2017-10-13T06:50:19-05:00 2016-12-31 390859910 baker tilly virchow krause llp 221 W Philadelphia St ste 200 york PA 17401 990 2016-01-01 231365374 LUTHERCARE LUTH 7176261171 600 EAST MAIN STREET LITITZ PA 17543 Elizabeth Brennan CFO/Treasurer 7176261171 2017-10-10 1 Kerri N Bogda P00760402 7178467000 174.59.42.130 2017-10-10 20:56:59 ED P DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 41D52B76DFE0CA0C5E5ED141E25DBC48D8427C36 2016 2021-01-29 14:40:06Z carl mcaloose 600 EAST MAIN STREET LITITZ PA 17543 56055109 0 9386 X www.luthercare.org X 1949 PA LUTHERCARE SERVES SENIORS' HOUSING/HEALTH NEEDS AND FAMILIES' CHILD CARE/ EARLY LEARNING NEEDS. 15 13 963 697 0 0 4032306 4909072 43684320 43828014 1231981 802347 674467 586420 49623074 50125853 25728 36957 0 0 24883741 27086148 0 0 454452 24947450 25634743 49856919 52757848 -233845 -2631995 109931911 115146239 88329890 94454694 21602021 20691545 X "Luthercare reflects Christ's love through service to others." Our mission is to enhance the quality of life through creative senior living opportunities, family life through quality child care and early learning centers, appropriate supports for people in their homes and meaningful volunteer experience, with an emphasis on community, wellness and the whole person. We foster life settings in which people connect with others and experience vitality and purpose, often beyond the reach of their current resources. 0 0 23358029 36957 23182956 Luthercare provides long term care and short-term rehabilitation along with occupational, speech and physical therapy in our health care centers located in Lititz and Lebanon, Pennsylvania. Memory support services are provided in a specialized care unit. An innovative approach and philosophy is embraced, with a focus on the overall wellness of the individual - physical, psychological and spiritual. Strong support is provided by volunteers, 697 individuals in 2016 who donated 24,620 hours, extending compassion and caring beyond the limitations of staff capacity. In 2016 Luthercare provided skilled nursing care services for 714 older adults, for a total of 73,788 census days and an average 95.55% occupancy rate. 16460989 0 16337610 LUTHERCARE'S SENIOR LIVING COMMUNITIES OFFER AN INDEPENDENT LIVING EXPERIENCE TO OLDER ADULTS, ENRICHED WITH OPPORTUNITIES TO ENGAGE IN MANY SOCIAL AND LEARNING ACTIVITIES ON AND OF CAMPUS. EXTENSIVE RENOVATIONS HAVE TAKEN PLACE AT BOTH LUTHERCARE INDEPENDENT LIVING CAMPUSES OVER THE PAST SEVERAL YEARS WHICH HAVE TRANSFORMED THE RESIDENT EXPERIENCE. 675 OLDER ADULTS WERE PART OF THE INDEPENDENT LIVING PROGRAM IN 2016, FOR A TOTAL OF 166,024 CENSUS DAYS AND AN AVERAGE OF 95.70% OCCUPANCY RATE. IN ADDITION, VALUABLE SUPPORT IS OFFERED THROUGH OCCUPATIONAL, SPEECH AND PHYSICAL THERAPY, AND PERSONAL CARE SERVICES INCLUDING ASSISTANCE WITH DAILY LIVING ACTIVITIES AND SPECIALIZED MEMORY SUPPORT IS ALSO OFFERED. PERSONAL CARE WAS PROVIDED TO 185 INDIVIDUALS IN 2016, FOR 42,643 CENSUS DAYS AND AN AVERAGE 92.47% OCCUPANCY RATE. 6231309 0 4307448 Luthercare is deeply committed to supporting children and families in a variety of ways. We offer child care and early learning opportunities through five child care centers in Lancaster and Lebanon Counties. 