2017-11-15T20:03:41-06:00 2016-12-31 382492570 DOEREN MAYHEW 12060 S W 129TH COURT STE 201 MIAMI FL 331864582 990 2016-01-01 440544335 MAZUMA CREDIT UNION MAZU 8163614194 7260 W 135TH STREET OVERLAND PARK KS 66223 JUSTIN MOUZOUKOS CFO 8163614194 2017-11-15 1 DOUGLAS J ORTH P01076394 3052328272 40.141.134.7 2017-11-15 21:02:44 ES P 6C9B1A35775087DBDB8A6D25ECA509C7F6C27838 062293E64DF58CF8D35332F263D6456F83B37FCF 2016 2017-02-10 21:41:12Z X BRANDON MICHAELS 7260 W 135TH STREET OVERLAND PARK KS 66223 59802041 0 1984 X WWW.MAZUMA.ORG X 1949 MO A NOT-FOR-PROFIT CREDIT UNION SERVING EMPLOYER GROUPS AND APPROVED COMMUNITIES OF CASS, CLAY AND JACKSON COUNTIES. 9 9 190 9 281077 0 0 0 32449779 34465003 1157908 1635323 212410 754860 33820097 36855186 0 25000 0 0 12220453 12155931 0 0 0 18996134 20326307 31216587 32507238 2603510 4347948 557179753 579384657 509876567 527981445 47303186 51403212 A NOT-FOR-PROFIT CREDIT UNION SERVING EMPLOYER GROUPS AND APPROVED COMMUNITIES OF CASS, CLAY AND JACKSON COUNTIES. 0 0 DEPOSIT SERVICES FOR 63,038 MEMBERS. CONSUMER AND BUSINESS LOAN SERVICES FOR 26,667 MEMBERS. MORTGAGE LOAN SERVICES FOR 2,131 MEMBERS. 0 0 0 0 0 0 0 0 0 1 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0 1 8498 0 1 190 1 1 1 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 0 1 1 1 0 X JUSTIN MOUZOUKOS 8163614194 7260 W 135 STREET OVERLAND PARK KS 66223 DAVID KUDRIN BOD/TREASURER 1.00 X 0 0 0 BOB DURBIN BOD/SECRETARY 1.00 X 0 0 0 KIRK BOND BOD MEMBER 1.00 X 0 0 0 SANDRA TILLMAN V. CHAIRPERSON 1.00 X 0 0 0 SHARMA MAHESH CHAIRPERSON 1.00 X 0 0 0 KEN BAUMAN BOD MEMBER 1.00 X 0 0 0 ALETA CROSS BOD MEMBER 1.00 X 0 0 0 ANDREA DIXON-SEAHORN BOD MEMBER 1.00 X 0 0 0 DEBBIE DUNCAN BOD MEMBER 1.00 X 0 0 0 BRANDON MICHAELS CEO 40.00 X 326110 0 18328 JUSTIN MOUZOUKOS CFO 40.00 X 153463 0 10693 DAN ENGELHARD CLO 40.00 X 140347 0 19515 DEONNE CHRISTENSEN MORTGAGE OFFICER 40.00 X 137566 0 13240 GEROGE SHERMAN WEALTH MANAGEMENT ADVISOR 40.00 X 125331 0 14621 JAMIE GRAYSON VP OF SMALL BUSINESS BANKING 40.00 X 122500 0 9246 JA'LYN KELLERMAN COO 40.00 X 143842 0 14587 1149159 0 100230 15 0 1 0 MAPLE STREET INC PO BOX 915505 LONGWOOD FL 32791 VENDOR MANAGEMENT 993039 TRUHOME SOLUTIONS 9601 LEGLER ROAD LENEXA KS 66219 MORTGAGE PROCESSOR 803272 JACK HENRY & ASSOCIATES INC PO BOX 609 MONETT MO 65708 CORE PROVIDER 603045 BEYOND MARKETING LLC 16011 COLLEGE BLVD STE 208 LENEXA KS 66219 MARKETING 565013 STRAHM AUTOMATION AND MAILING 2ND FLOOR KANSAS CITY MO 64108 STATEMENT PROCESSOR 400054 21 INCOME ON LOANS 522100 19396079 19396079 SERVICE FEES/OTHER 522100 14787847 14787847 UNRELATED BUSINESS INCOME 522299 281077 281077 34465003 1486302 1486302 22088307 1007569 22016564 930291 71743 77278 149021 149021 OTHER INCOME 522100 754860 754860 754860 36855186 36574109 281077 0 25000 508594 9320500 321254 1456620 548963 311676 169232 71865 101757 1347616 992691 1559594 848393 511493 32968 116948 2531376 106642 2053006 179262 PROVISION FOR LOAN LOSS 5163845 MAINTENANCE AND REPAIRS 1586396 DEBIT/CREDIT CARD EXPEN 769805 MISC. EXPENSES 751567 1120175 