2018-07-13T16:25:45-07:00 2017-12-31 990 2017-01-01 956111723 EVANGELICAL CHRISTIAN CREDIT UNION EVAN 7146715700 955 West Imperial Highway Suite 100 Brea CA 92821 Gregory Talbott SVP/ CFO 7146715700 2018-07-13 2017 2022-09-23 18:48:47Z Abel Pomar 955 West Imperial Highway Suite 100 Brea CA 92821 37066903 0 X WWW.ECCU.ORG X 1984 CA The Evangelical Christian Credit Union exists to fuel Christ-centered ministry worldwide. 10 10 167 16 0 0 0 0 37436900 32370663 1756388 2288336 2881551 2407904 42074839 37066903 124309 151877 0 0 15752566 14704666 0 0 0 23211020 18599306 39087895 33455849 2986944 3611054 814436197 780188859 751629394 713799862 62806803 66388997 Evangelical Christian Credit Union (ECCU) is an alliance of Christian people and organizations committed to fueling Christ-centered ministry worldwide. ECCU serves individuals, missionaries, and ministries in their desire to hold to biblically-based financial principals. Through their accounts at ECCU, members help to provide loans to churches and other Christian organizations, grants to ministries, low-cost banking services to missionaries, and products designed for churches and ministries. 0 0 33455849 The Evangelical Christian Credit Union provided credit union services to our members. Our membership totaled 13,357 as of December 31, 2017. 0 0 0 33455849 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 3845 0 1 167 1 0 0 0 0 0 0 X 10 10 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 0 0 X Gregory C Talbott 7146715700 955 West Imperial Highway Suite 100 Brea CA 92821 Van E Elliott Chairman, Director 5 0 X X 5510 0 0 Samuel C Wolgemuth Vice Chairman, Director 5 0 X X 4045 0 0 C Richard Ferree Secretary, Director 5 0 X X 6324 0 0 Jack Russ Treasurer, Director 2 0 X X 1013 0 0 Jeremy Moser Treasurer, Director 3 0 X X 1310 0 0 Holly Culhane Director 5 0 X 3317 0 0 Kenneth N Von Rohr Director 2 0 X 0 0 0 Carl Moeller Director 4 0 X 3587 0 0 Caryn Ryan Director 3 0 X 0 0 0 R Todd Anderson Director 3 0 X 3147 0 0 Abel L Pomar President/CEO 40 0 X 441363 0 27897 Susan B Rushing SVP & COO/CRO 40 0 X 234934 0 14866 Gregory C Talbott SVP/CFO 40 0 X 267103 0 33506 Thomas Honan SVP & Chief Information Officer 40 0 X 235590 0 47599 Patricia Staples SVP & Chief Credit Officer 40 0 X 177876 0 19942 Michael R Boblit Director of Sales, Church & Ministries 40 0 X 250876 0 26890 Aaron Herr Director of Consumer Lending 35 0 X 242198 0 28058 Donald Hughes VP Credit 40 0 X 231426 0 43155 Joseph Graham MDO Relationship Mgt Specialist 40 0 X 209697 0 28808 Gary L Kehr Senior RM Lending 40 0 X 202869 0 21237 Mark G Holbrook President/CEO (Former) 0 0 X 136559 0 0 2658744 0 291958 48 1 1 0 Salesforce com Inc PO BOX 203141 Dallas TX 75320 CRM Software 282303 Reveille Inc 2330 Vanguard Way Ste A104 Costa Mesa CA 92626 Marketing 391788 Q2 Software Inc PO Box 205970 Dallas TX 75320 Data Processing Services 427213 Stratus360 4789 Yonge St Suite 608 North York Ontario CA M2N 0G3 Cloud Based Software Services 492036 Fiserv Solutions Inc PO Box 80123 City of Industry CA 91716 Data Processing Services 1007170 13 0 0 0 0 0 0 0 0 Loan Interest & Non-Interest Fee Income 522130 32370663 32370663 0 0 0 0 0 0 32370663 2288336 2288336 0 0 0 0 0 0 0 0 0 0 2407904 0 0 0 2407904 0 2407904 2407904 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 37066903 37066903 0 0 