2025-11-17T11:55:50+00:00 2024-12-31 440160260 Forvis Mazars LLP 820 Massachusetts Ave Suite 1370 Indianapolis IN 46204 990 2024-01-01 310278870 WRIGHT-PATT CREDIT UNION INC WRIG 8007620047 3560 PENTAGON BLVD BEAVERCREEK OH 45431 TIMOTHY J MISLANSKY PRESIDENT/CEO 8007620047 2025-11-17 true Michael Summers P00838533 3173834000 2025-11-17 2024 2025-03-06 01:10:19Z TIMOTHY J MISLANSKY 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 600728000 false X WWW.WPCU.COOP X 1932 OH TO PROMOTE THRIFT SAVINGS, BORROWING, AND FINANCIAL SERVICES AMONG ITS MEMBERS. 9 9 1616 1 17935654 85362 0 514871580 599253084 3138420 1474916 0 518010000 600728000 836456 1119547 0 125794534 133256418 0 0 320747010 408906035 447378000 543282000 70632000 57446000 8334337144 9066358561 7576060251 8236521000 758276893 829837561 THE ORGANIZATION'S MISSION IS TO HELP PEOPLE THROUGH LIFE, WHICH INCLUDES: TO PROMOTE THRIFT AMONG ITS MEMBERS; TO ESTABLISH, ON A COOPERATIVE BASIS, FACILITIES FOR SAVINGS; TO PROVIDE CREDIT FOR PROVIDENT AND PRODUCTIVE PURPOSES; TO PROVIDE ASSISTANCE TO ITS MEMBERS FOR EFFECTIVE USE OF THEIR ASSETS AND RESOURCES; AND ALL ACTIVITIES NECESSARY AND INCIDENTAL THERETO. false false DIVIDENDS PAID TO MEMBERS ON APPROXIMATELY 1,178,822 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 521,206 MEMBERS (DIVIDENDS $192,544,958; INCLUDING A SPECIAL PATRONAGE DIVIDEND OF $6,750,782). DIRECT LABOR AND EMPLOYEE BENEFITS COSTS INCURRED TO PROVIDE DEPOSIT SERVICES, ORIGINATE LOANS, AND SERVICE LOANS FOR MEMBERS TOTALED $138,158,201. BRANCH OFFICE OCCUPANCY AND OPERATIONS SERVICES 36 BRICK AND MORTAR BRANCHES PLUS TWO CALL CENTERS PROVIDES PHYSICAL LOCATION FOR PERSON TO PERSON FINANCIAL SERVICES. 0 false false false false false false false false false false true true false false true false false true false false false false false false false false false true false true false false false false false true false false false false false false false false true true false false false false true 270803 0 true 1616 true true true false false false false false true false X 9 9 false false false false true true true true true false true true true true true true true true true true true true CA AL IN KS MA NM NC OR PA AZ TX VA X TIM ANDREWS 8007620047 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 ADAM M SCHEETZ DIRECTOR 2.0 0.0 X 14400 0 0 BONNIE SMITH DIRECTOR; TREASURER 2.0 0.0 X 14400 0 0 DR CHARLES H SHOWELL JR DIRECTOR; SECRETARY 2.0 1.0 X 16521 0 0 DR ROBERT J SWEENEY DIRECTOR 2.0 0.0 X 14400 0 0 JOSEPH H MUCCI DIRECTOR 2.0 0.0 X 15200 0 0 JOSEPH L LINSENMEYER DIRECTOR; CHAIR 2.0 0.0 X 17711 