2025-11-17T17:56:09+00:00 2024-12-31 346565596 ERNST & YOUNG US LLP 2100 ONE PPG PLACE PITTSBURGH PA 15222 990 2024-01-01 046143185 Dental Service of Massachusetts Inc DENT 6178861000 465 MEDFORD STREET 400 BOSTON MA 02129 ERIK MONTLACK President & CEO 6178861000 2025-11-18 true Mike A Cincotta P01595811 4126447800 2025-11-17 2024 2025-03-06 01:10:19Z ERIK MONTLACK 465 MEDFORD STREET 400 BOSTON MA 02129 339255641 false X WWW.DELTADENTALMA.COM X 1966 MA ADVANCING ORAL HEALTH FOR A HEALTHIER TOMORROW. 9 9 88 0 0 0 0 328364674 335663098 1029647 3245663 0 0 329394321 338908761 0 0 197560850 217030479 13658988 15512930 0 0 0 97694068 100393705 308913906 332937114 20480415 5971647 161347176 141408148 100892555 84865566 60454621 56542582 ADVANCING ORAL HEALTH FOR A HEALTHIER TOMORROW. false false 292216501 0 335663098 DENTAL SERVICE OF MASSACHUSETTS, INC. (DSM) D/B/A DELTA DENTAL OF MASSACHUSETTS IS A MASSACHUSETTS NOT-FOR-PROFIT DENTAL SERVICE ORGANIZATION WITH A MISSION TO IMPROVE THE ORAL HEALTH OF ALL AND A VISION TO ACHIEVE PERSON-CENTERED HEALTH BY TRANSFORMING THE SYSTEMS OF POLICY, FINANCE, CARE, AND COMMUNITY. DSM AND ITS SUBSIDIARIES' ACTIVITIES INCLUDE, BUT ARE NOT LIMITED TO, SECURING DENTAL SERVICES FOR EMPLOYEE GROUPS, INDIVIDUALS AND THEIR FAMILIES; INCLUDING THE SAFETY NET POPULATIONS THROUGH MEDICARD, MEDICARE ADVANTAGE AND CHIP PROGRAMS; PROVIDING INNOVATIVE PRODUCTS AND SERVICES; FINANCE AND DEVELP PROFESSIONAL AND SCIENTIFIC STUDY AND RESEARCH; AND EDUCATE THE PUBLIC CONCERNING THE IMPORTANCE OF ORAL HEALTH. DELTA DENTAL OF MASSACHUSETTS IS A MEMBER OF THE DELTA DENTAL PLANS ASSOCIATION. DELTA DENTAL IS AMERICA'S LARGEST AND MOST TRUSTED DENTAL BENEFITS CARRIER, COVERING MORE AMERICANS THAN ANY OTHER DENTAL BENEFITS PROVIDER AND STRIVES DAILY TO MAKE DENTAL COVERAGE MORE ACCESSIBLE AND AFFORDABLE TO A WIDE VARIETY OF EMPLOYERS, GROUPS, AND INDIVIDUALS. 292216501 false false false false false false false false false false true false false true true true false true false false false false false false false false false false false true false false false false false false false false false false false false false false false true true true false false true 65093 0 true 88 true false false false false false false false false X 9 9 true false false false true true true true true false false false true true true true true true false false false false MA X DENISE MARKS 6178861000 465 MEDFORD STREET BOSTON MA 02129 X Andrew C Agwunobi MD Director 1.2 2.7 X 0 113617 0 Evelyn H Miller Director 1.0 2.2 X 0 119574 0 Jessica A Zeaske Director 1.4 3.2 X 0 108024 0 Kathleen V Betts Director 1.4 3.2 X 0 113561 0 Pamela DA Reeve President [9/26/2024 - 12/31/2024] - CareQuest/Chair/Director 5.0 35.0 X 0 163855 0 Robert J Weyant DMD Director 0.5 1.1 X 0 114120 0 Roderick K King MD Director 0.6 1.5 X 0 114647 0 Todd W Marshall DDS Director 0.5 1.2 X 0 108647 0 William C Mills III Director 0.5 1.3 X 0 108121 0 