1,038 infants and children through age 12 were served by our programs in 2016. Support was provided through public funding, private payment and scholarship subsidy. We also operate a mentoring program for Home child Care Providers, and worked with 5 centers in 2016. In addition, Luthercare manages the Child Care Information Services program in Lebanon County, which assists families in identifying affordable child care options and other support services. 0 0 0 As part of the Agency's charitable mission, benevolence is extended as needed and when appropriate to residents at all levels of care and to children enrolled in the child care centers. The estimated costs of providing benevolent care are based upon the direct and indirect costs identified with the specific benevolent care provided. The cost of benevolent care provided to senior living residents amounted to approximately $6,445,000 and $5,129,000 in 2016 and 2015, respectively including costs related to the Medicaid program of approximately $5,193,000 and $3,950,000 in 2016 and 2015, respectively.In addition, the Agency provided services to children in the child care centers and recognized forgone charges of approximately $279,000 and $233,000 in 2016 and 2015, respectively. The forgone charges approximate the cost of services provided. 0 0 0 46050327 1 1 0 1 0 0 0 0 1 1 1 0 0 0 1 1 1 0 0 0 0 0 0 0 1 0 0 1 0 1 1 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 1 0 0 0 1 199 0 1 963 1 0 0 0 0 0 1 1 0 0 0 0 X 15 13 0 0 0 0 0 1 1 1 1 0 0 1 1 1 1 1 1 1 1 0 PA X ELIZABETH BRENNAN CFOTREASURER 7176261171 600 EAST MAIN STREET LITItZ PA 17543 bernard j lapine secretary 1.00 X X 0 0 0 ROBERT A BRANDT JR DirecTOR (term exp. April '16) 1.00 X 0 0 0 Rev Andrew J Evenson dIRECTOR (term exp. April '16) 1.00 X 0 0 0 Gregory T Holsinger ChairMAN 1.00 X X 0 0 0 rev henry herbener direcTOR 1.00 X 0 0 0 rev janice marie E lowden direcTOR (term exp. April '16) 1.00 X 0 0 0 james j smarilli directOR 1.00 X 0 0 0 david r bradbury direcTOR 1.00 X 0 0 0 R SCOTT Labrecque DIRECTOR 1.00 X 0 0 0 Kevin McPoyle DIRECTOR 1.00 X 0 0 0 Brian Picchini DIRECTOR 1.00 X 0 0 0 Rev Martha B Sheaffer DIRECTOR 1.00 X 0 0 0 Pamela Drenner DirecTOR 1.00 X 0 0 0 Stephen Fritz Assistant Secretary 1.00 X X 0 0 0 Mark Kandrysawtz DirecTOR 1.00 X 0 0 0 Rev David R Fisher DirecTOR 1.00 X 0 0 0 Dr Joan Harrold DireCTOR 1.00 X 0 0 0 Stuart Smith DireCTOR 1.00 X 0 0 0 CARL MCALOOSE PRESIDENT & CEO 40.00 X 332821 0 82168 elizabeth brennan CFO/treasurer 40.00 X 204022 0 17640 BLAKE S DAUB SR. VP, HUMAN RESOURCES 40.00 X 199768 0 32115 curtis b evans VP, OPERATIONS 40.00 X 203490 0 16739 SALLY GROOME vp, marketing & commun. 40.00 X 176507 0 23173 WILLIAM SNYDER VP, PHILANTHROPY & COMM. ENG. 40.00 X 140436 0 74891 Jeffrey S High Controller 40.00 X 119244 0 12924 Matthew C Oathout Sr. Executive Director 40.00 X 132495 0 5513 Daniel Deitzel Executive Director 40.00 X 111419 0 12968 ELEONORE I SHAY DIR. QUALITY ASSURANCE 40.00 X 109788 0 12562 1729990 0 290693 12 0 1 0 benchmark construction inc 4121 oregon pike po box 806 brownstown PA 17508 construction svc. 6590484 Penway Construction 45 Doe Run Road Manheim PA 17545 Construction Svc. 2747441 healthPRO therapy services llc 10600 york road cockeysville MD 21030 therAPY REHAB Svc. 2046997 SEI PRIVATE TRUST COMPANY 163 W LANCASTER AVE PAOLI PA 19301 INVESTMENT FEES 1014683 SODEXO INC & AFFILIATES PO BOX 360170 Pittsburgh PA 152516170 Dining Mgmt 803724 22 168930 76218 3935882 728042 4909072 Resident services 623000 41316784 41316784 Daycare and Day Camps 623000 1676160 1676160 NH Assessment