2019-11-15T17:20:35-06:00 2018-12-31 420714325 RSM US LLP 4650 E 53RD ST DAVENPORT IA 528073479 990 2018-01-01 237382708 EPAYRESOURCES EPAY 2149540585 1999 BRYAN STREET NO 3600 DALLAS TX 752016809 CINDY MCSPADDEN SVP FINANCE AND ADMINISTRATION 2149540585 2019-11-15 1 JENIFER L CHASE P01306883 5638884000 66.98.98.134 2019-11-15 16:37:58 CS P DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 6C9B1A35775087DBDB8A6D25ECA509C7F6C27838 2018 2020-03-31 21:24:44Z CINDY MCSPADDEN 1999 BRYAN STREET NO 3600 DALLAS TX 752016809 5371484 0 X WWW.EPAYRESOURCES.ORG X 1974 TX ORGANIZATION PROVIDES EDUCATION, TRAINING AND SUPPORT ON BOTH THE OPERATIONAL AND MARKETING ASPECTS OF AUTOMATED CLEARING AND ELECTRONIC FUNDS TRANSFER SYSTEMS TO MEMBER BANKS, S&L'S, AND CREDIT UNIONS. THE SEMINARS AND WORKSHOPS ALSO OFFER MEMBERS OPPORTUNITIES TO EXCHANGE IDEAS AND FURTHER EPAYRESOURCES'S EDUCATIONAL PURPOSE. 18 18 29 0 0 3320 3965286 4079714 1303229 1249187 14095 29172 8524 13411 5291134 5371484 0 0 0 0 2173952 2619416 0 0 0 2803873 2036936 4977825 4656352 313309 715132 4502061 6067109 947316 1954202 3554745 4112907 X EPAYRESOURCES' MISSION IS TO EMPOWER OUR MEMBERS TO BE INFORMED, COMPLIANT AND COMPETITIVE IN PAYMENTS. 0 0 WORKSHOPS AND TELESEMINARS PROVIDE SUPPORT TO MEMBERS TO SUPPORT THEEDUCATIONAL NEEDS OF ITS MEMBERS.3 CONFERENCES - 458 TOTAL ATTENDEES98 WORKSHOPS - 1460 ATTENDEES118 WEBINARS - 981 PARTICIPANTS PUBLICATION SALES EDUCATE AND ASSIST MEMBER AND NON-MEMBER ORGANIZATIONS IN THE AREAS OF ACH AND ELECTRONIC FUND TRANSFERS. 15,587 PUBLICATIONS SOLD RISK MANAGEMENT INFORMS MEMBERS OF ISSUES RELATING TO BANK SECURITY AND FRAUDULENT ACTIVITIES. ROBBERY REWARD ENCOURAGES MEMBERS TO ASSIST IN THE APPREHENSION OF CRIMINALS.7 FBI CRIME DAY EVENTS - 392 ATTENDEES29 FRAUD COMMITTEE MEETINGS - 454 ATTENDEES ANSWERLINE - A HOTLINE FOR MEMBERS TO ASK ACH AND OTHER PAYMENT QUESTIONS. QUESTIONS GENERALLY ARE ABOUT THE ACH RULES AND COMPLIANCE. THERE WERE 2,500 CALLS IN 2018. 0 0 0 1 0 0 0 0 0 1 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 1 1 0 1 29 1 0 0 0 0 0 0 0 0 X 18 18 0 0 0 0 1 0 0 1 0 0 0 0 1 1 1 0 1 1 1 0 X CINDY MCSPADDEN 2144384508 1999 BRYAN STREET SUITE 3600 DALLAS TX 75201 RENE AVILA FORMER BOARD MEMBER 0.25 X 0 0 0 DAVID BECK ADVISORY BOARD MEMBER 0.25 X 0 0 0 MARTIN BELL PAST CHAIRMAN 0.25 X 0 0 0 DAVID BROCK FORMER BOARD MEMBER 0.25 X 0 0 0 PETER DAVEY ADVISORY BOARD MEMBER 0.25 X 0 0 0 GAIL ENDA BOARD MEMBER 0.25 X 0 0 0 JAMES FLAIG BOARD MEMBER 0.25 X 0 0 0 JOSEPH FLANNERY BOARD MEMBER 0.25 X 0 0 0 JEFF FOOTE BOARD SECRETARY 0.25 X X 0 0 0 TOM HEINZMANN BOARD MEMBER 0.25 X 0 0 0 RON MALBURG FORMER BOARD MEMBER 0.25 X 0 0 0 JOHN ORY BOARD MEMBER 0.25 X 0 0 0 DAWN PATTON BOARD MEMBER 0.25 X 0 0 0 