2018-03-09T09:44:53-06:00 2017-12-31 363321958 Desmond & Ahern Ltd 10827 S Western Avenue Chicago IL 60643 990 2017-01-01 366068676 Access Credit Union ACCE 7083430228 1807 W Cermak Rd Broadview IL 60115 Brad Fish President 7083430228 2018-03-09 1 David J Rambo P00513360 7737794720 2018-03-09 2017 2022-09-23 18:48:47Z Brad Fish 1807 W Cermak Rd Broadview IL 60115 2206155 0 X www.access-cu.com X Cooperative 1998 IL Illinois state chartered credit union operated for the mutual benefit of its members 9 9 16 9 0 0 0 0 1862744 1862692 329025 332415 0 0 2191769 2195107 0 0 0 0 920433 931944 0 0 0 1723160 1216257 2643593 2148201 -451824 46906 50176204 48917729 44070810 42765429 6105394 6152300 Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competetive rate of interest. 0 0 Credit Union makes and services consumer and real estate loans to members. The number of loans outstanding at 12/31/17 was 2,363 for a total of $24,173,646. Credit Union pays out dividends to its members on share deposit accounts at a market rate of interest. Total number of share accounts at 12/31/17 is 5,825 in the amount of $42,952,543. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 582 0 1 16 1 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 0 1 1 0 1 1 0 0 0 1 1 0 0 X Lisa Dinges 7083430228 1807 W Cermak Rd Broadview IL 60155 Robert Sadler Chairman 2.00 X X 0 0 0 Charles Mackinnon Vice Chairman 2.00 X X 0 0 0 Yogi Patel Treasurer 2.00 X X 0 0 0 Ron Mikicich Secretary 2.00 X X 0 0 0 Alexis Wallace Director 2.00 X 0 0 0 Steven Bergeon Director 2.00 X 0 0 0 Dennis Weiner Director 2.00 X 0 0 0 Joe Fiocchi Director 2.00 X 0 0 0 James Parker Director 2.00 X 0 0 0 Brad Fish President/Director 45.00 X 113775 0 10000 Kevin Morrissey Chief Financial Officer 45.00 X 68538 0 8936 182313 0 18936 1 0 0 0 Fiserv 255 Fiserv Drive Brookfield WI 53308 bnk interface/maintenance 266266 1 Loan Interest 522100 1322659 1322659 Fees & other charges 525990 540033 540033 1862692 343463 343463 11048 -11048 -11048 -11048 2195107 1862692 0 332415 203414 573768 27687 65825 61250 240 12000 64105 36369 172508 156160 146126 9786 7374 53533 103532 27820 ATM/Debit fees 178550 Loan servicing 135479 Provsion for loan losse 97000 Other operating 15675 2148201 524807 430229 1831907 1583592 22803885 24173646 153562 148546 3964342 1327550 2719762 2636792 21380597 19197737 67059 67059 694625 680128 50176204 48917729 145571 172886 43925239 42592543 44070810 42765429 X 0 0 0 0 6105394 6152300 6105394 6152300 50176204 48917729 46906 0 X 0 1 X 1 0 975000 975000 1965008 417840 1547168 1024334 909710 114624 2636792 Member Shares 42592543 42592543 X 2195107 0 2195107 0 2195107 2148201 0 2148201 0 2148201 Part X, Line 2: FIN 48 Note from Audited Financial Statements Access Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2017 or 2016 that management believes is subject to taxation. The Credit Union's annual information returns filed with the Internal Revenue Service are open to examination, generally for three years after filing. Form 990, Part VI, Section A, line 6 Membership consists of individuals with funds on deposit with the Credit Union. Form 990, Part VI, Section A, line 7a Members participate in the annual election of the Board of Directors. Form 990, Part VI, Section B, line 11b The Form 990 was reviewd by the CEO and CFO of the Credit Union prior to filing. Form 990, Part VI, Section B, line 15a Compensation of the CEO and top management is determined by the Board of Directors using comparibility data. Form 990, Part VI, Section C, line 19 Governing documents available upon request.