2019-05-14T09:19:12-07:00 2018-12-31 990 2018-01-01 930389726 Northwest Community Credit Union NORT 5417449437 545 E 8th Ave Eugene OR 97401 QING LU CFO 2019-05-14 2018 2019-02-21 02:37:17Z QING LU 67340225 false false X www.nwcu.com X 1949 Focus on the member, add value and build partnership. 11 11 397 14 -205759 -193483 0 60285557 65805677 753538 1714721 94420 -205759 61133515 67314639 0 0 23402261 22922668 0 0 30925220 29639587 54327481 52562255 6806034 14752384 1152411749 1154635512 24958199 16844833 1127453550 1137790679 Focus on the member, add value and build partnership. false false Focus on member, add value and build partnership. false false false false false false false false false true false false false false false false false false false false false false false false false false false false true false false false false false false false false false false false false false true true false false true 36070 0 true 397 true false false false false false false false false false false false false false false X 11 11 false false false false true true false true true false true true true true true true true true true false false X X Qing Lu 5417449437 84846 S Willamette St Eugene OR 97405 Brad D Anderson Director 6.27 0.00 X 25000 0 0 Barbara Blackmore Director 3.37 0.00 X 20000 0 0 Marc Kardell Director 2.40 0.00 X 8000 0 0 Robert Erick Director 0.46 0.00 X 3333 0 0 Roxanne Gillespie Director 3.98 0.00 X 20000 0 0 Judy Shurts Director 3.04 0.00 X 15000 0 0 Barry C Houk Director 2.55 0.00 X 20000 0 0 Jason Wendland Director 2.04 0.00 X 8000 0 0 Richard Leung Director 3.02 0.00 X 19167 0 0 David Rainwater Director 4.21 0.00 X 20000 0 0 Susan Tranberg Director 3.60 0.00 X 12000 0 0 Lucille Valley CAO 40.00 0.00 X 180360 0 13797 Melissa Vigil COO 40.00 0.00 X 267331 0 27823 John Iglesias CEO 40.00 0.00 X 620628 0 239144 Qing Lu CFO 40.00 0.00 X 242004 0 16051 Kate Gardner Lange Sr. Invest. Svcs 40.00 0.00 X 166901 0 11168 Michael Hoagland Former Dir Risk Mg 40.00 0.00 X 174803 0 18247 Janette Griffin Regional Dir. Bch 40.00 0.00 X 149440 0 13203 Jon Mainard Dir Invest Svcs 40.00 0.00 X 137377 0 14574 Courtney Sanders Real Est. Lend MGR 40.00 0.00 X 141892 0 2703 Russell Bernardo Former CLO 40.00 0.00 X 95984 0 10140 2347220 366850 9 true true false Fiserv 225 Fiserv Drive Brookfield WI 53045 Financial Technology 2925012 Q2 13785 Research Blvd 150 Austin TX 78750 Financial Technology 699648 Augeo 1620 Bond St Naperville IL 60563 Financial Technology 654827 Compunet Inc 505 S Florence St Grangeville ID 83530 Technology Services 575794 McKenzie Commercial General 865 West Second Avenue Eugene OR 97402 Contractor 554020 5 0 Interchange fees and othe 522100 3245913 3245913 Interest Income to member 522100 46191696 46191696 Member acct and service 522100 16368068 16368068 65805677 1714721 1714721 0 0 94318 25586 68732 68732 68732 0 0 0 0 NW Innovation Services 519100 -274491 -274491 -274491 67314639 67520398 -205759 0 0 0 0 1145190 0 16424424 806267 2967473 1579314 0 963857 168241 0 0 0 326267 654746 4039448 3134203 0 1896280 457004 0 233232 4457890 0 2353590 201235 Loan product expense 4987065 Loan loss expense 4263640 Other share and loan product 1356037 Personal prop tax 74059 72793 52562255 0 0 0 18624697 11112626 31460220 61252971 0 0 0 2053288 1303193 1007932407 977646844 0 2798071 2867157 58541850 19880609 38063662 38661241 0 0 29154750 43401309 118095 0 22206559 18390171 1152411749 1154635512 20958199 16844833 4000000 24958199 16844833 X 1020271169 1016303769 107182381 121486910 1127453550 1137790679 1152411749 1154635512 X 14752384 -341931 -4073324 X false false false 4770228 4770228 35094708 6685442 28409266 729504 372627 356877 526501 175216 351285 17420909 12647324 4773585 38661241 X true true X X X X false true false Janette Griffin Regional Dir. Bch 121892 17193 10355 13203 162643 John Iglesias CEO 440099 163127 17402 239144 859772 Jon Mainard Dir Invest Svcs 57550 3722 76105 14574 151951 Kate Gardner Lange Sr. Invest. Svcs 66172 4550 96179 11168 178069 Lucille Valley CAO 160846 16462 3052 13797 194157 Melissa Vigil COO 227543 37468 2320 27823 295154 Michael