2025-11-12T15:26:57-06:00 2024-12-31 990 2024-01-01 420670685 DUTRAC COMMUNITY CREDIT UNION % DEBRA A REIFF DUTR 5635821331 3465 ASBURY RD Dubuque IA 520043250 DEBRA A REIFF CONTROLLER 5635858462 2025-11-12 true 2024 2025-03-06 01:10:19Z ANDREW A HAWKINSON 3465 ASBURY RD DUBUQUE IA 520043250 62494057 false X www.dutrac.org X 1942 IA Promoting thrift among Credit Union members 11 11 220 11 318970 8567 0 48331709 55419094 4343515 6666876 460216 386501 53135440 62472471 0 0 13532863 14381658 0 0 34830133 44171815 48362996 58553473 4772444 3918998 1073070686 1178840167 959490360 1060897346 113580326 117942821 PROMOTING THRIFT AMONG MEMBERS false false 58533473 62472470 Granting affordable loans, promoting savings and thrift among 53,278 members 58533473 false false false false false false false false false true false false false true false true false false false false false false false false false false false false true false false false true false false false false false false false false false false false false false true 88 0 true 220 true true false false false false false false false false false X 11 11 false false false false true true true true true false true true true true true true true true true true false X DEBRA A REIFF 5635858462 3465 ASBURY RD DUBUQUE IA 520043250 ANDREW A HAWKINSON PRESIDENTCEO 45.00 0.00 X 656368 0 5716 MICHELLE A ARISS SENIOR VP FINANCE 45.00 0.00 X 188948 0 86666 KIM M ADAMS SENIOR VP OPERATIONS 45.00 0.00 X 139275 0 55763 RONALD J KINSELLA SENIOR VP LENDING 45.00 0.00 X 186450 0 6974 ANDREW K LASSEN SENIOR VP IT 45.00 0.00 X 179178 0 9755 JULIE SOUCINEK MORTGAGE LOAN MANAGER 45.00 0.00 X 174204 0 5809 LEE M HOERNER SVP MEMBER SERVICE 45.00 0.00 X 169624 0 10153 MEGAN E KELLEHER-EGAN SVP HUMAN RESOURCES 45.00 0.00 X 157032 0 11715 TRAVIS PHELAN COMMERCIAL LENDER 45.00 0.00 X 142643 0 10626 JEFFREY WALLER COMMERCIAL LENDING MGR 45.00 0.00 X 149194 0 1000 DENNIS NARANJO COMMERCIAL LENDER 45.00 0.00 X 132973 0 1930 JASON A NORTON SVP MARKETING 0.00 0.00 X 100481 0 1593 HARLEN T PEDRETTI DIRECTOR 2.00 0.00 X 2717 0 0 DANIEL J DEUTMEYER SECRETARY 2.00 0.00 X 1584 0 0 CRENNA M BRUMWELL DIRECTOR 2.00 0.00 X 1424 0 0 CHAD M KRUSE VICECHAIRPERSON 2.00 0.00 X 988 0 0 SCOTT J NEYENS DIRECTOR 2.00 0.00 X 810 0 0 JOHN P VAIL DIRECTOR 2.00 0.00 X 799 0 0 KEVIN R MUELLER TREASURER 4.00 0.00 X 760 0 0 DAVID W EGGERS DIRECTOR 2.00 0.00 X 0 0 0 NICHOLAS J SPECHT CHAIRPERSON 0.00 0.00 X 0 0 0 MICHAEL T READY DIRECTOR 2.00 0.00 X 0 0 0 TERI ZUCCARO Treasurer 2.00 0.00 X 0 0 0 2385452 0 207700 12 true true false Russell Contruction Co INC 4700 53rd st Davenport IA 52807 Construction 1998519 Corelation INC 2305 Historic Deatur Rd Suite 300 San Diego CA 92106 Data Processing 478644 Data Business Equipment 10435 New York Ave Urbandale IA 50322 Data Processing 410396 Hyland Software INC PO Box 846261 Dallas TX 75284 Data Processing 270003 Access Softek INC PO BOX 51581 Los Angeles CA 90051 Data Processing 248235 6 Loans to Member 522100 47446377 47446377 Fees and Income 522100 7972717 7972717 55419094 6580403 6580403 108059 21586 86473 86473 86473 0 DuTrac Financial Group 523000 215424 215424 FCT Income 523000 57453 57453 ATM Surcharge to Non-Mbrs 522100 46093 46093 