Revenue 623000 835070 835070 43828014 630668 630668 40200 43709 -3509 -3509 -3509 6023162 1734 5850149 3068 173013 -1334 171679 171679 10784 76218 21880 -11096 -11096 39834 10450 29384 29384 Beauty/Barber Shop 623000 235875 235875 Trust Income 623000 119614 119614 Activities Income 623000 96768 96768 119384 119384 571641 50125853 43828014 0 1388767 X 31957 31957 5000 5000 1288443 1288443 19657641 17331301 2028718 297622 581632 500040 69206 12386 3716301 3267954 375294 73053 1842131 1608624 212420 21087 92336 92336 98156 98156 1137 1137 22647 22647 7031188 6378531 641088 11569 324627 3877 320750 4164137 3939426 204144 20567 96423 1299 95124 4941735 4882930 58805 60129 48003 10468 1658 127535 38036 80295 9204 6645232 6209670 434671 891 275228 230579 44649 NH Assessment Tax 512896 512896 Medical Supplies 382731 382731 Bad Debts 364179 364179 Books, Dues, and Sub. 133316 70182 62286 848 361111 243112 112432 5567 52757848 46050327 6253069 454452 15462 34947 185838 1214899 541710 536080 6084346 7921385 993469 877792 157122206 83800801 66323860 73321405 34158678 29374383 948390 680158 1865348 109931911 115146239 3562193 5106664 18759076 20494840 44635794 50513291 14123833 12864745 3291964 1344486 3957030 4130668 88329890 94454694 X 16747086 15937576 852726 737905 4002209 4016064 21602021 20691545 109931911 115146239 X -2631995 1089089 632430 X 0 1 X 1 1 1 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 0 1 100 0 0 1 100 0 1 937 1137 0 Part II-B, Line 1: Luthercare occasionally sends out mailings to legislators and our constituents regarding issues that affect our community and its residents. Luthercare will also reach out to state legislators on issues surrounding senior health care and child care. LUTHERCARE PAYS DUES TO THE ORGANIZATIONS LEADINGAGE AND LEADINGAGE PA. A PORTION OF THE DUES PAID TO THESE ORGANIZATIONS IS ALLOCABLE TO LOBBYING EXPENSES. THE TOTAL AMOUNT OF DUES PAID BY LUTHERCARE THAT IS ALLOCABLE TO LOBBYING IS $937. 0 1 X 9038523 14584 539360 3111089 6481378 8978011 203898 -11412 131974 9038523 8475270 533439 30698 8978011 7229475 24942 1248159 27306 8475270 6575726 18140 678920 43311 7229475 0.73770 0.26230 0.00000 1 0 2191392 2191392 127133126 68206077 58927049 764123 504437 259686 19354109 15090287 4263822 7679456 7679456 73321405 Unearned income 370363 Deposits held 712 Gift certificates payable 3400 LT Capital Lease 612852 Deferred Swap Termination Fees 3143341 4130668 X 51894917 1089089 609783 1698872 50196045 -70192 -70192 50125853 52805393 70192 70192 52735201 22647 22647 52757848 Part IV, Line 2b: LUTHERCARE OCCASIONALLY MANAGES THE FINANCES OF RESIDENTS who have no other options from whom to obtain assistance. IN this role, luthercare COLLECTS FUNDS FROM RESIDENTS AND DEPOSITS THEM INTO A SEPARATE ACCOUNT BY FACILITY. THE FUNDS FOR managING THE FINANCES ARE CONTAINED IN THE RESIDENT FUND ACCOUNTS, which are reported on Line 21 of the Form 990 balance sheet. TYPICALLY, luthercare DEPOSITS CHECKS RELATED TO SOCIAL SECURITY AND PENSION PAYMENTS FOR THE RESIDENTS. AS THE RESIDENTS HAVE EXPENSES THAT ARE DUE, luthercare PAYS FOR THE EXPENSES OUT OF luthercare'S OPERATING CHECKING ACCOUNT. luthercare THEN TRANSFERS THE TOTAL AMOUNT OF EXPENSES FROM THE RESIDENT BANK ACCOUNT BY FACILITY TO THE OPERATING ACCOUNT TO REIMBURSE THOSE FUNDS. INTEREST IS EARNED AND CREDITED TO EACH ACCOUNT. AT all times luthercare knows the balance of THE RESIDENT FUNDS