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        <TitleTxt>DIRECTOR</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>EILEEN OPHUS</PersonNm>
        <TitleTxt>EXECUTIVE DIRECTOR</TitleTxt>
        <AverageHoursPerWeekRt>40.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>95000</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <TotalReportableCompFromOrgAmt>95000</TotalReportableCompFromOrgAmt>
      <TotReportableCompRltdOrgAmt>0</TotReportableCompRltdOrgAmt>
      <TotalOtherCompensationAmt>0</TotalOtherCompensationAmt>
      <IndivRcvdGreaterThan100KCnt>0</IndivRcvdGreaterThan100KCnt>
      <FormerOfcrEmployeesListedInd>0</FormerOfcrEmployeesListedInd>
      <TotalCompGreaterThan150KInd>0</TotalCompGreaterThan150KInd>
      <CompensationFromOtherSrcsInd>0</CompensationFromOtherSrcsInd>
      <CntrctRcvdGreaterThan100KCnt>0</CntrctRcvdGreaterThan100KCnt>
      <AllOtherContributionsAmt>75000</AllOtherContributionsAmt>
      <TotalContributionsAmt>75000</TotalContributionsAmt>
      <ProgramServiceRevenueGrp>
        <Desc>FEES</Desc>
        <BusinessCd>525990</BusinessCd>
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        <RelatedOrExemptFuncIncomeAmt>427770</RelatedOrExemptFuncIncomeAmt>
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      <ProgramServiceRevenueGrp>
        <Desc>OPERATING INTEREST</Desc>
        <BusinessCd>525990</BusinessCd>
        <TotalRevenueColumnAmt>321224</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>321224</RelatedOrExemptFuncIncomeAmt>
      </ProgramServiceRevenueGrp>
      <ProgramServiceRevenueGrp>
        <Desc>SBA 504 REVENUE</Desc>
        <BusinessCd>525990</BusinessCd>
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        <RelatedOrExemptFuncIncomeAmt>307654</RelatedOrExemptFuncIncomeAmt>
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      <ProgramServiceRevenueGrp>
        <Desc>REIMBURSEMENT</Desc>
        <BusinessCd>525990</BusinessCd>
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      </ProgramServiceRevenueGrp>
      <ProgramServiceRevenueGrp>
        <Desc>CONTRACTS &amp; CONSULTING</Desc>
        <BusinessCd>525990</BusinessCd>
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        <RelatedOrExemptFuncIncomeAmt>39000</RelatedOrExemptFuncIncomeAmt>
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      <TotalOthProgramServiceRevGrp>
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      </LessCostOthBasisSalesExpnssGrp>
      <GainOrLossGrp>
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      </GainOrLossGrp>
      <NetGainOrLossInvestmentsGrp>
        <TotalRevenueColumnAmt>-450</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>-450</RelatedOrExemptFuncIncomeAmt>
      </NetGainOrLossInvestmentsGrp>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>1313471</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>1238471</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </TotalRevenueGrp>
      <CompCurrentOfcrDirectorsGrp>
        <TotalAmt>95000</TotalAmt>
        <ProgramServicesAmt>80750</ProgramServicesAmt>
        <ManagementAndGeneralAmt>14250</ManagementAndGeneralAmt>
      </CompCurrentOfcrDirectorsGrp>
      <CompDisqualPersonsGrp>
        <TotalAmt>507765</TotalAmt>
        <ProgramServicesAmt>431600</ProgramServicesAmt>
        <ManagementAndGeneralAmt>76165</ManagementAndGeneralAmt>
      </CompDisqualPersonsGrp>
      <PensionPlanContributionsGrp>
        <TotalAmt>50009</TotalAmt>
        <ProgramServicesAmt>42507</ProgramServicesAmt>
        <ManagementAndGeneralAmt>7502</ManagementAndGeneralAmt>
      </PensionPlanContributionsGrp>
      <OtherEmployeeBenefitsGrp>
        <TotalAmt>82535</TotalAmt>
        <ProgramServicesAmt>70155</ProgramServicesAmt>
