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      <CompensationFromOtherSrcsInd>false</CompensationFromOtherSrcsInd>
      <AllOtherContributionsAmt>342708</AllOtherContributionsAmt>
      <TotalContributionsAmt>342708</TotalContributionsAmt>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>342708</TotalRevenueColumnAmt>
      </TotalRevenueGrp>
      <ForeignGrantsGrp>
        <TotalAmt>15250</TotalAmt>
        <ProgramServicesAmt>15250</ProgramServicesAmt>
      </ForeignGrantsGrp>
      <CompCurrentOfcrDirectorsGrp>
        <TotalAmt>60000</TotalAmt>
        <ProgramServicesAmt>40800</ProgramServicesAmt>
        <ManagementAndGeneralAmt>12000</ManagementAndGeneralAmt>
        <FundraisingAmt>7200</FundraisingAmt>
      </CompCurrentOfcrDirectorsGrp>
      <OtherSalariesAndWagesGrp>
        <TotalAmt>44534</TotalAmt>
        <ProgramServicesAmt>40906</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2037</ManagementAndGeneralAmt>
        <FundraisingAmt>1591</FundraisingAmt>
      </OtherSalariesAndWagesGrp>
      <PayrollTaxesGrp>
        <TotalAmt>5207</TotalAmt>
        <ProgramServicesAmt>3853</ProgramServicesAmt>
        <ManagementAndGeneralAmt>846</ManagementAndGeneralAmt>
        <FundraisingAmt>508</FundraisingAmt>
      </PayrollTaxesGrp>
      <FeesForServicesManagementGrp>
        <TotalAmt>500</TotalAmt>
        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>500</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </FeesForServicesManagementGrp>
      <FeesForServicesLegalGrp>
        <TotalAmt>15</TotalAmt>
        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>15</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </FeesForServicesLegalGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>2423</TotalAmt>
        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2423</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </FeesForServicesAccountingGrp>
      <AdvertisingGrp>
        <TotalAmt>1329</TotalAmt>
        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>1329</FundraisingAmt>
      </AdvertisingGrp>
      <OfficeExpensesGrp>
        <TotalAmt>5604</TotalAmt>
        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1826</ManagementAndGeneralAmt>
        <FundraisingAmt>3778</FundraisingAmt>
      </OfficeExpensesGrp>
      <TravelGrp>
        <TotalAmt>3951</TotalAmt>
        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>3951</FundraisingAmt>
      </TravelGrp>
      <OtherExpensesGrp>
        <Desc>Other program expenses</Desc>
        <TotalAmt>252048</TotalAmt>
        <ProgramServicesAmt>252048</ProgramServicesAmt>
        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>Telephone</Desc>
        <TotalAmt>4271</TotalAmt>
        <ProgramServicesAmt>3401</ProgramServicesAmt>
        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>870</FundraisingAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>Insurance</Desc>
        <TotalAmt>1775</TotalAmt>
        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1747</ManagementAndGeneralAmt>
        <FundraisingAmt>28</FundraisingAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>Bank Charges</Desc>
        <TotalAmt>1654</TotalAmt>
        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1654</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </OtherExpensesGrp>
      <AllOtherExpensesGrp>
        <TotalAmt>241</TotalAmt>
        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>75</ManagementAndGeneralAmt>
        <FundraisingAmt>166</FundraisingAmt>
      </AllOtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>398802</TotalAmt>
        <ProgramServicesAmt>356258</ProgramServicesAmt>
        <ManagementAndGeneralAmt>23123</ManagementAndGeneralAmt>
        <FundraisingAmt>19421</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>171574</BOYAmt>
        <EOYAmt>43532</EOYAmt>
      </CashNonInterestBearingGrp>
      <PledgesAndGrantsReceivableGrp>
        <BOYAmt>20769</BOYAmt>
        <EOYAmt>120651</EOYAmt>
      </PledgesAndGrantsReceivableGrp>
      <OtherAssetsTotalGrp>
        <BOYAmt>140541</BOYAmt>
        <EOYAmt>130969</EOYAmt>
      </OtherAssetsTotalGrp>
      <TotalAssetsGrp>
        <BOYAmt>332884</BOYAmt>
        <EOYAmt>295152</EOYAmt>
      </TotalAssetsGrp>
      <AccountsPayableAccrExpnssGrp>
        <BOYAmt>67248</BOYAmt>
        <EOYAmt>85607</EOYAmt>
      </AccountsPayableAccrExpnssGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>67248</BOYAmt>
        <EOYAmt>85607</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsSFAS117Ind>X</OrganizationFollowsSFAS117Ind>
      <UnrestrictedNetAssetsGrp>
        <BOYAmt>265636</BOYAmt>
        <EOYAmt>209545</EOYAmt>
      </UnrestrictedNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>265636</BOYAmt>
        <EOYAmt>209545</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>332884</BOYAmt>
