2019-11-15T15:17:38-06:00 2018-12-31 810781371 J TENBRINK & ASSOCIATES 11272 S RIDGEVIEW RD OLATHE KS 66061 990 2018-01-01 480612011 HEARTLAND CREDIT UNION HEAR 6206690177 4000 N MONROE ST HUTCHINSON KS 675022224 JOEL ANDREW CFO 6206690177 2019-11-15 1 JERRY TENBRINK P00638199 9138946214 97.87.82.114 2019-11-15 15:17:22 CS P DF81630E7C01E54DA6D3CC5C7C1702BCCB5963A3 90B5988E53CBDDD12AFD5F67CACC6EB659604036 2018 2020-04-17 16:48:07Z DANIEL SPRINGER 4000 N MONROE ST HUTCHINSON KS 675022224 19906302 0 X WWW.HCU.COOP X 1948 KS TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. 7 7 156 16 113547 0 2450 10000 16992356 18867125 330750 -346109 0 0 17325556 18531016 5000 10117 33074 31790 7502347 7582584 0 0 0 7893775 10637850 15434196 18262341 1891360 268675 306186340 311284727 277763914 282602624 28422426 28682103 TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. 0 0 PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 26,683 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2018, THERE WERE 22,581 LOANS OUTSTANDING TOTALING $257,045,754. PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $1,999,960 FOR THE YEAR. 0 1 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 0 0 0 1 0 0 0 0 0 1 0 0 1 7957 0 1 156 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 X JOEL ANDREW 6206690177 4000 N MONROE ST HUTCHINSON KS 675022224 REX CHRISTNER CHAIRMAN 3.00 X 0 0 0 ROY BROXTERMAN VICE CHAIRMAN 2.00 X 0 0 0 KENDAL PULLIAM SECRETARY/TREASURER 2.00 X 0 0 0 RICHARD CARLISLE BOARD MEMBER 2.00 X 0 0 0 JOHN MCCANNON BOARD MEMBER 2.00 X 0 0 0 CAROLINE PHELPS BOARD MEMBER 2.00 X 0 0 0 MARK WOLESLAGEL BOARD MEMBER 2.00 X 0 0 0 DANIEL SPRINGER PRESIDENT/CEO 50.00 X 233662 0 22189 MICHELLE WALN VP - CULTURE 50.00 X 135680 0 11415 ZACHARY CLOBES VP - TECHNOLOGY 50.00 X 130580 0 16853 JEREMY STAUFFACHER VP - SALES 50.00 X 114770 0 14961 JOEL ANDREW CFO 50.00 X 107480 0 14591 JEFF GALLERY CLO (THROUGH 11/16/2018) 50.00 X 156352 0 11134 MICHAEL LORIMOR AVP - REAL ESTATE 50.00 X 103858 0 7642 982382 0 98785 7 0 1 0 JACK HENRY & ASSOCIATES PO BOX 609 MONETT MO 65708 CORE PROVIDER 505215 SIMPSON CONSTRUCTION SERVICES 1831 S ANNA WICHITA KS 67277 CONSTRUCTION SERVICES 362556 LUMINOUS NEON 1429 W 4TH AVE HUTCHINSON KS 67501 ADVERTISING/SIGNAGE 252377 ALOGENT 1717 WEST 6TH STREET STE 112 AUSTIN TX 78703 ONLINE BANKING 172510 TRANSUNION PO BOX 99506 CHICAGO IL 60693 CREDIT BUREAU 142378 5 10000 10000 INTEREST ON LOANS 522100 11814616 11814616 FEES & OTHER INCOME 522100 6938962 6938962 INSURANCE & WARRANTIES 524298 81307 81307 NON-MEMBER ATM FEES 522100 32240 32240 18867125 407999 407999 621178 1375286 -754108 -754108 -754108 18531016 18407469 113547 0 1000 9117 31790 969667 5494770 271847 340766 505534 29605 133861 182859 589846 1607239 583290 626224 45458 236439 329012 791082 143316 PROVISION FOR LOAN LOSS 2030000 MEMBER DIVIDENDS 1999960 LOAN SERVICING 1023035 ASSOCIATION DUES 87979 198645 18262341 2420214 2506642 10530453 11012122 103010 89196 2400000 2400000 249707085 254843999 579181 700244 20845981 7649191 13027411 13196790 11264742 9660591 9992775 9871890 6161469 7003253 306186340 311284727 2145599 1937134 33337725 19589559 242280590 261075931 277763914 282602624 X 0 0 0 0 28422426 28682103 28422426 28682103 306186340 311284727 268675 -8998 0 X 0 0 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 2087320 2087320 13862604 3555561 10307043 