32507238 6643227 6211652 44781000 19136278 12496596 14803732 337940575 399462656 768659 490716 32993017 5886714 28485448 27106303 94890792 79440289 3365098 2414200 27808358 30318831 557179753 579384657 6406465 8387349 20113281 40804000 483356821 478790096 509876567 527981445 X 0 0 0 0 47303186 51403212 47303186 51403212 557179753 579384657 X 4347948 -210958 -36964 X X 0 1 X 1 0 5240905 5240905 19159851 2701874 16457977 504166 202299 301867 8088095 2982541 5105554 27106303 INVESTMENTS IN CUSOS 8622829 OTHER ASSETS 82727 MORTGAGE SERVICING RIGHTS 321299 DEFERRED COMP ASSETS-457B 22414 BCG-LIFE INSURANCE 457F 2291647 BFB- EXECUTIVE INSURANCE 13424133 ASSETS IN PROCESS OF LIQUIDATION 542269 ACCRUED INCOME ON LOANS 1345450 ACCRUED INCOME ON INVESTMENTS 120079 NCUSIF DEPOSIT 4692259 OREO 859708 LOANS HELD FOR SALE 668543 PSCU SETTLEMENT CLEARING -2674526 30318831 SHARE DRAFTS 78790766 REGULAR SHARES 135045003 MONEY MARKET 130040078 IRA SHARES 8993843 CERTIFICATES 125920406 478790096 X PART X, LINE 2: THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL, STATE, AND LOCAL TAXES UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE AND STATE TAX LAWS. THE INCOME TAXES TOPIC OF THE FASB ASC CLARIFIES ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES REPORTED IN THE CONSOLIDATED FINANCIAL STATEMENTS. THE INTERPRETATION PROVIDES CRITERIA FOR ASSESSMENT OF INDIVIDUAL TAX POSITIONS AND A PROCESS FOR RECOGNITION AND MEASUREMENT OF UNCERTAIN TAX POSITIONS. TAX POSITIONS ARE EVALUATED ON WHETHER THEY MEET THE "MORE LIKELY THAN NOT" STANDARD FOR SUSTAINABILITY UPON EXAMINATION BY TAX AUTHORITIES. THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION AS DEFINED IN INTERNAL REVENUE CODE (IRC) SECTION 501(C)(14). AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES DIRECTLY RELATED TO ITS EXEMPT PURPOSES. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME (UBI) DERIVED BY STATE-CHARTERED CREDIT UNIONS. BEGINNING IN MARCH 2008, THE INTERNAL REVENUE SERVICE (IRS) RELEASED TECHNICAL ADVICE MEMORANDUMS (TAMS) TO SPECIFIC STATE-CHARTERED CREDIT UNIONS SPECIFYING THE REVENUE SOURCES SUBJECT TO UNRELATED BUSINESS INCOME TAX (UBIT). UBI MAY ALSO BE SUBJECT TO TAX IN CERTAIN STATES. MANAGEMENT HAS ASSESSED THE CREDIT UNION'S ACTIVITIES AND ANY POTENTIAL FEDERAL OR STATE INCOME TAX LIABILITY AND DETERMINED THAT THE CREDIT UNION HAS NO UNCERTAIN TAX POSITIONS THAT QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE CONSOLIDATED FINANCIAL STATEMENTS. ADDITIONALLY, NO INTEREST AND PENALTIES HAVE BEEN RECORDED IN THE ACCOMPANYING CONSOLIDATED FINANCIAL STATEMENTS RELATED TO UNCERTAIN TAX POSITIONS. CURRENTLY, THE 2015, 2014, AND 2013 FEDERAL INCOME TAX RETURNS ARE OPEN FOR EXAMINATION BY THE IRS. THE FILING YEARS OPEN FOR EXAMINATION BY THE STATE, IF APPLICABLE, MAY BE EQUAL TO, GREATER THAN OR LESS THAN THE YEARS OPEN FOR EXAMINATION BY THE IRS. 1 THE MAZUMA FOUNDATION 7260 W 135 ST OVERLAND PARK KS 66223 501(C)(3) 25000 TO SUPPORT EDUCATION, THE ARTS OR COMMUNITY DEVELOPMENT 1 1 PART I, LINE 2: THE MAZUMA FOUNDATION ONLY ISSUES