151877 151877 0 0 0 0 0 0 2522186 2522186 0 0 0 0 0 0 8055405 8055405 0 0 233909 233909 0 0 3008721 3008721 0 0 884445 884445 0 0 0 0 0 0 122035 122035 0 0 369855 369855 0 0 0 0 0 0 0 0 0 0 0 0 516941 516941 0 0 977210 977210 0 0 894123 894123 0 0 2079863 2079863 0 0 0 0 0 0 521213 521213 0 0 24924 24924 0 0 0 0 0 0 37940 37940 0 0 5603581 5603581 0 0 0 0 0 0 1228547 1228547 0 0 657020 657020 0 0 Provision for Loan Losses 2909299 2909299 0 0 Member Transactions 2656755 2656755 0 0 0 0 0 33455849 33455849 0 0 474144 1206096 39668282 43732502 0 0 0 0 0 0 0 0 575791610 543623221 0 0 2721026 4301290 76703629 28395576 48628168 48308053 86086077 110921850 0 0 42026920 7466336 0 0 19039970 20629511 814436197 780188859 4550654 1772036 0 0 294092 0 0 0 0 0 0 0 10455923 10446614 0 0 736328725 701581212 751629394 713799862 X 0 0 0 0 62806803 66388997 62806803 66388997 814436197 780188859 X 3611054 -111042 0 0 0 82182 X 0 1 X 1 0 0 11994979 11994979 953609 50350983 15792214 35512378 0 0 0 0 0 13404058 12603362 800696 0 0 0 0 48308053 0 Member Deposits 701581212 701581212 X 37066903 0 0 0 0 0 37066903 0 0 0 37066903 33455849 0 0 0 0 0 33455849 0 0 0 33455849 Schedule D, Part X, Line 2 The Credit Union had no unrecognized tax benefits at December 31, 2017 and 2016. Interest or penalties related to unrecognized tax benefits are recognized by the Credit Union as an administrative expense. During the years ended December 31, 2017 and 2016, the Credit Union recognized no interest or penalties. 1 STANDING STONE MINISTRIES PO BOX 434 NEWPORT BEACH CA 92662 455319818 501 ( c ) 3 6000 0 General Support INTERNATIONAL TEAMS 411 WEST RIVER ROAD ELGIN IL 60123 366069820 501 ( c ) 3 6550 0 General Support OC INTERNATIONAL PO BOX 36900 COLORADO CO 80936 941501634 501 ( c ) 3 6750 0 General Support CHRIST'S CHURCH OF THE VALLEY 1404 W COVINA BLVD SAN DIMAS CA 91773 956006335 501 ( c ) 3 7500 0 General Support PRESENCE POINT INC 1401 19TH ST Suite 204 BAKERSFIELD CA 93301 474472335 501 ( c ) 3 7500 0 General Support SIL INTERNATIONAL 7500 W CAMP WISDOM RD DALLAS TX 75236 751840827 501 ( c ) 3 7500 0 General Support VANGUARD GLOBAL NETWORK 359 PRESQUE ISLE ROAD LEXINGTON SC 29072 262577550 501 ( c ) 3 7500 0 General Support VANGUARD UNIVERSITY 55 FAIR DR COSTA MESA CA 92626 956002998 501 ( c ) 3 7500 0 General Support REACHGLOBAL 901 E 78TH ST MINNEAPOLIS MN 55420 410721672 501 ( c ) 3 5600 0 General Support WYCLIFFE BIBLE TRANSLATORS PO BOX 628211 ORLANDO FL 32962 951831097 501 ( c ) 3 11200 0 General Support 10 0 Schedule I, Part I, Line 2 The Board of Directors determines the annual grant allocation limit for officials. An official must complete the Ministry Grant Recommendation Form for an appropriate 501(c)(3) organization that aligns with ECCU's mission. The official sends the completed form to the Board Chair or the Supervisory Committee Chair for approval. The approved form is sent to the ECCU Board liaison for processing. The Board liaison notifies the requestor when the check is sent and sends a copy of the letter. Annually, the liaison provides the Board of Directors with a report of the grants given. The Chief Executive Officer is authorized to make grants for missionaries and has assigned this authority to the ECCU Missions Committee. No unsolicited grant proposals are accepted. X 1 1 X X X 1 0 0 Abel L Pomar