0 0 LEAH C HANSEMAN DIRECTOR; ASSISTANT TREASURER 2.0 0.0 X 14400 0 0 NICHOLAS ENDSLEY DIRECTOR; ASSISTANT SECRETARY 2.0 0.0 X 14400 0 0 RACHEL GOODSPEED DIRECTOR; VICE CHAIR 2.0 0.0 X 14400 0 0 AMY REILLY CHIEF ADMINISTRATIVE OFFICER 39.0 1.0 X 502368 0 45531 BLAKE NEWMAN VP, TREASURY & ASSET-LIABILITY MANAGEMENT 40.0 0.0 X 205163 0 29134 BRENT DAVID CARROLL MARKET PRESIDENT - COLUMBUS MARKET (END 03/2024) 40.0 0.0 X 80210 0 5932 CATHLEEN D WYATT VP, ASSISTANT GENERAL COUNSEL 40.0 0.0 X 230732 0 30971 CHRISTOPHER ALLEN JOHNSON VP OF INTERNAL AUDIT 40.0 0.0 X 221627 0 44806 CHRISTOPHER L MULKEY VP, CONSUMER LENDING 40.0 0.0 X 260783 0 19282 DANIEL G SMITH CHIEF FINANCIAL OFFICER 40.0 0.0 X 739841 0 61616 ERIC E BUGGER CHIEF LENDING OFFICER 40.0 0.0 X 428464 0 60911 JASON A FRANTZ VP, FRAUD RISK MANAGEMENT 40.0 0.0 X 286434 0 55147 JENNIFER OGDEN CHIEF RISK OFFICER 40.0 0.0 X 427862 0 38568 JOSHUA SCOTT HAYES VICE PRESIDENT, HUMAN RESOURCES 40.0 0.0 X 199589 0 25690 KEVIN SCOTT JOHNSON CHIEF INFORMATION OFFICER 40.0 0.0 X 394157 0 26244 KIMBERLY LYNNE RILEY CHIEF EXPERIENCE OFFICER 40.0 0.0 X 331510 0 76983 MALLORY ANN JOHNSON SESTIC VP, ASSISTANT GENERAL COUNSEL 40.0 0.0 X 280691 0 52801 MICHAEL DIETZ VP, MEMBER BUSINESS SERVICES 40.0 0.0 X 241348 0 47851 MICHAEL EDWIN PHILLIPS VP, INFORMATION TECHNOLOGY 40.0 0.0 X 259323 0 21336 MOLLY KAY LAMPE CHIEF LEGAL OFFICER 40.0 0.0 X 450323 0 61167 ROSANNE SCHUTZMAN CHIEF OPERATING OFFICER (END 08/2024) 40.0 0.0 X 360374 0 38432 STEPHANIE R MASON SENIOR VP, COMPLIANCE & BSA 40.0 0.0 X 317279 0 48348 TIMOTHY J MISLANSKY PRESIDENT & CEO 39.0 1.0 X 1055531 0 107960 TRACY A SZARZI-FORS SENIOR VP, MARKETING 20.0 20.0 X 322145 0 45936 FRANK PETRIE DIRECTOR, RETAIL MORTGAGE ORIGINATIONS 40.0 0.0 X 280160 0 49835 BENJAMIN THOMAS REMPE PRESIDENT OF MYCUMORTGAGE, LLC (END 09/2024) 40.0 0.0 X 365635 0 20414 JOHN M SAGRAVES SENIOR FINANCIAL ADVISOR 40.0 0.0 X 342711 0 61616 MICHAEL K THOMPSON SENIOR FINANCIAL ADVISOR 40.0 0.0 X 357961 0 45745 PAUL SUTOR PRESIDENT OF MYCUMORTGAGE, LLC 40.0 0.0 X 334300 0 48328 STEVEN J HARRELL DIRECTOR, RETIREMENT SOLUTIONS 40.0 0.0 X 535034 0 54567 9947387 0 1225151 183 false true false TTEC DIGITAL LLC 100 CONGRESS AVE AUSTIN TX 78701 TELECOM 1992997 ALLIED UNIVERSAL SECURITY SERVICES PO BOX 277469 ATLANTA GA 303847469 SECURITY 680418 VACO LLC 5501 VIRGINIA WAY BRENTWOOD TN 37027 TEMP/CONTRACTOR & RECRUITING 674565 RSM US LLP 5155 PAYSPHERE CIRCLE CHICAGO IL 606740051 CONSULTING 658700 CONTINENTAL BROADBAND LLC 1 ALLEGHENY SQUARE PITTSBURGH PA 15212 TECHNOLOGY/CLOUD 644313 30 0 INTEREST - LOANS 522100 412010000 