2019-11-11T11:14:49-07:00 2018-12-31 990 2018-01-01 930465543 Marion and Polk Schools Credit Union MARI 5035880181 PO Box 12398 Salem OR 97309 Scott Turner VP of Accounting 5035880181 2019-11-14 50.237.77.170 2018 2020-04-17 16:48:07Z Maps Credit Union Mark Zook PO Box 12398 Salem OR 97309 45379782 0 X www.mapscu.com X Non-Profit 1935 OR Create and maintain long-term, mutually beneficial relationships with our members and our employees. 7 7 328 12 362565 0 0 0 34609780 41605735 1990720 2384200 991020 1072718 37591520 45062653 82719 93497 0 0 13654795 14956458 0 0 0 14987307 17343277 28724821 32393232 8866699 12669421 691103235 745587945 633527090 675494150 57576145 70093795 Create and maintain long-term, mutually beneficial relationships with our members and our employees 0 0 32293232 0 45062653 Cooperative based financial institution, promotes thrift and affordable financial services. 0 0 0 32293232 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 1 1 1 0 1 15934 0 1 328 1 1 1 0 0 0 0 0 0 0 X 7 7 1 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 X Scott Turner 5035880181 PO Box 12398 Salem OR 97309 Joe Phillippay Chairman 0 0 X 0 0 0 Phil Frey Board Member 0 0 X 0 0 0 Gordon Sawser Board Member 0 0 X 0 0 0 Judy Beebe Board Member 0 0 X 0 0 0 Brant Wolf Board Member 0 0 X 0 0 0 Jeff Antrican Board Member 0 0 X 0 0 0 Tom Marks Board Member 0 0 X 0 0 0 Mark Zook President/CEO 50 0 X 417305 0 9625 Rachel Pross Chief Risk Officer 50 0 X 188442 0 0 Shane Saunders Chief Experience Officer 50 0 X 166015 0 6592 Patricia Walker Chief Lending Officer 50 0 X 153652 0 4800 Christopher Federici SVP Portfolio Banking 50 0 X 185289 0 6503 Charles Daiker SVP Information Technology 50 0 X 169757 0 2727 Christopher Giles VP Payments 50 0 X 159977 0 0 Toni Silbernagel SVP Lending 50 0 X 157042 0 4520 David Deckelmann SVP of MSA/CEO of CU Wireless 50 0 X 156389 0 5349 Barbara Koontz Investment Representative 50 0 X 145802 0 5477 David Halter VP Mortgage Lending 50 0 X 145264 0 5894 Traci Kendall SVP Retail Operations 50 0 X 142574 0 3704 Elaine Rosenberg Advanced Reporting CEO 50 0 X 139572 0 5234 Scott Turner VP Accounting 50 0 X 137171 0 5463 2464251 0 65888 21 0 1 0 FISERV PO Box 99924 Grapevine TX 76033 Software Provider 1448797 Temenos USA Inc PO Box 536652 Pittsburgh PA 15253 Software Provider 327602 Cook Security 9225 NE Cascades Parkway Portland OR 97220 Security Provider 297534 Brinks PO Box 101031 Atlanta GA 30392 Armored Car Services, Money Processing 205263 Wright Imaging Solutions PO Box 20489 Portland OR 97294 Printing and Mailing Services 198416 23 0 Interest and Fee Income 522130 41512966 41228825 284141 0 Membership Dues 522130 92769 92769 0 0 0 0 0 0 41605735 2701329 2701329 0 0 0 0 0 0 0 0 0 0 224554 0 0 0 224554 0 224554 224554 0 0 0 0 0 317129 0 -317129 -317129 -317129 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Commissions 522130 848164 769740 78424 0 0 0 0 0 848164 45062653 44700088 362565 0 93497 0 0 0 1793984 0 10491427 -171162 1648848 1193361 0 28956 1007566 0 0 0 1173613 336946 1633088 1425366 0 1528519 224787 0 37351 536559 0 1636841 199169 ATM Network Services 2523095 Provision for Loan Loss 2281624 Loan and Lease Expenses 1668356 Bill Payer Services 728826 372615 32393232 0 0 0 71712044 64089466 0 0 0 0 510563 570385 1617503 3520249 0 0 539886212 606674084 1451193 400099 1091203 1107256 33569035 12557882 22195164 21011153 28074362 22024562 14385156 14881204 0 0 0 0 10179835 11309487 691103235 745587945 12068760 11220886 0 0 0 0 0 0 0 0 0 0 0 0 0 0 621458330 664273264 633527090 675494150 X 0 0 0 0 57576145 70093795 57576145 70093795 691103235 745587945 12669421 -151771 0 0 0 0 X 1 X 1 X 1 0 0 4502817 4502817 0 13699208 1498987 12200221 0 5665894 2704959 2960935 0 9701116 8353936 1347180 0 0 0 0 21011153 0 Member Deposits and Share Accounts 664273264 664273264 X 45062653 0 0 0 0 0 45062653 0 0 0 45062653 32393232 0 0 0 0 0 32393232 0 0 0 32393232 Schedule D, Part X, Line 2 Beginning in March 2008, the Internal Revenue Service (IRS) released Technical Advice Memorandums (TAMs) to specific state-chartered credit unions specifying the revenue sources subject to unrelated business income tax (UBIT). UBI may also be subject to tax in certain states. Management has assessed the Credit Union's activities and any potential federal or state income tax liability and determined that the Credit Union has no uncertain tax positions that qualify for either recognition or disclosure in the consolidated financial statements. Additionally, no interest and penalties have been recorded in the accompanying consolidated financial statements related to uncertain tax positions. Currently, the 2017, 2016, and 2015 federal income tax returns are open for examination by the IRS. The filing years open for examination by the state, if applicable, may be equal to, greater than or less than the years open for examination by the IRS. 1 Maps Community Foundation PO Box 12398 Salem OR 97309 450705509 501 (c)(3) 93497 0 FMV/Cash Paid Each time Credit Union members use the Free Community Checking debit card, Maps donates a penny to Maps Community Foundation for college scholarships, teacher grants, and other community causes. 