2016-11-09T16:13:33-06:00 2015-12-31 410746749 CLIFTONLARSONALLEN LLP 20 E THOMAS RD STE 2300 PHOENIX AZ 85012 990 2015-08-01 750971964 UNION SQUARE CREDIT UNION UNIO 9407208000 1401 HOLLIDAY WICHITA FALLS TX 76301 KAREN SCHREIBER VICE PRESIDENT 9407208000 2016-11-08 1 JANIS ISAACSON P00089104 6022662248 2015 2017-02-10 21:41:12Z X KAREN SCHREIBER 1401 HOLLIDAY WICHITA FALLS TX 76301 9427299 0 X WWW.UNIONSQUARE.ORG X 1957 TX TO SERVE THE FINANCIAL NEEDS AND DREAMS OF THE MEMBERS. UNION SQUARE CREDIT UNION CORE VALUES INCLUDE MEMBER SERVICE AND SENSITIVITY, ETHICAL AND LEGAL BEHAVIOR, DIVERSITY AND EQUAL OPPORTUNITY, SOUND, STRONG BUSINESS JUDGMENT, AND FRIENDLY AND KNOWLEDGEABLE STAFF. WITH THIS, UNION SQUARE CREDIT UNION'S VISION IS TO BE THE FINANCIAL CENTER OF CHOICE. 7 6 132 9 172019 -7251 0 8799078 396440 25801 9221319 0 0 2418271 0 0 3423420 5841691 3379628 330672903 337717668 293678266 296220153 36994637 41497515 X TO SERVE THE FINANCIAL NEEDS AND DREAMS OF THE MEMBERS. UNION SQUARE CREDIT UNION CORE VALUES INCLUDE MEMBER SERVICE AND SENSITIVITY, ETHICAL AND LEGAL BEHAVIOR, DIVERSITY AND EQUAL OPPORTUNITY, SOUND, STRONG BUSINESS JUDGMENT, AND FRIENDLY AND KNOWLEDGEABLE STAFF. WITH THIS, UNION SQUARE CREDIT UNION'S VISION IS TO BE THE FINANCIAL CENTER OF CHOICE. 0 0 TO SERVE THE FINANCIAL NEEDS AND DREAMS OF THE MEMBERS. UNION SQUARE CREDIT UNION CORE VALUES INCLUDE MEMBER SERVICE AND SENSITIVITY, ETHICAL AND LEGAL BEHAVIOR, DIVERSITY AND EQUAL OPPORTUNITY, SOUND, STRONG BUSINESS JUDGMENT, AND FRIENDLY AND KNOWLEDGEABLE STAFF. WITH THIS, UNION SQUARE CREDIT UNION'S VISION IS TO BE THE FINANCIAL CENTER OF CHOICE. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 6941 0 1 132 1 1 1 0 0 0 0 0 X 7 6 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X JOHN BARAD 9407208100 1401 HOLLIDAY WICHITA FALLS TX 76301 GARY DOBBS BOARD CHAIRMAN 1.00 X 0 0 0 GARY STEVENSON DIRECTOR 1.00 X 0 0 0 TRAVIS HUFFHINES DIRECTOR 1.00 X 0 0 0 DAVID NIX DIRECTOR 1.00 X 0 0 0 JULIE PRUETT DIRECTOR 1.00 X 0 0 0 ERIC WEST DIRECTOR 1.00 X 0 0 0 JOHN BARAD PRESIDENT/CEO 40.00 X 240946 0 36971 PATRICK MURRAY EXECUTIVE VP 40.00 X 141651 0 23452 MONICA DAVIS VP COMPLIANCE 40.00 X 65077 0 15523 JEFFERY GLADU SENIOR VP IT 40.00 X 37835 0 7792 JOE MANNION VP IT 40.00 X 78659 0 20956 WILLIAM PATTY VP MBL 40.00 X 83777 0 16860 KAREN SCHREIBER VP ACCOUNTING 40.00 X 63439 0 15755 JEFFERY TAYLOR SENIOR VP 40.00 X 94654 0 18394 806038 0 155703 2 0 1 0 FISERV INC PO BOX 99924 GRAPEVINE TX 76099 DATA PROCESSING 848205 DIEBOLD GLOBAL FINANCE PO BOX 644399 PITTSBURG PA 15264 ATM SERVICING 120332 2 FEES AND CHARGES 522100 4903060 4903060 MEMBER INTEREST 522100 3723999 3723999 UNRELATED BUSINESS INC 900099 172019 172019 8799078 420694 420694 123247 97446 25801 25801 25801 84280 108534 -24254 -24254 -24254 9221319 