412010000 SERVICE & MEMBER FEES 522100 93586920 75764430 17822490 INT-INVEST SECURITIES 522100 93543000 93543000 UNRELATED PARTNERSHIP INCOME 900099 113164 113164 0 0 0 0 599253084 0 0 1474916 0 0 1474916 1474916 1474916 0 0 0 0 0 600728000 582792346 17935654 0 1119547 9006227 92000956 6892164 18228945 7128126 660854 745668 886190 4158001 6122981 8464234 4414553 8001124 612686 219490 205349403 8727105 718418 BAD DEBT EXPENSE 89846518 LOAN SERVICING EXPENSE 17127509 OUTSIDE SERVICES 36346759 PATRONAGE DIVIDENDS 6750782 9753760 543282000 457520000 639558000 93751000 104720000 64572084 65989548 0 0 5961827916 6427280452 4881934 6163704 146649502 69844941 75041144 76804561 0 1411964000 1476689000 0 264779066 269153296 8334337144 9066358561 118008315 96657000 0 0 505995271 507340000 6952056665 7632524000 7576060251 8236521000 X 758276893 829837561 758276893 829837561 8334337144 9066358561 X 57446000 13964668 150000 X false true true false 13285396 13285396 55434125 19419160 36014965 20978950 7414100 13564850 54008433 43011681 10996752 2942598 2942598 76804561 Closely-held equity interests Financial derivatives AVAILABLE-FOR-SALE SECURITIES 1476689000 F REPURCHASE AGREEMENTS 1476689000 Federal Income Taxes MEMBERS' SHARE ACCOUNTS 7632524000 7632524000 614692668 13964668 0 13964668 600728000 0 0 600728000 543282000 0 0 543282000 0 0 543282000 Schedule D, Part X ASC 740 DISCLOSURE: MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. true WPCU SUNSHINE COMMUNITY FUND 3560 PENTAGON BLVD BEAVERCREEK OH 45431 852669888 501(C)(3) 458124 7504 FMV GIFT BASKET PRIZES FOR FUNDRAISER COMMUNITY GIVING WRIGHT STATE UNIVERSITY FOUNDATION 3640 COLONEL GLENN HWY DAYTON OH 45435 237019799 501(C)(3) 335500 COMMUNITY GIVING ADAPTIVE SPORTS CONNECTION 6000 HARRIOTT RD POWELL OH 43065 311561944 501(C)(3) 25000 COMMUNITY GIVING OMEGA COMMUNITY DEVELOPMENT CORPORATION 1816 HARVARD BLVD DAYTON OH 45406 311561713 501(C)(3) 25000 COMMUNITY GIVING CENTRAL STATE UNIVERSITY INNOVATION AND DEVELOPMENT FOUNDATION 1400 BRUSH ROW ROAD WILBERFORCE OH 45384 311750837 501(C)(3) 20000 SCHOLARSHIPS SINCLAIR COMMUNITY COLLEGE FOUNDATION 444 W THIRD ST DAYTON OH 45402 237032312 501(C)(3) 19000 SCHOLARSHIPS DAYTON DEVELOPMENT COALITION 1401 S MAIN ST DAYTON OH 45409 311423890 501(C)(6) 17000 ANNUAL DUES RONALD MCDONALD HOUSE CHARITIES DAYTON 555 VALLEY ST DAYTON OH 45404 310964793 501(C)(3) 15000 COMMUNITY GIVING BOYS & GIRLS CLUB OF DAYTON 1828 W STEWART ST DAYTON OH 45417 310536657 501(C)(3) 15000 COMMUNITY GIVING BRIDGEWAY ACADEMY 1350 ALUM CREEK DR COLUMBUS OH 43209 760796242 501(C)(3) 11750 COMMUNITY GIVING HEART FOOD PANTRY 