Denise Marks Treasurer 5.0 35.0 X 0 625584 62202 ERIK MONTLACK President 35.0 5.0 X 970625 0 50001 Gregory P Winn Asst. Treasurer 5.0 35.0 X 0 379191 61804 Patricia Ma Clerk 5.0 35.0 X 0 566634 16009 Kirill Zaydeman VP, Product Strategy & Transformation 35.0 5.0 X 457514 0 40072 Leslie Carver Chief Operating Officer, EVP - CareQuest 5.0 35.0 X 0 471517 62202 Maria Angela Wilkins VP, Underwriting & Data Analytics 35.0 5.0 X 469584 0 16657 Mark Fecteau VP, Sales & Marketing 35.0 5.0 X 419027 0 63788 Myechia Minter-Jordan MD MBA President-Carequest 5.0 35.0 X 0 2419674 39962 2316750 5526766 412697 47 false true false 42 North Dental Care LLC PO BOX 411381 3RD FLOOR BOSTON MA 02241 Dental Services 17892656 PREMIER CARE DENISTRY OF MASSACHUSETTS 105 MAXESS ROAD STE N107 MELVILLE NY 11747 Dental Services 5322616 COMMONWEALTH OF MASSACHUSETTS ONE ASHBURTON PLACE 9TH FLOOR BOSTON MA 02108 Dental Services 4885902 Chestnut Dental Associates PC 38 Pond Street STE 204 Franklin MA 02038 Dental Services 4649567 Great Hill Dental Partners LLC PO BOX 411381 BOSTON MA 02241 Dental Services 3596015 1722 0 0 0 0 0 0 0 0 PREMIUMS 900099 202374787 202374787 0 0 STATE NON-TAXABLE PREMIUMS 900099 71348974 71348974 0 0 Net Administration Service (Net of $755,420,837 claims) 900099 61939337 61939337 0 0 0 0 0 0 0 0 0 0 0 0 0 0 335663098 3515388 0 0 3515388 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 77155 0 349560 -2680 -272405 2680 -269725 0 0 -269725 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 338908761 335663098 0 3245663 0 0 0 0 0 0 217030479 217030479 0 0 0 0 0 0 0 0 12368068 7420841 4947227 0 0 0 0 20493 12296 8197 0 3124369 1874621 1249748 0 68947652 41368592 27579060 0 0 0 0 0 5034899 0 5034899 0 84000 0 84000 0 0 0 194546 0 194546 0 0 0 0 0 747104 448262 298842 0 127212 76327 50885 0 56634 33980 22654 0 0 0 0 0 277526 166516 111010 0 217778 130667 87111 0 0 0 0 0 0 0 0 0 177930 106758 71172 0 0 0 0 0 0 0 0 0 320626 192376 128250 0 COMMISSIONS 11975550 11975550 0 0 PREMIUM TAX & OTHER 10099718 10099718 0 0 SUBSCRIPTIONS AND DUES 2132530 1279518 853012 0 0 0 0 0 332937114 292216501 40720613 0 0 0 0 0 17724446 0 2889345 2035841 0 0 0 0 432788 1007274 14922244 14922244 0 0 64756148 76027043 0 0 75544449 62337990 161347176 141408148 5153040 6227688 0 0 95739515 78637878 100892555 84865566 60454621 56542582 60454621 56542582 161347176 141408148 X 5971647 -264656 -9619030 X false true true false 9054 9054 0 6458405 6458405 0 8454785 8454785 0 0 INVESTMENT IN SUBSIDIARY 8489363 COST REIMBURSEMENT 53846777 PREMIUM BASED TAXES PAYABLE 1850 62337990 Federal Income Taxes UNPAID CLAIMS 14408909 GROUP EXPERIENCE REFUNDS 1970191 UNEARNED PREMIUM 6416708 ADVANCE DEPOSITS 47582964 PAYABLE FOR OPEN TRADE 810796 OTHER LONG TERM LIABILITIES 125000 INTERCOMPANY BALANCE 2259831 MANAGEMENT FEE PAYABLE 1173867 CASH AND EQUIVALENTS 3889612 78637878 X 0 0 0 0 0 0 0 0 0 0 0 0 Schedule D, Part X, Line 2 FIN 48 (ASC 740) footnote