Hoagland Former Dir Risk Mg 119640 23376 31787 18247 193050 Qing Lu CFO 200644 35329 6031 16051 258055 Russell Bernardo Former CLO 74942 15894 5148 10140 106124 Part I, Line 1a: Relevant information in regards to selections on 1a. Travel for spouse or companion was sometimes provided by the credit union for executives or directors on business trips. All expenses incurred on behalf of the spouse or companion were totalled for the year end and a 1099 Misc was issued when appropriate. There is written policy that requires pre-approval, receipts, and documentations. Part III, Additional Information John Iglesias, the CEO, will be the recipient of a non-qualified retirement plan that is accruing and continuing through the end of 2029. It is based on employment with the organization and is 33% vested at the end of 2018. The remaining value of this plan for 2018 is $325,000. Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder As a credit union we have members pay a $10 membership fee to open their first share account with us. Form 990, Part VI, Line 11b: Form 990 Review Process The CFO reviews the 990 and the supporting schedules. After the review and before it is filed, the Form 990 is reviewed by the CEO and the directors. Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts All officers and key employees are required yearly to affirm that they have disclosed interests that could give rise to conflicts. Directors are asked initially to disclose any of these interests and are made aware regularly that they must disclose any new interests, but they are not required to do so formally each year. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available The organization places monthly summarized and yearly detailed financial statements on its website. The governing body documents and conflict of interest policies are available upon request. Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease in Cash = -$7512071 Other Changes In Net Assets Or Fund Balances - Other Increases Decrease in Notes Payable = $4000000 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease in Other Loans = -$30433689 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease in Unrealized Gain/Loss = -$153778 Other Changes In Net Assets Or Fund Balances - Other Increases Decrease of Accounts payable = $4113381 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of intangible assets = -$118096 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of investments program related = -$0 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of Land and Building = -$0 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of Loans from disqualified person = -$601969 Other Changes In Net Assets Or Fund Balances - Other Increases Decrease of Unrealized gain/loss = $341931 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Cash = $0 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Investments Program Related = $14246559 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Land and Building = $597579 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of loans and receivables, net = $0 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of other assets = $0 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Prepaids = $69086 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of savings and tem cash investment = $29792751 Other Changes In Net Assets Or Fund Balances - Other Decreases Net Income = -$14752384 Other Changes In Net Assets Or Fund Balances - Other Decreases Notes Payable = -$0 Other Changes In Net Assets Or Fund Balances - Other Decreases Other Assets = -$3662624 Other Changes In Net Assets Or Fund Balances - Other Decreases Prepaids = -$0 Northwest Innovation Services LLC 545 E 8th Ave Eugene OR 97401 820608919 Software Development OR -274491 71745 Northwest Community Credit Union Northwest Innovation Services LLC 545 E 8th Ave Eugene OR 97401 820608919 Software Development OR Northwest Community C corp -274491 71745 0.80000 false false true false false false false false false false false false false false false false false false false false Northwest Innovation Services LLC b 500000