2025-11-07T11:32:22-05:00 2024-12-31 990 2024-01-01 451295465 MONTANA HEALTH COOPERATIVE MONT 4064479510 PO BOX 5358 HELENA MT 59604 DAVID SLONAKER CFO 2083287000 2025-11-08 2024 2025-03-06 01:10:19Z DAVID SLONAKER PO BOX 5358 HELENA MT 59604 529701089 false X www.mhc.coop X 2010 MT THE ORGANIZATION OFFERS TRUE NON-PROFIT MEMBER GOVERNED HEALTH INSURANCE THAT PROMOTES MEMBER ENGAGEMENT AND PROVIDES ACCESS TO HIGH QUALITY HEALTH CARE. 15 15 51 0 0 0 0 0 477078124 473250933 5417027 12825019 64873 470 482560024 486076422 0 0 0 0 5289614 5808163 0 0 0 476844314 488060630 482133928 493868793 426096 -7792371 182882247 197023662 94746473 122324908 88135774 74698754 THE ORGANIZATION OFFERS TRUE NON-PROFIT MEMBER GOVERNED HEALTH INSURANCE THAT PROMOTES MEMBER ENGAGEMENT AND PROVIDES ACCESS TO HIGH QUALITY HEALTH CARE. 0 0 0 THE ORGANIZATIONS LARGEST PROGRAM SERVICE ACCOMPLISHMENT IS THE SALE OF INSURANCE WHILE SUPPORTING THEIR MEMBERS AND ADHERING TO FEDERAL AND STATE GUIDELINES AS REQUIRED UNDER THE ORGANIZATION STRUCTURE. THIS INCLUDES MEDICARE SUPPLEMENT POLICY SALES. 0 0 0 0 0 0 0 0 0 0 false false false false false false false false false false true true false false false true true false false false false false false false false false false false false true false false false false false false false false false false false false false false false false true 4897 0 true 51 true false false false false false true 4000000 74698753 false false false 15 15 false false false false true true false true true false false true true true true true true true true false X MONTANA HEALTH COOP 4064479510 PO BOX 5358 HELENA MT 59604 REBECCA LAFOND CHAIR 1.00 0.00 X X 24900 0 0 MICHAEL MCMURRAY TREASURER 1.00 0.00 X X 13250 0 0 LISA BALLARD SECRETARY 1.00 0.00 X X 12650 0 0 TOM BASSLER DIRECTOR 1.00 0.00 X 10400 0 0 LIESEL BRINK DIRECTOR 1.00 0.00 X 12600 0 0 STASIA CREEK DIRECTOR 1.00 0.00 X 10650 0 0 CHRISTINA GOE DIRECTOR 1.00 0.00 X 12100 0 0 PATTY HAMBLOCK DIRECTOR 1.00 0.00 X 10400 0 0 NOLAN HILL DIRECTOR 1.00 0.00 X 12700 0 0 LACY KOWALSKI DIRECTOR 1.00 0.00 X 12400 0 0 MONICA LINDEEN DIRECTOR 1.00 0.00 X 12200 0 0 PAUL MCDONALD DIRECTOR 1.00 0.00 X 11000 0 0 T CHRIS MUIRHEAD DIRECTOR 1.00 0.00 X 12150 0 0 MARK REINSEL DIRECTOR 1.00 0.00 X 14900 0 0 ALEX MUROMSEW DIRECTOR 1.00 0.00 X 9900 0 0 RICHARD MILTENBERGER FORMER CEO 40.00 0.00 X X 236319 0 42435 DAVID SLONAKER CFO 40.00 0.00 X 264624 0 43957 BLAIR FJESETH CEO 40.00 0.00 X 368327 0 30208 JEFFREY SWINGLEY VP SALES 40.00 0.00 X 233008 0 14087 JAMES WARNER VP-PROVIDER NETWORK 40.00 0.00 X 215655 0 35130 DARREL STONE VP OF IT BI 40.00 0.00 X 238946 0 33169 MARK WALTERS VP BUSINESS DEVELOPMENT 40.00 0.00 X 189449 0 46835 MELISSA MCVAUGH DIRECTOR CLINICAL PROGRAM 40.00 0.00 X 184360 0 38730 PEGGY WORLEY CONTROLLER 40.00 0.00 X 160663 0 37559 MELISSA VANPERNIS PROJECTS MANAGER 40.00 0.00 X 113396 0 7552 LEAH MARTIN ASSISTANT VICE PRESIDENT 40.00 0.00 X 118523 0 48194 CHRISTINE MENDENHALL DIRECTOR MEMBER SERVICES 40.00 0.00 X 121061 0 36659 RICHARD WESSENBERG SALES EXECUTIVE 40.00 0.00 X 108421 0 7201 BRANDON RUSSELL NETWORK ADMINISTRATOR 40.00 0.00 X 102213 0 30264 KATHRON ISLEY QUALITY DIRECTOR 40.00 0.00 X 118676 0 14659 2965841 0 466639 16 true true false UNIVERSITY OF UTAH HEALTH PLANS 50 NORTH MEDICAL DRIVE SALT LAKE CITY UT 84132 CLAIMS PROCESSING ADMINISTRATOR 11669263 MT COMMISSIONER OF INSURANCE 840 HELENA AVE HELENA MT 59601 MONTANA REINSURANCE PREMIUM, PREMIUM TAX 4359854 ZELIS CLAIMS INTEGRITY LLC 2 CROSSROAD DRIVE BEDMINSTER NJ 07921 CLAIMS REPROCESSOR 6512270 HEALTHPLAN