2019-08-17T16:13:48-04:00 2018-12-31 431555780 MICHAEL CUMMINS CPA PC 3 THE PINES CT STE E Saint Louis MO 63141 990 2018-01-01 436158894 HEAT AND FROST INSULATORS ST LOUIS HEAT 502 EARTH CITY EXPRESSWAY Earth City MO 63045 CHRIS LYLES TRUSTEE 2019-07-25 false MICHAEL CUMMINS CPA P00845049 3146289494 2019-08-17 108.72.14.112 2019-08-17 16:15:06 4301482019229h4vcvma 2019-08-17 P 5AE39DF4B39BC9CEC8C6CB035351D82832EEFE1F 5AE39DF4B39BC9CEC8C6CB035351D82832EEFE1F 2018 2019-02-21 02:37:17Z WELFARE FUND Chris Lyles 9627285 false X X 1953 MO The Heat and Frost Insulators St. Louis Welfare Fund is a Taft-Hartley Trust established to provide hospital, medical, dental, disability, and life insurance benefits to eligible members of the International Association of Heat and Frost Insulators and Allied Workers Local No. 1 6 1 0 0 0 0 7846585 8861230 264756 235649 0 8111341 9096879 0 6286564 7461029 0 0 0 1161443 748228 7448007 8209257 663334 887622 24206997 25166422 101831 164350 24105166 25002072 The Heat and Frost Insulators St. Louis Welfare Fund is a Taft-Hartley Trust established to provide hospital, medical, dental, disability, and life insurance benefits to eligible members of the International Association of Heat and Frost Insulators and Allied Workers Local No. 1 The Heat and Frost Insulators St. Louis Welfare Fund is a Taft-Hartley Trust established to provide hospital, medical, dental, disability, and life insurance benefits to eligible members of the International Association of Heat and Frost Insulators and Allied Workers Local No. 1 false false false false false false false false false false false false true false false true false false false false false false false false false false false false false false false false false false false false false false false false true false false false true 1000 0 true 0 false false false false false false false false false X 6 1 false true true false true true false true true false false false true true true true false false false false X X ZENITH ADMINISTRATORS 3143448899 502 EARTH CITY EXPRESSWAY SUITE 203 Earth City MO 63045 X Robert Ackman Trustee 1.00 0.00 X 1072 0 1285 Johnny Thornburgh Trustee 1.00 0.00 X 0 0 0 Thomas P Leahy Trustee 1.00 0.00 X 4635 0 0 Chris Lyles Chairman 1.00 0.00 X X 0 0 0 Gary Payeur Trustee 1.00 0.00 X 0 0 0 Tom Walsh Trustee 1.00 0.00 X 0 0 0 5707 0 1285 0 false false false ZENITH AMERICAN SOLUTIONS 502 EARTH CITY EXPRESSWAY Earth City MO 63045 ADMINSTRATION 299670 AETNA 151 Farmington Ave Hartford CT 06156 PPO 172534 2 EMPLOYER CONTRIBUTIONS 525100 7270714 7270714 MEMBER CONTRIBUTIONS 525100 1558362 1558362 RECIPROCITY CONT 525100 32154 32154 8861230 176155 176155 589900 530406 59494 59494 59494 9096879 9096879 0 0 7461029 299420 75124 6200 60669 230823 27490 12060 PRINTING 14588 14588 POSTAGE 14522 14522 MISCELLANEOUS 7332 7332 8209257 0 0 0 2374275 3313478 1625741 886853 6107384 6611375 14099597 14354716 24206997 25166422 101831 164350 101831 164350 X 24105166 25002072 24105166 25002072 24206997 25166422 887622 9284 0 X false true X true false 401H ACCOUNT 14354716 14354716 9045494 9284 9284 9036210 60669 60669 9096879 8148588 8148588 60669 60669 8209257 