6475 E MAIN ST REYNOLDSBURG OH 43068 463327035 501(C)(3) 10000 COMMUNITY GIVING MIAMI VALLEY PUBLIC MEDIA DBA WYSO 150 E SOUTH COLLEGE ST YELLOW SPRINGS OH 45387 830545108 501(C)(3) 10000 COMMUNITY GIVING HABITAT FOR HUMANITY OF GREATER DAYTON 115 W RIVERVIEW AVE DAYTON OH 45405 311104456 501(C)(3) 10000 COMMUNITY GIVING GREATER COLUMBUS CHAMBER OF COMMERCE 150 S FRONT ST COLUMBUS OH 43215 314152950 501(C)(6) 7500 COMMUNITY GIVING DESTINATION CANAL WINCHESTER PO BOX 45 CANAL WINCHESTER OH 43110 311659678 501(C)(3) 7500 COMMUNITY GIVING MATRIOTS EDUCATION FUND 1391 W FIFTH AVE COLUMBUS OH 43212 844508818 501(C)(3) 7500 COMMUNITY GIVING GREATER DAYTON UNION COOPERATIVE INITIATIVE 840 GERMANTOWN ST DAYTON OH 45402 813470466 501(C)(3) 6500 COMMUNITY GIVING 15 2 Schedule I, Part I, Line 2 Procedures for monitoring use of grant funds WRIGHT-PATT CREDIT UNION, INC. PROVIDES GENERAL SUPPORT TO SECTION 501(C)(3) AND 501(C)(19) TAX EXEMPT ORGANIZATIONS AND VERIFIES THE ORGANIZATIONS STATUS USING THE GUIDESTAR WEBSITE. X true true X X X X true true false ROSANNE SCHUTZMAN CHIEF OPERATING OFFICER (END 08/2024) 230529 0 92110 0 37735 0 27600 0 10832 0 398806 0 0 0 TIMOTHY J MISLANSKY PRESIDENT & CEO 793508 0 210000 0 52023 0 73944 0 34016 0 1163491 0 0 0 DANIEL G SMITH CHIEF FINANCIAL OFFICER 372662 0 85000 0 282179 0 27600 0 34016 0 801457 0 0 0 AMY REILLY CHIEF ADMINISTRATIVE OFFICER 388168 0 85000 0 29200 0 24515 0 21016 0 547899 0 0 0 MOLLY KAY LAMPE CHIEF LEGAL OFFICER 329894 0 80000 0 40429 0 27600 0 33567 0 511490 0 0 0 ERIC E BUGGER CHIEF LENDING OFFICER 306554 0 85000 0 36910 0 27600 0 33311 0 489375 0 0 0 JENNIFER OGDEN CHIEF RISK OFFICER 309477 0 78000 0 40385 0 25895 0 12673 0 466430 0 0 0 KEVIN SCOTT JOHNSON CHIEF INFORMATION OFFICER 290939 0 72500 0 30718 0 26050 0 194 0 420401 0 0 0 KIMBERLY LYNNE RILEY CHIEF EXPERIENCE OFFICER 266325 0 57000 0 8185 0 44413 0 32570 0 408493 0 0 0 TRACY A SZARZI-FORS SENIOR VP, MARKETING 233939 0 55000 0 33206 0 21620 0 24316 0 368081 0 0 0 STEPHANIE R MASON SENIOR VP, COMPLIANCE & BSA 251961 0 57000 0 8318 0 25482 0 22866 0 365627 0 0 0 JASON A FRANTZ VP, FRAUD RISK MANAGEMENT 236996 0 23000 0 26438 0 22206 0 32941 0 341581 0 0 0 MALLORY ANN JOHNSON SESTIC VP, ASSISTANT GENERAL COUNSEL 205994 0 47000 0 27697 0 18785 0 34016 0 333492 0 0 0 MICHAEL DIETZ VP, MEMBER BUSINESS SERVICES 208784 0 26200 0 6364 0 18140 0 29711 0 289199 0 0 0 MICHAEL EDWIN PHILLIPS VP, INFORMATION TECHNOLOGY 243092 0 13000 0 3231 0 19905 0 1431 0 280659 0 0 0 CHRISTOPHER L MULKEY VP, CONSUMER LENDING 217421 0 38000 0 5362 0 19282 0 0 0 280065 0 0 0 CHRISTOPHER ALLEN