2018-11-14T17:00:29-06:00 2017-12-31 910189318 MOSS ADAMS LLP 601 W RIVERSIDE AVENUE STE 1800 SPOKANE WA 99201 990 2017-01-01 910620799 GLOBAL CREDIT UNION GLOB 5094554700 1500 W FOURTH AVENUE SPOKANE WA 99201 CHARLES T CASSELS CFO 5094554700 2018-11-14 1 EMINA O CRESSWELL CPA P01217304 5097472600 2018-11-14 12.129.7.100 2018-11-14 13:29:18 PS P DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 07DE6E4E7C0EAE2E63EA5C58DA1790EC302C02D3 2017 2019-02-21 02:37:17Z JACK FALLIS 1500 W FOURTH AVENUE SPOKANE WA 99201 24533947 0 X WWW.GLOBALCU.ORG X 1954 WA THE ORGANIZATION IS A CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 7 6 210 10 550093 -72237 0 0 18457627 21822118 2027465 1280437 152856 74621 20637948 23177176 71450 85506 0 0 9123538 9897265 0 0 0 9522547 11843064 18717535 21825835 1920413 1351341 418249417 450068740 383626748 414144457 34622669 35924283 THE ORGANIZATION IS A CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 0 0 THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO 45,110 MEMBERS. THESE SERVICES INCLUDE, BUT ARE NOT LIMITED TO, PROVIDING REAL ESTATE AND OTHER SECURED/UNSECURED CONSUMER LOANS, CHECKING AND SAVINGS PROGRAMS, AND CREDIT CARD SERVICES. 0 0 0 0 0 0 0 1 0 1 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 7616 0 1 210 1 1 1 0 0 0 0 0 X 7 6 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 ID X TIM CASSELS 5094554700 1500 W FOURTH AVENUE SPOKANE WA 99201 JOSE M TORTORELLI DIRECTOR 5.00 1.00 X 0 0 0 MARC HUGHES DIRECTOR 5.00 1.00 X 0 0 0 RONA RITCHIE DIRECTOR 5.00 1.00 X 0 0 0 HAROLD WESTBROOK BOARD SECRETARY 5.00 1.00 X X 0 0 0 THOMAS A PAULEY BOARD CHAIRMAN 5.00 1.00 X X 0 0 0 RICHARD FISCHER BOARD VICE CHAIRMAN 5.00 1.00 X X 0 0 0 ROBERT J LAPOINTE BOARD VICE CHAIRMAN (THROUGH 2/17) 5.00 1.00 X X 0 0 0 JACK L FALLIS JR PRESIDENT/CEO/TREASURER 40.00 1.00 X X 432676 0 796085 MARY STARKEY VP OF OPERATIONS/COO 40.00 X 208928 0 24504 DAVID CUMMINGS VP OF IT/CIO 40.00 X 144941 0 13771 CHARLES T CASSELS VP OF FINANCE & ACCOUNTING/CFO 40.00 X 157105 0 6417 KIM SHILL VP OF LENDING 40.00 X 151751 0 14078 EDUARDO OROZCO VP OF SPECIAL CREDITS (THROUGH 10/17) 40.00 X 123413 0 11092 KAY KEYSER RE LENDING MANAGER 40.00 X 149650 0 14262 YVONNE HOLLAND VP OF BRANCH OPERATIONS 40.00 X 115559 0 12398 RICHARD GREEN PRODUCTION MANAGER 40.00 X 103810 0 11621 1587833 0 904228 9 0 1 0 JACK HENRY & ASSOCIATES INC PO BOX 609 MONETT MO 65708 IT/CORE SYSTEM LICENSE & MAINTENANCE 503403 PC CONNECTION SALES CORPORATION PO BOX 536472 PITTSBURGH PA 15253 MARKETS & DISTRIBUTES IT EQUIPMENT 326065 OFFICIAL PAYMENTS CORPORATION 705 WESTECH DRIVE NORCROSS GA 30092 ONLINE AND E-SERVICE LICENSE & MAINTENAN 230119 DIGITAL INSIGHT CORPORATION PO BOX 740641 LOS ANGELES CA 900740641 ONLINE BANKING SOFTWARE 221218 VELOCITY SOLUTIONS