITTEN OR IN PERSON, ITS FEDERAL FORM 990, RETURN OF ORGANIZATION EXEMPT FROM INCOME TAX, AND ITS CONFLICT OF INTEREST POLICY. FUND BALANCE RECONCILIATION FORM 990, PART XI, LINE 9 EQUITY IN LOSS OF AFFILIATED ORGANIZATION (166,016) NET CHANGE IN PENSION AND POSTRETIREMENT BENEFIT PLANS (1,388,440) ----------- OTHER CHANGES IN FUND BALANCE (1,554,456) ============ NFIB SMALL BUSINESS LEGAL CENTER 53 CENTURY BLVD SUITE 250 NASHVILLE TN 37214 621570449 PUB. LAW FIRM TN 501(C)(3) 12A-TYPE I NFIB true NFIB FEDERAL POLITICAL ACTION COMMITTEE 53 CENTURY BLVD SUITE 250 NASHVILLE TN 37214 942532364 PAC CA 527 NFIB true NFIB THE VOICE OF FREE ENTERPRISE INC 53 CENTURY BLVD SUITE 250 NASHVILLE TN 37214 273615830 SOC. WELFARE TN 501(C)(4) NFIB true NFIB YOUNG ENTREPRENEUR FOUNDATION 53 CENTURY BLVD SUITE 250 NASHVILLE TN 37214 621557196 EDUCATION TN 501(C)(3) 12A-TYPE I NFIB true NFIB MEMBER SERVICES CORPORATION 53 CENTURY BLVD SUITE 250 NASHVILLE TN 372143682 942899404 MEMBER BENEFITS CA NFIB C 2662294 1394271 1.00000 true true true true false false false false false false false false true false true false true true true false NFIB THE VOICE OF FREE ENTERPRISE INC LINE 187530 FMV NFIB FEDERAL POLITICAL ACTION COMMITTEE LINE 663598 fmv NFIB THE VOICE OF FREE ENTERPRISE INC LINE 53344 fmv NFIB MEMBER SERVICES CORPORATION LINE 794459 FMV NFIB SMALL BUSINESS LEGAL CENTER LINE 117651 FMV NFIB SMALL BUSINESS LEGAL CENTER LINE 233378 FMV NFIB MEMBER SERVICES CORPORATION LINE 620315 FMV NFIB THE VOICE OF FREE ENTERPRISE INC LINE 237470 FMV NFIB MEMBER SERVICES CORPORATION LINE 79710 FMV NFIB MEMBER SERVICES CORPORATION LINE 125346 FMV