2025-11-10T12:17:23-06:00 2024-12-31 202122306 GBQ PARTNERS LLC 4030 SMITH ROAD SUITE 400 CINCINNATI OH 45209 990 2024-01-01 237247091 PATHWAYS FINANCIAL CREDIT UNION PATH 6144167588 5665 N HAMILTON ROAD COLUMBUS OH 43230 CHRISTOPHER B HOOVER CFO 6144167588 2025-11-10 1 1 KATHLEEN M MOSELEY P00116760 5138713033 2025-11-10 2024 2025-03-06 01:10:19Z CHRISTOPHER B HOOVER 5665 N HAMILTON ROAD COLUMBUS OH 43230 39749424 0 X WWW.PATHWAYSCU.COM X 1973 OH TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS. 9 9 136 12 5714 0 0 0 24765158 34272589 3405585 5476835 0 0 28170743 39749424 0 0 0 0 8276683 10687164 0 0 0 17431878 27057368 25708561 37744532 2462182 2004892 603784345 648327104 548375230 586671180 55409115 61655924 TO PROVIDE LENDING, SAVINGS AND OTHER FINANCIAL SERVICES TO ITS MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE LOCAL MARKETPLACE AND WITH A "SERVICE-BASED" EMPHASIS THAT RECOGNIZES THE MEMBERS' STATUS AS "OWNER". 0 0 PROVIDE FINANCIAL SERVICES TO MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 11543 0 1 136 1 1 1 0 0 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X CHRISTOPHER B HOOVER 6144167588 5665 N HAMILTON ROAD COLUMBUS OH 43230 MARSHA CALLOWAY DIRECTOR 1.00 X 7500 0 0 JOHN FALK DIRECTOR 1.00 X 9500 0 0 BILL KNOLES DIRECTOR 1.00 X 7550 0 0 KIRK PIERSON DIRECTOR 1.00 X 8750 0 0 MICHAEL POE DIRECTOR 1.00 X 7000 0 0 JACK RADICH DIRECTOR 1.00 X 9050 0 0 MIKE SISINGER DIRECTOR 1.00 X 7600 0 0 BRIAN LAKEY DIRECTOR 1.00 X 7750 0 0 LIONEL HARRIS DIRECTOR 1.00 X 7500 0 0 MIKE SHAFER CEO 40.00 X 552677 0 37047 GREG KIDWELL PRESIDENT 40.00 X 373875 0 19000 CASEY ECKLES COO 40.00 X 194596 0 11323 ANDY TARBOX CIO 40.00 X 202264 0 11923 CHRIS HOOVER CFO 40.00 X 194428 0 11318 JILL JUSTICE CHR 40.00 X 168717 0 7922 CURTIS ONOFRI CLO 40.00 X 191229 0 11402 CRISTINA GIL AVP LOAN ORIGINATIONS 40.00 X 131759 0 7852 MARIA GONZALEZ VP OF SALES AND SERVICES 40.00 X 131471 0 7676 CHRISTINE MARTINO VP OF COMPLIANCE & RISK MANAGEMENT 40.00 X 132033 0 4607 JOHN WOOTEN VP OF INFORMATION TECHNOLOGY 40.00 X 138417 0 0 LAURA GATES MORTGALE LOAN OFFICER 40.00 X 148258 0 7133 2631924 0 137203 14 0 1 0 PSCU 560 CARILLON PARKWAY ST PETERSBURG FL 33716 CARD SERVICES 1605723 SCOTT WESNEY CONSTRUCTION LLC 791 SCIENCE BLVD GAHANNA OH 43230 CONSTRUCTION 715159 CORELATIONS 2305 HISTORIC DECATUR RD STE 300 SAN DIEGO CA 92106 DATA PROCESSOR 372815 CUA 6000 28TH STREET SE GRAND RAPIDS MI 49546 DATA PROCESSOR 236119 SQUIRE PATTON BOGGS LLP 2325 E CAMELBACK RD STE 700 PHOENIX AZ 85016 LEGAL SERVICES 177782 6 LOAN INTEREST 24812217 24812217 FEE INCOME 6712355 6706641 5714 OTHER INCOME 2748017 2748017 34272589 5476835 5476835 39749424 34266875 5714 5476835 2059922 5022216 361854 3243172 92321 54000 1769581 1465330 2716929 1211289 29206 9789179 162172 PROVISION FOR LOAN & LE 5553092 CARD PROCESSING & BANK 2519909 LOAN SERVICING EXPENSE 1116921 OTHER EXPENSE 461650 115789 37744532 X 6922350 5466771 48397475 52128409 406411377 435294406 3271217 7388288 20406288 5684367 14145729 14721921 92526655 98937659 32109542 34389650 603784345 648327104 8704943 5291363 20000000 0 519670287 581379817 548375230 586671180 X 0 0 0 0 55409115 61655924 55409115 61655924 