account. IN ADDITION, WHEN Prospective RESIDENTS Place A DEPOSIT TO HOLD An apartment or cottage, a portion OF THIS DEPOSIT IS REFUNDABLE. THESE FUNDS ARE HELD IN ESCROW BY LUTHERCARE ON BEHALF OF THE RESIDENTS UNTIL THE DEPOSIT IS REFUNDED, IF NECESSARY, BASED ON THE TERMS OF THEIR CONTRACT. Part V, Line 4: THE ENDOWMENTS, AS FUNDED BY THE ORGANIZATION AND ITS DONORS, HAVE BEEN ESTABLISHED FOR A VARIETY OF REASONS RELATED TO THE charitable PURPOSE OF luthercare AND ITS residents' NEEDS. Part X, Line 2: The Agency accounts for uncertainty in income taxes by using a recognition threshold of more-likely-than-not to be sustained upon examination by the appropriate taxing authority. Measurement of the tax uncertainty occurs if the recognition threshold has been met. Management has determined that there were no tax uncertainties that met this recognition threshold in 2016 or 2015. Part XI, Line 2d - Other Adjustments: Change in value of deferred gifts 26,348. INVESTMENT FEES -22,647. Change in fair value of interest rate swap agreements 5,157,334. Loss on Refinancing -1,257,052. Loss on termination of interest rate swap -3,294,200. Part XI, Line 4b - Other Adjustments: Rental Expenses -43,709. Store Expenses -10,450. Fundraising Events Direct Expenses -21,880. Bad Debt Recovery 5,847. Part XII, Line 2d - Other Adjustments: Fundraising Events Direct Expenses 21,880. Store Expense 10,450. Rental Expenses 43,709. Bad Debt REcovery -5,847. Part XII, Line 4b - Other Adjustments: INVESTMENT EXPENSES 22,647. ANNUAL GOLF TOURNAMENT 87002 76218 10784 3943 13736 4201 87002 76218 10784 3943 13736 4201 21880 -11096 1 Part I, Line 2: The president reviews all requests for gifts and selects THE organizations TO WHICH Luthercare will contribute. DONEE organizationS ARE monitored by management to ensure that THEY MEET the standards of a charitable organization. THE ORGANIZATION DOES NOT, HOWEVER, REQUIRE ADDITIONAL DOCUMENTATION ONCE THE EXEMPT STATUS OF DONEES HAS BEEN ESTABLISHED GIVEN THE LOW RISK ASSOCIATED WITH THE AMOUNTS GIVEN. X 1 0 X X X X X 0 1 0 0 0 0 0 1 0 CARL MCALOOSE PRESIDENT & CEO 323071 0 9750 0 0 0 57274 0 24894 0 414989 0 0 0 elizabeth brennan CFO/treasurer 198022 0 6000 0 0 0 8240 0 9400 0 221662 0 0 0 BLAKE S DAUB SR. VP, HUMAN RESOURCES 193768 0 6000 0 0 0 8240 0 23875 0 231883 0 0 0 curtis b evans VP, OPERATIONS 197490 0 6000 0 0 0 8240 0 8499 0 220229 0 0 0 SALLY GROOME vp, marketing & commun. 171275 0 5232 0 0 0 7185 0 15988 0 199680 0 0 0 WILLIAM SNYDER VP, PHILANTHROPY & COMM. ENG. 135006 0 5430 0 0 0 7457 0 67434 0 215327 0 0 0 Part I, Line 1a William Snyder, the Vice President for Philanthropy and community engagement for the organization AND AN ORDAINED MINISTER, received a $35,000 housing allowance in 2016. This amount was not included in his taxable income UNDER RULES ASSOCIATED WITH MINISTERS' PARSONAGE ALLOWANCES. Part I, Line 4b CARL MCALOOSE PARTICIPATES IN A NONQUALIFIED RETIREMENT PLAN IN WHICH HE MAY RECEIVE UP TO 10% OF HIS COMPENSATION IN A DEFERRED PLAN. THE AMOUNT DEFERRED FOR THE YEAR ENDED dECEMBER 31, 2016 WAS $43,644. Part I, Line 7 EXECUTIVE TEAM MEMBERS RECEIVED BONUSES BASED UPON A NUMBER OF SET OPERATIONAL AND FINANCIAL CRITERIA. THE BONUSES ARE DETERMINED BY THE BOARD ON A DISCRETIONARY BASIS. A LancASTER COUNTY HOSPITAL AUTHORITY 236648018 2016-09-29 52817000 to refund bonds & debt from M&T to pay for issuance and construction 0 0 0 A 406000 52817000 46026932 569459 6002299 217910 2017 1 1 1 1 A 0 0 1 1 0 0.00000 0.00000 0.00000 0 0 1 A 0 1 0 0 1 1 PNC BANK 10.000000000000 0 0 0 0 1 A 1 BENCHMARK CONSTRUCTION ROBERT A. BRANDT JR. IS CHAIRMAN OF BENCHMARK CONST. AND A BOARD MEMBER. 