2018-11-13T16:38:52-06:00 2017-12-31 420714325 RSM US LLP 201 N HARRISON STREET SUITE 300 DAVENPORT IA 528011999 990 2017-01-01 237382708 EPAYRESOURCES EPAY 2149540585 1999 BRYAN STREET NO 950 DALLAS TX 75201 CINDY MCSPADDEN VP OF FINANCE AND ADMINISTRATION 2149540585 2018-11-13 1 JOHN J ROMANO P00227323 5638884000 108.171.131.189 2018-11-13 16:06:08 CS P 20BD7435954CA1AADAC5AC4EC6113D6219A4C44A 20BD7435954CA1AADAC5AC4EC6113D6219A4C44A 2017 2019-02-21 02:37:17Z CINDY MCSPADDEN 1999 BRYAN STREET NO 950 DALLAS TX 75201 5291134 0 X WWW.EPAYRESOURCES.ORG X 1974 TX ORGANIZATION PROVIDES EDUCATION, TRAINING AND SUPPORT ON BOTH THE OPERATIONAL AND MARKETING ASPECTS OF AUTOMATED CLEARING AND ELECTRONIC FUNDS TRANSFER SYSTEMS TO MEMBER BANKS, S&L'S, AND CREDIT UNIONS. THE SEMINARS AND WORKSHOPS ALSO OFFER MEMBERS OPPORTUNITIES TO EXCHANGE IDEAS AND FURTHER EPAYRESOURCES'S EDUCATIONAL PURPOSE. 22 22 30 0 0 0 3069648 3965286 1006063 1303229 7088 14095 2375 8524 4085174 5291134 0 0 0 0 2016595 2173952 0 0 0 1732303 2803873 3748898 4977825 336276 313309 4064888 4502061 671544 947316 3393344 3554745 X ORGANIZATION PROVIDES EDUCATION, TRAINING AND SUPPORT ON BOTH THE OPERATIONAL AND MARKETING ASPECTS OF AUTOMATED CLEARING AND ELECTRONIC FUNDS TRANSFER SYSTEMS TO MEMBER BANKS, S&L'S, AND CREDIT UNIONS. THE SEMINARS AND WORKSHOPS ALSO OFFER MEMBERS OPPORTUNITIES TO EXCHANGE IDEAS AND FURTHER EPAYRESOURCES'S EDUCATIONAL PURPOSE. 0 0 WORKSHOPS AND TELESEMINARS PROVIDE SUPPORT TO MEMBERS TO FURTHER THEEDUCATION PURPOSE OF ITS MEMBERS.2 CONFERENCES - 301 TOTAL ATTENDEES98 WORKSHOPS - 979 ATTENDEES118 WEBINARS - 1,263 PARTICIPANTS PUBLICATION SALES EDUCATE AND ASSIST MEMBER AND NON-MEMBER ORGANIZATIONS IN THE AREAS OF ACH AND ELECTRONIC FUND TRANSFERS. 13,599 PUBLICATIONS SOLD RISK MANAGEMENT INFORMS MEMBERS OF ISSUES RELATING TO BANK SECURITY AND FRAUDULENT ACTIVITIES. ROBBERY REWARD ENCOURAGES MEMBERS TO ASSIST IN THE APPREHENSION OF CRIMINALS.5 FBI CRIME DAY EVENTS - 394 ATTENDEES26 FRAUD COMMITTEE MEETINGS - 463 ATTENDEES ANSWERLINE - A HOTLINE FOR MEMBERS TO ASK ACH AND OTHER PAYMENT QUESTIONS. QUESTIONS GENERALLY ARE ABOUT THE ACH RULES AND COMPLIANCE. THERE WERE 1,882 CALLS IN 2017. 0 0 0 1 0 0 0 0 0 1 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 1 4 0 1 30 1 0 0 0 0 0 0 X 22 22 0 0 0 0 1 0 0 1 0 0 0 0 1 1 1 0 0 1 1 0 X CINDY MCSPADDEN 2144384508 1999 BRYAN STREET SUITE 950 DALLAS TX 75201 BILL ALBERT FORMER BOARD MEMBER 0.25 X 0 0 0 RENE AVILA BOARD MEMBER 0.25 X 0 0 0 DAVID BECK BOARD MEMBER 0.25 X 0 0 0 MARTIN BELL PAST CHAIRMAN 0.25 X 0 0 0 DAVID BROCK BOARD MEMBER 0.25 X 0 0 0 WANDA CHAMBERS FORMER BOARD MEMBER 0.25 X 0 0 0 PETER DAVEY ADVISORY BOARD MEMBER 0.25 X 0 0 0 GAIL ENDA BOARD MEMBER 0.25 X 0 0 0 JAMES FLAIG BOARD MEMBER 0.25 X 0 0 0 JOSEPH FLANNERY BOARD MEMBER 0.25 X 0 0 0 JEFF FOOTE BOARD SECRETARY 0.25 X X 0 0 0 TOM HEINZMANN