2018-01-31T19:59:28-06:00 2016-12-31 261694946 SCHWARTZ COLE AND ASSOCIATES LLC 11776 W SAMPLE RD STE 106 CORAL SPRINGS FL 330653180 990 2016-01-01 740879805 FIRSTMARK CREDIT UNION FIRS 2103428484 2023 GOLD CANYON DRIVE SAN ANTONIO TX 78232 NATHANAEL TARWASOKONO PRESIDENT/CEO 2103087813 2017-11-15 DANIEL J COLE P00055998 9547551760 2018-01-31 D14515F2C9131908D69BFB4EADC9AFB1FF5F8D0E A5F0722B2E1EE60B7359FC3108F559BC9498E2AF 2016 2021-01-29 14:40:06Z NATHANAEL TARWASOKONO PO BOX 701650 SAN ANTONIO TX 78270 58019603 false X WWW.FIRSTMARKCU.ORG X 1932 TX TO HELP PEOPLE TO BETTER THEIR LIVES AND BUSINESSES. 8 8 396 258378 -100101 0 57926432 54281418 1731397 3726328 0 59657829 58007746 83468 49000 0 18944068 21728213 0 0 29165954 33859759 48193490 55636972 11464339 2370774 1025663609 1013585673 946360702 931419216 79302907 82166457 SEE SCHEDULE O false false FIRSTMARK CREDIT UNION, A MEMBER OWNED AND LOCALLY CONTROLLED FINANCIAL COOPERATIVE, IS DEDICATED TO MEETING THE FINANCIAL NEEDS OF MEMBERS; PROVIDING EXCELLENCE IN PERSONALIZED SERVICE; OFFERING INNOVATIVE AND COMPREHENSIVE PRODUCTS AND SERVICES; SAFEGUARDING MEMBER INVESTMENTS BY MAINTAINING FINANCIAL STRENGTH; BEING A RESPONSIBLE EMPLOYER BY ADDRESSING THE NEEDS OF EMPLOYEES; AND BEING A RESPONSIBLE CORPORATE CITIZEN IN THE COMMUNITY false false false false false false false false false true true false false true false false false false false false false false false false false false true false true false false false false false false false false false false false true false false true 17081 0 true 396 true true true false false false false false X 8 8 false false false false true true false true true false true true true true false true false true true false true true X NATHANAEL TARWASOKONO 2103428484 PO BOX 701650 SAN ANTONIO TX 78270 DONALD PINSON CHAIRMAN 1.00 X X 0 0 0 RODOLFO PENA VICE-CHAIRMA 1.00 X X 0 0 0 IGNACIO OROZCO JR SECRETARY/TR 1.00 X X 0 0 0 REDELL ERVIN DIRECTOR 1.00 X 0 0 0 CLARE COLEMAN DIRECTOR 1.00 X 0 0 0 KYLE FRIESENHAHN DIRECTOR 1.00 X 0 0 0 ANTHONY PETRI DIRECTOR 1.00 X 0 0 0 MATTHEW RALPH DIRECTOR 1.00 X 0 0 0 NATHANAEL TARWASOKONO PRESIDENT/CE 50.00 X 362035 0 5429 JESUS MARTINEZ TERMINATED C 50.00 X 214209 0 1200 DONALD JONES SVP CAO 50.00 X 170283 0 50368 GREGG THORNE SVP/ CHIEF L 50.00 X 152580 0 35398 ANDREW APPLE TERMINATED C 50.00 X 150615 0 23245 DAWN SLOANS SVP/CHRO 50.00 X 139364 0 42365 WENDY BESWICK SVP/CRO 50.00 X 121179 0 4405 VERONICA TERAN VP OF ACCOUN 50.00 X 120787 0 13215 MICHAEL J POLIGALA VP LENDING 50.00 X 119197 0 21695 MICHAEL GRUNDON SVP/CFO 50.00 X 85786 0 2666 TAMIKA BAKER SVP/CKO 50.00 X 48785 0 1752 1684820 201738 9 false true false ALBERT URESTI MPA PCC PO