THE FASB ISSUED ASU 2019-12, INCOME TAXES (TOPIC 740) - SIMPLIFYING THE ACCOUNTING FOR INCOME TAXES, WHICH ELIMINATED SEVERAL ACCOUNTING EXCEPTIONS RELATED TO INCOME TAXES, AS WELL AS INTRODUCED ADDITIONAL REQUIREMENTS WITHIN TOPIC 740. ASU 2019-12 IS EFFECTIVE FOR NONPUBLIC BUSINESS ENTITIES FOR FISCAL YEARS BEGINNING AFTER DECEMBER 15, 2021, WITH EARLY ADOPTION PERMITTED. THE ELIMINATED EXCEPTIONS AND ADDITIONAL REQUIREMENTS DO NOT CURRENTLY RELATE TO ACTIVITIES UNDERTAKEN BY THE ORGANIZATIN, SO THE ORGANIZATION HAS DETERMINED THAT ADOPTING THIS NEW STANDARD IS NOT EXPECTED TO HAVE A FINANCIAL IMPACT. THE ORGANIZATION DETERMINES WHETHER A TAX POSITION OF THE ORGANIZATION IS MORE LIKELY THAN NOT TO BE SUSTAINED UPON EXAMINATION, INCLUDING RESOLUTION OF ANY RELATED APPEALS OF LITIGATION PROCESSES, BASED ON THE TECHNICAL MERITS OF THE POSITION. FOR TAX POSITIONS MEETING THE MORE LIKLEY THAN NOT THRESHOLD, THE TAX AMOUNT RECOGNIZED IN THE FINANCIAL STATEMENTS IS REDUCED BY THE LARGEST BENEFIT THAT HAS A GREATER THAN FIFTY PERCENT LIKELIHOOD OF BEING REALIZED UPON THE ULTIMATE SETTLEMENT WITH THE RELEVANT TAXING AUTHORITY. true false false false false false false false false Pamela DA Reeve President [9/26/2024 - 12/31/2024] - CareQuest/Chair/Director 0 163855 0 0 0 0 0 0 0 0 0 163855 0 0 Patricia Ma Clerk 0 416401 0 150233 0 0 0 13800 0 2209 0 582643 0 0 Denise Marks Treasurer 0 447663 0 177921 0 0 0 13800 0 48402 0 687786 0 0 ERIK MONTLACK President 491067 0 479558 0 0 0 13800 0 36201 0 1020626 0 0 0 Gregory P Winn Asst. Treasurer 0 300846 0 78345 0 0 0 13800 0 48004 0 440995 0 0 Leslie Carver Chief Operating Officer, EVP - CareQuest 0 376907 0 94610 0 0 0 13800 0 48402 0 533719 0 0 Mark Fecteau VP, Sales & Marketing 349027 0 70000 0 0 0 13800 0 49988 0 482815 0 0 0 Myechia Minter-Jordan MD MBA President-Carequest 0 1020485 0 439189 0 960000 0 13800 0 26162 0 2459636 0 0 Maria Angela Wilkins VP, Underwriting & Data Analytics 308333 0 161251 0 0 0 13800 0 2857 0 486241 0 0 0 Kirill Zaydeman VP, Product Strategy & Transformation 332825 0 124689 0 0 0 10240 0 29832 0 497586 0 0 0 Schedule J, Part I, Line 3 Arrangement used to establish the top management official's compensation THE OFFICER'S COMPENSATION IS ESTABLISHED BY A RELATED ORGANIZATION, CAREQUEST INSTIUTE FOR ORAL HEALTH, INC. [FORMERLY CATALUST INSTITUTE, INC.] THROUGH THE USE OF A COMPENSATION COMMITTEE, INDEPENDENT COMPENSATION CONSULTANT, FORMS 990 OF OTHER ORGANIZATIONS, COMPENSATION SURVEYS OR STUDIES AND APPROVAL BY THE BOARD OR COMPENSATION COMMITTEE. Schedule J, Part I, Line 4a Severance or change-of-control payment MYECHIA MINTER-JORDAN RECEIVED SEVERANCE IN THE AMOUNT OF $960,000. Schedule J, Part II COMPENSATION PAID BY RELATED ORGANIZATION: SCHEDULE J PART II INCLUDES INDIVIDUALS THAT ARE PAID BY CAREQUEST INSTITUTE FOR ORAL HEALTH, INC., A RELATED ORGANIZATION, BUT PERFORMED SERVICES FOR BOTH CAREQUEST INSTITUTE FOR ORAL