GRANTS TO 501(C)(3) ORGANIZATIONS THAT FUNCTION TO ACHIEVE SUCCESSES IN ONE OR MORE OF OUR THREE PILLARS OF CORPORATE SOCIAL RESPONSIBILITY: EDUCATION, THE ARTS, OR COMMUNITY DEVELOPMENT. X X 1 1 X X X 0 0 0 BRANDON MICHAELS CEO 286241 0 22258 0 17611 0 8529 0 9799 0 344438 0 0 0 JUSTIN MOUZOUKOS CFO 145000 0 0 0 8463 0 6135 0 4558 0 164156 0 0 0 DAN ENGELHARD CLO 134336 0 0 0 6011 0 5607 0 13908 0 159862 0 0 0 DEONNE CHRISTENSEN MORTGAGE OFFICER 137534 0 0 0 32 0 4126 0 9114 0 150806 0 0 0 JA'LYN KELLERMAN COO 16689 0 125622 0 1531 0 5744 0 8843 0 158429 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 EVERY INDIVIDUAL THAT HAS DEPOSIT OF $25.00 IN THE CREDIT UNION HAS OWNERSHIP OF 1 VOTING SHARE OF THE ORGANIZATION AND MY VOTE ON THE ELECTION OF BOARD MEMBERS. NO MEMBER HAS MORE THAN 1 VOTING SHARE, REGARDLESS OF THE TOTAL AMOUNT OF DEPOSITS IN THAT MEMBER'S ACCOUNT. WE HAVE APPOXIMATELY 58,000 MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE ORGANIZATION IS RUN BY A BOARD OF DIRECTORS MADE UP OF ORGANIZATION MEMBERS THAT WERE VOTED IN BY ALL OTHER MEMBERS OF THE ORGANIZATION. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJET TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. FORM 990, PART VI, SECTION B, LINE 11B THE VP/CFO PROVIDES INPUT INTO THE PREPARATION OF THE 990 AND 990T AND REVIEWS THE RETURNS PRIOR TO FILING. THE CEO ALSO REVIEWS THE 990 AND 990T RETURNS PRIOR TO FILING. THEN, THE CEO REPORTS THE FILING OF THE 990 AND 990T TO THE BOARD AND MAKES THE RETURNS AVAILABLE FOR PUBLIC INSPECTION. FORM 990, PART VI, SECTION B, LINE 12C CONFLICT OF INTEREST STATEMENTS ARE OBTAINED EACH YEAR FROM MANAGEMENT, THE BOARD OF DIRECTORS, AND THE SUPERVISORY COMMITTEE. FORM 990, PART VI, SECTION B, LINE 15 THE CEO'S COMPENSATION IS BASED UPON CONTRACT AND REACHING PREDETERMINED BENCHMARKS. ALL OTHER PAID EMPLOYEES ARE BASED UPON A STANDARD SALARY GRID AND ANNUAL REVIEW PROCESS. BONUSES, IF ANY, ARE PAID BASED UPON SUCCESSFUL COMPLETION OF MAJOR PROJECTS. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE POSTED IN BRANCH LOBBIES. POLICIES ARE AVAILABLE BASED UPON REQUEST AND FOLLOWING SPECIFIED PROCEDURES. FORM 990, PART XI, LINE 9: RECLASSIFICATION ADJUSTMENT FOR INVESTMENT LOSSES INCLUDED IN NET INCOME -36,964. FORM 990, PART XII, LINE 2C: THERE WERE NO CHANGES IN THE PROCESS OF THE COMMITTEE THAT ASSUMES RESPONSIBILITY OF THE OVERSIGHT OF THE AUDIT AND SELECTION OF THE INDEPENDENT AUDITOR. XTRA CASH LLC 16011 COLLEGE BLVD SUITE 208 LENEXA KS 66209 205881652 PAYDAY LOANS MO 702112 915625 CU HOLDING CO INSUR KC 16011 COLLEGE BLVD SUITE 208 LENEXA KS 66209 272310623 INSURANCE SERVICES MO 72312 99168 CU HOLDING CO BEYOND MARKETING 16011 COLLEGE BLVD SUITE 208 LENEXA KS 66219 582670690 MARKETING MO CU HOLDING COMPANY LLC 48206 204599 0 0 0.90000 CU HOLDING CO LLC 16011 COLLEGE BLVD SUITE 208 LENEXA KS 66219 870695887 HOLDING COMPANY MO MAZUMA CREDIT UNION C 506591 8916379 1.00000 1 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 BEYOND MARKETING LLC M 596465 ACTUAL BEYOND MARKETING A 107625 ACTUAL