2017-11-03T16:50:44-05:00 2016-12-31 410746749 CLIFTONLARSONALLEN LLP 20 E THOMAS RD STE 2300 PHOENIX AZ 85012 990 2016-01-01 750692281 CITY CREDIT UNION CITY 2143195070 7474 FERGUSON ROAD DALLAS TX 75228 SHARON MOORE PRESIDENT/CEO 2143195070 2017-10-27 1 ANNE B DAVISON P00944246 6022662248 67.137.57.251 2017-10-27 13:29:01 US P 93789DDB8E8B0D9D13A35AEEB38B58FD83F5E7E6 39F8DF97AC880308412285B2578205EC56CD9826 2016 2018-03-14 21:41:22Z SHARON MOORE 7474 FERGUSON ROAD DALLAS TX 75228 23505755 0 X WWW.CITYCU.ORG X 1942 TX A COOPERATIVE THRIFT INSTITUTION AND A MEMBER OF THE NATIONAL CREDIT UNION ADMINISTRATION. 9 9 151 10 38898 -75012 0 0 21243611 22497134 2695250 963186 0 0 23938861 23460320 0 0 0 1428206 7096229 7400198 0 0 0 12457341 11210493 19553570 20038897 4385291 3421423 342187121 371270457 305297537 331384368 36889584 39886089 CITY CREDIT UNION IS A COOPERATIVE THRIFT INSTITUTION AND IS A MEMBER OF THE NATIONAL CREDIT UNION ADMINISTRATION. 0 0 PROVIDED LOANS, DEPOSIT ACCOUNTS, AND OTHER FINANCIAL PRODUCTS AND SERVICES TO 41,670 MEMBERS. IMPLEMENTED TOUCH ID FOR MOBILE DEVICES AND CLOSED A BRANCH LOCATION. ADDED APPLE PAY TO THE LIST OF SERVICES OFFERED TO MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 6648 0 1 151 1 1 1 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 0 0 0 1 1 1 1 1 1 1 1 0 X SHARON MOORE 2143195070 7474 FERGUSON RD DALLAS TX 75228 GILBERT AGUILAR BOARD CHAIR 1.00 X 0 0 0 ALAN RICHARDSON VICE CHAIR 1.00 X 0 0 0 LARRY MCDANIEL TREASURER 1.00 X 0 0 0 BONNIE AMBROSE SECRETARY 1.00 X 0 0 0 MARY BLAND DIRECTOR 1.00 X 0 0 0 GLORIA LOPEZ CARTER DIRECTOR 1.00 X 0 0 0 CHANDRA MARSHALL-HENSON DIRECTOR 1.00 X 0 0 0 MORGAN MAY DIRECTOR 1.00 X 0 0 0 CRAIG MILLER DIRECTOR 1.00 X 0 0 0 SHARON MOORE PRESIDENT/CEO 40.00 X 333710 0 30238 KEVIN STEWART EVP/CFO 40.00 X 64122 0 7908 DAVID FRITH CSO 40.00 X 145936 0 11639 MITCHELL CLARK CAO 40.00 X 142933 0 22184 SALLIE HORACE CRO 40.00 X 141577 0 11207 JOHN BAILEY CLO 40.00 X 132237 0 21315 ANNE MARCOM COO 40.00 X 94051 0 29786 1054566 0 134277 5 0 1 0 FISERV PO BOX 99924 GRAPEVINE TX 76099 SOFTWARE 1772279 SWBCINC 9311 SAN PEDRO SUITE 600 SAN ANTONIO TX 78216 LOAN SERVICING 1406156 BIG STATE CONSTRUCTION 302 FOREST GROVE RICHARDSON TX 75080 CONSTRUCTION 272064 LANVERA 112 WRANGLER DR STE 150 COPPELL TX 75019 NOTICES/POSTAGE 180522 DIEBOLD ATM MAINTENANCE PO BOX 643543 PITTSBURGH PA 15264 ATM MAINTENANCE 172602 7 INTEREST ON LOANS TO MEMBERS 522100 14111831 14111831 FEES AND CHARGES 522100 6766354 6727456 38898 OTHER NON-INTEREST INCOME 522100 1618949 1618949 22497134 1008621 1008621 45435 -45435 -45435 -45435 23460320 22458236 38898 963186 1428206 1188843 4963393 293219 510097 444646 32324 73434 90896 476020 310715 928662 30000 198061 1189543 PROVISION FOR LOAN LOSS 2741610 MISCELLANEOUS 1438062 PULSE FEES 883125 LOAN