2019-05-01T11:26:18-05:00 2018-12-31 580692043 MAULDIN & JENKINS LLC 200 GALLERIA PKWY SE STE 1700 ATLANTA GA 303395946 990 2018-01-01 580146810 ATLANTA POSTAL CREDIT UNION ATLA 4047684126 3900 CROWN ROAD ATLANTA GA 303800001 CHARLES M HEAD PRESIDENT/CEO 4047684126 2019-04-30 1 MARY JO ALEXANDER P00002534 7709558600 2019-05-28 50.192.51.169 2019-04-30 14:26:53 ED P 61BEA1920AD98D1BAFC2ED5A42B914C8325C8DAD E4F5C31CAEB0D8E13DC01A65ABB3007FBE199997 2018 2019-02-21 02:37:17Z CHARLES M HEAD 3900 CROWN ROAD ATLANTA GA 303800001 85456314 0 X WWW.APCU.COM X 1925 GA TO HELP OUR MEMBERS ACHIEVE FINANCIAL SUCCESS BY PROVIDING EXCEPTIONAL PRODUCTS AND SERVICE. 9 7 294 14 0 0 0 0 66641676 77203459 7634522 8109821 37400 0 74313598 85313280 39250 35250 0 0 19232256 19222423 0 0 0 47341267 52012526 66612773 71270199 7700825 14043081 2107764800 2121514285 1861259157 1860168652 246505643 261345633 TO HELP OUR MEMBERS ACHIEVE FINANCIAL SUCCESS BY PROVIDING EXCEPTIONAL PRODUCTS AND SERVICE. 0 0 CREDIT UNION PROVIDING LOANS AND DEPOSITS FOR OVER 104,430 MEMBERS. ATLANTA POSTAL CREDIT UNION IS A MEMBER-OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE, FOUNDED ON THE PREMISE THAT WORKING PEOPLE NEED A SAFE AND SOUND PLACE TO SAVE AND BORROW MONEY. GUIDING PRINCIPLES ARE UNIQUE: ONLY PEOPLE WHO ARE CREDIT UNION MEMBERS CAN BORROW HERE, LOANS SHOULD BE FOR PRUDENT AND PRODUCTIVE PURPOSES, AND A PERSON'S CHARACTER AND DESIRE TO REPAY A LOAN ARE CONSIDERED AS IMPORTANT AS A PERSON'S INCOME. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 43493 0 1 294 1 0 0 0 0 0 0 0 0 X 9 7 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 GA X THE ORGANIZATION 4047684126 3900 CROWN ROAD ATLANTA GA 30380 DAVID DISHAROON BOARD SECRETARY 1.00 X X 0 0 0 KATHERINE BROWN DIRECTOR 1.00 X 13400 0 0 J T MIDDLEBROOKS DIRECTOR 1.00 X 12100 0 0 DAVID PATTERSON DIRECTOR 1.00 X 15609 0 0 ROYCE L JACKSON DIRECTOR 1.00 X X 0 0 0 MOSES M SPENCE DIRECTOR 1.00 X 0 0 0 BUD WILKINSON DIRECTOR 1.00 X 0 0 0 MIKE CANTRELL DIRECTOR 1.00 X 0 0 0 DONALD A DECINQUE CHAIRMAN, FORMER EMPLOYEE 1.00 X X 100903 0 0 CHARLES HEAD PRESIDENT/CEO/DIRECTOR 40.00 X X 528681 0 17821 GARY KYLE CFO 40.00 X 298253 0 27468 RICHARD MCCALL CIO 40.00 X 236572 0 59796 BLAKE GRAHAM CLO 40.00 X 155810 0 28285 DIANNE YOST CMO 40.00 X 207502 0 20051 TERESA STONECYPHER COO 40.00 X 154267 0 28498 LANA BECK VP HUMAN RESOURCES 40.00 X 182233 0 18724 1905330 0 200643 14 0 1 0 ROUTE 66 WARRANTY P O BOX 2400 MOUNTAIN HOME AR 72654 EXTENDED