6590484 BENCHMARK CONSTRUCTION undertakes CONSTRUCTION PROJECTs FOR LUTHERCARE. IN 2016, TOTAL invoiced BILLINGS WERE $6,590,484. TRANSACTIONs Were AT ARM'S LENGTH AND REPRESENTED FAIR MARKET VALUE FOR THE WORK. 0 KMRD Partners Inc Kevin McPoyle is on the board member and President of KMRD Partners, Inc. 653217 KMRD Partners, Inc. provided insurance coverage to Luthercare during the calendar year 2016. IN 2016, TOTAL invoiced BILLINGS WERE $653,217. TRANSACTIONs Were AT ARM'S LENGTH AND REPRESENTED FAIR MARKET VALUE FOR THE WORK. 0 LAUREN GROFF LAUREN GROFF IS AN EMPLOYEE AND THE DAUGHTER OF KEY EMPLOYEE CURTIS EVANS. 78839 LAUREN GROFF IS EMPLOYED BY THE ORGANIZATION. 0 Form 990, Part VI, Section A, line 1 THE BOARD OF DIRECTORS DELEGATES DECISION-MAKING POWER TO THE EXECUTIVE COMMITTEE AS NEEDED. THE EXECUTIVE COMMITTEE WILL MAKE DECISIONS WHEN IT ISN'T POSSIBLE TO CONVENE THE ENTIRE BOARD ON A VOTING MATTER IN A TIMELY FASHION. Form 990, Part VI, Section A, line 7a THE ORGANIZATION'S BY-LAWS STIPULATE THAT THE TOTAL BOARD OF DIRECTORS WILL BE ELECTED BY THE LOWER SUSQUEHANNA SYNOD OF THE EVANGELICAL LUTHERAN CHURCH IN AMERICA (ELCA) AND AT LEAST 51% OF THE MEMBERS SHALL BE VOTING MEMBERS OF AN ELCA CONGREGATION. Form 990, Part VI, Section A, line 7b THE EVANGELICAL LUTHERAN CHURCH IN AMERICA (ELCA) MUST GIVE WRITTEN APPROVAL TO ANY AMENDMENT OF AN ARTICLE OR PARAGRAPH OF GOVERNING DOCUMENTS WITH REGARD TO: A. AFFILIATION B. THE PURPOSE STATEMENT C. THE MISSION STATEMENT D. DISSOLUTION OF THE CORPORATION E. RESPONSIBILITY FOR MANAGEMENT AND FISCAL AFFAIRS F. CORPORATE LIABILITY DISCLAIMER G. BOARD MEMBERSHIP ANY PROPOSED AMENDMENT MUST BE SUBMITTED TO THE DIVISION FOR CHURCH IN SOCIETY OF THE ELCA FOR REVIEW PRIOR TO ACTION BY THE SYNOD. Form 990, Part VI, Section B, line 11b The organization's president and all vice presidents will review a draft of the federal form 990. AFTER MANAGEMENT HAS REVIEWED THE FORM 990, THE BOARD OF DIRECTORS WILL BE PROVIDED WITH AN eLECTRONIC COPY OF THE FORM 990 FOR THEIR REVIEW. AFTER THE BOARD AND MANAGEMENT are SATISFIED WITH THE FILING COPY, The chief financial officer will sign the form 990 and release the electronic version to the irs. Form 990, Part VI, Section B, line 12c ALL NEWLY ELECTED BOARD MEMBERS COMPLETE A CONFLICT OF INTEREST FORM. ALL EXISTING BOARD MEMBERS ARE REQUIRED TO COMPLETE A CONFLICT OF INTEREST FORM ANNUALLY. IF A BOARD MEMBER HAS A CONFLICT OF INTEREST, THE RELATED PARTY TRANSACTION IS MONITORED AND EVALUATED BY THE remaining BOARD AND MANAGEMENT TO ENSURE THAT THE TRANSACTION IS AT ARM'S LENGTH. HAVING A RELATED PARTY TRANSACTION WITH A BOARD MEMBER DOES NOT PRECLUDE THAT PERSON FROM SERVING ON THE BOARD. If a conflict does exist, the interested individual may make a presentation at a board or committee meeting. However, after the presentation has been made, the interested person must leave the meeting during the discussion of, and vote on, the transaction or arrangement that results in the conflict of interest. The conflict of interest policy includes language that indicates family and business relationships can be a source of conflicts of interest. Form 990, Part