2017-08-25T11:16:02-07:00 2016-12-31 John Fox Holt III PC 6301 Gaston Ave Ste 420 Dallas TX 752146231 990 2016-01-01 751338668 Texas Health Resources Credit Union TEXA 2143613809 12770 Coit Rd Ste 100 Dallas TX 75251 Z Suzanne Chism President/CEO 2017-08-25 true John Fox Holt III P00357243 2148266911 2016 2021-01-29 14:40:06Z 1202671 false false 2742 X www.thrcu.com X 1968 TX Texas Health Resources Credit Union is a cooperative thrift institution chartered by the state of Texas and insured by the National Credit Union Administration (NCUA). 5 4 6 4 130964 -43252 0 1053000 1001951 53118 69756 125185 130964 1231303 1202671 0 0 451504 416327 0 0 763833 781373 1215337 1197700 15966 4971 18777298 18768480 17299782 17285993 1477516 1482487 Cooperative provider of credit union financial services false false Texas Health Resources Credit Union offers a full array of products and services including depository and loan products, ATM/debit program, and insurance. We ended the year with 3,722 members/share accounts. In 2016, there were 374 new loans granted totaling $3,842,530. THRCU currently offers three branch locations and a wide array of remote options through our cooperation with the Allpoint Network, Credit Union Service Resources/Cooperative Share Branching Network, and online banking offerings. false false false false false false false false false false true false false false true true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 2 0 true 6 true true true false false false false false false false false false false X 5 4 false false false false true true true true true false false true true true true true true true true false X Carmen Zamora 2143613809 12770 Coit Rd Ste 100 Dallas TX 75251 Robert Allen Chairman 1.00 0.00 X 0 0 0 Mike Alverson Director 1.00 0.00 X 0 0 0 Shyrl Johnston Director 1.00 0.00 X 0 0 0 Sharon Kinard Director 1.00 0.00 X 0 0 0 Z Suzanne Chism President/CEO 40.00 0.00 X X 103623 0 0 Carmen Zamora CU Manager 40.00 0.00 X 54446 0 0 158069 1 false false false FISERV PO Box 99924 Grapevine TX 76099 IT Consultant 159215 1 0 Fees and charges 522100 321716 321716 Income on loans 522100 680235 680235 1001951 69756 69756 0 0 0 0 0 0 0 Non-member ATM fees 900099 130964 130964 130964 1202671 1071707 130964 0 0 0 0 158069 158069 0 119605 119605 19536 19536 95841 95841 23276 23276 88034 88034 806 806 5831 5831 0 0 0 0 2219 2219 46440 46440 159215 159215 0 127685 127685 5869 5869 0 0 11557 11557 0 5885 5885 22364 22364 ATM expense 121118 121118 Provision for loan losses 81067 81067 Dues/Fees 46855 46855 Telephone, fax, internet 36577 36577 19851 19851 1197700 1197700 0 0 1969796 1163845 7420000 6918000 0 36513 42535 0 0 9155438 10437190 0 21818 26449 253790 253215 6460 575 0 0 0 0 167273 179886 18777298 18768480 287267 338767 17012515 16947226 17299782 17285993 X 1477516 1482487 1477516 1482487 18777298 18768480 4971 X false false false 10505 10505 243285 242710 575 575 Individual Retirement Accounts 593620 Share Draft 3653871 Shares 12699735 16947226 X Part X : FIN48 Footnote FIN 48 is not applicable.Form 990, Part IV, line 12aThe credit union will undergo a supervisory committee audit in 2017 which will include the financial statement period ending December 31, 2016. Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder The organization has members. Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body The credit union membership may participate in the election of officials. Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders Members of the credit union have the right to approve the governing body's election and the removal of members of the governing body, as well as other matters that are subject to the approval of the members of the credit union as they occur. Form 990, Part VI, Line 11b: Form 990 Review Process Prior to filing Form 990 (and 990-T), questions and comments are submitted to the manager for further discussions with the preparer. After review, questions are reconciled and the return(s) are filed. Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts All officers, directors and key employees are required to file an annual conflict of interest disclosure statement. Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees The CEO's compensation is determined by the human resources department and board of directors. The credit union manager's compensation is determined by the CEO and the human resources department. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available Texas Health Resources Credit Union makes its governing documents, conflict of interest policy, and financial statements available to the public upon request. Quarterly financial statements are avaliable to the public on the NCUA website via the 5300 filing.