SERVICING 882410 1935631 20038897 3143425 3829490 33967179 33206165 222205823 239558968 19579556 10825370 8832073 8754186 68441353 79633001 5597268 6288647 342187121 371270457 5709490 6709770 299588047 324674598 305297537 331384368 X 0 0 0 0 36889584 39886089 36889584 39886089 342187121 371270457 X 3421423 -424918 X X 0 1 X 1 0 3339922 3339922 8222888 3914548 4308340 121186 116760 4426 7649574 6746322 903252 245986 47740 198246 8754186 HELD-TO-MATURITY 28577301 C OTHER INVESTMENTS 51055700 C 79633001 MEMBER'S SHARE AND SAVINGS ACCOUNTS 324674598 324674598 X 23460320 0 23460320 0 23460320 20038897 0 20038897 0 20038897 PART X, LINE 2: THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF DECEMBER 31, 2016 AND 2015. X X 1 1 X X X X 0 1 0 SHARON MOORE PRESIDENT/CEO 294351 0 39359 0 0 0 24000 0 6238 0 363948 0 0 0 DAVID FRITH CSO 132936 0 13000 0 0 0 5835 0 5804 0 157575 0 0 0 MITCHELL CLARK CAO 129933 0 13000 0 0 0 16369 0 5815 0 165117 0 0 0 SALLIE HORACE CRO 129577 0 12000 0 0 0 5450 0 5757 0 152784 0 0 0 JOHN BAILEY CLO 120237 0 12000 0 0 0 15558 0 5757 0 153552 0 0 0 PART I, LINE 4B SHARON MOORE - CONTRIBUTION 457(B) PLAN - $15,447 FORM 990, PART VI, SECTION A, LINE 6 CITY CU IS A MEMBER-OWNED FINANCIAL COOPERATIVE. FORM 990, PART VI, SECTION A, LINE 7A THE CREDIT UNION'S MEMBERS ELECT THE GOVERNING BODY. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL BY MEMBERS AS STATED IN THE CREDIT UNION'S CHARTER AND BYLAWS. FORM 990, PART VI, SECTION A, LINE 8B GOVERNANCE, HUMAN RESOURCES, AUDIT, EXECUTIVE AND NOMINATING COMMITTEES. ALL COMMITTEES DO NOT HAVE DECISION MAKING AUTHORITY. FORM 990, PART VI, SECTION B, LINE 11B FORM 990 IS REVIEWED BY THE CONTROLLER, AND PRESIDENT/CEO. THE PRESIDENT/CEO SIGNS THE FORM 990 AS AUTHORIZED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 12C THE CREDIT UNION CONTRACTS WITH AN INDEPENDENT CPA FIRM TO CONDUCT INTERNAL AUDITS OF ITS OPERATIONS AND COMPLIANCE WITH WRITTEN POLICIES AND PROCEDURES. INTERNAL AUDIT REPORTS ARE REVIEWED BY MANAGEMENT, THE AUDIT COMMITTEE AND THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 15 THE CREDIT UNION CONTRACTS WITH AN INDEPENDENT CONSULTING FIRM TO PROVIDE COMPENSATION INFORMATION AND DATA WHICH IS USED TO DETERMINE THE PRESIDENT AND CEO'S COMPENSATION AND BENEFITS. THE INDEPENDENT CONSULTANT PROVIDES INFORMATION WHICH IS USED TO ESTABLISH SALARY RANGES FOR ALL EMPLOYEES. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION'S WEBSITE INDICATES THIS INFORMATION IS AVAILABLE UPON REQUEST. FINANCIAL INFORMATION IS ALSO INCLUDED IN THE CREDIT UNION'S ANNUAL REPORT WHICH IS AVAILABLE ON THE CREDIT UNION'S WEBSITE. FORM 990, PART XI, LINE 9: CHANGE IN OTHER UNREALIZED LOSSES ON DEFINED BENEFIT PLAN -424,914. ROUNDING -4. FORM 990. PART XII, LINE 2C: THE AUDIT COMMITTEE OVERSEES THE AUDITED FINANCIAL STATEMENTS.