JOHNSON VP OF INTERNAL AUDIT 179174 0 35000 0 7453 0 18044 0 26762 0 266433 0 0 0 CATHLEEN D WYATT VP, ASSISTANT GENERAL COUNSEL 208244 0 12000 0 10488 0 18598 0 12373 0 261703 0 0 0 BLAKE NEWMAN VP, TREASURY & ASSET-LIABILITY MANAGEMENT 195367 0 100 0 9696 0 16536 0 12598 0 234297 0 0 0 JOSHUA SCOTT HAYES VICE PRESIDENT, HUMAN RESOURCES 196621 0 200 0 2768 0 15967 0 9723 0 225279 0 0 0 FRANK PETRIE DIRECTOR, RETAIL MORTGAGE ORIGINATIONS 110087 0 163305 0 6768 0 22781 0 27054 0 329995 0 0 0 BENJAMIN THOMAS REMPE PRESIDENT OF MYCUMORTGAGE, LLC (END 09/2024) 115205 0 75000 0 175430 0 7432 0 12982 0 386049 0 0 0 STEVEN J HARRELL DIRECTOR, RETIREMENT SOLUTIONS 78547 0 440774 0 15713 0 27600 0 26967 0 589601 0 0 0 JOHN M SAGRAVES SENIOR FINANCIAL ADVISOR 0 0 337784 0 4927 0 27600 0 34016 0 404327 0 0 0 MICHAEL K THOMPSON SENIOR FINANCIAL ADVISOR 0 0 352854 0 5107 0 26959 0 18786 0 403706 0 0 0 PAUL SUTOR PRESIDENT OF MYCUMORTGAGE, LLC 262228 0 65000 0 7072 0 26816 0 21512 0 382628 0 0 0 Schedule J, Part I, Line 1a Travel for companions CERTAIN BOARD MEMBERS RECEIVE COMPANION TRAVEL (INCLUDED IN TAXABLE COMPENSATION). Schedule J, Part I, Line 4a Severance or change-of-control payment BEN REMPE RECEIVED A SEVERANCE PAYMENT OF $174,372. THIS AMOUNT IS INCLUDED WITH REPORTABLE COMPENSATION ON THE FORM 990, PART VII AND REPORTED AS OTHER REPORTABLE COMPENSATION ON SCHEDULE J, PART II. Schedule J, Part I, Line 4b Supplemental nonqualified retirement plan WRIGHT-PATT CREDIT UNION PARTICIPATES IN A 457(F) PLAN. TIMOTHY MISLANSKY PARTICIPATED IN A 457F PLAN AS OF 1/1/2022. AS OF 12/31/2024, THE REMAINING PLAN HAD A BALANCE OF $318,849. THE VESTED AMOUNT IS $161,133. DOUGLAS FECHER FORMER PRESIDENT/CEO SPLIT DOLLAR LIFE INSURANCE X 11941840 14861393 false true true TIMOTHY MISLANSKY PRESIDENT/CEO SPLIT DOLLAR LIFE INSURANCE X 10541978 11189521 false true true DANIEL SMITH CHIEF FINANCIAL OFFICER SPLIT DOLLAR LIFE INSURANCE X 10000000 10243436 false true true D MATTHEW DAVIDSON FORMER CFO SPLIT DOLLAR LIFE INSURANCE X 4969101 6435434 false true true ROSANNE SCHUTZMAN CHIEF OPERATING OFFICER SPLIT DOLLAR LIFE INSURANCE X 5659912 6205024 false true true TIMOTHY MISLANSKY PRESIDENT/CEO SPLIT DOLLAR LIFE INSURANCE X 4436926 5243385 false true true AMY REILLY CHIEF ADMINISTRATIVE OFFICER SPLIT DOLLAR LIFE INSURANCE X 3227198 3538013 false true true ERIC BUGGER CHIEF LENDING OFFICER SPLIT DOLLAR LIFE INSURANCE X 3093301 3391220 false true true DARRICK WEEKS FORMER COO SPLIT DOLLAR LIFE INSURANCE X 2018045 2592749 false true true TIMOTHY MISLANSKY PRESIDENT/CEO SPLIT DOLLAR LIFE INSURANCE X 1771717 2289368 