HEALTH, INC. AND DENTAL SERVICE OF MASSACHUSETTS, INC. AS REPORTED IN PART VI, SECTION A, COLUMN (B), NONE OF THESE INDIVIDUALS DEVOTES MORE THAN 5.0 HOURS PER WEEK TO DENTAL SERVICE OF MASSACHUSETTS, INC. ADDITIONALLY, ALL THE BONUS COMPENSATION REPORTED IN PART II IS PAID BY EACH OF THE RESPECTIVE ORGANIZATIONS MENTIONED ABOVE. Schedule J, Part II, Column (B)(ii) BONUS PAYMENTS COLUMN B (II) ON SCHEDULE J PART II INCLUDES BONUSES EARNED AND ACCRUED DURING 2023 BUT PAID IN 2024. Schedule J, Part II, Column (C) DEFERRED COMPENSATION COLUMN C ON SCHEDULE J PART II INCLUDES 401K MATCH DOLLAR AMOUNTS AS PAID BY DELTA DENTAL OF MASSACHUSETTS, INC., AND ITS RELATED ORGANIZATION CAREQUEST INSTITUTE FOR ORAL HEALTH, INC. Form 990, Part VI, Line 15 COMPENSATION POLICY CAREQUEST INSTITUTE FOR ORAL HEALTH, INC. (FORMERLY CATALYST INSTITUTE, INC.), THE SOLE MEMBER OF DENTAL SERVICE OF MASSACHUSETTS, INC., HANDLES THE RESPONSIBILITY OF DETERMINING COMPENSATION FOR DENTAL SERVICE OF MASSACHUSETTS' OFFICERS. Form 990, Part VI, Line 2 Family/business relationships amongst interested persons DENISE MARKS - Business relationship, GREGORY P. WINN - Business relationship, PATRICIA MA - Business relationship, PAMELA D.A. REEVE - Business relationship, EVELYN H. MILLER - Business relationship, JESSICA A. ZEASKE - Business relationship, WILLIAM C. MILLS III - Business relationship, RODERICK K. KING - Business relationship, KATHLEEN V. BETTS - Business relationship, ROBERT J. WEYANT - Business relationship, DR. ANDREW C. AGWUNOBI - Business relationship, TODD W. MARSHALL - Business relationship, ERIK MONTLACK - Business relationship Form 990, Part VI, Line 6 Classes of members or stockholders CAREQUEST INSTITUTE FOR ORAL HEALTH, INC. (FORMERLY CATALYST INSTITUTE, INC.) IS THE SOLE MEMBER OF DENTAL SERVICES OF MASSACHUSETTS, INC. Form 990, Part VI, Line 7a Members or stockholders electing members of governing body The members of the organization elect the directors at the annual meeting of the organization. Form 990, Part VI, Line 7b Decisions requiring approval by members or stockholders A QUORUM OF THE ORGANIZATION'S MEMBERS MAY VOTE TO AMEND OR REPEAL THE BY-LAWS. Form 990, Part VI, Line 11b Review of form 990 by governing body THE AUDIT COMMITTEE, A COMMITTEE OF THE DSM BOARD OF DIRECTORS, REVIEWS A FINAL FORM OF THE FORM 990 PRIOR TO ACTUAL FILING. MEMBERS OF THE EXTERNAL TAX FIRM (CURRENTLY ERNST & YOUNG U.S., LLP) INITIALLY DISCUSS, PREPARE AND REVIEW THE RETURN WITH MANAGEMENT. MANAGEMENT AND STAFF REVIEW THE 990 FOR ACCURACY AND COMPLETENESS AND PROVIDE COMMENTS TO THE PREPARER. ONCE THE RETURN IS FULLY ANALYZED AND PREPARED, A PAPER COPY IS DISTRIBUTED TO THE AUDIT COMMITTEE MEMBERS IN ADVANCE OF A SPECIFIC MEETING. AUDIT COMMITTEE MEMBERS REVIEW THE DRAFT FORM 990 AND THEN SEND TO THE FULL BOARD. A COPY OF THE FINAL FORM 990 IS SENT TO THE FULL BOARD AND OFFICERS BEFORE IT IS FILED. Form 990, Part VI, Line 12c Conflict