2017-05-04T06:38:26-07:00 2016-12-31 FINANCIAL STANDARDS GROUP INC 3615 NEWBURG RD LOUISVILLE KY 40218 990 2016-01-01 381489465 UP Catholic Credit Union UPCA 9062287080 1001 West Baraga Ave Marquette MI 49855 Tom Blake President/CEO 2017-05-04 true Thomas Armantrout CPA P02039010 8005225820 2016 2021-01-29 14:40:06Z Tom Blake 1001 West Baraga Ave Marquette MI 49855 13344955 false false X www.upccu.com X 1953 MI Provide financial services and products to members. 9 9 58 12 22445 -70698 0 5182036 5776632 1126612 1268842 114290 94555 6422938 7140029 0 0 2037708 2236981 0 0 2756094 3273170 4793802 5510151 1629136 1629878 155985194 163458437 133399438 139643604 22585756 23814833 Provide financial services and products to members. false false The Credit Union provides several deposit account types to members including savings, checking, certificates and other. The total number of members at 12/31/2016 was 12,595. The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2016 was 8,997. false false false false false false false false false false true false false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false false false false false false false false true 2968 0 true 58 true true true false false false false false false false false false false X 9 9 false false false false true true true true true false true true false true true true false true true true false X Tom Blake 9062288338 1001 West Baraga Ave Marquette MI 49855 Scott Jamieson Director 1.00 0.00 X 0 0 0 Sandra Villa-Mogush Treasurer 1.00 0.00 X 0 0 0 William Ferns V Chairman 1.00 0.00 X 0 0 0 Mark Canale Chairman 1.00 0.00 X 0 0 0 Corrin Salminen Director 1.00 0.00 X 0 0 0 Leonard Angeli Director 1.00 0.00 X 0 0 0 Brian Kulbieda Director 1.00 0.00 X 0 0 0 Gail Anthony Director 1.00 0.00 X 0 0 0 Andrew Wasilewski Director 1.00 0.00 X 0 0 0 Tom Blake President/CEO 40.00 0.00 X 166618 0 13346 Suanne Debski Vice President 40.00 0.00 X 96952 0 7771 263570 21117 1 false true false Member Driven Technologies 7415 Chicago Rd Warren MI 48092 Data Processing 317808 First Data 1100 Carr Road Wilmington DE 19809 Debit Card Processin 302555 FIS 601 Riverside Ave Jacksonville FL 32204 Credit Card Processi 242793 Small Business Assc of MI 120 N Washington Square Suite 100 Lansing MI 489339985 Group Health Insr 236315 4 0 Fees & Charges 522100 766060 765370 690 Interest on Loans 522100 4126781 4126781 Other Program Revenue 522100 105314 105314 Share Draft Income 522100 348981 348981 VISA & ATM Interchange 522100 429496 429496 5776632 1209502 1209502 0 0 0 6264266 6204926 59340 59340 59340 0 0 0 Income from Insurance 524298 88065 72800 15265 Non-Member ATM Fees 525990 6490 6490 94555 7140029 7117584 22445 0 0 0 0 284687 0 1423327 107679 289807 131481 0 0 11400 0 0 0 75804 111415 323798 301124 0 305797 0 0 88100 460520 0 200685 47948 Loan Servicing Expenses 389621 Write-Downs of Assets 338314 ATM-Debit Card Program Exp 310764 Provision for Loan Losses 169693 138187 5510151 0 0 0 1955632 1964770 19725250 24701262 0 0 0 0 80201922 83476696 0 115896 174871 5213393 2751240 2439517 2462153 47404882 43206948 793625 792625 0 0 3348470 6679112 155985194 163458437 1433185 2783231 131966253 136860373 133399438 139643604 X 22585756 23814833 22585756 23814833 155985194 163458437 X 1629878 -552965 152164 X false false false 531200 531200 3101853 1416936 1684917 218513 202541 15972 721477 636833 84644 640350 494930 145420 2462153 Rounding 1 Total Share & Deposit Accounts 136860372 136860373 X false false false Tom Blake President/CEO 166618 13346 179964 Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder Section 501c(14) Credit Union is composed of members. Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting. Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders Mergers are voted on by entire membership. Form 990, Part VI, Line 11b: Form 990 Review Process Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting. Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee. Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions. Other Changes In Net Assets Or Fund Balances - Other Increases Unrealized Gain on Benefits Prefund = $152164