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      <Form990PartVIISectionAGrp>
        <PersonNm>SAMUEL KRETER</PersonNm>
        <TitleTxt>DIRECTOR, PROGRAM TECHNOLOGY</TitleTxt>
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      <Form990PartVIISectionAGrp>
        <PersonNm>HARRIS ROBERTS</PersonNm>
        <TitleTxt>VICE PRESIDENT, GROWTH</TitleTxt>
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      <ContractorCompensationGrp>
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          <BusinessName>
            <BusinessNameLine1Txt>SEGOVIA TECHNOLOGY CO</BusinessNameLine1Txt>
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          <ForeignAddress>
            <AddressLine1Txt>3 LONDON BRIDGE ST</AddressLine1Txt>
            <CityNm>LONDON</CityNm>
            <CountryCd>UK</CountryCd>
            <ForeignPostalCd>SE1 9SG</ForeignPostalCd>
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      <ContractorCompensationGrp>
        <ContractorName>
          <BusinessName>
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          <USAddress>
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      <ContractorCompensationGrp>
        <ContractorName>
          <BusinessName>
            <BusinessNameLine1Txt>BDO</BusinessNameLine1Txt>
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          <USAddress>
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        <ServicesDesc>ACCOUNTING SERVICES</ServicesDesc>
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      <ContractorCompensationGrp>
        <ContractorName>
          <BusinessName>
            <BusinessNameLine1Txt>SALESFORCE</BusinessNameLine1Txt>
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        <ContractorAddress>
          <USAddress>
            <AddressLine1Txt>524 BROADWAY</AddressLine1Txt>
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            <StateAbbreviationCd>NY</StateAbbreviationCd>
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        </ContractorAddress>
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        <CompensationAmt>409712</CompensationAmt>
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      <ContractorCompensationGrp>
        <ContractorName>
          <BusinessName>
            <BusinessNameLine1Txt>MATHEMATICA INC</BusinessNameLine1Txt>
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          <USAddress>
            <AddressLine1Txt>1100 FIRST STREET NE 12TH FLOOR</AddressLine1Txt>
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            <StateAbbreviationCd>DC</StateAbbreviationCd>
            <ZIPCd>20002</ZIPCd>
          </USAddress>
        </ContractorAddress>
        <ServicesDesc>RESEARCH CONSULTANT</ServicesDesc>
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      <CntrctRcvdGreaterThan100KCnt>24</CntrctRcvdGreaterThan100KCnt>
      <FederatedCampaignsAmt>514604</FederatedCampaignsAmt>
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        <TotalRevenueColumnAmt>2425029</TotalRevenueColumnAmt>
        <ExclusionAmt>2425029</ExclusionAmt>
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      <GrossAmountSalesAssetsGrp>
        <SecuritiesAmt>47344073</SecuritiesAmt>
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        <SecuritiesAmt>480313</SecuritiesAmt>
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      <NetGainOrLossInvestmentsGrp>
        <TotalRevenueColumnAmt>480313</TotalRevenueColumnAmt>