SERVICES INC 4110 GEORGE ROAD TAMPA FL 33634 CLAIMS PROCESSING ADMINISTRATOR 2247210 WYOMING DEPARTMENT OF INSURANCE 106 E 6TH AVE CHEYENNE WY 82002 PREMIUM TAXES, FEES 1711290 51 0 0 0 0 0 0 0 0 INSURANCE PREMIUM INCOME 524298 442277925 442277925 0 0 REINSURANCE RECOVERIES 524298 30973008 30973008 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 473250933 4627758 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 51821928 0 43624667 0 8197261 0 8197261 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 MISCELLANEOUS REVENUE 524298 470 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 470 486076422 473250933 0 0 0 0 0 0 0 0 0 0 2215698 0 0 0 0 0 0 0 2517916 0 0 0 234243 0 0 0 490975 0 0 0 349331 0 0 0 0 0 0 0 220348 0 0 0 125313 0 0 0 0 0 0 0 0 0 3542 0 0 0 25767990 0 0 0 678027 0 0 0 397374 0 0 0 346247 0 0 0 0 0 0 0 274151 0 0 0 156464 0 0 0 0 0 0 0 17998 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 194052 0 0 0 CLAIMS 432838934 0 0 0 CLAIM ADJUSTM.EXP 11872389 0 0 0 AGENT COMMISSIONS 6050400 0 0 0 REINSURANCE PREMIUMS 4618437 0 0 0 4498964 0 0 0 493868793 0 0 0 0 0 0 0 363659 388755 26959193 77798718 0 0 43845367 42447308 0 0 0 0 0 0 0 0 0 0 1251186 370239 891858 880947 0 0 110822170 75507934 0 0 0 0 0 0 182882247 197023662 94746473 122324908 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 94746473 122324908 X 0 0 76463200 76463200 11672574 -1764447 88135774 74698753 182882247 197023661 -7792371 -4456779 0 0 0 -1187871 X false true X true true true 946414 65467 880947 304772 304772 0 880947 INVESTMENTS 75507934 F 75507934 X 450481435 0 450481435 3543 35591444 35594987 486076422 458273806 0 458273806 3543 35591444 35594987 493868793 Part X, line 2 PART X LINE 2: THE COMPANY IS A QUALIFIED NONPROFIT HEALTH INSURER AS DESCRIBED IN SECTION 501 C 29 OF THE INTERNAL REVENUE CODE AND IS EXEMPT FROM FEDERAL AND STATE INCOME TAXES ON RELATED INCOME PURSUANT TO SECTION 501 A OF THE CODE. AS A MATTER OF LAW THE COMPANY IS SUBJECT TO EXAMINATION BY FEDERAL AND STATE TAXING AUTHORITIES FOR THE OPEN STATUTORY PERIODS. ALTHOUGH MANAGEMENT BELIEVES THAT THE AMOUNTS REFLECTED IN THE TAX RETURNS SUBSTANTIALLY COMPLY WITH THE APPLICABLE FEDERAL AND STATE TAX REGULATIONS BOTH THE IRS AND HTE VARIOUS STATE TAXING AUTHORITIES CAN TAKE POSITIONS CONTRARY TO MANAGEMENTS POSITION BASED ON THEIR INTERPRETATION OF THE LAW. ANY PANALTIES AND INTEREST WOULD BE CHARGED TO INTEREST EXPENSE IN THE YEAR ASSESSED. Part I to XII | PartandLinenumber:,Explanation:| Part XI Line 4,PART XI LINE 4B - OTHER ADJUSTMENTS: REINSURANCE PREMIUM PAYMENT $4,319,888 + REINSURANCE RECOVERIES $30,973,007 = $35,591,444 TOTAL TO SCHEDULE D PART XI LINE 4B| Part XII Line 4,PART XII LINE 4B - OTHER ADJUSTMENTS: REINSURANCE PREMIUM PAYMENT $4,319,888 + REINSURANCE RECOVERIES $30,973,007 = $35,591,444 TOTAL TO SCHEDULE D PART XII LINE 4B| X X X true true false false false true false false false BLAIR FJESETH CEO 318802 0 49525 0 0 0 20700 0 9508 0 398535 0 0 0 RICHARD MILTENBERGER FORMER CEO 178018 0 58301 0 0 0 11150 0 31285 0 278754 0 0 0 DAVID SLONAKER CFO 220362 0 44262 0 0 0 16147 0 27810 0 308581 0 0 0 DARREL STONE VP OF IT & BI 207624 0 31322 0 0 0 14719 0 18449 0 272114 0 0 0 JEFFREY SWINGLEY VP SALES 135561 0 97447 0 0 0 0 0 14087 0 247095 0 0 0 MARK WALTERS VP BUSINESS DEVELOPMENT 173388 0 16061 0 0 0 11884 0 34952 0 236285 0 0 0 JAMES WARNER VP-PROVIDER NETWORK 161809 0 20000 0 33846 0 11217 0 23913 0 250785 0 0 0 MELISSA MCVAUGH DIRECTOR CLINICAL PROGRAM 107402 0 5994 0 0 0 1531 0 27199 0 142126 0 0 0 CHRISTINE MENDENHALL