false true true ERIC BUGGER CHIEF LENDING OFFICER FIRST MORTGAGE X 662517 575308 false false true TIMOTHY MISLANSKY PRESIDENT/CEO FIRST MORTGAGE X 520000 407887 false false true JASON FRANTZ VP, FRAUD RISK MANAGEMENT FIRST MORTGAGE X 400000 397103 false false true CHRISTOPHER JOHNSON VP OF INTERNAL AUDIT FIRST MORTGAGE X 477000 381626 false false true KEVIN JOHNSON CHIEF INFORMATION OFFICER FIRST MORTGAGE X 375000 307596 false false true KIMBERLY RILEY Chief experience officer FIRST MORTGAGE X 244350 178949 false false true AMY REILLY CHIEF ADMINISTRATIVE OFFICER VEHICLE LOAN X 58179 55287 false false true CHRISTOPHER MULKEY VP, CONSUMER LENDING VEHICLE LOAN X 39480 33397 false false true CHRISTOPHER MULKEY VP, CONSUMER LENDING VEHICLE LOAN X 32380 26404 false false true JOSHUA HAYES VP, HUMAN RESOURCES VEHICLE LOAN X 33573 13732 false false true KIMBERLY RILEY Chief Experience Officer VEHICLE LOAN X 14241 3385 false false true ERIC BUGGER CHIEF LENDING OFFICER CREDIT CARD X 41000 4430 false false true TIMOTHY MISLANSKY PRESIDENT/CEO CREDIT CARD X 20000 131 false false true BLAKE NEWMAN VP, TREASURY & ASSET-LIABILITY MANAGEMENT CREDIT CARD X 37000 47 false false true 68374825 Schedule L, Part II ALL WRIGHT-PATT CREDIT UNION EMPLOYEES RECEIVE A 0.5% RATE REDUCTION ON ALL LOANS OTHER THAN MORTGAGES. UNTIL MID-2019 THERE WAS A 0.25% RATE REDUCTION ON FIRST MORTGAGES AND BEGINNING MID-2019, THE 0.25% FIRST MORTGAGE RATE DISCOUNT WAS TRANSITIONED TO A $500 CLOSING COST CREDIT. Form 990, Part VI, Line 6 Classes of members or stockholders MEMBERSHIP IS OPEN TO THOSE PERSONS, OR CORPORATIONS, UNINCORPORATED SOCIETIES OR ASSOCIATIONS, OR ANY OTHER ORGANIZATION OF INDIVIDUALS THAT MEET THE ELIGIBILITY REQUIREMENTS SET FORTH IN THE ARTICLES OF INCORPORATION, APPLY FOR MEMBERSHIP, AND ARE APPROVED FOR MEMBERSHIP IN A MANNER SPECIFIED BY THE BOARD. Form 990, Part VI, Line 7a Members or stockholders electing members of governing body THE BOARD OF DIRECTORS IS THE GOVERNING BODY AND CONSISTS OF NINE DIRECTORS. EACH YEAR THREE DIRECTORS WILL BE ELECTED BY THE MEMBERS TO REPLACE THE THREE DIRECTORS WHOSE TERMS ARE EXPIRING. Form 990, Part VI, Line 7b Decisions requiring approval by members or stockholders A MAJORITY OF MEMBERS ELIGIBLE TO VOTE WOULD BE REQUIRED FOR BUSINESS THAT WOULD AFFECT THE CONTINUATION OF THE CREDIT UNION. Form 990, Part VI, Line 11b Review of form 990 by governing body THE FORM 990 IS REVIEWED BY THE PRESIDENT AND CHIEF FINANCIAL OFFICER AND IS THEN PRESENTED ELECTRONICALLY TO THE BOARD OF DIRECTORS DURING A BOARD MEETING PRIOR TO BEING FILED. THE FORM 990 IS ALSO REVIEWED