9049300 172019 0 391271 1547612 344998 134390 15110 30000 452670 166978 1285898 269945 138580 402505 198415 PROVISION FOR LOAN LOSS 218412 LOAN SERVICING 106121 FED SUPERVISION & EXAM 50240 OTHER EXPENSES 46632 41914 5841691 13935672 6560183 62694323 53197782 10733 7954 212662105 222225940 97404 134522 20200714 9230077 11279275 10970637 22458770 37297935 7534621 7322715 330672903 337717668 6415960 2219985 287262306 294000168 293678266 296220153 X 0 0 0 0 36994637 41497515 36994637 41497515 330672903 337717668 X 3379628 930805 192445 X X 0 1 X 0 0 1931172 1931172 12146994 5588228 6558766 117724 117724 0 6004824 3524125 2480699 10970637 AVAILABLE-FOR-SALE 36548135 C OTHER INVESTMENTS 600000 C FEDERAL HOME LOAN BANK STOCK 149800 C 37297935 MEMBERS' SHARE AND SAVINGS ACCOUNT 294000168 294000168 X PART X, LINE 2: THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF DECEMBER 31, 2015 AND 2014. X X 1 1 X X 0 0 0 JOHN BARAD PRESIDENT/CEO 240946 0 0 0 0 0 23625 0 13346 0 277917 0 0 0 PATRICK MURRAY EXECUTIVE VP 141651 0 0 0 0 0 14896 0 8556 0 165103 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS OF THE CREDIT UNION ELECT THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B MERGERS AND MODIFICATIONS TO THE FIELD OF MEMBERSHIP MUST HAVE PRIOR APPROVAL FROM MAJORITY OF MEMBERS. FORM 990, PART VI, SECTION B, LINE 11 THE BOARD OF DIRECTORS WILL BE GIVEN THE FORM 990 AND THE APPROPRIATE SCHEDULES TO REVIEW PRIOR TO SUBMITTING TO THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C OFFICERS, DIRECTORS OR TRUSTEES, AND KEY EMPLOYEES ARE REQUIRED TO DISCLOSE ANY OUTSIDE INTEREST TO HR AND MANAGEMENT. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS DETERMINE THE COMPENSATION FOR THE CEO. JOB DESCRIPTIONS ARE SUBMITTED TO COMPEASE FOR EVALUATION OF COMPENSATION ANNUALLY. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS AND ETHICS AND CONDUCT POLICY ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED MONTHLY IN EACH LOCATION OF THE CREDIT UNION. FORM 990, PART XI, LINE 9: NET INCOME PRIOR TO STATE CHARTER 192,445. FORM 990, PART XII, LINE 2C THE VP OF COMPLIANCE ASSUMES RESPONSIBILITY FOR THE OVERSIGHT OF THE AUDITED FINANCIAL STATEMENTS. THERE HAS BEEN NO CHANGE IN EITHER THE OVERSIGHT PROCESS OR THE SELECTION PROCESS. ADDITIONAL INFORMATION PRIOR TO AUGUST 1, 2015, UNION SQUARE CREDIT UNION WAS ORGANIZED AS A FEDERALLY-CHARTERED CREDIT UNION UNDER IRC SECTION 501(C)(1) AND OPERATED AS UNION SQUARE FEDERAL CREDIT UNION. A FEDERALLY-CHARTERED CREDIT UNION IS AN INSTRUMENTALITY OF THE US GOVERNMENT AND IS NOT REQUIRED TO FILE FORM 990. EFFECTIVE AUGUST 1, 2015, THE ORGANIZATION CONVERTED TO A STATE CHARTER. AS A RESULT, THIS IS AN INITIAL RETURN. UNION SQUARE INSURANCE AGENCY 1401 HOLLIDAY WICHITA FALLS TX 76301 INSURANCE TX 2790 3130 UNION SQUARE CREDIT UNION