AUTO WARRANTIES 2813732 CDW DIRECT PO BOX 75723 CHICAGO IL 60675 SOFTWARE MAINTENANCE 963276 CETO AND ASSOCIATES INC SUITE 400 SUWANEE GA 30024 CONSULTING SERVICES 886533 DATAMATX 3146 NORTHEAST EXPRESSWAY ATLANTA GA 303415345 MEMBER STATEMENT PROCESSING 720004 JACK HENRY & ASSOCIATES INC PO BOX 609 MONETT MO 65708 PROCESSING SYSTEM SOFTWARE PROVIDER 707509 20 INTEREST ON LOANS 522100 63721290 63721290 OTHER OPERATING INCOME 522100 7571491 7571491 FEES 522100 5910678 5910678 77203459 8138788 8138788 114067 143034 -28967 -28967 -28967 85313280 85342247 0 -28967 35250 1014235 12272676 2531906 2461231 942375 4242 93900 1312381 1899144 2178092 2106957 1303866 154299 793327 1265637 DIVIDENDS AND INTEREST 21539957 LOAN SERVICING EXPENSE 8953821 PROVISION FOR LOAN LOSS 8100000 MEMBER INSURANCE 728848 1578055 71270199 5186185 4591289 136045661 125821821 1476344904 1573861915 15499877 11850937 4004787 3648940 410394306 334940687 75788957 78649633 2107764800 2121514285 9334792 18748923 1851924365 1841419729 1861259157 1860168652 X 0 0 0 0 246505643 261345633 246505643 261345633 2107764800 2121514285 X 14043081 455346 341563 X X 0 1 X 1 0 405494 405494 1060972 511916 549056 2673647 1646206 1027441 11359764 9692815 1666949 3648940 457F DEFERRED COMPENSATION ANNUITY 317330 F CORPORATE CREDIT UNIONS PPC 867994 C MUTUAL FUNDS 2059468 F NCUA CLF 5256790 C US GOVT-SPONSORED ENTERPRISES 326439105 F 334940687 ACCRUED DIVIDENDS 105643 SHARES AND DEPOSITS 1841314086 1841419729 86139156 455346 341563 796909 85342247 -28967 -28967 85313280 71299166 28967 28967 71270199 0 71270199 PART XI, LINE 2D - OTHER ADJUSTMENTS: ADJUSTMENT TO RECOGNIZE FUNDED STATUS OF PENSION PLAN 341,563. PART XI, LINE 4B - OTHER ADJUSTMENTS: NET LOSSES ON FORECLOSED ASSETS -28,967. PART XII, LINE 2D - OTHER ADJUSTMENTS: NET LOSSES ON FORECLOSED ASSETS 28,967. 1 CHILDREN'S MIRACLE NETWORK 205 WEST 700 SOUTH SALT LAKE CITY UT 84101 870387205 501(C)(3) 20000 OPERATIONAL SUPPORT. POSTAL EMPLOYEE RELIEF FUND PO BOX 7630 WOODBRIDGE VA 22195 521666010 501(C)(3) 10000 OPERATIONAL SUPPORT 2 0 PART I, LINE 2: DONATIONS WERE MADE TO NATIONAL CHARITABLE ORGANIZATIONS FOR OPERATIONS. X 1 1 X X X X 0 1 0 CHARLES HEAD PRESIDENT/CEO/DIRECTOR 423585 0 100000 0 5096 0 0 0 17821 0 546502 0 0 0 GARY KYLE CFO 273253 0 25000 0 0 0 0 0 27468 0 325721 0 0 0 RICHARD MCCALL CIO 216572 0 20000 0 0 0 33062 0 26734 0 296368 0 0 0 BLAKE GRAHAM CLO 135810 0 20000 0 0 0 0 0 28285 0 184095 0 0 0 DIANNE YOST CMO 187502 0 20000 0 0 0 0 0 20051 0 227553 0 0 0 TERESA STONECYPHER COO 134267 0 20000 0 0 0 0 0 28498 0 182765 0 0 0 LANA BECK VP HUMAN RESOURCES 167233 0 15000 0 0 0 0 0 18724 0 200957 0 0 0 PART I, LINE 1A SPOUSE (OR GUEST) EXPENSE. THE SPOUSE OR GUEST OF EACH DIRECTOR, VOLUNTEER AND APCU OFFICER IS ENCOURAGED TO ATTEND APCU FUNCTIONS. APCU WILL PAY EXPENSES FOR THIS PERSON TO INCLUDE THE FOLLOWING BUT NOT LIMITED TO ALL TRAVEL, FOOD, LODGING, REGISTRATION, INCIDENTAL EXPENSES AND ENTERTAINMENT. PART I, LINE 4B HIGHLY-COMPENSATED EMPLOYEE RICHARD MCCALL PARTICIPATED IN A SECTION 457 PLAN WITH AN AN EMPLOYER CONTRIBUTION OF $33,062. FORM 990 PART VII FOR 2018 FORMER CHIEF EXECUTIVE OFFICER, DON DECINQUE, CONTINUES AS AN OFFICER AND DIRECTOR AS CHAIRMAN OF THE BOARD. DURING 2018 HE RECEIVED REPORTABLE COMPENSATION RELATED TO HIS 2017 EMPLOYMENT SERVICES AS CEO IN THE AMOUNT OF $100,903. THE CREDIT UNION LOAN SOURCE LLC COMMON BOARD MEMBER 189847428 PURCHASE OF AUTO LOANS 0 THE CREDIT UNION LOAN SOURCE LLC COMMON BOARD MEMBER 181734514 SERVICING OF LOANS. THE CREDIT UNION LOAN SOURCE, LLC IS SERVICING THE LOANS BY COLLECTING PRINCIPAL AND INTEREST AND THEN REMITTING TO APCU. 0 FORM 990, PART VI, SECTION A, LINE 6 ATLANTA POSTAL CREDIT UNION IS A STATE-CHARTERED CREDIT UNION WITH 104,430 VOTING MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A CREDIT UNION MEMBERS VOTE FOR BOARD MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE ENTIRE BOARD REVIEWS AND DISCUSSES FORM 990 IN A BOARD MEETING PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C EACH YEAR, DIRECTORS AND OFFICERS COMPLETE THE CONFIDENTIAL REPORT FOR CREDIT UNION OFFICIALS FOR THE GEORGIA STATE BANKING DEPARTMENT. THIS FORM REQUIRES THAT OTHER BUSINESS RELATIONSHIPS BE DISCLOSED. THESE FORMS ARE MONITORED FOR ANY POTENTIAL CONFLICTS. FORM 990, PART VI, SECTION B, LINE 15 SALARIES FOR THE CEO AND OTHER OFFICERS ARE REVIEWED AND INCREASES APPROVED BY THE BOARD OF DIRECTORS. SALARIES FOR THESE POSITIONS ARE COMPARED TO INDUSTRY AVERAGES BY USING CUNA'S COMPLETE CREDIT UNION STAFF SALARY SURVEY. FORM 990, PART VI, SECTION C, LINE 19 ATLANTA POSTAL CREDIT UNION FILES CALL REPORTS QUARTELY. THESE ARE PUBLISHED ON THE INTERNET AND AVAILABLE TO THE GENERAL PUBLIC. OTHER DOCUMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: ADJUSTMENT TO RECOGNIZE FUNDED STATUS OF PENSION PLAN 341,563. FORM 990. PART XII, LINE 2C. THERE HAVE BEEN NO CHANGES TO THE AUDITOR SELECTION PROCESS NOR THE FINANCIAL STATEMENT REVIEW.