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        <Desc>FOREIGN EXCHANGE TRANS.</Desc>
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        <ExclusionAmt>2847560</ExclusionAmt>
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      <OtherRevenueMiscGrp>
        <Desc>OTHER INCOME</Desc>
        <BusinessCd>900099</BusinessCd>
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      <GrantsToDomesticIndividualsGrp>
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      <PensionPlanContributionsGrp>
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      <AdvertisingGrp>
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        <ProgramServicesAmt>4391</ProgramServicesAmt>
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      <InformationTechnologyGrp>
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        <ManagementAndGeneralAmt>1449899</ManagementAndGeneralAmt>
        <FundraisingAmt>183365</FundraisingAmt>
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      <OccupancyGrp>
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        <ProgramServicesAmt>566043</ProgramServicesAmt>
        <ManagementAndGeneralAmt>386729</ManagementAndGeneralAmt>
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      <TravelGrp>
        <TotalAmt>3167150</TotalAmt>
        <ProgramServicesAmt>2630272</ProgramServicesAmt>
        <ManagementAndGeneralAmt>288741</ManagementAndGeneralAmt>
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      <InsuranceGrp>
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        <ProgramServicesAmt>13248</ProgramServicesAmt>
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      <OtherExpensesGrp>
        <Desc>MOBILE MONEY &amp; BANKING</Desc>
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        <ProgramServicesAmt>1293427</ProgramServicesAmt>
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        <FundraisingAmt>391323</FundraisingAmt>
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      <OtherExpensesGrp>
        <Desc>EQUIPMENT</Desc>
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        <FundraisingAmt>9146</FundraisingAmt>
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      <OtherExpensesGrp>
        <Desc>MISCELLANEOUS</Desc>
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        <ProgramServicesAmt>60956</ProgramServicesAmt>
        <ManagementAndGeneralAmt>17060</ManagementAndGeneralAmt>
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      <TotalFunctionalExpensesGrp>
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        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
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      <FederalGrantAuditPerformedInd>1</FederalGrantAuditPerformedInd>
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      <FootnoteTextInd>X</FootnoteTextInd>
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      <RevenueNotReportedFinclStmtAmt>230346</RevenueNotReportedFinclStmtAmt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART X, LINE 2:</FormAndLineReferenceDesc>
        <ExplanationTxt>GIVEDIRECTLY PERFORMED AN EVALUATION OF UNCERTAINTY IN INCOME TAXES FOR THE YEARS ENDED DECEMBER 31, 2024 AND 2023, AND DETERMINED THAT THERE WERE NO MATTERS THAT WOULD REQUIRE RECOGNITION IN THE FINANCIAL STATEMENTS OR THAT MAY HAVE ANY EFFECT ON ITS TAX-EXEMPT STATUS.</ExplanationTxt>
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        <TitleTxt>VICE PRESIDENT, PROGRAMS</TitleTxt>
