2025-11-12T10:40:28-06:00 2024-12-31 320043599 LEGACY PROFESSIONALS LLP 4 WESTBROOK CORPORATE CTR STE 700 WESTCHESTER IL 60154 990 2024-01-01 363668497 EDER FINANCIAL INC CHUR 8476950200 1505 DUNDEE AVENUE ELGIN IL 60120 JOHN MCGOUGH CHIEF FINANCIAL OFFICER 8476223388 2025-11-12 1 0 CHRIS FRANZ P01450352 3123680500 2025-11-12 2024 2025-03-06 01:10:19Z NEVIN DULABAUM 1505 DUNDEE AVENUE ELGIN IL 60120 1369159279 0 X WWW.EDERFINANCIAL.ORG X 1989 IL EDER FINANCIAL, INC. HAS A STATED PURPOSE TO SUPPORT THE FINANCIAL WELL-BEING OF THE CHURCH OF THE BRETHREN AND OTHER PERSONS AND GROUPS THAT SHARE SIMILAR VALUES BY OFFERING PROGRAMS THAT PROVIDE RETIREMENT, MEDICAL AND FINANCIAL AID BENEFITS TO MINISTERS, MISSIONARIES AND LAY EMPLOYEES OF CERTAIN CHURCHES AND CHURCH RELATED AGENCIES. 13 13 33 13 0 0 4466 4382 9959574 11366351 19279083 61916599 905208 1310497 30148331 74597829 281575 353396 26997685 180700710 3832009 4037878 0 0 250064 3569034 4411451 34680303 189503435 -4531972 -114905606 485746770 340635670 39112682 24297185 446634088 316338485 X EDER FINANCIAL, INC. HAS A STATED PURPOSE TO SUPPORT THE FINANCIAL WELL-BEING OF THE CHURCH OF THE BRETHREN AND OTHER PERSONS AND GROUPS THAT SHARE SIMILAR VALUES BY OFFERING PROGRAMS THAT PROVIDE RETIREMENT AND MEDICAL BENEFITS TO MINISTERS, MISSIONARIES AND LAY EMPLOYEES OF CERTAIN CHURCHES AND CHURCH RELATED AGENCIES. 0 0 180489274 6895955 PROVIDES RETIREMENT BENEFITS FOR ORDAINED AND LAY PASTORS AND CHURCH WORKERS, AND EMPLOYEES OF CONGREGATIONS, DISTRICTS, CAMPS, AGENCIES, AND AFFILIATED ORGANIZATIONS OF THE CHURCH OF THE BRETHREN AND OF OTHER LIKE-MINDED DENOMINATIONS AND GROUPS. 5095419 4310965 PROVIDE MEDICAL, DENTAL, VISION, LONG TERM DISABILITY AND LIFE INSURANCE TO ORDAINED AND LAY PASTORS AND EMPLOYEES OF CONGREGATIONS, DISTRICTS, CAMPS, AGENCIES, AND AFFILIATED ORGANIZATIONS OF THE CHURCH OF THE BRETHREN AND OF OTHER LIKE-MINDED DENOMINATIONS AND GROUPS. 353396 353396 159431 CHURCH WORKERS ASSISTANCE PLAN - PROVIDES FINANCIAL AID AND EMERGENCY ASSISTANCE TO CHURCH OF THE BRETHREN PASTORS AND EMPLOYEES OF CONGREGATIONS, DISTRICTS, AND CAMPS WHO MEET TENURE REQUIREMENTS. 185938089 1 0 0 0 0 0 0 0 0 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 1 94 0 1 33 1 0 0 0 0 0 0 0 0 0 0 0 0 X 13 13 0 0 0 0 0 1 0 1 1 0 0 0 1 1 1 0 1 1 0 0 X JOHN MCGOUGH 8476950200 1505 DUNDEE AVENUE ELGIN IL 60120 KEVIN BOYER BOARD MEMBER 0.33 0.66 X 0 0 0 SARA DAVIS BOARD MEMBER 0.33 0.66 X 0 0 0 JAN FAHS BOARD MEMBER 0.33 0.66 X 0 0 0 KATHERINE HAFF BOARD MEMBER 0.33 0.66 X 0 0 0 DONNA RHODES CHAIR - NEW 0.33 0.66 X X 0 0 0 RUSS MATTESON BOARD MEMBER 0.33 0.66 X 0 0 0 AUDREY MYER BOARD MEMBER 0.33 0.66 X 0 0 0 JERRY PATTERSON BOARD MEMBER 0.33 0.66 X 0 0 0 WAYNE SCOTT VICE CHAIR 0.33 0.66 X X 0 0 0 DAVID SHISSLER BOARD MEMBER - NEW / CHAIR - PAST 0.33 0.66 X X 0 0 0 RANDY