2017-05-19T12:42:04-07:00 2016-12-31 990 2016-01-01 941326959 CREDIT UNIONS IN THE STATE OF CALIFORNIA FINANCIAL CENTER CREDIT UNION CRED 2099486024 PO BOX 208005 STOCKTON CA 95208 STEVE LEIGA Vice President 2017-05-19 2016 2021-01-29 14:40:06Z MICHAEL DUFFY PO BOX 208005 STOCKTON CA 95208 21908832 false false 1526 X WWW.FCCUBURT.ORG X 1954 CA TO PROVIDE CREDIT UNION SERVICE TO MEMBERS. 5 4 134 9 70106 -11364 0 17376009 18497162 2872344 3341564 50712 70106 20299065 21908832 0 6022333 3210748 6486132 6928979 0 0 7240308 9349236 19748773 19488963 550292 2419869 426106158 457113881 338576605 367147794 87529553 89966087 TO PROVIDE CREDIT UNION SERVICE TO MEMBERS. false false FINANCIAL CENTER CREDIT UNION SERVES 32,000 MEMBERS WITH $457 MILLION IN ASSETS, $176 MILLION IN LOANS TO MEMBERS, AND $358 MILLION IN MEMBER DEPOSITS AS OF 12-31-16. false false true false false false false false true false true true false false true false false false false false false false false false false false false false false true false false false false false false false false false true false false false false false false false false false false false true 29309 0 true 134 true true true false false false false false false false false false false X 5 4 true false false false true true true true true false true true true true true true true true true true false CA X STEVE LEIGA 2099486024 18 S CENTER ST STOCKTON CA 95202 MICHAEL DUFFY President & CEO 55.00 0.00 X X 591023 0 58290 VALENCIA JONES Director 1.00 0.00 X 0 0 0 MARY WEBB Director 1.00 0.00 X 0 0 0 JOHN VERA Chairman 1.00 0.00 X X 0 0 0 MANUEL LOPEZ Director 1.00 0.00 X 0 0 0 NORA STROH EXECUTIVE VP/COO 55.00 0.00 X 285185 0 99979 STEVE LEIGA VP ACCT & FIN 55.00 0.00 X 230054 0 102206 OJESSA CLARK VP OF OPERATION 55.00 0.00 X 182625 0 36250 1288887 296725 4 false true false FISERV PO BOX 80123 CITY OF INDUSTRY CA 91716 DATA PROCESSING 970887 PRESORT 3806 CORONADO AVE STOCKTON CA 95204 STMT AND MAIL SVCS 412932 FISERV EFT SOLUTION PO BOX 60000 SAN FRANCISCO CA 94160 CARD SERVICES 314521 DIEBOLD PO BOX 643543 PITTSBURGH PA 15264 ATM SERVICES 210293 AT&T PO BOX 5019 CAROL STREAM IL 60197 DATA LINE 209956 5 0 FEES AND CHARGES 524292 4957519 4957519 INCOME FROM LOANS 900099 13172143 13172143 OTHER INCOME 900099 367500 367500 18497162 3341564 3341564 0 0 0 0 0 0 70106 70106 70106 0 21908832 18497162 70106 3341564 0 0 0 3210748 1366737 0 3742322 0 1819920 0 0 0 0 0 0 0 0 618212 888412 891317 0 879830 0 0 0 0 0 415408 81953 ALL OTHER EXPENSE 2781890 PROVISION FOR LOAN LOSS 1332611 VISA 972576 ATM 487027 0 19488963 0 0 0 21529385 25265449 0 0 0 0 0 163846045 173935495 0 0 12494145 4865408 7531840 7628737 0 228342506 245374410 0 0 4856382 4909790 426106158 457113881 10743334 8957585 12332865 12521101 315500406 345669108 338576605 367147794 X 87529553 89966087 87529553 89966087 426106158 457113881 X 