BY AN INDEPENDENT ACCOUNTING FIRM. Form 990, Part VI, Line 12c Conflict of interest policy CONFLICT OF INTEREST QUESTIONNAIRES ARE ANNUALLY OBTAINED AND REVIEWED WITH ALL MEMBERS OF THE BOARD OF DIRECTORS, SENIOR EXECUTIVE MANAGEMENT, AND VICE PRESIDENTS. ALL PERSONS IN THESE JOB CLASSIFICATIONS ARE REQUIRED TO COMPLETE A DISCLOSURE FORM WITH REGARD TO ACCOUNTS HELD, ACTIVE LOANS, AND ANY ADDITIONAL OUTSIDE OCCUPATIONS, INTERESTS, OR AFFILIATIONS WITH OUTSIDE ORGANIZATIONS. THESE DOCUMENTS ARE SUBMITTED FOR REVIEW. POLICY INCLUDES STEPS TO AVOID CONFLICT OF INTEREST AND IF CHANGES OCCUR REGARDING POTENTIAL CONFLICTS OF INTEREST. IT IS THE RESPONSIBILITY OF THE DIRECTOR, COMMITTEE MEMBER, OR EMPLOYEE TO REPORT SUCH CHANGES TO THE PROPER CHANNEL. Form 990, Part VI, Line 15a Process to establish compensation of top management official THE PROCESS FOR DETERMINING COMPENSATION WAS DONE USING COMPARABILITY DATA AND A BOARD EXECUTIVE COMMITTEE. THE SALARY OF THE PRESIDENT/CHIEF EXECUTIVE OFFICER IS THEN APPROVED BY THE BOARD OF DIRECTORS. THIS REVIEW IS CONDUCTED ANNUALLY AND WAS LAST PERFORMED IN 2024. COMPENSATION REVIEW FOR ALL OTHER OFFICERS AND KEY EMPLOYEE POSITIONS WAS CONDUCTED IN 2022 BY HUMAN RESOURCES USING A THIRD PARTY CONSULTING SERVICE. ONGOING MARKET PRICING AND POSITION SALARY GRADING IS DONE AS-NEEDED BY THE COMPANY'S CHIEF ADMINISTRATIVE OFFICER. Form 990, Part VI, Line 15b Process to establish compensation of other employees THE PROCESS FOR DETERMINING COMPENSATION WAS DONE USING COMPARABILITY DATA AND A BOARD EXECUTIVE COMMITTEE. THE SALARY OF THE PRESIDENT/CHIEF EXECUTIVE OFFICER IS THEN APPROVED BY THE BOARD OF DIRECTORS. THIS REVIEW IS CONDUCTED ANNUALLY AND WAS LAST PERFORMED IN 2024. COMPENSATION REVIEW FOR ALL OTHER OFFICERS AND KEY EMPLOYEE POSITIONS WAS CONDUCTED IN 2022 BY HUMAN RESOURCES USING A THIRD PARTY CONSULTING SERVICE. ONGOING MARKET PRICING AND POSITION SALARY GRADING IS DONE AS-NEEDED BY THE COMPANY'S CHIEF ADMINISTRATIVE OFFICER. Form 990, Part VI, Line 19 Required documents available to the public ARTICLES OF INCORPORATION, CODE OF REGULATION AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. INTERNALLY PREPARED FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE BRANCHES. QUARTERLY REPORTS TO NCUA ARE AVAILABLE ON NCUA'S WEBSITE. AUDITED YEAR END FINANCIAL STATEMENTS ARE POSTED TO OUR COMPANY'S WEBSITE WITHIN THE ANNUAL REPORT. Form 990, Part XI, Line 9 Other changes in net assets or fund balances DISTRIBUTIONS TO NONCONTROLLING INTEREST - 150000; Total - 150000; MYCUMORTGAGE LLC 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 