RHONDA PAVLICEK BOARD VICE CHAIRMAN 0.25 X X 0 0 0 RICK RHOADS TREASURER 0.25 X X 0 0 0 CHARLIE SCHUCHARDT BOARD MEMBER 0.25 X 0 0 0 DONOVAN SHAND BOARD MEMBER 0.25 X 0 0 0 W CHRISTOPHER STAAB BOARD MEMBER 0.25 X 0 0 0 TIM THORSON PAST CHAIRMAN 0.25 X 0 0 0 ALICIA TREADWAY BOARD CHAIRMAN 0.25 X X 0 0 0 JULIUS WEYMAN ADVISORY BOARD MEMBER 0.25 X 0 0 0 BRANDY YOUNG FORMER BOARD MEMBER 0.25 X 0 0 0 CINDY MCSPADDEN VP OF FINANCE AND ADMINIST 40.00 X 128562 0 44455 LAURA STEELE PRESIDENT/CEO 40.00 X 274511 0 60264 TRACY MARSHALL SVP - OPERATIONS & IT 40.00 X 143121 0 38033 KEVIN OLSEN FORMER SVP - EDUCATION 40.00 X 108104 0 26477 TIM QUISENBERRY SVP - MEMBER SERVICES 40.00 X 131555 0 27748 785853 0 196977 5 0 1 0 INSPERITY 545 E JOHN CARPENTER FWY 1200 IRVING TX 75062 PEO SALARIES AND BENEFITS 1650029 TRINET 14185 DALLAS PKWY DALLAS TX 75252 PEO SALARIES AND BENEFITS 1107098 PRINCIPAL FINANCIAL PO BOX 30429 RALEIGH NC 27622 RETIREMENT PLAN 396819 NACHA 2550 WASSER TERRACE HERDON VA 20170 NATIONAL MEMBERSHIP 231604 FPG-DMT HARWOOD CENTER 1999 BRYAN STREET DALLAS TX 75201 CORPORATE OFFICE 199284 6 4079714 4079714 SEMINARS 611710 822526 822526 PUBLICATIONS 611710 426661 426661 1249187 29172 29172 OTHER INCOME 900099 13411 13411 13411 5371484 1262598 0 29172 982830 1038648 125642 472296 3341 36000 39939 4228 347152 240945 278246 275086 258281 65247 37213 COST OF PUBLICATIONS 257890 NACHA DUES 112100 OTHER EXPENSES 81268 4656352 214637 370858 2537388 3156986 141992 135702 163606 42740 182732 194763 684720 484732 133413 199988 -479927 -636897 1608220 2602969 4502061 6067109 655113 1529141 120885 203136 171318 221925 947316 1954202 X 3554745 4112907 3554745 4112907 4502061 6067109 X 715132 -156970 X X 0 1 X 1 0 0 1 0 80367 27682 52685 604353 457050 147303 199988 INTERCOMPANY RECEIVALBES 2602969 2602969 DEFERRED COMPENSATION 221925 221925 X PART X, LINE 2: THE INTERNAL REVENUE SERVICE HAS RULED THAT EPAYRESOURCES IS EXEMPT FROM FEDERAL INCOME TAX UNDER SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE. INCOME TAX PROVISIONS ARE BASED ON AMOUNTS ESTIMATED TO BE PAYABLE PURSUANT TO CONSOLIDATED FEDERAL INCOME AND APPLICABLE STATE INCOME AND FRANCISE TAX RETURNS FILED BY SWACHA SERVICES CORPORATION (SSC). THESE INCOME TAXES ARE IMMATERIAL TO THE CONSOLIDATED FINANCIAL STATEMENTS. MANAGEMENT EVALUATED EPAYRESOURCES' TAX POSITIONS AND CONCLUDED THAT EPAYRESOURCES HAD TAKEN NO UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENT TO THE FINANCIAL STATEMENTS TO COMPLY WITH THE PROVISIONS OF THIS GUIDANCE. X X X 0 0 0 CINDY MCSPADDEN VP OF FINANCE AND ADMINIST 126479 0 2083 0 0 0 19364 0 25091 0 173017 0 0 0 LAURA STEELE PRESIDENT/CEO 246884 0 27627 0 0 0 50211 0 10053 0 334775 0 0 0 TRACY MARSHALL SVP - OPERATIONS & IT 130666 0 12455 0 0 0 21193 0 16840 0 181154 0 0 0 TIM QUISENBERRY SVP - MEMBER SERVICES 124630 0 6925 0 0 0 18064 0 9684 0 159303 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE MEMBERS OF EPAYRESOURCES APPROVE SIGNIFICANT DECISIONS OF THE GOVERNING BODY. FORM 990, PART VI, SECTION A, LINE 8B VERBAL REPORTS OF COMMITTEE ACTIONS SUCH AS THE AUDIT COMMITTEE OR COMPENSATION COMMITTEE ARE MADE TO THE BOARD AT ITS REGULAR MEETINGS. THESE REPORTS ARE THEN DOCUMENTED IN THE MINUTES OF THE BOARD MEETING. THE EXECUTIVE COMMITTEE HAS THE AUTHORITY TO ACT BETWEEN BOARD MEETINGS AND, IF ACTIONS ARE TAKEN BETWEEN MEETINGS, THOSE ACTIONS ARE REFLECTED IN MINUTES OF THE EXECUTIVE COMMITTEE. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD OF DIRECTORS DOES NOT REVIEW THE 990 PRIOR TO BEING FILED. THE INFORMATION FOR FORM 990 IS REVIEWED IN DETAIL BY THE PRESIDENT AND THE PERSON RESPONSIBLE FOR THE FINANCIAL RECORDS AFTER SUBMISSION BY AN INDEPENDENT TAX PREPARER. THE COMPLETED 990 IS ALSO REVIEWED BY THE SAME TWO PARTIES AFTER FILING. FORM 990, PART VI, SECTION B, LINE 12C THE GOVERNING BODY MEMBER ANNUAL QUESTIONNAIRE WILL BE COMPLETED ON AN ANNUAL BASIS TO IDENTIFY ANY POTENTIAL CONFLICTS OF INTEREST. FORM 990, PART VI, SECTION B, LINE 15 A COMPARATIVE ANALYSIS OF THE CHIEF STAFF OFFICER IS PERFORMED ANNUALLY USING INFORMATION FROM THE SALARY SURVEYS OF THE AMERICAN SOCIETY OF ASSOCIATION EXECUTIVES (ASAE). A MATRIX IS PREPARED THAT ANALYZES THE SALARY OF COMPARABLE CEOS RELATING TO STAFF SIZE, ANNUAL OPERATING BUDGETS, INDUSTRY SERVED AND GEOGRAPHIC LOCATION. THE MATRIX CONTAINS THE AVERAGE, MEDIAN, LOWER QUARTILE AND TOP QUARTILE OF TOTAL CEO COMPENSATION. THE BOARD OF DIRECTORS REVIEWS THIS MATRIX AND APPROVES THE CEO TOTAL COMPENSATION PACKAGE. A COMPARATIVE ANALYSIS OF THE ORGANIZATION'S OFFICERS WAS PERFORMED IN 2015 USING INFORMATION FROM THE SALARY SURVEYS OF THE AMERICAN SOCIETY OF ASSOCIATION EXECUTIVES (ASAE). A MATRIX WAS PREPARED THAT ANALYZES THE SALARY OF COMPARABLE POSITIONS. THE MATRIX CONTAINS THE AVERAGE, MEDIAN, LOWER QUARTILE AND TOP QUARTILE OF TOTAL OFFICER COMPENSATION. THE BOARD OF DIRECTORS REVIEWED THIS MATRIX AND APPROVES THE OFFICERS' TOTAL COMPENSATION PACKAGE. FORM 990, PART VI, SECTION C, LINE 19 ALL DOCUMENTS ARE MADE AVAILABLE FOR INSPECTION IN OUR OFFICES UPON REQUEST. FORM 990, PART XI, LINE 9: CHANGE IN INVESTMENT IN EPAYADVISORS, INC. -156,970. FORM 990, PART XII, LINE 2C: THE OVERSIGHT AND SELECTION PROCESS HAS NOT CHANGED FROM PRIOR TAX YEARS. EPAYADVISORS INC 1999 BRYAN STREET SUITE 950 DALLAS TX 75201 263977950 CONSULTING TX EPAYRESOURCES C -156970 2107984 1.00000 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 EPAYADVISORS INC O 766285 FAIR MARKET VALUE