2419869 16665 X false true X true false 20400 20400 20400 true MOSES ZAPIEN 1437 N MADISON STREET STOCKTON CA 95202 5000 CARLOS VILLAPUDUA - SUPERVISOR PO BOX 1282 STOCKTON CA 95201 1000 GUSTAVO MEDINA FOR SUPERVISOR PO BOX 692143 STOCTON CA 95269 1500 ELBERT HOLMAN FOR SUPERVISOR 5831 SILVEROAK CIRCLE STOCTON CA 95219 250 CATHLEEN GALGIANI - SENATE 10011 FOLSOM BLVD 263 SACRAMENTO CA 95827 1000 SUSAN LENZ FOR CITY COUNCIL 425 N EL DORADO STREET STOCKTON CA 95202 750 BOB ELLIOT FOR SUPERVISOR 3168 HUTTON PLACE TRACY CA 95377 500 JESUS ANDRADE FOR CITY COUNCIL 2170 LYDIA BRADLEY ST STOCKTON CA 95206 1500 DAN WRIGHT FOR CITY COUNCIL 2818 HORSETAIL DRIVE STOCKTON CA 95212 1750 KIDS NEED YOU - YES ON MEASURE U PO BOX 4641 STOCKTON CA 95204 500 SUSAN EGGMAN 921 11TH ST SUITE 904 SACRAMENTO CA 95814 400 COMMITTEE TO ELECT STEVE MOORE 3520 BROOKSIDE RD STE 141 STOCKTON CA 95219 250 PEOPLE FOR LIBRARIES AND LITERACY 3536 BROOKVIEW DRIVE STOCKTON CA 95219 1000 CALIFORNIA CREDIT UNION LEAGUE PAC 1201 K STREET SUITE 1050 SACRAMENTO CA 95814 5000 Part I-A, Line 1 - Direct and Indirect Political Campaign Activities PART I-A, LINE 1:THE CREDIT UNION MAKES CONTRIBUTIONS TO POLITICAL CAMPAIGNS, MAY WALK DISTRICTS FOR CANDIDATES, AND MAY OFFER CREDIT UNION FACILITIES FOR USE OR PHONE BANK. false true X 1445662 1445662 9662483 4431508 5230975 1386000 433900 952100 7628737 245374410 MEMBER SHARES 345669108 345669108 Part IV, Line 2b: Explanation of escrow account liability PART IV, LINE 2B: THE CREDIT UNION SERVES AS CUSTODIAN FOR IRA ACCOUNTS TOTALING $12,708,587 AND HAS AN ESCROW ACCOUNT LIABILITY OF $66,475 FOR REAL ESTATE ESCROW/IMPOUND ACCOUNTS. X X X true true X X X X X true true false MICHAEL DUFFY President & CEO 389500 198151 3372 21200 37090 649313 NORA STROH EXECUTIVE VP/COO 188800 94938 1447 75381 24598 385164 OJESSA CLARK VP OF OPERATION 153182 29443 3871 32379 218875 STEVE LEIGA VP ACCT & FIN 155253 74351 450 65116 37090 332260 Part I, Line 1a: Relevant information in regards to selections on 1a. PART I, LINE 1A: FIRST-CLASS TRAVEL - TRAVEL FOR BOARD AND EXECUTIVES WHERE FIRST CLASS TRAVEL IS AN OPTION AND WHEN DEEMED APPROPRIATE, HOWEVER, MOST AIR IS ON SOUTHWEST OR EQUIVALENT. TRAVEL FOR COMPANIONS - COMPANION TRAVEL IS PROVIDED WHEN APPROPRIATE.HEALTH/SOCIAL CLUB DUES - CORPORATE SOCIAL CLUB MEMBERSHIP IS PART OF COMMUNITY AND SMALL EMPLOYEE GROUP (SEG) RELATIONS. Part III, Additional Information PART I, LINE 4B: PARTICIPATION IN A 457(F) RETIREMENT PLAN - AMOUNTS REPORTED IN PART II, COLUMN C "RETIREMENT AND OTHER DEFERRED COMPENSATION" INCLUDES 457(F) RETIREMENT PLAN FUNDING. AMOUNTS ARE ACCRUED BUT NOT YET PAID OUT. ACCRUED AMOUNTS ARE AT SUBSTANTIAL RISK OF FORFEITURE AND ARE SCHEDULED TO BE PAID OUT IN FUTURE DISTRIBUTIONS. THE FOLLOWING INDIVIDUALS PARTICIPATED IN THE PLAN: NORA STROH, EXECTUTIVE VP/COO AND STEVE