        <ManagementAndGeneralAmt>12380</ManagementAndGeneralAmt>
      </OtherEmployeeBenefitsGrp>
      <PayrollTaxesGrp>
        <TotalAmt>46934</TotalAmt>
        <ProgramServicesAmt>39894</ProgramServicesAmt>
        <ManagementAndGeneralAmt>7040</ManagementAndGeneralAmt>
      </PayrollTaxesGrp>
      <FeesForServicesLegalGrp>
        <TotalAmt>4632</TotalAmt>
        <ProgramServicesAmt>2622</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2010</ManagementAndGeneralAmt>
      </FeesForServicesLegalGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>14800</TotalAmt>
        <ProgramServicesAmt>12580</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2220</ManagementAndGeneralAmt>
      </FeesForServicesAccountingGrp>
      <AdvertisingGrp>
        <TotalAmt>580</TotalAmt>
        <ProgramServicesAmt>493</ProgramServicesAmt>
        <ManagementAndGeneralAmt>87</ManagementAndGeneralAmt>
      </AdvertisingGrp>
      <OfficeExpensesGrp>
        <TotalAmt>29282</TotalAmt>
        <ProgramServicesAmt>25355</ProgramServicesAmt>
        <ManagementAndGeneralAmt>3927</ManagementAndGeneralAmt>
      </OfficeExpensesGrp>
      <OccupancyGrp>
        <TotalAmt>24246</TotalAmt>
        <ProgramServicesAmt>20609</ProgramServicesAmt>
        <ManagementAndGeneralAmt>3637</ManagementAndGeneralAmt>
      </OccupancyGrp>
      <TravelGrp>
        <TotalAmt>13376</TotalAmt>
        <ProgramServicesAmt>11370</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2006</ManagementAndGeneralAmt>
      </TravelGrp>
      <InterestGrp>
        <TotalAmt>36421</TotalAmt>
        <ProgramServicesAmt>36398</ProgramServicesAmt>
        <ManagementAndGeneralAmt>23</ManagementAndGeneralAmt>
      </InterestGrp>
      <DepreciationDepletionGrp>
        <TotalAmt>13660</TotalAmt>
        <ProgramServicesAmt>11611</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2049</ManagementAndGeneralAmt>
      </DepreciationDepletionGrp>
      <OtherExpensesGrp>
        <Desc>ADMINISTRATIVE SERVICES</Desc>
        <TotalAmt>245047</TotalAmt>
        <ProgramServicesAmt>245047</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>SBA LOAN EXPENSE</Desc>
        <TotalAmt>71027</TotalAmt>
        <ProgramServicesAmt>60373</ProgramServicesAmt>
        <ManagementAndGeneralAmt>10654</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>DUES</Desc>
        <TotalAmt>31847</TotalAmt>
        <ProgramServicesAmt>27070</ProgramServicesAmt>
        <ManagementAndGeneralAmt>4777</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>MISCELLANEOUS</Desc>
        <TotalAmt>4303</TotalAmt>
        <ProgramServicesAmt>3657</ProgramServicesAmt>
        <ManagementAndGeneralAmt>646</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <AllOtherExpensesGrp>
        <TotalAmt>10035</TotalAmt>
        <ProgramServicesAmt>8530</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1505</ManagementAndGeneralAmt>
      </AllOtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>1281499</TotalAmt>
        <ProgramServicesAmt>1130621</ProgramServicesAmt>
        <ManagementAndGeneralAmt>150878</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>89740</BOYAmt>
        <EOYAmt>186929</EOYAmt>
      </CashNonInterestBearingGrp>
      <SavingsAndTempCashInvstGrp>
        <BOYAmt>1560934</BOYAmt>
        <EOYAmt>588361</EOYAmt>
      </SavingsAndTempCashInvstGrp>
      <OthNotesLoansReceivableNetGrp>
        <BOYAmt>3920960</BOYAmt>
        <EOYAmt>4731915</EOYAmt>
      </OthNotesLoansReceivableNetGrp>
      <PrepaidExpensesDefrdChargesGrp>
        <BOYAmt>3669</BOYAmt>
        <EOYAmt>9796</EOYAmt>
      </PrepaidExpensesDefrdChargesGrp>
      <LandBldgEquipCostOrOtherBssAmt>129692</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>99456</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