VI, Section B, line 15 LUTHERCARE CONTRACTS WITH AN INDEPENDENT PARTY TO PERFORM A SALARY MARKET REVIEW FOR THE CEO AND VP'S. THE SALARY MARKET REVIEW INCLUDES A REVIEW OF THE COMPENSATION AGREEMENTS IN PLACE BETWEEN COMPARABLE NON-PROFIT ORGANIZATIONS AND THEIR EXECUTIVES TO ENSURE THAT COMPENSATION IS WITHIN FAIR VALUE RANGE. THE REPORT IS SUBMITTED TO THE BOARD AND COMPENSATION COMMITTEE WHICH APPROVES ANY INCREASE FOR THE CEO. THE CEO USES THE REPORT TO DETERMINE INCREASES FOR THE VP'S. THE PROCESS IS PERFORMED IN CONJUNCTION WITH ANNUAL EMPLOYEE SALARY INCREASES. THIS PROCESS HAS BEEN DISCUSSED AT THE EXECUTIVE COMMITTEE LEVEL AND THEN DISCUSSED IN AN EXECUTIVE SESSION WITH THE BOARD. Executive commitees document board and committee discussions on CEO compensation as well as compensation of senior executives. Form 990, Part VI, Section C, line 19 THE ORGANIZATION PROVIDES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS TO THE PUBLIC UPON REQUEST. Form 990, Part IX, line 11g Contracted Services: Program service expenses 2,765,777. Management and general expenses 505,446. Fundraising expenses 11,569. Total expenses 3,282,792. Pharmacy Fees: Program service expenses 78,540. Management and general expenses 0. Fundraising expenses 0. Total expenses 78,540. Laboratory Fees: Program service expenses 64,260. Management and general expenses 0. Fundraising expenses 0. Total expenses 64,260. Contracted Services - Lawncare: Program service expenses 69,894. Management and general expenses 0. Fundraising expenses 0. Total expenses 69,894. Maintenance Contracts: Program service expenses 55,018. Management and general expenses 0. Fundraising expenses 0. Total expenses 55,018. Consulting Fees: Program service expenses 102,996. Management and general expenses 135,642. Fundraising expenses 0. Total expenses 238,638. Cardiology Fees: Program service expenses 468. Management and general expenses 0. Fundraising expenses 0. Total expenses 468. Contracted Services - Psychiatric: Program service expenses 3,000. Management and general expenses 0. Fundraising expenses 0. Total expenses 3,000. Contracted Services - Housekeeping: Program service expenses 18,257. Management and general expenses 0. Fundraising expenses 0. Total expenses 18,257. X-Ray Fees: Program service expenses 29,028. Management and general expenses 0. Fundraising expenses 0. Total expenses 29,028. Contracted Services - Barber: Program service expenses 125,477. Management and general expenses 0. Fundraising expenses 0. Total expenses 125,477. Contracted Services - Food Services: Program service expenses 803,724. Management and general expenses 0. Fundraising expenses 0. Total expenses 803,724. Contracted Services - Therapy: Program service expenses 2,262,092. Management and general expenses 0. Fundraising expenses 0. Total expenses 2,262,092. Form 990, Part XI, line 9: Unrealized Depreciation on Interest Rate Swap Agreement -3,294,200. Change in value of deferred gifts 26,348. Change in FV of Swap Agreements 5,157,334. Loss on Refinancing -1,257,052. your neighborhood connection 600 e main st lititz PA 17543 475266288 home health PA 501(c)(3) Line 10 0 PERPETUAL TRUST (1) INVESTMENTS PA FULTON FINANCIAL ADVISORS T 0 PERPETUAL TRUST (1) INVESTMENTS PA SUSQUEHANNA TRUST T 0 PERPETUAL TRUST (1) INVESTMENTS PA BNY MELLON T 0 PERPETUAL TRUST (1) INVESTMENTS PA SEPSYNOD-ELCA T 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0