LEIGA, VP ACCOUNTING & FINANCE. MICHAEL DUFFY SIBLING 649312 COMPENSATION false NORA STROH SIBLING 385163 COMPENSATION false Schedule L, Part V Supplemental Information SCH L, PART IV, BUSINESS TRANSACTIONS INVOLVING INTERESTED PERSONS:(A) NAME OF PERSON: MICHAEL DUFFY(B) RELATIONSHIP BETWEEN INTERESTED PERSON AND ORGANIZATION:BROTHER OF NORA STROH, COO/EXECUTIVE VP(D) DESCRITION OF TRANSACTION: COMPENSATION PAYMENTS BY THE ORGANIZATION TO A FAMILY MEMBER OF AN OFFICER.(A) NAME OF PERSON: NORA STROH(B) RELATIONSHIP BETWEEN INTERESTED PERSON AND ORGANIZATION:SISTER OF MICHAEL DUFFY, PRESIDENT/CEO(D) DESCRIPTION OF TRANSACTION: COMPENSATION PAYMENTS BY THE ORGANIZATION TO A FAMILY MEMEMBER OF AN OFFICER. Client Note 1 Client Note 1 - SCHEDULE D, PART VII:(A) SECURITIES - AFT 1,029,667 - END-OF-YEAR MARKET VALUE(B) SECURITIES - AFS 219,744,743 - END-OF-YEAR MARKET VALUE(C) FED FUNDS 24,000,000 - END-OF-YEAR MARKET VALUE(D) CAPITAL SHARES 600,000 - END-OF-YEAR MARKET VALUE Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et FORM 990, PART VI, SECTION A LINE 2: THE PRESIDENT/CEO, MICAHEL DUFFY, AND THE EXECUTIVE VP/COO, NORA STROH ARE SIBLINGS. Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder FORM 990, PART VI, SECTION A, LINE 6: THE CREDIT UNION'S MEMBER HAVE RIGHT TO ELECT THE MEMBERS OF THE GOVERNING BODY. THE CREDIT UNION'S MEMBERS ALSO RECEIVE A SHARE OF THE ORGANIZATION'S PROFITS IN THE FORM OF CASH DIVIDENDS. Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body FORM 990, PART VI, SECTION A, LINE 7A: MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY, WHETHER PERIODICALY, AS VACANCIES ARISE, OR OTHERWISE. Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders FORM 990, PART VI, SECTION A, LINE 7B: MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. Form 990, Part VI, Line 11b: Form 990 Review Process FORM 990, PART VI, SECTION B, LINE 11: FORM 990 IS REVIEW BY THE CEO AND VP&FIN PRIOR TO FILLING AND A COPY IS PROVIDED TO THE BOARD FOR REVIEW AND DISCUSSION PRIOR TO FILING WITH THE IRS. Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts FORM 990, PART VI, SECTION B, LINE 12C: THE CONFLICT OF INTEREST POLICY IS MONITORED THROUGH TRAINING AND POLICY REVIEW. VOLUNTEERS READ AND SIGN A CODE OF CONDUCT FORM ANNUALLY. Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management FORM 990, PART VI, SECTION B, LINE 15: COMPENSATION IS PERFORMANCE BASED. COMPENSATION SURVEYS ARE USED TO SET COMPENSATION LEVELS, AS WELL AS AN INDEPENDENT THIRD PARTY REVIEW AND REVIEW AND APPROVAL OF THE EXECUTIVE BENEFITS COMMITTEE. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available FORM 990, PART VI, SECTION C, LINE 19: CERTAIN DOCUMENTS ARE AVAILABLE FOR REVIEW UPON REQUEST. A LOBBY NOTICE IS POSTED IN EACH BRANCH. Other Changes In Net Assets Or Fund Balances - Other Increases CHANGE IN REGULAR RESERVES = $16665