YODER BOARD MEMBER 0.33 0.66 X 0 0 0 EUNICE CULP BOARD MEMBER 0.33 0.66 X 0 0 0 DENNIS KINGERY BOARD MEMBER 0.33 0.66 X 0 0 0 JOHN MCGOUGH CFO/VP OF INVESTMENTS 24.00 16.00 X 142632 0 70670 NEVIN DULABAUM PRESIDENT 28.00 12.00 X 209134 0 76573 LYNNAE RODEFFER VP OF PRODUCTS/SERVICES 28.00 12.00 X 126949 0 35012 MICHELLE KILBOURNE VP OF INTERNAL CAPABILITIES 36.00 4.00 X 118626 0 55191 GERMAN GONGORA INFORMATION TECHNOLOGY DIR 20.00 20.00 X 112521 0 54106 709862 0 291552 5 0 1 0 MILLIMAN INC 12790 MERIT DRIVE SUITE 800 DALLAS TX 75251 CONSULTING FIRM 189881 1 4382 4382 PENSION CONTRIBUTIONS 525100 6895955 6895955 INSURANCE PREMIUMS 525100 4310965 4310965 CWAP CONTRIBUTIONS 525100 159431 159431 11366351 12781042 12781042 1343697007 1294561450 49135557 49135557 49135557 SHARED ADMINISTRATIVE EXPENSES AL 900099 1310497 1310497 1310497 74597829 11366351 0 63227096 353396 353396 180700710 180700710 834789 161961 672828 2055282 956087 985899 113296 213950 106708 94677 12565 751963 414806 302073 35084 181894 77150 96129 8615 298969 117308 181661 66947 66947 1497790 1497790 1488701 1299705 147113 41883 33123 17105 1132 14886 192061 72628 98289 21144 110427 110427 48436 48436 172750 115531 55287 1932 46839 37893 8287 659 23933 23933 398546 398546 MISCELLANEOUS 32929 9311 23618 189503435 185938089 3315282 250064 2498634 314852 52075121 50859558 1097493 953932 442266 379622 680225 639402 55047 40823 396921224 252179457 32541326 34817664 115659 1089762 485746770 340635670 707572 730785 38405110 23566400 39112682 24297185 X 446634088 316338485 446634088 316338485 485746770 340635670 -114905606 -15389997 0 X X 0 1 X 1 0 X X 1 CHURCH OF THE BRETHREN 366108275 1 1 188192938 0 1 188192938 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 680225 639402 40823 40823 COMMINGLED INVESTMENT FUNDS 34817664 F 34817664 MEDICAL AND DISABILITY CLAIMS PAYABLE 450011 POST RETIREMENT BENEFIT OBLIGATIONS 1855621 COLLATERAL HELD FOR SECURITIES ON LOAN 21260768 23566400 X 60058095 -15389997 3658550 -11731447 71789542 1497790 1310497 2808287 74597829 190343677 3658550 3658550 186685127 1497790 1320518 2818308 189503435 PART X, LINE 2: ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE THE ORGANIZATION TO EVALUATE TAX POSITIONS TAKEN BY THE ORGANIZATION AND RECOGNIZE A TAX LIABILITY IF THE ORGANIZATION HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY TAX AUTHORITIES. THE ORGANIZATION IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. PART XI, LINE 2D - OTHER ADJUSTMENTS: PENSION ADMINISTRATION FEES CHARGED TO PARTICIPANT ACCOUNTS 3,658,550. PART XI, LINE 4B - OTHER ADJUSTMENTS: REIMBURSED SHARED ADMINISTRATIVE EXPENSES FROM EDER DEFERRED GIFTS 1,310,497. PART XII, LINE 2D - OTHER ADJUSTMENTS: PENSION ADMINISTRATION FEES CHARGED TO PARTICIPANT ACCOUNTS 3,658,550. PART XII, LINE 4B - OTHER ADJUSTMENTS: REIMBURSED SHARED ADMINISTRATIVE EXPENSES FROM EDER DEFERRED GIFTS 1,310,497. CHANGE IN POSTRETIREMENT BENEFIT OBLIGATION 10,021. 