DIRECTOR MEMBER SERVICES 104644 0 16416 0 0 0 7686 0 28973 0 157719 0 0 0 PEGGY WORLEY CONTROLLER 137854 0 22809 0 0 0 9980 0 27579 0 198222 0 0 0 MELISSA VANPERNIS PROJECTS MANAGER 107402 0 5994 0 0 0 6804 0 748 0 120948 0 0 0 LEAH MARTIN ASSISTANT VICE PRESIDENT 100414 0 18109 0 0 0 7397 0 40797 0 166717 0 0 0 RICHARD WESSENBERG SALES EXECUTIVE 85595 0 22826 0 0 0 6510 0 691 0 115622 0 0 0 BRANDON RUSSELL NETWORK ADMINISTRATOR 94833 0 7380 0 0 0 0 0 30264 0 132477 0 0 0 KATHRON ISLEY QUALITY DIRECTOR 106251 0 12424 0 0 0 7156 0 7503 0 133334 0 0 0 Part I | PartandLinenumber:,Explanation:|Part I Line 6,Employee annual incentive is partly based on the company's success completion of net underwriting earnings goals.| Part I Line 4a | Name :, Amount:| JAMES WARNER, 33846| Part I Line 4b | Name :, Title:, Item Selected:, Amount:| RICHARD MILTENBERGER, 0| Part I Line 4b | Name :, Title:, Item Selected:, Amount:| BLAIR FJESETH, 0| Part I Line 4b | Name :, Title:, Item Selected:, Amount:| DAVID SLONAKER, 0| Part I & Part II | PartandLinenumber:,Explanation:| Part I Line 4,James Warner received a severance payment|Part I Line 4,Line 4b - Richard Miltenberger Blair Fjeseth and David Slonaker participated in 457b and 457f plans but received no Company payments from these plans during the year.| Part VI, Line 6 Form 990 Part VI Section A Line 6: Members elect the governing body as a Cooperative but are not granted other powers per the Bylaws. Part VI, Line 7a Members elect the governing body as a Cooperative but are not granted other powers per the Bylaws. Part VI, Line 12c All employees and directors are covered under the Companys conflict of interest policy. Any conflicts or potential conflicts are reviewed and determined to what level they may require action by the Board of Directors and or executive management. For example a conflict may be determined to require resignation by the employee director or a conflict with a certain subject or vendor may require the individual to be prohibited from participating in any deliberations or decisions related to the conflict. Part VI, Line 15 CEO Compensation is reviewed and approved annually by the MHC compensation committee. Additionally an outside human resource consulting firm regularly reviews all key positions in the company based on job descriptions and returns comparable salary ranges. Part VI, Line 19 Any documents required to be available to the public can be requested at the organizations home office. Part XI, Line 9 | Description:, Explanation:, Amount:| The change in the balance of statutory non admitted assets from $7.822,236 to $9,010,107, Statutory non admitted asset liability change, $-1187871| Part V Line 13 | Explanation:| FORM 990 PART V LINE 13 LIST OF STATES WITH QUALIFIED HEALTH PLANS: MT ID WY Part V Line 13 | Explanation:| FORM 990 PART V LINE 13A: RESERVES REQUIRED BY STATE: ID = $4,000,000; MT = $750,000; WY = $0 WILL ACCEPT THE CERTIFICATE OF DEPOSIT FROM ANOTHER STATE IF HELD FOR BENEFIT OF ALL POLICYHOLDERS. THE RESERVES MAINTAINED AND REPORTED TO EACH STATE MT ID & WY = $74,698,753 Part VI Line 11 | Explanation:| FORM 990 PART VI SECTION B LINE 11B: The Form 990 is provided to all Board members and certain executive staff for their review before it is filed. Part XII Line 1 | Explanation:| PART XII LINE 1: THIS FORM 990 WAS PREPARED ON THE STATUTORY BASIS OF ACCOUNTING TO CONFORM WITH THE BASIS OF ACCOUNTING USED ON THE AUDITED FINANCIAL STATEMENTS. Part XII Line 2 | Explanation:| FORM 990 PART XII LINE 2C: THE PROCESS HAS NOT CHANGED SINCE THE PRIOR YEAR.