BOX 2903 SAN ANTONIO TX 782292903 TAX ASSESSOR 939261 Q2 SOFTWARE INC PO BOX 205970 DALLAS TX 753205970 SOFTWARE 928343 SMITH PROTECTION SECURITY PO BOX 802649 DALLAS TX 753802649 SECURITY GUARD 902300 JACK HENRY & ASSOCIATES INC PO BOX 609 MONETT MO 65708 SOFTWARE 630176 GOOGLE INC PO BOX 39000 SAN FRANCISCO CA 94139 TECHNOLOGY 360017 37 OTHER 522100 17972476 17972476 PERSONAL LOANS 522100 16970666 16970666 REAL ESTATE LOANS 522100 13515492 13515492 CREDIT CARD LOANS 522100 5564406 5564406 NON MEMBER ATM FEES 522100 198511 198511 59867 59867 54281418 3691200 3691200 11214 35771 11857 -643 35771 35128 35128 58007746 57749368 258378 X 49000 1684820 14015373 3381443 1478336 1168241 117912 109529 6005326 978548 5169894 3294033 332799 6039056 2266366 21053 PROVISION FOR LOAN LOSS 6648151 LOAN SERVICING 2348913 MISC OPERATING EXPENSES 262970 ASSOCIATION SUB & DUES 149179 116030 55636972 0 0 0 9632084 11656412 4404293 2777893 745922986 757992124 2139856 2006441 48061081 21055991 28167646 27005090 215604204 192858835 19792540 19288878 1025663609 1013585673 9122314 7508962 77059899 61086938 860178489 862823316 946360702 931419216 X 79302907 82166457 79302907 82166457 1025663609 1013585673 X 2370774 492776 X X false true X true false 8575491 8575491 22799546 7991582 14807964 1843485 1598246 245239 14842559 11466163 3376396 27005090 AVAILABLE FOR SALE 141659838 F CASH SECURITIES 29615013 C ASSET BACKED SECURITIES 20788102 C GOV'T SECURITIES 750080 C MISC 45802 C 192858835 MEMBER SHARE ACCOUNTS 856290502 OTHER LIABILITIES 6188797 DIVIDENDS PAYABLE 344017 862823316 true SAN ANTONIO AREA FOUNDATION 303 E PEARL PARKWAY 114 SAN ANTONIO TX 78215 746065414 501C 3 15000 N/A N/A SCHOLARSHIPS SA UNITED SOCCER PO 17626 SAN ANTONIO TX 78217 300189947 17000 N/A N/A UNIFORMS SPONSORSHIP J&C SPARROW PROPERTIES LLC PO BOX 17523 SAN ANTONIO TX 78217 464650008 17000 N/A N/A SPONSORSHIP SCHEDULE I, PAGE 4, PART IV SCHOLARSHIP AWARDS ARE FUNDED BY THE SAN ANTONIO AREA FOUNDATION. TO BEGIN THE PROCESS THE STUDENTS MUST COMPLETE AN APPLICATION TO APPLY FOR THE SCHOLARSHIP. ONCE THE WINNERS OF THE SCHOLARSHIP ARE SELECTED FIRSTMARK CREDIT UNION PUTS THE SAN ANTONIO AREA FOUNDATION IN TOUCH WITH THE WINNERS. THE WINNERS COMPLETE A FORM TO COORDINATE THE AVAILABLE SCHOLARSHIP FUNDS TO BE APPLIED TO THE SCHOOL OF THEIR CHOICE. X X X false false false NATHANAEL TARWASOKONO PRESIDENT/CEO 362035 5429 367464 JESUS MARTINEZ TERMINATED COO 207192 7017 1200 215409 DONALD JONES SVP CAO 163458 6825 50368 220651 GREGG THORNE SVP/ CHIEF LEND OFF 146452 6128 35398 187978 ANDREW APPLE TERMINATED CFO 144203 6412 23245 173860 DAWN SLOANS SVP/CHRO 133947 5417 42365 181729 FORM 990 FIRSTMARK'S OBJECTIVE IS TO SEEK