of interest policy MONITORING THE ORGANIZATION'S CONFLICT OF INTEREST POLICY PROVIDES THAT ANNUALLY, EACH DIRECTOR, PRINCIPAL OFFICER AND MEMBER OF A COMMITTEE WITH GOVERNING BOARD DELEGATED POWERS SHALL SIGN A QUESTIONNAIRE AFFIRMING THAT SUCH PERSON RECEIVED A COPY OF THE CONFLICT-OF-INTEREST POLICY, READ, AND UNDERSTANDS THE POLICY AND AGREES TO COMPLY WITH THE POLICY. ADDITIONALLY, THE SIGNED QUESTIONNAIRE AFFIRMS THAT THE PERSON UNDERSTANDS DENTAL SERVICE OF MASSACHUSETTS, INC. IS A CHARITABLE ORGANIZATION AND THAT IN ORDER TO MAINTAIN ITS TAX-EXEMPT STATUS, DENTAL SERVICE OF MASSACHUSETTS MUST ENGAGE IN ACTIVITIES WHICH ACCOMPLISH ONE OR MORE OF ITS TAX-EXEMPT PURPOSES. ENFORCEMENT IF THE GOVERNING BOARD OR COMMITTEE HAS REASONABLE CAUSE TO BELIEVE A BOARD OR COMMITTEE MEMBER ("MEMBER") HAS FAILED TO DISCLOSE ACTUAL OR POSSIBLE CONFLICTS OF INTEREST, IT SHALL INFORM THE MEMBER OF THE BASIS FOR SUCH BELIEF AND AFFORD THE MEMBER AN OPPORTUNITY TO EXPLAIN THE ALLEGED FAILURE TO DISCLOSE. IF, AFTER HEARING THE MEMBER'S RESPONSE AND AFTER MAKING FURTHER INVESTIGATION AS WARRANTED BY THE CIRCUMSTANCES, THE GOVERNING BOARD OR COMMITTEE DETERMINES THE MEMBER HAS FAILED TO DISCLOSE AN ACTUAL OR POSSIBLE CONFLICT OF INTEREST, IT SHALL TAKE APPROPRIATE DISCIPLINARY AND CORRECTIVE ACTION. WHO IS COVERED? THE ORGANIZATION'S CONFLICT OF INTEREST POLICY COVERS EACH DIRECTOR, PRINCIPAL OFFICER AND MEMBER OF A COMMITTEE WITH GOVERNING BOARD DELEGATED POWERS. LEVEL OF DETERMINATION AND REVIEW OF CONFLICTS IN CONNECTION WITH ANY ACTUAL OR POSSIBLE CONFLICT OF INTEREST, AN INTERESTED PERSON MUST DISCLOSE THE EXISTENCE OF THE FINANCIAL INTEREST AND BE GIVEN THE OPPORTUNITY TO DISCLOSE ALL MATERIAL FACTS TO THE DIRECTORS AND MEMBERS OF COMMITTEES WITH GOVERNING BOARD DELEGATED POWERS CONSIDERING THE PROPOSED TRANSACTION OR ARRANGEMENT. AFTER PRESENTATION OF A POTENTIAL TRANSACTION OR ARRANGEMENT IS MADE BY AN INTERESTED PERSON, THE REMAINING DISINTERESTED BOARD OR COMMITTEE MEMBERS SHALL DECIDE IF A CONFLICT OF INTEREST EXISTS. THE CHAIRPERSON OF THE GOVERNING BOARD OR COMMITTEE SHALL, IF APPROPRIATE, APPOINT A DISINTERESTED PERSON OR COMMITTEE TO INVESTIGATE ALTERNATIVES TO THE TRANSACTION OR ARRANGEMENT IN QUESTION. AFTER EXERCISING DUE DILIGENCE, THE GOVERNING BOARD OR COMMITTEE SHALL DETERMINE IF DENTAL SERVICE OF MASSACHUSETTS, INC. CAN OBTAIN, WITH REASONABLE EFFORTS, A MORE ADVANTAGEOUS TRANSACTION OR ARRANGEMENT FROM A PERSON OR ENTITY THAT WOULD NOT GIVE RISE TO A CONFLICT OF INTEREST. IF A MORE ADVANTAGEOUS TRANSACTION OR ARRANGEMENT IS NOT REASONABLY POSSIBLE UNDER CIRCUMSTANCES NOT PRODUCING A CONFLICT OF INTEREST, THE GOVERNING BOARD OR COMMITTEE SHALL DETERMINE BY A MAJORITY VOTE OF THE DISINTERESTED DIRECTORS WHETHER THE TRANSACTION OR ARRANGEMENT IS IN THE ORGANIZATION'S BEST INTEREST, FOR ITS OWN BENEFIT AND WHETHER IT IS FAIR AND REASONABLE. IN CONFORMITY WITH THE ABOVE DETERMINATION, THE GOVERNING BOARD OR COMMITTEE SHALL MAKE ITS DECISION AS TO WHETHER TO ENTER INTO THE TRANSACTION OR ARRANGEMENT. RESTRICTIONS PLACED ON CONFLICTED PERSONS IN CONNECTION WITH ANY ACTUAL OR POSSIBLE CONFLICT OF INTEREST, AN INTERESTED PERSON MUST DISCLOSE THE EXISTENCE OF THE FINANCIAL INTEREST AND BE GIVEN THE OPPORTUNITY TO DISCLOSE ALL MATERIAL FACTS TO THE DIRECTORS AND MEMBERS OF COMMITTEES WITH GOVERNING BOARD DELEGATED POWERS CONSIDERING THE PROPOSED TRANSACTION OR ARRANGEMENT. AFTER DISCLOSURE OF THE FINANCIAL INTEREST AND ALL MATERIAL FACTS, AND AFTER ANY DISCUSSION WITH THE INTERESTED PERSON, HE/SHE SHALL LEAVE THE GOVERNING BOARD OR COMMITTEE MEETING WHILE THE DETERMINATION OF A CONFLICT OF INTEREST IS DISCUSSED AND VOTED UPON. THE REMAINING BOARD OR COMMITTEE MEMBERS SHALL DECIDE IF A CONFLICT OF INTEREST EXISTS. Form 990, Part VI, Line 19 Required documents available to the public WE FILE A MASSACHUSETTS FORM PC WITH AN ATTACHED FORM 990. THE FORM PC IS FILED WITH THE ATTORNEY GENERAL'S OFFICE AND IS AVAILABLE FOR INSPECTION BY ANY OF THE INTERESTED PUBLIC. THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, ARTICLES OF INCORPORATION AND BYLAWS ARE MADE AVAILABLE UPON REQUEST. Form 990, Part VIII, Line 2c Net Administration Service (Net of $755,420,837 claims) Net Administrative Services include ASO Revenue and fees of $817,360,174 net of claims of $755,420,837. Form 990, Part XI, Line 9 Other changes in net assets or fund balances EQUITY IN SUBSIDIARIES - 380970; DISTRIBUTIONS TO CAREQUEST FOUNDATION, INC. - -10000000; Total - -9619030; DENTAQUEST CARE GROUP INC 465 MEDFORD STREET BOSTON MA 02129 463674034 ORAL HTH IMPR MA 501(c)(3) Type I CAREQUEST false DENTAL HEALTH PROGRAMS INC DBA COMMU 465 MEDFORD STREET BOSTON MA 02129 751823660 ORAL HTH IMPR TX 501(c)(3) 7 DQ CAREGROUP false COMMUNITY CARE OF KENTUCKY INC 101 S FIFTH STREET 3500 NATION LOUISVILLE KY 40202 465159094 ORAL HTH IMPR KY 501(c)(3) 7 DQ CAREGROUP false CAREQUEST INST FOR ORAL HLTH INC 465 MEDFORD STREET BOSTON MA 02129 384016550 ORAL HTH IMPR MA 501(c)(4) NA false CAREQUEST FOUNDATION INC 465 MEDFORD STREET BOSTON MA 02129 043265080 ORAL HTH IMPR MA 501(c)(3) PF CAREQUEST false DSM Investments Inc 465 MEDFORD STREET BOSTON MA 02129 043428012 Dental Service MA DSM C Corporation 0 1 true DSM Insurance Services Inc 465 MEDFORD STREET BOSTON MA 02129 043172335 Insurance MA DSM Investments Inc C Corporation 1 true DSM Massachusetts Insurance Company Inc 465 MEDFORD STREET BOSTON MA 02129 465661073 Insurance MA DSM Investments Inc C Corporation 1 true CareQuest Innovation Partners Inc 465 MEDFORD STREET BOSTON MA 02129 832714016 Oral Health Improvement DE CareQuest C Corporation 1 false false false false false false false false false false false false false false true true true false true false CAREQUEST FOUNDATION B 10000000 FMV CAREQUEST INSTITUTE FOR ORAL HEALTH INC N 211343 FMV CAREQUEST INSTITUTE FOR ORAL HEALTH INC O 2292452 FMW