        <BOYAmt>43001</BOYAmt>
        <EOYAmt>30236</EOYAmt>
      </LandBldgEquipBasisNetGrp>
      <OtherAssetsTotalGrp>
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        <EOYAmt>562174</EOYAmt>
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      <TotalAssetsGrp>
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        <EOYAmt>6109411</EOYAmt>
      </TotalAssetsGrp>
      <AccountsPayableAccrExpnssGrp>
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        <EOYAmt>22368</EOYAmt>
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      <MortgNotesPyblScrdInvstPropGrp>
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        <EOYAmt>2868194</EOYAmt>
      </MortgNotesPyblScrdInvstPropGrp>
      <OtherLiabilitiesGrp>
        <BOYAmt>816261</BOYAmt>
        <EOYAmt>486463</EOYAmt>
      </OtherLiabilitiesGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>3581274</BOYAmt>
        <EOYAmt>3377025</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsSFAS117Ind>X</OrganizationFollowsSFAS117Ind>
      <UnrestrictedNetAssetsGrp>
        <BOYAmt>2930499</BOYAmt>
        <EOYAmt>2732386</EOYAmt>
      </UnrestrictedNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>2930499</BOYAmt>
        <EOYAmt>2732386</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>6511773</BOYAmt>
        <EOYAmt>6109411</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <InfoInScheduleOPartXIInd>X</InfoInScheduleOPartXIInd>
      <ReconcilationRevenueExpnssAmt>31972</ReconcilationRevenueExpnssAmt>
      <OtherChangesInNetAssetsAmt>-230085</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>0</AccountantCompileOrReviewInd>
      <FSAuditedInd>0</FSAuditedInd>
      <FederalGrantAuditRequiredInd>0</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleA documentId="RetDoc1039100001">
      <PubliclySupportedOrg509a2Ind>X</PubliclySupportedOrg509a2Ind>
      <GiftsGrantsContrisRcvd509Grp>
        <CurrentTaxYearMinus4YearsAmt>71095</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>75000</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>76000</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>75000</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>75000</CurrentTaxYearAmt>
        <TotalAmt>372095</TotalAmt>
      </GiftsGrantsContrisRcvd509Grp>
      <GrossReceiptsAdmissionsGrp>
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        <CurrentTaxYearMinus3YearsAmt>907945</CurrentTaxYearMinus3YearsAmt>
        <TotalAmt>1830166</TotalAmt>
      </GrossReceiptsAdmissionsGrp>
      <Total509Grp>
        <CurrentTaxYearMinus4YearsAmt>993316</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>982945</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>76000</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>75000</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>75000</CurrentTaxYearAmt>
        <TotalAmt>2202261</TotalAmt>
      </Total509Grp>
      <AmountsRcvdDsqlfyPersonGrp>
        <TotalAmt>0</TotalAmt>
      </AmountsRcvdDsqlfyPersonGrp>
      <SubstantialContributorsAmtGrp>
        <TotalAmt>0</TotalAmt>
      </SubstantialContributorsAmtGrp>
      <SubstAndDsqlfyPrsnsTotGrp>
        <TotalAmt>0</TotalAmt>
      </SubstAndDsqlfyPrsnsTotGrp>
      <PublicSupportTotal509Amt>2202261</PublicSupportTotal509Amt>
      <GrossInvestmentIncome509Grp>
        <CurrentTaxYearMinus4YearsAmt>285637</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>305441</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>327626</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>325389</CurrentTaxYearMinus1YearAmt>
        <TotalAmt>1244093</TotalAmt>
      </GrossInvestmentIncome509Grp>
      <InvestmentIncomeAndUBTIGrp>