311690008 MRTG PROCESS OH 22959976 60059714 WRIGHT-PATT WRIGHT-PATT HOLDINGS LLC 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 352745583 CUSO HOLDING OH -43304 8682441 WRIGHT-PATT NWU COLLABORATIVE LLC 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 932909399 CUSO HOLDING OH 47285 227501 WRIGHT-PATT WPCU SUNSHINE COMMUNITY FUND 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 852669888 COMMUNITY GIVING OH 501(c)(3) 7 WRIGHT-PATT true WRIGHT-PATT INSURANCE PRODUCTS 3610 PENTAGON BLVD BEAVERCREEK OH 45431 311733727 INSURANCE OH WRIGHT-PATT Related 811418 1043489 false true 0.9 true true false true false false false false false true false true false false false false true false false Wright-Patt Insurance Products A 91796 FMV WRIGHT-PATT INSURANCE PRODUCTS B 450000 FMV WPCU SUNSHINE COMMUNITY FUND B 465628 CASH/FMV WPCU SUNSHINE COMMUNITY FUND D 12500 fmv wright-patt insurance products D 500000 fmv wright-patt insurance products D 25000 fmv wright-patt insurance products J 91796 fmv wpcu sunshine community fund L 240891 fmv wright-patt insurance products L 33000 fmv wpcu sunshine community fund Q 8052 cash wright-patt insurance products Q 263886 cash Schedule R, Part V, Line 1a WRIGHT-PATT INSURANCE PRODUCTS WPCU RECEIVED RENT FROM WRIGHT-PATT INSURANCE PRODUCTS TOTALING $91,796 FOR A FACILITIES LEASE. Schedule R, Part V, Line 1b WRIGHT-PATT INSURANCE PRODUCTS WPCU (VIA WRIGHT-PATT HOLDINGS) MADE AN ADDITIONAL CAPITAL CONTRIBUTION OF $450,000 TO WRIGHT-PATT INSURANCE PRODUCTS. Schedule R, Part V, Line 1d WRIGHT-PATT INSURANCE PRODUCTS WPCU GRANTED A LINE OF CREDIT IN THE AMOUNT OF $500,000 TO WRIGHT-PATT INSURANCE PRODUCTS. AS OF 12/31/2024 THE OUTSTANDING BALANCE OF THIS LOAN WAS $0. Schedule R, Part V, Line 1d WRIGHT-PATT INSURANCE PRODUCTS WPCU GRANTED CREDIT CARD LINES TO WRIGHT-PATT INSURANCE PRODUCTS TOTALING $25,000. AS OF 12/31/2024 THE TOTAL OUTSTANDING BALANCE OF THESE LOANS WAS $11,750. Schedule R, Part V, Line 1d WPCU SUNSHINE COMMUNITY FUND WPCU GRANTED CREDIT CARD LINES TO WPCU SUNSHINE COMMUNITY FUND TOTALING $12,500. AS OF 12/31/2024 THE TOTAL OUTSTANDING BALANCE OF THESE LOANS WAS $1,075. Schedule R, Part V, Line 1j WRIGHT-PATT INSURANCE PRODUCTS WPCU LEASES OFFICE SPACE TO WRIGHT-PATT INSURANCE PRODUCTS AT ITS 3610 PENTAGON BLVD BUILDING. TOTAL RENTS FOR 2024 WERE $91,796. Schedule R, Part V, Line 1l WRIGHT-PATT INSURANCE PRODUCTS WPCU PROVIDES ADMINISTRATIVE, LEGAL, ENTERPRISE RISK MANAGEMENT, AND OTHER SERVICES TO WRIGHT-PATT INSURANCE PRODUCTS UNDER A SUPPORT SERVICES AGREEMENT. TOTAL CONSIDERATION PAID UNDER THE AGREEMENT IN 2024 WAS $33,000. