2019-05-07T09:26:31-07:00 2018-12-31 650152722 FINANCIAL STANDARDS GROUP INC 6447 W HIGHWAY 146 CRESTWOOD KY 40014 990 2018-01-01 381644983 Total Community Credit Union TOTA 3132913300 25155 Goddard Rd Taylor MI 48180 Susette Schirm President & CEO 2019-05-07 true Robert Draeger P01331632 8005225820 2018 2019-02-21 02:37:17Z 25155 Goddard Rd Taylor MI 48180 3605332 false false X www.tccu.us X 1960 MI Provide financial services and products to members. 8 8 24 11 35702 -4698 0 2513854 2852813 567131 716817 37660 35702 3118645 3605332 0 0 1276681 1160897 0 0 1393529 1472461 2670210 2633358 448435 971974 64822938 66761800 59616167 60830374 5206771 5931426 Provide financial services and products to members. false false The Credit Union provides several deposit account types to members including savings, checking, certificate and other. The total number of members at 12-31-2018 was 6,854. the Credit Union provides a variety of loan types to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12-31-2018 was 3,748. false false false false false false false false false true true false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false false false false true 583 0 true 24 true true true false false false false false false false false false false false false X 8 8 false false false false true true true true true false true true false true true true false true true true false X Susette Schirm 3132913300 25155 Goddard Rd Taylor MI 48180 Robert Merriman Chairperson 1.00 0.00 X 0 0 0 Ronald Britt Vice Chair 1.00 0.00 X 0 0 0 Kenneth Nelson Treasurer 1.00 0.00 X 0 0 0 Gail Castle Director 1.00 0.00 X 0 0 0 Gerald Thomas Secretary 1.00 0.00 X 0 0 0 Donald Myers Director 1.00 0.00 X 0 0 0 Dennis Danville Director 1.00 0.00 X 0 0 0 Sandra Tanner Director 1.00 0.00 X 0 0 0 Susette Schirm President & CEO 50.00 0.00 X 202402 0 31894 Kathleen Ando VP of Operation 45.00 0.00 X 96671 0 22274 Theresa Wright Vice President 50.00 0.00 X 111883 0 22596 410956 76764 2 false true false Baird & Lowler Building Co Inc 8142 Macomb St Grosse Ile MI 481381574 General Contractor 613750 1 0 Fees and Charges 522100 610565 610565 Interest on Loans 522100 1571995 1571995 Other Operating Income 522220 670253 670253 2852813 716817 716817 0 0 0 0 0 0 0 ATM Surcharge Fees 525990 4844 4844 ID Protect 524298 30858 30858 35702 3605332 3569630 35702 0 0 0 0 487720 0 450688 12358 139439 70692 0 0 68356 0 0 0 0 35958 205831 194884 0 68964 33524 0 0 36508 0 61811 0 Provision for Loan Losses 264237 Debit/ATM Program 223681 Visa Expense 125286 Loan Servicing 55074 98347 2633358 0 0 0 1240825 1166402 18610738 10978194 0 8205 10894 0 0 23818292 27572548 0 41880 95596 1622089 845926 1622089 0 19498683 23820367 0 0 758389 1495710 64822938 66761800 1540440 804092 58075727 60026282 59616167 60830374 X 5206771 5931426 5206771 5931426 64822938 66761800 971974 -247319 X false true X true false 132941 132941 1138856 1138856 350292 350292 1622089 23820367 Member Shares & Deposits 60026282 60026282 false false false Susette Schirm President & CEO 202402 12136 19758 234296 Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder The Credit Union has a single class of members with equal rights of ownership, governance, and voting. Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body Credit Union members elect members of the governing body each year at the Annual Meeting. Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders Mergers are voted on by entire membership. Form 990, Part VI, Line 11b: Form 990 Review Process Management reviews tax returns and forwards US Form 8879-EO to tax preparer. A copy is made available to the Board of Directors for review. Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management The Board of Directors completes a performance appraisal of the CEO. Compensation Committee reviews salaries and presents to the Board of Directors. Management compensation is determined by the Board of Directors. All other employees are union members and salary is negotiated in the union contract. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available Financial Statements are posted monthly at our primary office. Quarterly call reports are available at the ncua.gov website. All other documents are made available for review upon request.