        <EOYAmt>295152</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>-56094</ReconcilationRevenueExpnssAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>true</AccountantCompileOrReviewInd>
      <FSAuditedInd>false</FSAuditedInd>
      <AuditCommitteeInd>true</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleA documentId="00000002" softwareId="16000371">
      <PublicOrganization170Ind>X</PublicOrganization170Ind>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus4YearsAmt>350639</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>366158</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>361360</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>423237</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>343784</CurrentTaxYearAmt>
        <TotalAmt>1845178</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TotalCalendarYear170Grp>
        <CurrentTaxYearMinus4YearsAmt>350639</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>366158</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>361360</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>423237</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>343784</CurrentTaxYearAmt>
        <TotalAmt>1845178</TotalAmt>
      </TotalCalendarYear170Grp>
      <SubstantialContributorsTotAmt>677232</SubstantialContributorsTotAmt>
      <PublicSupportTotal170Amt>1167946</PublicSupportTotal170Amt>
      <GrossInvestmentIncome170Grp>
        <TotalAmt>0</TotalAmt>
      </GrossInvestmentIncome170Grp>
      <TotalSupportAmt>1845178</TotalSupportAmt>
      <PublicSupportCY170Pct>0.63300</PublicSupportCY170Pct>
      <ThirtyThrPctSuprtTestsCY170Ind>X</ThirtyThrPctSuprtTestsCY170Ind>
      <PublicSupportTotal509Amt>0</PublicSupportTotal509Amt>
      <PublicSupportCY509Pct>0</PublicSupportCY509Pct>
      <InvestmentIncomeCYPct>0</InvestmentIncomeCYPct>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="00000003">
      <ContributorInformationGrp>
        <ContributorNum>RESTRICTED</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>RESTRICTED</TotalContributionsAmt>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <IRS990ScheduleD documentId="00000004" softwareId="16000371">
      <OtherAssetsOrgGrp>
        <Desc>Loan Fund</Desc>
        <BookValueAmt>130969</BookValueAmt>
      </OtherAssetsOrgGrp>
      <TotalBookValueOtherAssetsAmt>130969</TotalBookValueOtherAssetsAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleF documentId="00000005" softwareId="16000371">
      <GrantRecordsMaintainedInd>true</GrantRecordsMaintainedInd>
      <AccountActivitiesOutsideUSGrp>
        <RegionTxt>Middle East</RegionTxt>
        <OfficesCnt>1</OfficesCnt>
        <EmployeeCnt>3</EmployeeCnt>
        <TypeOfActivitiesConductedTxt>Program Services</TypeOfActivitiesConductedTxt>
        <SpecificServicesProvidedTxt>School Enhancement</SpecificServicesProvidedTxt>
        <RegionTotalExpendituresAmt>157607</RegionTotalExpendituresAmt>
      </AccountActivitiesOutsideUSGrp>
      <AccountActivitiesOutsideUSGrp>
        <RegionTxt>Middle East</RegionTxt>
        <OfficesCnt>1</OfficesCnt>
        <EmployeeCnt>8</EmployeeCnt>
        <TypeOfActivitiesConductedTxt>Program Services</TypeOfActivitiesConductedTxt>
        <SpecificServicesProvidedTxt>Marriage and Family</SpecificServicesProvidedTxt>
        <RegionTotalExpendituresAmt>43377</RegionTotalExpendituresAmt>
      </AccountActivitiesOutsideUSGrp>
      <AccountActivitiesOutsideUSGrp>
        <RegionTxt>Middle East</RegionTxt>
        <OfficesCnt>1</OfficesCnt>
        <EmployeeCnt>8</EmployeeCnt>
        <TypeOfActivitiesConductedTxt>Program Services</TypeOfActivitiesConductedTxt>
        <SpecificServicesProvidedTxt>Lifeline</SpecificServicesProvidedTxt>
        <RegionTotalExpendituresAmt>42839</RegionTotalExpendituresAmt>
      </AccountActivitiesOutsideUSGrp>
      <AccountActivitiesOutsideUSGrp>
        <RegionTxt>Middle East</RegionTxt>
        <OfficesCnt>1</OfficesCnt>
        <EmployeeCnt>8</EmployeeCnt>
        <TypeOfActivitiesConductedTxt>Program Services</TypeOfActivitiesConductedTxt>
        <SpecificServicesProvidedTxt>Personal and career</SpecificServicesProvidedTxt>
        <RegionTotalExpendituresAmt>41189</RegionTotalExpendituresAmt>
      </AccountActivitiesOutsideUSGrp>
      <AccountActivitiesOutsideUSGrp>
        <RegionTxt>Middle East</RegionTxt>
        <OfficesCnt>1</OfficesCnt>
        <EmployeeCnt>15</EmployeeCnt>
        <TypeOfActivitiesConductedTxt>Program Services</TypeOfActivitiesConductedTxt>
        <SpecificServicesProvidedTxt>Youth camp</SpecificServicesProvidedTxt>
        <RegionTotalExpendituresAmt>25977</RegionTotalExpendituresAmt>
      </AccountActivitiesOutsideUSGrp>
      <AccountActivitiesOutsideUSGrp>
        <RegionTxt>Middle East</RegionTxt>
        <OfficesCnt>1</OfficesCnt>
        <EmployeeCnt>2</EmployeeCnt>
        <TypeOfActivitiesConductedTxt>Program Services</TypeOfActivitiesConductedTxt>
