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      <InformationTechnologyGrp>
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      <PymtTravelEntrtnmntPubOfclGrp>
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      <PaymentsToAffiliatesGrp>
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      <OtherExpensesGrp>
        <Desc>loan servicing</Desc>
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      <OtherExpensesGrp>
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        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
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      <RcvblFromDisqualifiedPrsnGrp>
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      <InvestmentsPubTradedSecGrp>
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      <UnsecuredNotesLoansPayableGrp>
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        <EOYAmt>0</EOYAmt>
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      <OtherLiabilitiesGrp>
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      <TotalLiabilitiesGrp>
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        <EOYAmt>107670</EOYAmt>
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      <OrgDoesNotFollowSFAS117Ind>X</OrgDoesNotFollowSFAS117Ind>
      <CapStkTrPrinCurrentFundsGrp>
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      <PdInCapSrplsLandBldgEqpFundGrp>
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        <EOYAmt>0</EOYAmt>
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      <RtnEarnEndowmentIncmOthFndsGrp>
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      <TotalNetAssetsFundBalanceGrp>
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        <EOYAmt>21351998</EOYAmt>
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      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>22998398</BOYAmt>
        <EOYAmt>21459668</EOYAmt>
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      <InfoInScheduleOPartXIInd>X</InfoInScheduleOPartXIInd>
      <ReconcilationRevenueExpnssAmt>-55301</ReconcilationRevenueExpnssAmt>
      <NetUnrlzdGainsLossesInvstAmt>0</NetUnrlzdGainsLossesInvstAmt>
      <DonatedServicesAndUseFcltsAmt>0</DonatedServicesAndUseFcltsAmt>
      <InvestmentExpenseAmt>0</InvestmentExpenseAmt>
      <PriorPeriodAdjustmentsAmt>0</PriorPeriodAdjustmentsAmt>
      <OtherChangesInNetAssetsAmt>-1532593</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>1</AccountantCompileOrReviewInd>
      <AcctCompileOrReviewBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
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      <FSAuditedInd>0</FSAuditedInd>
      <AuditCommitteeInd>1</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>0</FederalGrantAuditRequiredInd>
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      <LandGrp>
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        <OtherCostOrOtherBasisAmt>0</OtherCostOrOtherBasisAmt>
        <BookValueAmt>0</BookValueAmt>
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      <BuildingsGrp>
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        <OtherCostOrOtherBasisAmt>0</OtherCostOrOtherBasisAmt>
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      <LeaseholdImprovementsGrp>
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        <DepreciationAmt>20363</DepreciationAmt>
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      <EquipmentGrp>
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        <DepreciationAmt>102001</DepreciationAmt>
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      <OtherLandBuildingsGrp>
        <InvestmentCostOrOtherBasisAmt>0</InvestmentCostOrOtherBasisAmt>
        <OtherCostOrOtherBasisAmt>0</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>0</DepreciationAmt>
        <BookValueAmt>0</BookValueAmt>
      </OtherLandBuildingsGrp>
      <TotalBookValueLandBuildingsAmt>8900</TotalBookValueLandBuildingsAmt>
      <InvstProgramRelatedOrgGrp>
        <Desc>federally insured certificates of deposit</Desc>
        <BookValueAmt>10416000</BookValueAmt>
        <MethodValuationCd>C</MethodValuationCd>
      </InvstProgramRelatedOrgGrp>
      <TotalBookValueProgramRltdAmt>10416000</TotalBookValueProgramRltdAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleL documentId="R000003" softwareId="17005980" softwareVersionNum="v1.00">
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>Betty Mueller</PersonNm>
        <RelationshipWithOrgTxt>President</RelationshipWithOrgTxt>
        <LoanPurposeTxt>Mastercard</LoanPurposeTxt>
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      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>Betty Mueller</PersonNm>
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      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>Betty Mueller</PersonNm>
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      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>Dowell Garrison</PersonNm>
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      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>Dowell Garrison</PersonNm>
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        <PersonNm>Kenneth Taylor</PersonNm>
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        <PersonNm>Kendall Berggren</PersonNm>
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      <SupplementalInformationDetail>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section A, Line 7a</FormAndLineReferenceDesc>
        <ExplanationTxt>the governing body is elected by the general membership</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section A, Line 7b</FormAndLineReferenceDesc>
        <ExplanationTxt>any mergers must be approved by the general membership</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>a copy of the 990 return was given to each director for their review prior to filing the return</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 15</FormAndLineReferenceDesc>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section C, Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>All governing documents are available upon request, by bulletin boards at all sites, or on the Credit Union website</ExplanationTxt>
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      <SupplementalInformationDetail>
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    </IRS990ScheduleO>
    <ReasonableCauseExplanation documentId="R000005" softwareId="17005980" softwareVersionNum="v1.00">
      <ExplanationTxt>a request for extension was applied for. This request was rejected because it was not applied for timely. We believe this request was timely and the request for the 990T which was sent the same day was accepted. As soon as we received notice that is was not granted, we filed as soon as possible.</ExplanationTxt>
    </ReasonableCauseExplanation>
  </ReturnData>
</Return>