INC PO BOX 460939 FORT LAUDERDALE FL 333460939 REVENUE ENHANCEMENT SOLUTIONS 195273 12 LOAN INTEREST 522100 14620179 14620179 VISA/DEBIT CARD INCOME 522100 3172529 3172529 FEE INCOME 522100 2147000 1596907 550093 OTHER INCOME 524298 1882410 1882410 21822118 1327366 1327366 601892 527271 74621 74621 74621 782571 829500 -46929 -46929 -46929 23177176 21272025 550093 1355058 85506 1784426 6668312 175281 667978 601268 16776 88607 234720 428204 680386 1568107 836019 145296 58150 1256885 1481922 105002 PROVISION FOR LOAN LOSS 1915352 LOAN SERVICING 1912598 MEMBER SERVICING 650309 OTHER EMPLOYEE SERVICES 173861 290870 21825835 5667577 6247275 7066331 7270578 365395 488069 322110909 361384149 2233191 2144055 34330449 14547777 20376206 19782672 29109931 24902405 31319877 27849537 418249417 450068740 2865018 2030292 25799 17472 17475000 31405000 363260931 380691693 383626748 414144457 X 0 0 0 0 34622669 35924283 34622669 35924283 418249417 450068740 1351341 -49727 0 X 0 0 0 0 1 X 3292928 3292928 17498227 3691239 13806988 2347219 1716217 631002 10726114 9114979 1611135 465961 25342 440619 19782672 FHLB STOCK 1756700 C INVESTMENTS AVAILABLE FOR SALE 21749096 F LOANS HELD FOR SALE 1396609 C 24902405 ACCRUED INTEREST 1142094 OTHER ASSETS & RECEIVABLES 13125070 NCUA SHARE INSURANCE FUND 3557769 DEPOSITS IN COMMERCIAL BANKS 4969647 CREDIT UNION OWNED LIFE INSURANCE POLICIES 5054957 27849537 SHARES & DEPOSITS 378708715 DEFERRED COMPENSATION 1982978 380691693 PART IV, LINE 2B: THE CREDIT UNION HAS SHORT TERM HOLDINGS OF MEMBER ESCROW FUNDS THAT GET TRANSMITTED TO DMI FOR PAYMENTS. DMI SERVICES THE PAYMENTS WHICH INCLUDE COUNTY TAX PAYMENTS AND INSURANCE. 1 INLAND PUBLICATIONS INC 1227 W SUMMIT PARKWAY SPOKANE WA 99201 911621730 15000 VOLUME COMMUNITY EVENT SPOKANE NEIGHBORHOOD ACTION PROGRAM 3102 W FT GEORGE WRIGHT DR SPOKANE WA 99224 911311127 501(C)(3) 5000 CAPITAL CAMPAIGN TERRAIN PROGRAMS 107 S HOWARD ST 400 SPOKANE WA 99201 462565099 12000 SPONSORSHIP FIRST NIGHT SPOKANE PO BOX 977 SPOKANE WA 99210 912126547 501(C)(3) 22306 COMMUNITY EVENT SPOKANE SYMPHONY 818 W RIVERSIDE SPOKANE WA 99201 910730435 501(C)(3) 6000 HARRY POTTER SYMPHONY SPONSORSHIP SPARK CENTRAL 1227 W SUMMIT PARKWAY SPOKANE WA 99201 465367850 501(C)(3) 5200 GIRLS ROCK LAB SPONSORSHIP/SPARK SALON MUSIC SPONSORSHIP NORTHWEST MUSEUM OF ARTS & CULTURE 2316 W FIRST AVENUE SPOKANE WA 99204 911303066 501(C)(3) 10000 ZNATION PRESENTING SPONSOR FAIRCHILD AFB 10 W ENT ST FAIRCHILD AFB WA 99011 910741496 GOVERNMENT 10000 SKYFEST SPONSORSHIP 6 2 PART I, LINE 2: WRITTEN DOCUMENTATION IS RECEIVED AND REVIEWED BY THE VP OF MARKETING & STRATEGY, EVP OF OPERATIONS, OR PRESIDENT. THE RECEIVED RECORDS ARE VERIFIED FOR ENTITY ELIGIBILITY AND ALIGNMENT OF PURPOSE TO CREDIT UNION GOALS PRIOR TO APPROVAL OF ANY GRANTED