        <CurrentTaxYearMinus4YearsAmt>285637</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>305441</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>327626</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>325389</CurrentTaxYearMinus1YearAmt>
        <TotalAmt>1244093</TotalAmt>
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        <CurrentTaxYearMinus3YearsAmt>1288386</CurrentTaxYearMinus3YearsAmt>
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        <CurrentTaxYearMinus1YearAmt>400389</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>75000</CurrentTaxYearAmt>
        <TotalAmt>3446354</TotalAmt>
      </TotalSupportCalendarYearGrp>
      <PublicSupportCY509Pct>0.63900</PublicSupportCY509Pct>
      <PublicSupportPY509Pct>0.66740</PublicSupportPY509Pct>
      <InvestmentIncomeCYPct>0.36100</InvestmentIncomeCYPct>
      <InvestmentIncomePYPct>0.33260</InvestmentIncomePYPct>
      <ThirtyThrPctSuprtTestsPY509Ind>X</ThirtyThrPctSuprtTestsPY509Ind>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="RetDoc1234500001">
      <ContributorInformationGrp>
        <ContributorNum>RESTRICTED</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>RESTRICTED</TotalContributionsAmt>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <IRS990ScheduleD documentId="RetDoc1040000001">
      <EquipmentGrp>
        <InvestmentCostOrOtherBasisAmt>129692</InvestmentCostOrOtherBasisAmt>
        <DepreciationAmt>99456</DepreciationAmt>
        <BookValueAmt>30236</BookValueAmt>
      </EquipmentGrp>
      <TotalBookValueLandBuildingsAmt>30236</TotalBookValueLandBuildingsAmt>
      <OtherAssetsOrgGrp>
        <Desc>FUNDS HELD IN TRUST</Desc>
        <BookValueAmt>486463</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>CONTRACT RECEIVABLE</Desc>
        <BookValueAmt>75711</BookValueAmt>
      </OtherAssetsOrgGrp>
      <TotalBookValueOtherAssetsAmt>562174</TotalBookValueOtherAssetsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>FUNDS HELD IN TRUST</Desc>
        <Amt>486463</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>486463</TotalLiabilityAmt>
      <TotalRevEtcAuditedFinclStmtAmt>1313471</TotalRevEtcAuditedFinclStmtAmt>
      <RevenueNotReportedAmt>0</RevenueNotReportedAmt>
      <RevenueSubtotalAmt>1313471</RevenueSubtotalAmt>
      <RevenueNotReportedFinclStmtAmt>0</RevenueNotReportedFinclStmtAmt>
      <TotalRevenuePerForm990Amt>1313471</TotalRevenuePerForm990Amt>
      <TotExpnsEtcAuditedFinclStmtAmt>0</TotExpnsEtcAuditedFinclStmtAmt>
      <ExpensesNotReportedAmt>0</ExpensesNotReportedAmt>
      <ExpensesSubtotalAmt>0</ExpensesSubtotalAmt>
      <ExpensesNotRptFinclStmtAmt>0</ExpensesNotRptFinclStmtAmt>
      <TotalExpensesPerForm990Amt>0</TotalExpensesPerForm990Amt>
    </IRS990ScheduleD>
    <IRS990ScheduleO documentId="RetDoc1044400001">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11</FormAndLineReferenceDesc>
        <ExplanationTxt>THE BOARD HAS AUTHORIZED THE CHIEF EXECUTIVE OFFICER TO REVIEW , SIGN AND TRANSMIT THE FORM 990.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>CCD'S BOARD MEMBERS ARE ISSUED A MANUAL UPON JOINING THE BOARD. THE MANUAL AND RLF PLANS REQUIRE BOARD MEMBERS TO NOTIFY THE BOARD VERBALLY IF THEY HAVE A CONFLICT OF INTEREST ON ACTIONABLE ITEMS PRIOR TO DISCUSSION AND ABSTAIN FROM VOTING ON SUCH ITEMS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 18</FormAndLineReferenceDesc>
        <ExplanationTxt>GOVERNING DOCUMENTS ARE AVAILABLE FOR REVIEW UPON WRITTEN REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>CCD INFORMATION REGARDING FINANCIALS IS AVAILABLE UPON WRITTEN REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART XI, LINE 9:</FormAndLineReferenceDesc>
        <ExplanationTxt>LOANS WRITTEN OFF -49,595. CHANGE IN ALLOWANCE FOR BAD DEBTS -180,490.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>