603784345 648327104 X 2004892 1253562 2988355 X X 0 1 X 1 0 3204918 3204918 7139402 1688397 5451005 5719793 1728524 3991269 4342175 2267446 2074729 14721921 CERTIFICATES OF DEPOSIT 14212605 C CORPORATE CDS CAPITALIZATION 3621956 C US GOV'T SECURITIES & AGENCIES 18985344 C FHLB CAPITAL STOCK 522800 C ALLOYA CORPORATE CAPITALIZATION 500000 C PSCU EQUITY 369594 C COLLATERALIZED MORTGAGE OBLIGATIONS 45151273 C NEGOTIABLE CERTIFICATES OF DEPOSIT 11352014 C MORTGAGE-BACKED SECURITIES 4208573 C XTEND STOCK 13500 C 98937659 ACCRUED INTEREST - LOANS 1805359 ACCRUED INTEREST - INVESTMENTS 256598 SURRENDER VALUE OF LIFE INSURANCE 25722059 SHARE INSURANCE DEPOSITS 5465807 MORTGAGE SERVICING RIGHTS 1139827 34389650 MEMBERS' SHARES & DEPOSITS 581379817 581379817 X 41002986 1253562 1253562 39749424 0 39749424 37744532 0 37744532 0 37744532 PART X, LINE 2: THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ITS FINANCIAL STATEMENTS AS REQUIRED UNDER FINANCIAL ACCOUNTING STANDARDS BOARD (FASB) ACCOUNTING STANDARDS CODIFICATION (ASC), ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. THE STANDARD PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE STANDARD ALSO PROVIDES GUIDANCE ON DE-RECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE, AND TRANSITION ACCOUNTING. MANAGEMENT DETERMINED THERE WERE NO MATERIAL UNCERTAIN POSITIONS TAKEN IN ITS TAX RETURNS. 1 X X 0 0 0 MIKE SHAFER CEO 509705 0 37540 0 5432 0 19000 0 18047 0 589724 0 0 0 GREG KIDWELL PRESIDENT 340185 0 28259 0 5431 0 19000 0 0 0 392875 0 0 0 ANDY TARBOX CIO 182475 0 15811 0 3978 0 11923 0 0 0 214187 0 0 0 CASEY ECKLES COO 172263 0 16012 0 6321 0 11323 0 0 0 205919 0 0 0 CHRIS HOOVER CFO 172338 0 15861 0 6229 0 11318 0 0 0 205746 0 0 0 CURTIS ONOFRI CLO 173983 0 15612 0 1634 0 11402 0 0 0 202631 0 0 0 JILL JUSTICE CHR 148436 0 13970 0 6311 0 7922 0 0 0 176639 0 0 0 LAURA GATES MORTGALE LOAN OFFICER 35799 0 106763 0 5696 0 7133 0 0 0 155391 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR THREE YEARS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLE PLURITY VOTE. FORM 990, PART VI, SECTION A, LINE 7B CHANGES TO THE GOVERNING DOCUMENTS AND BYLAWS MUST BE APPROVED BY THE MEMBER-OWNERS AFTER THEY HAVE BEEN APPROVED BY THE BOARD OF DIRECTORS AND THE REGULATORY AGENCY OF THE CREDIT UNION (OHIO DIVISION OF FINANCIAL INSTITUTIONS). FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PRESENTED TO MANAGEMENT AND THE BOARD OF DIRECTORS PRIOR TO FILING WITH THE IRS FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS REVIEWED ON AN ANNUAL BASIS WITH THE BOARD AT THE MAY BOARD MEETING. AFTER REVIEWING THE POLICY EACH BOARD MEMBER SIGNS THE POLICY. FORM 990, PART VI, SECTION B, LINE 15 THE CREDIT UNION USES A SALARY MANUAL PROVIDED BY CUNA (AN ORGANIZATION THAT IS SPECIFIC TO CREDIT UNIONS) FOR ALL ITS EMPLOYEES. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE POSTED AT EACH BRANCH OFFICE AND ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART X: SOME BEGINNING BALANCES WERE RECLASSIFIED FOR PRESENTATION PURPOSES ONLY. FORM 990, PART XI, LINE 9: EQUITY ACQUIRED IN MERGER 2,988,355. FORM 990, PART XII, LINE 2C THERE IS NO CHANGE IN ACCOUNTING METHOD FROM PRIOR YEAR.