FUNDS. THIS REVIEW PROCESS ALSO ENSURES THAT ALL GRANT FUNDS ARE DISTRIBUTED AND USED WITHIN THE U.S. X X 1 1 X X X 0 1 0 JACK L FALLIS JR PRESIDENT/CEO/TREASURER 397216 0 15638 0 19822 0 772885 0 23200 0 1228761 0 0 0 MARY STARKEY VP OF OPERATIONS/COO 206263 0 0 0 2665 0 18087 0 6417 0 233432 0 0 0 DAVID CUMMINGS VP OF IT/CIO 144941 0 0 0 0 0 7354 0 6417 0 158712 0 0 0 CHARLES T CASSELS VP OF FINANCE & ACCOUNTING/CFO 155275 0 0 0 1830 0 0 0 6417 0 163522 0 0 0 KIM SHILL VP OF LENDING 151751 0 0 0 0 0 7661 0 6417 0 165829 0 0 0 KAY KEYSER RE LENDING MANAGER 94954 0 54696 0 0 0 7845 0 6417 0 163912 0 0 0 PART I, LINE 1A TRAVEL FOR COMPANIONS MAY BE ALLOWED WITH BOARD APPROVAL FOR SPOUSE/COMPANION. MUST BE APPROVED IN ADVANCE AND NEED ESTABLISHED. HEALTH CLUB DUES ARE PAID FOR JACK FALLIS, MARY STARKEY AND CHARLES T. CASSELS. THE AMOUNTS ARE INCLUDED IN THEIR RESPECTIVE TAXABLE WAGES. PART I, LINE 4B THERE IS A 457(F) PLAN FOR THE CEO WHICH ACCRUES A PAYABLE BASED ON THE EARNINGS OF THE PLAN. THE EARNINGS INCLUDE UNREALIZED GAINS AND LOSSES. IN 2017, THERE WAS INCOME AND THEREFORE DISCLOSED AS SUCH ON THE RETURN. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION OPERATES AS A CREDIT UNION CONSISTING OF ONE CLASS OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OF THE GOVERNING BODY ARE ELECTED BY VOTE OF THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE CREDIT UNION'S FORM 990 IS REVIEWED BY THE CHIEF FINANCIAL OFFICER WHO THEN REPORTS TO THE PRESIDENT/CEO. THE PRESIDENT/CEO THEN PROVIDES A COPY OF THE 990 TO BE REVIEWED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION'S CONFLICT OF INTEREST POLICY IS DESCRIBED IN THE EMPLOYEE HANDBOOK. CONFLICTS OF INTEREST ARE REVIEWED BY MANAGEMENT. DEPENDING ON THE SEVERITY OF THE CONFLICT, EMPLOYEES ARE PLACED ON PROBATION OR TERMINATED. DIRECTORS/SUPERVISORY COMMITTEE MEMBERS MUST ACKNOWLEDGE THE "BOARD OF DIRECTOR'S ETHICS/CONFLICT OF INTEREST POLICY" EACH YEAR, TYPICALLY IN MARCH. THE POLICY STRICTLY PROHIBITS MOST CONFLICTS (GIFTS, SOLICITATIONS, LEGACIES, INFORMATION INTERLOCKS, COMMISSION, ETC). LOANS ARE THE EXCEPTION, IN WHICH CASE THE ENTIRE BOARD MUST APPROVE THEM INDIVIDUALLY AND THEY CANNOT BE PREFERENTIAL. FORM 990, PART VI, SECTION B, LINE 15 THE PROCESS FOR REVIEWING THE COMPENSATION PAID TO THE ORGANIZATION'S CEO, OFFICERS, AND KEY EMPLOYEES INCLUDES A COMPENSATION STUDY, AND REVIEW AND APPROVAL OF COMPENSATION BY A COMPENSATION COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION MAKES GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST AT THE MAIN OFFICE. MEMBERS SERVICE GROUP INC PO BOX 3200 SPOKANE WA 99220 911316353 CUSO - INSURANCE PRODUCTS AND PAYDAY LENDING WA GLOBAL CREDIT UNION C 71062 1.00000 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0