2019-05-14T10:36:30-05:00 2018-12-31 232108173 RKL LLP 1330 BROADCASTING ROAD PO BOX 7008 WYOMISSING PA 196106008 990 2018-01-01 232017635 WAWA EMPLOYEES' CREDIT UNION WAWA 6103588030 260 WEST BALTIMORE PIKE MEDIA PA 19063 SARA DOUGHERTY CEO / TREASURER 6103588030 2019-05-14 1 RUTHANN J WOLL CPA P00647342 6103761595 2019-05-14 50.203.63.190 2019-05-14 09:32:16 ED P DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 BF806157A52785AD0FEADB80BD57235400E63FA7 2018 2019-02-21 02:37:17Z SARA DOUGHERTY 260 WEST BALTIMORE PIKE MEDIA PA 19063 793242 0 X WWW.WAWACU.COM X 1976 PA OWNED AND OPERATED BY ITS' MEMBERS, PROVIDING FINANCIAL SERVICES WITH INTEGRITY AND EFFICIENCY. 9 8 5 8 0 0 0 0 510515 565029 158480 191556 24722 36657 693717 793242 0 0 0 0 277474 284874 0 0 0 398088 399195 675562 684069 18155 109173 16495493 17184471 15040355 15619991 1455138 1564480 OWNED AND OPERATED BY ITS' MEMBERS, WAWA EMPLOYEES' CREDIT UNION IS DEDICATED TO PROVIDING PERSONALIZED FINANCIAL SERVICES WITH INTEGRITY AND EFFICIENCY. 0 0 PROVIDE LOANS TO 4,674 MEMBERS. PROVIDE FINANCIAL SERVICES TO 4,674 MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 X 886 0 1 5 1 0 0 0 0 0 0 0 0 X 9 8 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 0 1 1 0 0 X SARA DOUGHERTY 6103588030 260 WEST BALTIMORE PIKE MEDIA PA 19063 VONN VITAL CHAIRMAN 1.00 X X 0 0 0 DARLA EISENHARD TILL 92018 VICE-CHAIRMAN 1.00 X X 0 0 0 SARA DOUGHERTY CEO/TREASURER 40.00 X X 85876 0 0 PAUL REPLENSKI SECRETARY 1.00 X X 0 0 0 CINNAMON BREIGHNER DIRECTOR 1.00 X 0 0 0 SHARON GILMOUR DIRECTOR 1.00 X 0 0 0 GEORGE F GORDON DIRECTOR 1.00 X 0 0 0 PHILLIP HORN DIRECTOR 1.00 X 0 0 0 MARTIN MAGER DIRECTOR 1.00 X 0 0 0 MARLYN WISNIESKI DIRECTOR 1.00 X 0 0 0 85876 0 0 0 0 0 0 0 INTEREST ON LOANS 522291 313671 313671 FEE INCOME 522100 130132 130132 PLASTIC CARD INCOME 522100 121226 121226 565029 191556 191556 MISC. OPERATING INCOME 522100 36657 36657 36657 793242 601686 0 191556 87539 144995 7755 26061 18524 3470 27859 250 99284 32205 2346 15047 ATM/DEBIT CARD EXPENSE 161836 LOAN SERVICING EXPENSE 21120 VISA EXPENSE 19226 PROVISION FOR LOAN LOSS 8887 7665 684069 41727 58365 1640095 1372689 56945 52342 5610032 7295453 31633 33197 192222 191503 3065 719 8973727 8232727 138269 138979 16495493 17184471 222406 140077 14817949 15479914 15040355 15619991 X 0 0 0 0 1455138 1564480 1455138 1564480 16495493 17184471 X 109173 169 X 0 0 0 192222 191503 719 719 CERTIFICATES OF DEPOSIT 8188000 C CORPORATE CU PERPETUAL CAPITAL 44727 C 8232727 REGULAR SHARES 8884111 SHARE DRAFTS 2979275 MONEY MARKETS 1247482 SHARE CERTIFICATES 1200820 IRA ACCOUNTS 498627 CLUB ACCOUNTS 669599 15479914 FORM 990, PART V, LINE 1C: THE ORGANIZATION DID NOT HAVE ANY INSTANCES WERE BACKUP WITHHOLDING WAS REQUIRED; HOWEVER, IF THE SITUATION WOULD ARISE, THE ORGINZATION IS AWARE OF THE REPORTING REQUIREMENTS AND WOULD HANDLE THAT ACCORDINGLY. FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBER TO THE CREDIT UNION'S BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7A THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B THE CREDIT UNION'S MEMBERS BUT APPROVE THE FOLLOWING: -THE MERGER OF THE CREDIT UNION -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES, AND BYLAWS FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS DISTRIBUTED TO THE BOARD FOR REVIEW. THE MANAGER (WHO IS ALSO THE TREASURER) REVIEWS THE 990 IN DEPTH. FORM 990, PART VI, SECTION B, LINE 12C ON A YEARLY BASIS, OFFICERS AND DIRECTORS ARE PROVIDED WITH A FORM TO DISCLOSE ANY CONFLICTS OF INTEREST. ANY INTERACTION REPRESENTING A CONFLICT OF INTEREST IS REPORTED TO THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 15A THE PERSONNEL COMMITTEE PRESENTS A WRITTEN REVIEW FOR THE MANAGER ALONG WITH A RECOMMENDEDATION FOR SALARY INCREASE TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS DISCUSSES THE MERITS AND APPROVES THE AMOUNT OF THE INCREASE. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION'S FINANCIAL STATEMENTS AND ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE BY REQEUST AT THE CREDIT UNION OFFICE. QUARTERLY FINANCIAL STATEMENTS (CALL REPORTS) ARE AVAILABLE ON WWW.NCUA.GOV. FORM 990, PART XI, LINE 9: NEW MEMBER FEES 169.