Management duties delegation Part VI line 3 THE PLAN ENGAGES ZENITH AMERICAN SOLUTIONS TO ASSIST THE TRUSTEES IN MANAGING THE PLAN Organizational document changes Part VI line 4 THE PLAN MAKES VARIOUS AMENDMENTS AND CHANGES DURING THE YEAR TO ITS BENEFITS WHICH ARE COMMUNICATED TO THE PARTICIPANTS. Members or stockholder classes and rights Part VI line 6 Participants in the Health and Welfare Plan Member election for additional members Part VI line 7a Participants may elect Labor Trustees Form 990 governing body review Part VI line 11 THE FORM 990 IS REVIEWED BY THE TRUSTEES AT A MEETING PRIOR TO FILING Conflict of interest policy compliance Part VI line 12c CONFLICTS OF INTEREST IF ANY ARE ADDRESSED BY TRUSTEES AT BOARD MEETINGS Governing documents etc available to public Part VI line 19 ALL DOCUMENTS ARE AVAILABLE TO PARTICIPANTS OF THE PLAN. CONFIDENTIAL INFORMATION SUCH AS MEDICAL RECORDS AND PERSONNAL INFORMATION OF THE PARTICIPANTS IS NOT. THE FORM 5500 AND FORM 990 ARE AVAILABLE TO THE PUBLIC. THE FORM 5500 IS PUBLISHED ON EFAST THE DEPARTMENT OF LABOR WEBSITE AND THE FORM 990 IS PUBLISHED ON GUIDESTAR. ALSO THE FORM 5500 AND FORM 990 ARE AVAILABLE BY REQUEST AT THE OFFICE OF ZENITH AMERICAN SOLUTIONS. Explanation of other changes in net assets or fund balances Part XI line 9 Rounding Unable to secure related organizations compensation Part VII Col D E Compensation paid by related organizations is not reported since the information was not provided to the preparer of the form 990. INT ASSC HEAT AND FROST INSULA 3325 HOLLENBERG DRIVE Bridgeton MO 63044 430337341 LABOR UNION MO 501C5 NONE false INT ASS HEAT AND FROST APPR 3325 HOLLENBERG DRIVE Bridgeton MO 63044 APPRENTICESHIP FUND MO 501C5 N/A false Master Insulators of St Louis 1020 Fox Chase Industrial Driv Arnold MO 630101302 431348081 Association MO 501c5 N/A false ADY INSULATION N/A API N/A BI STATE INSULATION INC N/A BRAND ENERGY SERVICES LLC N/A BROCK INDUSTRIAL SERVICES N/A ENVIROTECH INC N/A FIRESTOP TECHNOLOGIES N/A GILLESPIE AND POWERS INC N/A GALT INDUSTRIES N/A INSUL & SUPPLIES CORP N/A INSULATION MASTERS INC N/A ISS INSULATION SERVICES & SOLU N/A KASKASKIA MECH INSULATION CO N/A LMB COMPANIES LLC AP N/A LORMAR INSULATION COMPANY N/A GRP MECHANICAL CO INC N/A M & O INSULATION CO N/A MELCO INSULATION N/A METRO INSULATION INC N/A MIDWEST MECHANICAL INSUL INC N/A PARAGON PIPECOVERERS INC N/A PREMIER INSULATION N/A PRO FIRE STOP N/A PRO INSULATION N/A REBEL INC N/A SIDNEY INSULATION INC N/A SPRINKMANN INSULATION N/A TDK MECHANICAL SERVICES N/A THERMAL INDUSTRIAL INSULATION N/A THORNBURGH ABATEMENT INC N/A THORNBURGH INSULATION INC N/A TRIANGLE ENTERPRISES INC N/A UNITED THERMAL INDUSTRIES N/A WALSH INSULATION SERVICES N/A URS Energy Construction N/A INTEGRITY INSULATION LLC N/A BUDROVICH SPECIALTY GRP LLC N/A CENTRAL SERVICES N/A CLAY PIPING SYSTEMS N/A SOUTHERN ILLINOIS UNIV EDWARD N/A THORNBURGH ABATEMENT INC N/A TRENHOLM MECHANICAL INSULATIO N/A UNITED MECHANICAL INSULATI N/A AES LLC N/A EDWARDS-KAMADULSKI LLC N/A AeCom Energy N/A AirMasters N/A Allied Power N/A Apache N/A BHI Energy N/A Kaskaskia Mechanical Insulaiton Co N/A STL Direct Mechanical N/A WCM N/A WMC N/A