President/CEO 392308 0 49055 0 0 0 5400 0 22497 0 469260 0 0 0 Susan B Rushing SVP & COO/CRO 205769 0 29165 0 0 0 4715 0 10151 0 249800 0 0 0 Gregory C Talbott SVP/CFO 231490 0 35612 0 0 0 5400 0 28107 0 300609 0 0 0 Thomas Honan SVP & Chief Information Officer 203300 0 32290 0 0 0 4856 0 42743 0 283189 0 0 0 Patricia Staples SVP & Chief Credit Officer 177876 0 0 0 0 0 3182 0 16760 0 197818 0 0 0 Michael R Boblit Director of Sales, Church & Ministries 133900 0 116976 0 0 0 5096 0 21794 0 277766 0 0 0 Aaron Herr Director of Consumer Lending 128838 0 27829 0 85532 0 1853 0 26204 0 270256 0 0 0 Donald Hughes VP Credit 195481 0 35625 0 321 0 23111 0 20043 0 274581 0 0 0 Joseph Graham MDO Relationship Mgt Specialist 95000 0 114697 0 0 0 4274 0 24534 0 238505 0 0 0 Gary L Kehr Senior RM Lending 123350 0 79519 0 0 0 3988 0 17249 0 224106 0 0 0 Mark G Holbrook President/CEO (Former) 0 0 0 0 136559 0 0 0 0 0 136559 0 0 0 Schedule J, Part I, Line 1a Evangelical Christian Credit Union has travel policies and procedures for employees and Board of Directors. Schedule J, Part I, Line 3 The Compensation Committee meets at least annually to identify the CEO's performance, objectives and related short-term incentive targets. Industry-specific surveys are reviewed to determine appropriate compensation levels. The Board of Directors reviews the Compensation Committee's recommendations of the CEO's total cash compensation and targets and makes a final determination. Schedule J, Part I, Line 4 The following individuals received severance payments in 2017; Aaron Herr ($88,362) and Mark G Holbrook ($136,559) Form 990, Part VI, Section A, Line 6 Evangelical Christian Credit Union is a state chartered credit union (not-for-profit cooperative) with members who qualify under field of membership criteria. Form 990, Part VI, Section A, Line 7a The Credit Union members elect the Board of Directors. Form 990, Part VI, Section B, Line 11b A draft of the Form 990 is reviewed by the Credit Union's VP of Accounting and Supervisory Committee; updates are made to the draft from their comments. Then copies of the Form 990 are sent to the full Board of Directors so they have the opportunity to provide comments and questions prior to filling. Form 990, Part VI, Section B, Line 12c All employees and Board Members are required to read and sign the conflict of interest policy and acknowledgment. Once an employee or Board Member becomes aware of a conflict, he/she must disclose the conflict. Annually, the Board and the CEO must disclose conflicts of interest. Form 990, Part VI, Section B, Line 15 The Compensation Committee meets at least annually to identify the CEO's performance objectives and related short-term incentive targets. Industry-specific surveys are reviewed to determine appropriate compensation levels. The Board of Directors reviews the Compensation Committee's recommendations of the CEO's total cash compensation targets and makes a final determination. Form 990, Part VI, Section C, Line 19 Governing documents and the conflict of interest policy are not available to the public. Unaudited quarterly financials are available on the company website as well as annual financials derived from the audited statements. Form 990, Part XI, Line 9 This is other comprehensive income for minimum pension liability adjustment. Filed extension