        <SpecificServicesProvidedTxt>Assistance to needy</SpecificServicesProvidedTxt>
        <RegionTotalExpendituresAmt>22536</RegionTotalExpendituresAmt>
      </AccountActivitiesOutsideUSGrp>
      <SubtotalOfficesCnt>6</SubtotalOfficesCnt>
      <SubtotalEmployeesCnt>44</SubtotalEmployeesCnt>
      <TotalOfficeCnt>6</TotalOfficeCnt>
      <TotalEmployeeCnt>44</TotalEmployeeCnt>
      <SubtotalSpentAmt>333525</SubtotalSpentAmt>
      <TotalSpentAmt>333525</TotalSpentAmt>
      <ForeignIndividualsGrantsGrp>
        <TypeOfAssistanceTxt>Direct cash assistance-mostly to elderly</TypeOfAssistanceTxt>
        <RegionTxt>Middle East</RegionTxt>
        <RecipientCnt>159</RecipientCnt>
      </ForeignIndividualsGrantsGrp>
      <ForeignIndividualsGrantsGrp>
        <TypeOfAssistanceTxt>Direct cash assistance for needy adults</TypeOfAssistanceTxt>
        <RegionTxt>Middle East</RegionTxt>
        <RecipientCnt>50</RecipientCnt>
      </ForeignIndividualsGrantsGrp>
      <TransferToForeignCorpInd>false</TransferToForeignCorpInd>
      <InterestInForeignTrustInd>false</InterestInForeignTrustInd>
      <ForeignCorpOwnershipInd>false</ForeignCorpOwnershipInd>
      <PassiveForeignInvestmestCoInd>false</PassiveForeignInvestmestCoInd>
      <ForeignPartnershipInd>false</ForeignPartnershipInd>
      <BoycottCountriesInd>false</BoycottCountriesInd>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt I Line 2</FormAndLineReferenceDesc>
        <ExplanationTxt>Direct cash assistance to elderly: Our LifeLine project works with social workers in charge of the elderly for the municipal welfare agency in five cities in Israel. The social worker does a professional assessment of need and prioritizes emergency situations of elderly individuals whom subsist on government welfare for whom the welfare agency is not able to cover, either because the need does not fall within their limited boundaries of support or due to highly limited budgets. The municipal social worker ensures that assistance goes directly to managing specific emergency needs. Direct cash assistance to needy adults: JOIN fulfills specific requests for assistance that are made via one of our staff or by one of several highly reliable and trusted volunteers that we have worked with for several years. These staff members or volunteers are required to track assistance offered to ensure that it is not misused. Cash assistance is very moderate (generally up to $135) such that the degree of reliability is further ensured.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleF>
    <IRS990ScheduleO documentId="00000006" softwareId="16000371">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>Review is performed by the board using financial and operational data for the year. There are no financial benefits that arise, no revenues and no employment hirings or contracts awarded that relate to any interests of the governing board of directors.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>A committee of board members determined compensation of the Executive Director and other board members. In reference to Pt VI,line 15a, determining compensation, they reviewed the educational background, number of years on the job, assigned tasks and responsibilities of the position. They then reviewed the salaries of comparable organizations and considered the overall budget and financial capabilities of the organization to determine fair and reasonable compensation.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 2</FormAndLineReferenceDesc>
        <ExplanationTxt>JOIN's treasurer and secretary, Regina Bisk, has a family relationship with Mr. Stephen Bisk, an officer of the organization.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>Please refer to above explanation of PtVI, line 12c</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15b</FormAndLineReferenceDesc>
        <ExplanationTxt>There are no other paid officers, top management or key employees.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part III, Line 4d</FormAndLineReferenceDesc>
        <ExplanationTxt>Day camp and camp subsidies relieve the stress and boredom of 600 impoverished 26961. 0. 0.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part III, Line 4d</FormAndLineReferenceDesc>
        <ExplanationTxt>SOLUTIONS ADVOCACY ASSISTS FAMILIES OUT OF DEBT AND COMPLEX FINANCIAL AND LEGAL QUANDARIES 42748. 0.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part III, Line 4d</FormAndLineReferenceDesc>
        <ExplanationTxt>Assistance to the needy. 24020. 15250. 0.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part IX, Line 24e</FormAndLineReferenceDesc>
        <ExplanationTxt>Business Registration Fee 75. 0. 75. 0.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part IX, Line 24e</FormAndLineReferenceDesc>
        <ExplanationTxt>Conference 166. 0. 0. 166.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>