2017-02-14T13:05:34-06:00 2016-03-31 841474365 HOLBEN HAY LAKE BALZER CPAS LLC 1777 S HARRISON STREET 1000 DENVER CO 80210 990 2016-01-01 840484190 COMMUNITY FINANCIAL CREDIT UNION COMM 3032435759 6855 W 119TH AVENUE BROOMFIELD CO 80020 WENDI STODDEN CFO 3032435759 2017-02-14 1 SHEILA M BALZER P00967957 3037592727 199.189.170.18 2017-02-14 11:07:39 MS P B3ED7D4198C5DC1398CC854E4907BE21196E0DC8 6C9B1A35775087DBDB8A6D25ECA509C7F6C27838 2016 2021-01-29 14:40:06Z X WENDI STODDEN 6855 WEST 119TH AVENUE BROOMFIELD CO 800202813 6794649 0 X WWW.BLUEFCU.COM X 1968 CO TO PROMOTE THRIFT AND PROVIDE LOWER COST CREDIT TO THE MEMBERS OF THE CREDIT UNION. TO PROMOTE THRIFT AMONG MEMBERS BY AFFORDING THEM THE OPPORTUNITY TO ACCUMULATE PAYMENTS ON SHARES AND TO MAKE LOANS FROM THESE SHARES TO ITS MEMBERS. X 7 7 63 11 3701 -40176 0 0 9315922 2352972 544633 -294412 19084 3701 9879639 2062261 0 0 0 0 4218694 1358855 0 0 0 4497159 3601829 8715853 4960684 1163786 -2898423 236785580 0 209738933 0 27046647 0 TO PROMOTE THRIFT AND PROVIDE LOWER COST CREDIT TO THE MEMBERS OF THE CREDIT UNION. TO PROMOTE THRIFT AMONG MEMBERS BY AFFORDING THEM THE OPPORTUNITY TO ACCUMULATE PAYMENTS ON SHARES AND MAKE LOANS FROM THESE SHARES TO ITS MEMBERS. 0 0 PROVIDE A WIDE VARIETY OF FINANCIAL PRODUCTS AND SERVICES TO MEMBERS OF THE CREDIT UNION. OVER 16,800 MEMBERS SERVED. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 0 1 0 0 0 1 0 0 1 63 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 0 X BLUE FEDERAL CREDIT UNION 3032435759 6855 WEST 119TH AVENUE BROOMFIELD CO 800202813 LEON OENES CHAIRPERSON 2.00 X 0 0 0 ROBERT LUNA VICE CHAIR 2.00 X 0 0 0 ERIC HARRIS SECRETARY/TREASURER 2.00 X 0 0 0 CHRIS HOECHER DIRECTOR 2.00 X 0 0 0 PATRICIA HYMAN DIRECTOR 2.00 X 0 0 0 DANNY SMITH DIRECTOR 2.00 X 0 0 0 KERRY YAMAGUCHI DIRECTOR 2.00 X 0 0 0 GREG HILL CEO 40.00 X 127315 0 8451 LISA HERMAN COO 40.00 X 208598 0 4057 WENDI STODDEN CFO/VP OF ACCOUNTING 25.00 X 34914 0 1513 ANN BABIAK VP 40.00 X 324519 0 2600 695346 0 16621 3 0 1 0 CU COOP SYSTEMS 9692 HAVEN AVE RANCHO CUCAMONGA CA 91730 CREDIT AND DEBIT CARD PROCESSING 156153 FISERV PO BOX 99924 GRAPEVINE TX 760999724 CORE SYSTEM PROVIDER 106022 2 INTEREST ON LOANS TO MEMBERS 522100 1696476 1696476 OTHER INCOME 522100 478663 478663 FEES AND OTHER CHARGES 522100 177833 177833 2352972 109451 109451 4328525 4732388 -403863 -403863 -403863 NONMEMBER ATM FEES 525990 3701 3701 3701 2062261 1949109 3701 109451 370827 694181 99818 92134 101895 1468 9600 286216 70086 314269 87839 11176 176194 54974 INTEREST/DIVIDENDS PAID 1291810 MISCELLANEOUS OPERATING 1101788 LOAN SERVICING 107654 PROVISION FOR LOAN LOSS 73900 14855 4960684 1359624 0 21393996 0 0 0 0 0 177687948 0 0 0 0 0 8247975 0 0 15603214 0 0 610063 0 11882760 0 236785580 0 2365187 0 207373746 0 209738933 0 X 0 0 1127988 0 25918659 0 27046647 0 236785580 0 X -2898423 -24148224 X 0 0 0 X X X X 0 1 0 LISA HERMAN COO 183430 0 25168 0 0 0 2371 0 1686 0 212655 0 0 0 ANN BABIAK VP 34519 0 10000 0 280000 0 1908 0 692 0 327119 0 0 0 PART I, LINE 4B MEMBERS OF MANAGEMENT ARE PARTICIPANTS IN THE CREDIT UNION'S 457 PLAN. NET LOANS OUTSTANDING 2016-03-31 181558554 BOOK VALUE 830173508 BLUE FEDERAL CREDIT UNION 114 