1 0 Schedule I, Part I, Line 2 Each time Credit Union members use the Free Community Checking debit card, Maps donates a penny to Maps Community Foundation for college scholarships, teacher grants, and other community causes. X X X 0 1 0 Mark Zook President/CEO 321573 0 70019 0 25713 0 9625 0 0 0 426930 0 0 0 Rachel Pross Chief Risk Officer 153338 0 35009 0 95 0 0 0 0 0 188442 0 0 0 Shane Saunders Chief Experience Officer 130592 0 35009 0 414 0 6592 0 0 0 172607 0 0 0 Patricia Walker Chief Lending Officer 117424 0 35009 0 1219 0 4800 0 0 0 158452 0 0 0 Christopher Federici SVP Portfolio Banking 128866 0 51443 0 4980 0 6503 0 0 0 191792 0 0 0 Charles Daiker SVP Information Technology 137745 0 28232 0 3780 0 2727 0 0 0 172484 0 0 0 Christopher Giles VP Payments 138881 0 21006 0 90 0 0 0 0 0 159977 0 0 0 Toni Silbernagel SVP Lending 124651 0 28017 0 4374 0 4520 0 0 0 161562 0 0 0 David Deckelmann SVP of MSA/CEO of CU Wireless 93442 0 59534 0 3413 0 5349 0 0 0 161738 0 0 0 Barbara Koontz Investment Representative 103931 0 41475 0 396 0 5477 0 0 0 151279 0 0 0 David Halter VP Mortgage Lending 95360 0 49646 0 258 0 5894 0 0 0 151158 0 0 0 Schedule J, Part I, Line 4 The Credit Union operates 457(f) accounts for several executives and key employees. Charles Daiker SVP Information Technology Auto X 70126 62713 0 1 1 Charles Daiker SVP Information Technology Mastercard X 20000 18495 0 1 1 Charles Daiker SVP Information Technology Mortgage X 345000 340076 0 1 1 Christopher Giles VP Payments Mortgage X 463000 458144 0 1 1 Christopher Giles VP Payments Mastercard X 18000 16011 0 1 1 David Deckelmann SVP of MSA/CEO of CU Wireless Mastercard X 16000 8047 0 1 1 David Deckelmann SVP of MSA/CEO of CU Wireless Mortgage X 197500 185657 0 1 1 David Deckelmann SVP of MSA/CEO of CU Wireless Mortgage X 250000 239857 0 1 1 Mark Zook President/CEO Home Equity X 120276 42839 0 1 1 Mark Zook President/CEO Mortgage X 649800 640336 0 1 1 Mark Zook President/CEO Mastercard X 17500 5547 0 1 1 Mark Zook President/CEO Home Equity X 100000 68974 0 1 1 Patricia Walker Chief Lending Officer Mortgage X 272300 264291 0 1 1 Patricia Walker Chief Lending Officer Mastercard X 25000 251 0 1 1 Rachel Pross Chief Risk Officer Home Equity X 42700 42700 0 1 1 Rachel Pross Chief Risk Officer Mortgage X 304300 304300 0 1 1 Shane Saunders Chief Experience Officer Mortgage X 337500 310063 0 1 1 Toni Silbernagel SVP Lending Auto X 36093 34869 0 1 1 Toni Silbernagel SVP Lending Mortgage X 368842 368842 0 1 1 Toni Silbernagel SVP Lending Line of Credit X 9023 8407 0 1 1 Toni Silbernagel SVP Lending Mastercard X 20000 4400 0 1 1 Joe Phillappay Board Chair Mastercard X 30000 594 0 1 1 Judy Beebe Board Member Mastercard X 9750 7142 0 1 1 Philip Frey Board Member Manufactured Home X 96994 87694 0 1 1 3520249 Form 990, Part VI, Section A, Line 2 Tom Marks, Board Member, and Mark Zook, President/CEO, along with others are partial owners of a piece of property. Form 990, Part VI, Section A, Line 6 The Credit Union has members. Form 990, Part VI, Section A, Line 7a The Board of Directors are elected by Credit Union members. Form 990, Part VI, Section A, Line 7b Mergers and removal of directors require member approval. Form 990, Part VI, Section B, Line 11b Form 990 is reviewed by the VP of Accounting. Form 990, Part VI, Section B, Line 12c Annual review of interests and involvements. Form 990, Part VI, Section B, Line 15 Annual compensation reviews are completed. Board compensation committee reviews CEO compensation. Third-party compensation study completed on all positions. Form 990, Part VI, Section C, Line 19 Balance sheet is posted in branch locations. Other financial statements, documents, and policies are available for member review upon request. Maps Service Agency PO Box 12398 Salem OR 97309 930575675 Insurance, mobile banking, background screening OR Marion and Polk Schools Credit Union C 831803 4158403 1 1 1 0 0 1 0 0 0 0 0 1 0 1 1 0 0 0 0 0 0 Maps Service Agency a-i 42704 Cash paid Maps Service Agency d 1215823 Outstanding loan balance Maps Service Agency j 120606 Cash paid Maps Service Agency l 363087 Cash paid Maps Service Agency m 108292 Cash paid