BOARD MEMBER 0.25 X 0 0 0 RON MALBURG BOARD MEMBER 0.25 X 0 0 0 JOHN ORY BOARD MEMBER 0.25 X 0 0 0 DAWN PATTON BOARD MEMBER 0.25 X 0 0 0 RHONDA PAVLICEK BOARD VICE CHAIRMAN 0.25 X X 0 0 0 RICK RHOADS TREASURER 0.25 X X 0 0 0 CHARLIE SCHUCHARDT BOARD MEMBER 0.25 X 0 0 0 DONOVAN SHAND BOARD MEMBER 0.25 X 0 0 0 W CHRISTOPHER STAAB BOARD MEMBER 0.25 X 0 0 0 TIM THORSON PAST CHAIRMAN 0.25 X 0 0 0 ALICIA TREADWAY BOARD CHAIRMAN 0.25 X X 0 0 0 JULIUS WEYMAN BOARD MEMBER 0.25 X 0 0 0 BRANDY YOUNG BOARD MEMBER 0.25 X 0 0 0 CINDY MCSPADDEN VP OF FINANCE AND ADMINISTRATION 40.00 X 121836 0 31790 LAURA STEELE PRESIDENT/CEO 40.00 X 260548 0 72344 KEVIN OLSEN SVP - EDUCATION 40.00 X 116281 0 32272 TRACY MARSHALL SVP - OPERATIONS & IT 40.00 X 133394 0 33110 TIM QUISENBERRY SVP - MEMBER SERVICES 40.00 X 126142 0 28462 758201 0 197978 8 0 1 0 INSPERITY 545 E JOHN CARPENTER FWY 1200 IRVING TX 75062 PEO SALARIES AND BENEFITS 3879995 NACHA 2550 WASSER TERRACE HERDON VA 20170 NATIONAL MEMBERSHIP 215233 FPG-DMT HARWOOD CENTER 1999 BRYAN STREET DALLAS TX 75201 CORPORATE OFFICE 213021 PRINCIPAL FINANCIAL PO BOX 30429 RALEIGH NC 27622 RETIREMENT PLAN 204338 PROFESSIONAL DEVELOPMENT GROUP PO BOX 99 BLOOMINGTON IN 47402 EVENT MANAGEMENT 141871 4 3965286 3965286 SEMINARS 611710 857727 857727 PUBLICATIONS 611710 411102 411102 RISK MANAGEMENT 611710 34400 34400 1303229 14095 14095 OTHER INCOME 900099 8524 8524 8524 5291134 1311753 0 14095 X 486518 1479462 204287 3685 21289 27257 581338 20200 191781 232322 284146 258549 142805 69203 40434 COST OF GOODS SOLD 205511 CATERING 150466 NACHA DUES 114850 OTHER EXPENSES 99876 363846 4977825 705778 214637 2601813 2537388 773880 141992 111089 163606 111424 182732 779308 645895 88923 133413 -328019 -479927 0 1608220 4064888 4502061 409499 655113 80575 120885 181470 171318 671544 947316 X 3393344 3554745 3393344 3554745 4064888 4502061 X 313309 -151908 X X 0 1 X 1 0 0 1 0 174241 202044 -27803 605067 443851 161216 133413 INTERCOMPANY RECEIVALBES 1608220 1608220 DEFERRED COMPENSATION 171318 171318 X PART X, LINE 2: THE INTERNAL REVENUE SERVICE HAS RULED THAT EPAYRESOURCES IS EXEMPT FROM FEDERAL INCOME TAX UNDER SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE. INCOME TAX PROVISIONS ARE BASED ON AMOUNTS ESTIMATED TO BE PAYABLE PURSUANT TO CONSOLIDATED FEDERAL INCOME AND APPLICABLE STATE INCOME AND FRANCISE TAX RETURNS FILED BY SWACHA SERVICES CORPORATION (SSC). THESE INCOME TAXES ARE IMMATERIAL TO THE CONSOLIDATED FINANCIAL STATEMENTS. MANAGEMENT EVALUATED EPAYRESOURCES' TAX POSITIONS AND CONCLUDED THAT EPAYRESOURCES HAD TAKEN NO UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENT TO THE FINANCIAL STATEMENTS TO COMPLY WITH THE PROVISIONS OF THIS GUIDANCE. X X X 0 0 0 CINDY MCSPADDEN VP OF FINANCE AND ADMINISTRATION 115688 0 6148 0 0 0 10800 0 20990 0 153626 0 0 0 LAURA STEELE PRESIDENT/CEO 222394 0 38154 0 0 0 65729 0 6615 0 