EAST 7TH AVENUE CHEYENNE WY 82001 501(C)14 CURRENCY EQUIVALENTS 2016-03-31 23309025 BOOK VALUE 830173508 BLUE FEDERAL CREDIT UNION 114 EAST 7TH AVENUE CHEYENNE WY 82001 501(C)14 INVESTMENTS 2016-03-31 15143964 BOOK VALUE 830173508 BLUE FEDERAL CREDIT UNION 114 EAST 7TH AVENUE CHEYENNE WY 82001 501(C)14 FIXED ASSETS (NET OF A/D) 2016-03-31 7011440 BOOK VALUE 830173508 BLUE FEDERAL CREDIT UNION 114 EAST 7TH AVENUE CHEYENNE WY 82001 501(C)14 ACCRUED INCOME ON LOANS AND INVESTMENTS 2016-03-31 354318 BOOK VALUE 830173508 BLUE FEDERAL CREDIT UNION 114 EAST 7TH AVENUE CHEYENNE WY 82001 501(C)14 NCUA SHARE INSURANCE CAPITALIZATION DEPOSIT 2016-03-31 1898822 BOOK VALUE 830173508 BLUE FEDERAL CREDIT UNION 114 EAST 7TH AVENUE CHEYENNE WY 82001 501(C)14 INTANGIBLE ASSETS 2016-03-31 586169 BOOK VALUE 830173508 BLUE FEDERAL CREDIT UNION 114 EAST 7TH AVENUE CHEYENNE WY 82001 501(C)14 OTHER ASSETS 2016-03-31 9283731 BOOK VALUE 830173508 BLUE FEDERAL CREDIT UNION 114 EAST 7TH AVENUE CHEYENNE WY 82001 501(C)14 0 1 0 0 1 1 1 1 0 PART I, LINE 2E: PERSON(S) INVOLVED: LISA HERMANWENDI STODDEN FORM 990, PART VI, SECTION A, LINE 6 COMMUNITY FINANCIAL CREDIT UNION IS A MEMBER-OWNED FINANCIAL COOPERATIVE OPERATED FOR THE BENEFIT OF INDIVIDUALS AND FAMILIES THAT LIVE IN THE COMMUNITIES OF BOULDER, BROOMFIELD, AND PORTIONS OF SUPERIOR, WESTMINSTER, LOUISVILLE, AND LAFAYETTE, MEMBERS OF CONSUMERS UNITED ASSOCIATION, AND VARIOUS SELECT EMPLOYEE GROUPS. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS OF THE CREDIT UNION ANNUALLY ELECT THE BOARD OF DIRECTORS TO SERVE FOR MULTIPLE-YEAR TERMS BY MAILING IN BALLOTS OR VOTING AT AN ANNUAL MEETING. FORM 990, PART VI, SECTION A, LINE 7B VARIOUS DECISIONS MADE BY THE BOARD OF DIRECTORS FOR A CREDIT UNION ARE SUBJECT TO APPROVAL BY THE MEMBERS OF THE CREDIT UNION AS SET FORTH IN NCUA RULES AND REGULATIONS AND APPLICABLE STATE REGULATIONS. FORM 990, PART VI, SECTION B, LINE 11B THE COMPLETED FORM 990 IS REVIEWED BY THE MANAGEMENT TEAM PRIOR TO FILING. THE CHIEF FINANCIAL OFFICER IS AUTHORIZED TO SIGN AND FILE THE RETURN. FORM 990, PART VI, SECTION B, LINE 12C A WRITTEN ACKNOWLEDGMENT IS FILLED OUT EACH YEAR BY THE OFFICERS, DIRECTORS, AND EMPLOYEES WHICH COULD GIVE RISE TO POTENTIAL CONFLICTS WITHIN THE ORGANIZATION. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS REQUESTS INFORMATION FROM COMPENSATION SURVEYS AND DETERMINES THE CEO'S COMPENSATION FOR EACH YEAR. THE CEO PERFORMS ANNUAL PERFORMANCE REVIEWS FOR THE MANAGEMENT TEAM AND UTILIZES SURVEY DATA TO DETERMINE THE INDIVIDUAL COMPENSATION FOR THE MANAGEMENT TEAM. SALARY ADJUSTMENTS ARE TYPICALLY SIMILIAR TO THAT OF STAFF. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE FOR REVIEW UPON REQUEST AT THE CREDIT UNION. MONTHLY FINANCIAL STATEMENTS ARE AVAILABLE ON DISPLAY AT THE CREDIT UNION. QUARTERLY FINANCIAL DATA IS ACCESSIBLE TO THE PUBLIC AT WWW.NCUA.GOV. FORM 990, PART XI, LINE 9: EQUITY LIQUIDATED IN MERGER WITH BLUE FEDERAL CREDIT UNION -24,148,224. CU ALLIANCE GROUP LLC 6855 WEST 119TH AVENUE BROOMFIELD CO 800202813 INVESTMENT ADVISORY SERVICES CO 8383 346803 COMMUNITY FINANCIAL CREDIT UNION 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 CU ALLIANCE GROUP LLC N