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        <CompensationBasedOnRltdOrgsAmt>0</CompensationBasedOnRltdOrgsAmt>
        <BonusFilingOrganizationAmount>15106</BonusFilingOrganizationAmount>
        <BonusRelatedOrganizationsAmt>0</BonusRelatedOrganizationsAmt>
        <OtherCompensationFilingOrgAmt>0</OtherCompensationFilingOrgAmt>
        <OtherCompensationRltdOrgsAmt>0</OtherCompensationRltdOrgsAmt>
        <DeferredCompensationFlngOrgAmt>10050</DeferredCompensationFlngOrgAmt>
        <DeferredCompRltdOrgsAmt>0</DeferredCompRltdOrgsAmt>
        <NontaxableBenefitsFilingOrgAmt>603</NontaxableBenefitsFilingOrgAmt>
        <NontaxableBenefitsRltdOrgsAmt>0</NontaxableBenefitsRltdOrgsAmt>
        <TotalCompensationFilingOrgAmt>211041</TotalCompensationFilingOrgAmt>
        <TotalCompensationRltdOrgsAmt>0</TotalCompensationRltdOrgsAmt>
        <CompReportPrior990FilingOrgAmt>0</CompReportPrior990FilingOrgAmt>
        <CompReportPrior990RltdOrgsAmt>0</CompReportPrior990RltdOrgsAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART I, LINE 7</FormAndLineReferenceDesc>
        <ExplanationTxt>FOR THE YEAR ENDED DECEMBER 31, 2024, INDIVIDUALS LISTED ON PART VII RECEIVED NON-FIXED PAYMENTS WHICH WERE BASED ON A PRE-ESTABLISHED INDEX ACCORDING TO THE INDIVIDUALS' LEVELS AND MEETING THE ORGANIZATION'S MISSION WHICH IS BASED ON ENROLLING RECIPIENTS IN CASH TRANSFER PROGRAMS.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleJ>
    <IRS990ScheduleM documentId="RetDoc1042900001">
      <SecuritiesPubliclyTradedGrp>
        <NonCashCheckboxInd>X</NonCashCheckboxInd>
        <ContributionCnt>126</ContributionCnt>
        <NoncashContributionsRptF990Amt>2639448</NoncashContributionsRptF990Amt>
        <MethodOfDeterminingRevenuesTxt>FMV</MethodOfDeterminingRevenuesTxt>
      </SecuritiesPubliclyTradedGrp>
      <OtherNonCashContriTableGrp>
        <NonCashCheckboxInd>X</NonCashCheckboxInd>
        <Desc>CRYPTO CURRENCY</Desc>
        <ContributionCnt>10</ContributionCnt>
        <NoncashContributionsRptF990Amt>3209182</NoncashContributionsRptF990Amt>
        <MethodOfDeterminingRevenuesTxt>FMV</MethodOfDeterminingRevenuesTxt>
      </OtherNonCashContriTableGrp>
      <Form8283ReceivedCnt>2</Form8283ReceivedCnt>
      <AnyPropertyThatMustBeHeldInd>0</AnyPropertyThatMustBeHeldInd>
      <ReviewProcessUnusualNCGiftsInd>1</ReviewProcessUnusualNCGiftsInd>
      <ThirdPartiesUsedInd>0</ThirdPartiesUsedInd>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART I, COLUMN (B):</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION REPORTS NUMBER OF CONTRIBUTIONS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE M, PART I, LINE 31</FormAndLineReferenceDesc>
        <ExplanationTxt>GIVEDIRECTLY WILL SEEK THE ADVICE OF LEGAL COUNSEL IN MATTERS RELATING TO ACCEPTANCE OF GIFTS WHEN APPROPRIATE. REVIEW BY COUNSEL IS RECOMMENDED FOR: - GIFTS OF SECURITIES THAT ARE SUBJECT TO RESTRICTIONS OR BUY-SELL AGREEMENTS. - DOCUMENTS NAMING GIVEDIRECTLY AS TRUSTEE OR REQUIRING GIVEDIRECTLY TO ACT IN ANY FIDUCIARY CAPACITY. - GIFTS REQUIRING GIVEDIRECTLY TO ASSUME FINANCIAL OR OTHER OBLIGATIONS. - TRANSACTIONS WITH POTENTIAL CONFLICTS OF INTEREST. - GIFTS OF PROPERTY WHICH MAY BE SUBJECT TO ENVIRONMENTAL OR OTHER REGULATORY RESTRICTIONS. - RESTRICTIONS ON GIFTS. GIVEDIRECTLY WILL NOT ACCEPT GIFTS THAT (A) WOULD RESULT IN GIVEDIRECTLY VIOLATING ITS CORPORATE CHARTER, (B) WOULD RESULT IN GIVEDIRECTLY LOSING ITS STATUS AS AN IRC 501(C)(3) NOT-FOR-PROFIT ORGANIZATION, (C) ARE TOO DIFFICULT OR TOO EXPENSIVE TO ADMINISTER IN RELATION TO THEIR VALUE, (D) WOULD RESULT IN ANY UNACCEPTABLE CONSEQUENCES WHICH WOULD COMPROMISE GIVEDIRECTLY'S MISSION. - DECISIONS ON THE RESTRICTIVE NATURE OF A GIFT, AND ITS ACCEPTANCE OR REFUSAL, SHALL BE MADE BY THE BOARD, IN CONSULTATION WITH THE PRESIDENT. CERTAIN FORMS OF GIFTS OR DONATED PROPERTIES MAY BE SUBJECT TO REVIEW PRIOR TO ACCEPTANCE. EXAMPLES OF GIFTS SUBJECT TO PRIOR REVIEW INCLUDE, BUT ARE NOT LIMITED TO: TANGIBLE PERSONAL PROPERTY. THE BOARD SHALL REVIEW AND DETERMINE WHETHER TO ACCEPT ANY GIFTS OF TANGIBLE PERSONAL PROPERTY IN LIGHT OF THE FOLLOWING CONSIDERATIONS: DOES THE PROPERTY FURTHER THE ORGANIZATION'S MISSION? IS THE PROPERTY MARKETABLE? ARE THERE ANY UNACCEPTABLE RESTRICTIONS IMPOSED ON THE PROPERTY? ARE THERE ANY CARRYING COSTS FOR THE PROPERTY FOR WHICH THE ORGANIZATION MAY BE RESPONSIBLE? IS THE TITLE/PROVENANCE OF THE PROPERTY CLEAR?</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleM>
    <IRS990ScheduleO documentId="RetDoc1044400001">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 6</FormAndLineReferenceDesc>
        <ExplanationTxt>THE MEMBERS OF THE CORPORATION ARE MICHAEL FAYE, ALY JEDDY, PAUL NIEHAUS, AND ROHIT WANCHOO.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 7A</FormAndLineReferenceDesc>
        <ExplanationTxt>MEMBERS HAVE THE POWER TO ELECT, REMOVE OR SUSPEND THE DIRECTORS OF THE ORGANIZATION.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 7B</FormAndLineReferenceDesc>
        <ExplanationTxt>CERTAIN GOVERNANCE DECISIONS ARE SUBJECT TO THE APPROVAL OF STATUTORY MEMBERS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>QUALIFIED AND AUTHORIZED PERSON SHALL REVIEW THE ANNUAL FORM 990 RETURN, PREPARED BY ITS THIRD PARTY TAX ACCOUNTANTS, UNDER THE DIRECTION OF THE BOARD. THE RETURN SHALL BE PRESENTED TO ALL BOARD MEMBERS FOR APPROVAL, EITHER VIA E-MAIL OR BY PAPER COPY, PRIOR TO ITS FILING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>EACH DIRECTOR, PRINCIPAL AND OFFICER, SHALL ANNUALLY REVIEW THE CONFLICTS OF INTEREST POLICY AND DISCLOSE ANY KNOWN CONFLICTS. IF THERE IS A POTENTIAL VIOLATION, IF THE BOARD OR COMMITTEE HAS REASONABLE CAUSE TO BELIEVE THAT A MEMBER HAS FAILED TO DISCLOSE ANY ACTUAL OR POSSIBLE FINANCIAL CONFLICT OF INTEREST, THE BOARD MEMBER WILL BE AFFORDED AN OPPORTUNITY TO EXPLAIN THE ALLEGED FAILURE FOR TO MAKE SUCH A DISCLOSURE AND IF DETERMINED TO BE A VIOLATION THE BOARD SHALL TAKE DISCIPLINARY, CORRECTIVE OR OTHER ACTION TO BE DETERMINED BY THE MAJORITY OF THE DISINTERESTED MEMBERS OF THE BOARD.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 15</FormAndLineReferenceDesc>
        <ExplanationTxt>THE PROCESS FOR DETERMINING COMPENSATION OF TOP MANAGEMENT AND KEY EMPLOYESS IS COVERED IN GD ORG WIDE COMPENSATION POLICY. ALL TOP MANAGMENTAND KEY EMPLOYEES INCLUDE A REVIEW BY THE TREASURER AND THE REST OF THE BOARD, AS WELL AS A BENCHMARKING USING THE BIRCHES COMPENSATION AGGREGATOR OF SIMILAR POSITIONS AND SALARIES OF OF ORGANIZATIONS OF SIMILAR SIZE. THE BIRCHES DATABASE INCLUDES LEVELS AND SALARY DATA ACROSS ORGANIZATIONS IN 150 DIFFERENT COUNTRIES.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICTS OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST. FINANCIAL STATEMENTS AND FORM 990S ARE AVAILABLE ON THE WEBSITE. ADDITIONALLY THE STATE OF MA HAS PUBLICLY AVAILABLE, ALL WORK FILINGS, INCLUDING ARTICLES OF ORGANIZATION AND ANNUAL REPORTS.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>