4896057 4093630 802427 13196790 MEMBER SHARE DEPOSITS 261075931 261075931 1 TWO $2,500 EDUCATION SCHOLARSHIPS WERE AWARDED 2 5000 C.A.S.H. GRANTS WERE AWARDED TO 13 MEMBER-EDUCATORS 13 4117 PART I, LINE 2: THE HEARTLAND CREDIT UNION EDUCATION SCHOLARSHIP PROGRAM AWARDS TWO NON-RENEWABLE $2,500 SCHOLARSHIPS TO STUDENTS ENROLLED FULL-TIME IN AN ACCREDITED COLLEGE, UNIVERSITY OR TECHNICAL SCHOOL. TO BE ELIGIBLE, APPLICANTS MUST BE A HCU PRIMARY ACCOUNT HOLDER. FUNDS ARE PAID DIRECTLY TO THE SCHOOL IN THE STUDENT'S NAME UPON CONFIRMATION OF ENROLLMENT. THE C.A.S.H. (CELEBRATE ACADEMIC SUCCESS WITH HCU) GRANT PROGRAM WAS ESTABLISHED TO SUPPORT THE PROJECTS OF MEMBER-EDUCATORS. APPLICANTS MUST BE A CURRENT HCU MEMBER WHO TEACHES AT ANY K-12 KANSAS SCHOOL. GRANTS ARE SELECTED BASED ON EDUCATIONAL BENEFIT AND AMOUNTS RANGE FROM $25 TO $400. X 1 1 X X X X X 0 1 0 DANIEL SPRINGER PRESIDENT/CEO 222675 0 7499 0 3488 0 16344 0 5845 0 255851 0 0 0 JEFF GALLERY CLO (THROUGH 11/16/2018) 144321 0 11931 0 100 0 5328 0 5806 0 167486 0 0 0 PART I, LINE 1A THE CREDIT UNION PROVIDES REIMBURSEMENT FOR YMCA MEMBERSHIP DUES. THIS BENEFIT IS AVAILABLE TO ALL EMPLOYEES, INCLUDING OFFICERS. PART I, LINE 3 THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND SETS COMPENSATION USING INFORMATION FROM EXTERNAL SOURCES AND SURVEYS. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. PART I, LINE 4B THE CREDIT UNION MAINTAINS A COLLATERAL ASSIGNMENT SPLIT DOLLAR LIFE INSURANCE ARRANGEMENT WITH DANIEL SPRINGER, PRESIDENT/CEO. SEE SCHEDULE L FOR FURTHER DETAILS, INCLUDING THE RELATED LOAN OUTSTANDING AT 12/31/2018. DANIEL SPRINGER PRESIDENT/CEO NONRECOURSE SPLIT DOLLAR PLAN X 2400000 2400000 0 1 1 2400000 MEMBERS MORTGAGE SERVICES LLC (MMS) D.SPRINGER, J.ANDREW & K.PULLIAM ARE BOARD MEMBERS OF MMS 129795 SERVICE RELEASE PREMIUMS RECEIVED FROM MMS 0 MEMBERS MORTGAGE SERVICES LLC (MMS) D.SPRINGER, J.ANDREW & K.PULLIAM ARE BOARD MEMBERS OF MMS 449208 GAIN RECEIVED FROM SALE OF MORTGAGES TO FNMA THROUGH MMS 0 MEMBERS MORTGAGE SERVICES LLC (MMS) D.SPRINGER, J.ANDREW & K.PULLIAM ARE BOARD MEMBERS OF MMS 58250 FEES PAID TO MMS FOR MORTGAGE SERVICES PROVIDED FOR MEMBER LOANS AND USE OF MORTGAGE SERVICING TECHNOLOGY FOR IN-HOUSE LOANS 0 MEMBERS MORTGAGE SERVICES LLC (MMS) D.SPRINGER, J.ANDREW & K.PULLIAM ARE BOARD MEMBERS OF MMS 25632 FEES RECEIVED FROM MMS FOR USE OF THE CREDIT UNION'S NETWORKS, TECHNOLOGY AND SUPPORT STAFF 0 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER NO SUCH CHANGES WERE MADE DURING THE YEAR. FORM 990, PART VI, SECTION B, LINE 11B THE CFO REVIEWS THE FORM 990 WITH THE PRESIDENT/CEO AND APPROVES THE FINAL RETURN BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 12C ON AN ANNUAL BASIS, OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 15 THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND SETS COMPENSATION USING INFORMATION FROM EXTERNAL SOURCES AND SURVEYS. SIMILARLY, THE PRESIDENT/CEO DETERMINES COMPENSATION FOR ALL OTHER OFFICERS AND KEY EMPLOYEES AND PRESENTS THIS AS PART OF THE BUDGET PACKAGE TO THE BOARD FOR APPROVAL. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION'S LOBBY AND ON THEIR WEBSITE, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. MEMBERSOURCE INC 4000 N MONROE HUTCHINSON KS 67502 742809182 SECURITIES BROKERAGE SERVICES KS C -50 120006 1.00000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0