67531 67531 386501 62472471 62153501 318970 0 X 2358784 2358784 9129006 9129006 395082 395082 1716079 1716079 782707 782707 139855 139855 54555 54555 81427 81427 1287663 1287663 1954734 1954734 5006425 5006425 2611636 2611636 180731 180731 70815 70815 Ln Srv ExpProv ln loss 6179893 6179893 Cost of Funds 25937328 25937328 Ubit Tax -931 -931 Misc Expense 667684 667684 58553473 58553473 0 0 19876303 20877681 3129729 2291675 3430781 2812423 866377615 888213830 3732639 3569960 42261398 19713806 19766717 22547592 137952288 217549813 18804614 20977193 1073070686 1178840167 20341239 11314921 939149121 1049582425 959490360 1060897346 X 47857311 52219806 65723015 65723015 113580326 117942821 1073070686 1178840167 3918998 443497 0 X false true true false 5484496 5484496 27438246 13581553 13856693 753367 604006 149361 8240595 5388413 2852182 344694 139834 204860 22547592 Share Deposits 213747507 Club Account Deposits 459473 Share Draft Deposits 142167255 Escrow Accounts 2280441 IRA Accounts 58011312 Certificates of Deposit 502976977 Money Markets 129939460 1049582425 62472471 62472471 62472471 58553473 58553473 58553473 X X true true X X X X false true false false false false false false false ANDREW A HAWKINSON PRESIDENTCEO 601603 45317 9448 5716 662084 RONALD J KINSELLA SENIOR VP LENDING 183437 3013 6974 193424 LEE M HOERNER SVP MEMBER SERVICE 167589 2035 10153 179777 MEGAN E KELLEHER-EGAN SVP HUMAN RESOURCES 151630 3588 1814 11715 168747 JASON A NORTON SVP MARKETING 99348 1133 1593 102074 ANDREW K LASSEN SENIOR VP IT 177749 1429 9755 188933 KIM M ADAMS SENIOR VP OPERATIONS 133845 3267 2163 50000 5763 195038 MICHELLE A ARISS SENIOR VP FINANCE 179566 7913 1469 75000 11666 275614 TRAVIS PHELAN COMMERCIAL LENDER 129549 12262 832 10626 153269 JULIE SOUCINEK MORTGAGE LOAN MANAGER 85222 88061 921 5809 180013 JEFFREY WALLER COMMERCIAL LENDING MGR 147414 1780 1000 150194 Part I, Line 1a X Part VI Line 1a NA Part VI Line 1a NA Part VI Line 6 The Credit Union is owned equally by each of its 53,278 members Part VI Line 7a The CU is owned equally by each of its members and does't have stockholders Part VI Line 7a However each member has one vote which they can use to elect board mbrs Part VI Line 7b Only in special circumstances, such as mergers, the members of the merging Part VI Line 7b CU would have to approve the unification Part VI Line 8a Minutes are taken at each meeting Part VI Line 10b There is just one organization Part VI Line 11b It is reviwed by the CEO, Board Executive Committe and Controller who Part VI Line 11b prepared the filing Part VI Line 12c The CU has an internal Auditor and a compliance officer to insure the Part VI Line 12c policies are updated and adhered to by all staff. Part VI Line 15a or b The decisions involving the CEO or top executives are usually handled by a Part VI Line 15a or b special committe or BOD for regualr decision such as comp and benefits Part VI Line 19 The accounting records are maintaned by the VP of Finance who shares 11g Misc. Expenses $1,287,663.00 11b The controller preparers the return, it then reviewed, and then submitted 19 The accounting records are maintined by the VP of Finance who shares the 19 the infomation with the board and excutive team