OPPORTUNITIES TO INVEST IN NEW PRODUCTS, SERVICES, AND APPLICATIONS TO THE CHANGING NEEDS OF THE CREDIT UNION'S EXPANDING MEMBERSHIP. FIRSTMARK IS COMMITTED TO GIVING BACK TO OUR COMMUNITY. WE CONSIDER IT A PRIVILEGE TO SUPPORT OR STRENGTHEN THE COMMUNITIES WE SERVE. FIRSTMARK PROVIDED SUPPORT AND FINANCIAL DONATIONS OF OVER 100,000 TO EDUCATION PROGRAMS AND LOCAL ORGANIZATIONS. COMMUNITY EFFORTS REACHED AN ALL-TIME HIGH AS OUR EMPLOYEES VOLUNTEERED OVER 2,600 HOURS IN THE COMMUNITY. THIS COMMITMENT IS FULFILLING FOR OUR EMPLOYEES AND MAKES A DIFFERENCE IN THE LIVES OF OTHERS. FORM 990, PAGE 6, PART VI, LINE 6 THERE ARE NO CLASSES OF MEMBERS. THERE IS ONLY ONE TYPE OF MEMBER WITH THE SAME RIGHTS. FORM 990, PAGE 6, PART VI, LINE 7A ALL MEMBERS HAVE THE RIGHT TO ELECT MEMBERS OF THE GOVERNING BODY AT THE ANNUAL MEETING AND ALL MEMBERS HAVE THE RIGHT TO RECEIVE A SHARE OF THE ORGANIZATION'S NET ASSETS UPON THE ORGANIZATION'S DISSOLUTION. FORM 990, PAGE 6, PART VI, LINE 11B UPON COMPLETION OF FORM 990, THE CFO AND CEO WILL REVIEW IT AND DELIVER IT TO THE GOVERNING BODY FOR FINAL APPROVAL. FORM 990, PAGE 6, PART VI, LINE 12C THE ORGANIZATION HAS A CONFLICT OF INTEREST POLICY FOR EMPLOYEES, BUT DOES NOT REQUIRE THE BOARD OF DIRECTORS TO DISCLOSE ANNUALLY INTERESTS THAT COULD GIVE RISE TO CONFLICTS. BOARD MEMBERS ARE RESPONSIBLE FOR CAREFULLY EXAMINING POTENTIAL CONFLICTS OF INTERESTS AND INSURING THAT ANY CONFLICTS OF INTEREST ARE ADDRESSED APPROPRIATELY. FORM 990, PAGE 6, PART VI, LINE 15A COMPENSATION SURVEY, BOARD APPROVAL AND WRITTEN EMPLOYMENT CONTRACT. FORM 990, PAGE 6, PART VI, LINE 19 FIRSTMARK CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICTS OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART IX, LINE 11G DEBIT CARD EXPENSES 1,457,833 0 0 DATA PROCESSING 1,777,167 0 0 SHARE DRAFT EXPENSE 534,990 0 0 OTHER FEES 2,235,336 0 0 TOTAL 6,005,326 0 0 FORM 990, PART XI THE FINANCIAL STATEMENTS WERE AUDITED ON A CONSOLIDATED BASIS. FINANCIAL STATEMENTS ARE AUDITED FOR THE FISCAL YEAR ENDING JUNE 30. 2016, AND THE TAX RETURN IS FILED ON A CALENDAR YEAR BASIS. FORM 990, PART XI, LINE 9 CHANGE IN OTHER COMPREHENSIVE INCOME 660,677 EQUITY ACQUIRED IN MERGER 39,671 ADJUSTMENT FOR 2016 CONSOLIDATED 121,542 NET CHANGE AVAIL SALE SEC -329,114 TOTAL 492,776 FORM 990, PART XII THE ORGANIZATION HAS A COMMITTEE THAT ASSUMES RESPONSIBILITY FOR OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS AND SELECTION OF AN INDEPENDENT ACCOUNTANT. FMCU FINANCIAL GROUP LLC 2023 GOLD CANYON DRIVE SAN ANTONIO TX 78232 273191658 CUSO TX FMCU C CORP 58937 351810 1.00000 false true false false true false false false false false false false false false false false false false false false