332892 0 0 0 TRACY MARSHALL SVP - OPERATIONS & IT 118366 0 15028 0 0 0 18215 0 14895 0 166504 0 0 0 TIM QUISENBERRY SVP - MEMBER SERVICES 118219 0 7923 0 0 0 17616 0 10846 0 154604 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE MEMBERS OF EPAYRESOURCES APPROVE SIGNIFICANT DECISIONS OF THE GOVERNING BODY. FORM 990, PART VI, SECTION A, LINE 8B VERBAL REPORTS OF COMMITTEE ACTIONS SUCH AS THE AUDIT COMMITTEE OR COMPENSATION COMMITTEE ARE MADE TO THE BOARD AT ITS REGULAR MEETINGS. THESE REPORTS ARE THEN DOCUMENTED IN THE MINUTES OF THE BOARD MEETING. THE EXECUTIVE COMMITTEE HAS THE AUTHORITY TO ACT BETWEEN BOARD MEETINGS AND, IF ACTIONS ARE TAKEN BETWEEN MEETINGS, THOSE ACTIONS ARE REFLECTED IN MINUTES OF THE EXECUTIVE COMMITTEE. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD OF DIRECTORS DOES NOT REVIEW THE 990 PRIOR TO BEING FILED. THE INFORMATION FOR FORM 990 IS REVIEWED IN DETAIL BY THE PRESIDENT AND CEO AND THE PERSON RESPONSIBLE FOR THE FINANCIAL RECORDS PRIOR TO SUBMISSION TO AN INDEPENDENT TAX PREPARER. THE COMPLETED 990 IS ALSO REVIEWED BY THE SAME TWO PARTIES PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C THE GOVERNING BODY MEMBER ANNUAL QUESTIONNAIRE WILL BE COMPLETED ON AN ANNUAL BASIS TO IDENTIFY ANY POTENTIAL CONFLICTS OF INTEREST. FORM 990, PART VI, SECTION B, LINE 15 A COMPARATIVE ANALYSIS OF THE CHIEF STAFF OFFICER IS PERFORMED ANNUALLY USING INFORMATION FROM THE SALARY SURVEYS OF THE AMERICAN SOCIETY OF ASSOCIATION EXECUTIVES (ASAE). A MATRIX IS PREPARED THAT ANALYZES THE SALARY OF COMPARABLE CEOS RELATING TO STAFF SIZE, ANNUAL OPERATING BUDGETS, INDUSTRY SERVED AND GEOGRAPHIC LOCATION. THE MATRIX CONTAINS THE AVERAGE, MEDIAN, LOWER QUARTILE AND TOP QUARTILE OF TOTAL CEO COMPENSATION. THE BOARD OF DIRECTORS REVIEWS THIS MATRIX AND APPROVES THE CEO TOTAL COMPENSATION PACKAGE. A COMPARATIVE ANALYSIS OF THE ORGANIZATION'S OFFICERS WAS PERFORMED IN 2015 USING INFORMATION FROM THE SALARY SURVEYS OF THE AMERICAN SOCIETY OF ASSOCIATION EXECUTIVES (ASAE). A MATRIX WAS PREPARED THAT ANALYZES THE SALARY OF COMPARABLE POSITIONS. THE MATRIX CONTAINS THE AVERAGE, MEDIAN, LOWER QUARTILE AND TOP QUARTILE OF TOTAL OFFICER COMPENSATION. THE BOARD OF DIRECTORS REVIEWED THIS MATRIX AND APPROVES THE OFFICERS' TOTAL COMPENSATION PACKAGE. FORM 990, PART VI, SECTION C, LINE 19 ALL DOCUMENTS ARE MADE AVAILABLE FOR INSPECTION IN OUR OFFICES UPON REQUEST. FORM 990, PART IX, LINE 11G PEO FEES 540,644. OTHER PROFESSIONAL FEES 40,694. FORM 990, PART XI, LINE 9: CHANGE IN INVESTMENT IN EPAYADVISORS, INC. -151,908. FORM 990, PART XII, LINE 2C: THE OVERSIGHT AND SELECTION PROCESS HAS NOT CHANGED FROM PRIOR TAX YEARS. EPAYADVISORS INC 1999 BRYAN STREET SUITE 950 DALLAS TX 75201 263977950 CONSULTING TX EPAYRESOURCES C -217918 1147607 1.00000 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 EPAYADVISORS INC O 617359 FAIR MARKET VALUE