1 CHURCH WORKERS ASSISTANCE PROGRAM (CWAP) GRANTS 55 353396 NOT APPLICABLE NOT APPLICABLE PART I, LINE 2: THE BENEFITS TEAM WITHIN THE ORGANIZATION IS RESPONSIBLE FOR MAINTAINING THE CWAP GRANT POLICIES AS WELL AS REVIEWING AND APPROVING THE APPLICATION FOR CWAP GRANTS THAT ARE RECEIVED. X 0 0 0 0 0 0 0 0 0 NEVIN DULABAUM PRESIDENT 205762 0 703 0 2669 0 28269 0 48304 0 285707 0 0 0 JOHN MCGOUGH CFO/VP OF INVESTMENTS 138395 0 0 0 4237 0 18745 0 51925 0 213302 0 0 0 MICHELLE KILBOURNE VP OF INTERNAL CAPABILITIES 111201 0 0 0 7425 0 13438 0 41753 0 173817 0 0 0 GERMAN GONGORA INFORMATION TECHNOLOGY DIR 105047 0 0 0 7474 0 13811 0 40295 0 166627 0 0 0 LYNNAE RODEFFER VP OF PRODUCTS/SERVICES 124903 0 0 0 2046 0 15333 0 19679 0 161961 0 0 0 EDER ORGANIZATIONAL INVESTING INC AFFILIATED ORGANIZATION 142916 EDER FINANCIAL, INC. HOLDS INVESTMENTS WITH EDER ORGANIZATIONAL INVESTING, INC. AND PAYS FEES FOR THE MANAGEMENT OF THESE INVESTMENTS. 0 FORM 990, PART VI, SECTION A, LINE 7A ANNUAL CONFERENCE DELEGATES HAVE THE AUTHORITY TO ELECT OR APPOINT BOARD MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE BUDGET AND AUDIT REVIEW COMMITTEE REVIEWS THE FORM 990 ON BEHALF OF THE ENTIRE BOARD PRIOR TO ITS FILING. FORM 990, PART VI, SECTION B, LINE 12C ANNUALLY, EACH MEMBER OF THE BOARD IS REQUIRED TO SIGN OFF ON THE CONFLICT OF INTEREST POLICY. FORM 990, PART VI, SECTION B, LINE 15A COMPENSATION FOR THE PRESIDENT IS REVIEWED ON AN ANNUAL BASIS BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE UPON REQUEST. FORM 990, PART XII, LINE 2C THE BOARD OF DIRECTORS, THROUGH ITS BUDGET AND AUDIT REVIEW COMMITTEE, ASSUMES RESPONSIBILITY FOR OVERSIGHT OF THE ANNUAL AUDIT AND SELECTION OF THE INDEPENDENT ACCOUNTANT. THIS PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. FORM 990, PART VII, LINE 1A, COLUMN B THE OFFICERS OF THE ORGANIZATION ARE ALSO THE OFFICERS OF THE RELATED PARTIES IDENTIFIED IN SCHEDULE R, PART II. ALTHOUGH THE OFFICERS ARE NOT COMPENSATED BY THESE ORGANIZATIONS, A GOOD FAITH ESTIMATE HAS BEEN PROVIDED IN FORM 990, PART VII, LINE 1A, COLUMN B OF THE AVERAGE TIME DEDICATED TO THE RELATED PARTIES OF THE FILING ORGANIZATION. EDER DEFERRED GIFTS INC 1505 DUNDEE AVENUE ELGIN IL 60120 363717013 PROVIDES INVESTMENT MANAGEMENT AND DEFERRED GIFTS SERVICING TO MEMBERS IL 501(C)(3) LINE 12A, I NOT APPLICABLE 0 CHURCH OF THE BRETHREN 1505 DUNDEE AVENUE ELGIN IL 60120 366108275 AN ANABAPTIST, PIETIST, PROTESTANT CHURCH IL 501(C)(3) LINE 1 NOT APPLICABLE 0 EDER ORGANIZATIONAL INVESTING INC 1505 DUNDEE AVENUE ELGIN IL 60120 462390616 PROVIDES INVESTMENT MANAGEMENT SERVICING TO MEMBERS IL 501(C)(3) LINE 12A, I EDER DEFERRED GIFTS INC 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 1 0 1 0 0