2017-06-29T13:15:24-07:00 2016-12-31 HENRY & PETERS PC 3310 S BROADWAY AVE STE 100 TYLER TX 75701 990 2016-01-01 750751106 UNITED CREDIT UNION UNIT 9035953604 4901 OLD JACKSONVILLE HWY TYLER TX 75703 SHERRI MCELYEA President 2017-06-29 true Ginny Ragland P00160325 9035976311 2016 2021-01-29 14:40:06Z SHERRI MCELYEA 4901 OLD JACKSONVILLE HWY TYLER TX 75703 1772853 false false X www.unitedcu.coop X 1932 TX COOPERATIVE, MEMBERSHIP OWNED, NON-PROFIT PROVIDER OF FULL FINANCIAL SERVICES TO MEMBERS. 7 7 13 10600 -1384 0 1610662 1729275 38854 41753 0 1649516 1771028 0 160851 185307 500995 524826 0 0 862414 1036888 1524260 1747021 125256 24007 30061754 29504130 27610032 27077460 2451722 2426670 COOPERATIVE, MEMBERSHIP OWNED, NON-PROFIT PROVIDER OF FULL FINANCIAL SERVICES TO MEMBERS. false false SHARE SAVINGS ACCOUNTS: SHARE SAVINGS ACCOUNTS ARE OFFERED THAT PAY MONTHLY DIVIDENDS. SPECIAL SHARE SAVINGS ACCOUNTS ARE OFFERED FOR CHRISTMAS, TAXES, VACATION, OR OTHER SAVINGS NEEDS. MEMBERS HAVE ACCESS TO HOME BANKING AT NO ADDITIONAL CHARGE. ON-SITE ATMS ARE AVAILABLE TO MEMBERS ALSO AT NO ADDITIONAL CHARGE. CHECKING ACCOUNTS: CHECKING ACCOUNTS ARE OFFERED WITH VARYING FEATURES FROM FREE ACCESS TO HOME BANKING AND DEBIT CARDS TO ONLINE BILL PAY FOR $4.95 PER MONTH. SENIORS ARE OFFERED SPECIAL CHECKING ACCOUNTS WITH 1 FREE BOX OF CHECKS PER YEAR, FREE PRINTOUTS, AND FREE FAX SERVICE. LOANS: CONSUMER LOANS OF ALL TYPES INCLUDING VEHICLE LOANS, UNSECURED LOANS, AND CREDIT CARDS. RESIDENTIAL LOANS ARE AVAILABLE. RELATED SERVICES SUCH AS CREDIT LIFE AND DISABILITY INSURANCE ARE ALSO OFFERED. false false false false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 1 0 true 13 true true true false false false false false false false false false false X 7 7 false false false false true true true true true false false false true true true false true false false false X SHERRI MCELYEA 9035953604 4901 OLD JACKSONVILLE HWY TYLER TX 75703 GEORGE CREEL Chairman 0.50 0.00 X X 0 0 0 NANCY PARKER VICE CHAIRMAN 0.50 0.00 X X 0 0 0 JAMES MCLEROY SECR/TREAS 0.50 0.00 X X 0 0 0 JOHN DANIELS BOARD MEMBER 0.50 0.00 X 0 0 0 GENE MERRIMAN BOARD MEMBER 0.50 0.00 X 0 0 0 LARA SAVOIE BOARD MEMBER 0.50 0.00 X 0 0 0 ROYCE JORDAN JR BOARD MEMBER 0.50 0.00 X 0 0 0 JOAN SMITH Vice President 40.00 0.00 X 52075 0 6792 SHERRI MCELYEA President 40.00 0.00 X 71351 0 6792 SHERRIE MCFARLIN SERVICE MANAGER 40.00 0.00 X 36670 0 0 160096 13584 0 false false false FISERV 2601 NETWORK BLVD SUITE 600 FRISCO TX 75034 DATA PROCESSOR 226711 FINANCIAL DESIGN & CONSTRUCTION 11999 LONE STAR TRAIL ROCKWALL TX 75087 REMODEL CONTRACTOR 591925 2 0 FEE INCOME 522291 244613 244613 FEES-INSURANCE PRODUCTS 522100 10000 10000 INTEREST ON LOANS 522291 1465316 1465316 MISC INCOME 900099 8746 8746 NON-MEMBER ATM FEES 524298 600 600 1729275 43578 43578 0 0 0 1825 -1825 -1825 -1825 0 0 0 0 1771028 1716850 10600 43578 0 0 0 185307 173680 0 240203 53061 27647 30235 0 69637 19261 0 0 0 12467 18009 65698 215625 0 68373 19911 0 1778 20 0 61323 1939 PROVISION FOR LOAN LOSSES 309675 LOAN AND ACCOUNT SERVICING 80682 SWC WRITEDOWN 36809 MISCELLANEOUS 25821 29860 1747021 0 0 0 285455 372686 6583633 5163891 0 26 855 0 0 21788224 21985011 0 23835 22894 2123499 508577 1040497 1614922 0 0 0 0 340084 343871 30061754 29504130 193439 149221 27416593 26928239 27610032 27077460 X 468761 468761 1982961 1957909 2451722 2426670 30061754 29504130 X 24007 -49059 X false false false 252717 252717 1547535 333644 1213891 2681 2679 2 320566 172254 148312 1614922 MEMBER SHARES & RESERVES 27257388 UNREALIZED GAIN/(LOSS) PENSION -329149 26928239 Form 990, Part VI, Line 11b: Form 990 Review Process THE 990 WILL BE REVIEWED BY THE OFFICER SIGNING THE RETURN. Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts UNITED CREDIT UNION HAS A WRITTEN CONFLICT OF INTEREST POLICY THAT IS REGULARLY MONITORED BY MANAGEMENT. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST TO MEMBERS. FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, ON THE WEBSITE, AND A COPY IS PROVIDED TO MEMBERS UPON REQUEST. Other Changes In Net Assets Or Fund Balances - Other Decreases FAS 158 ADJUSTMENT = -$49059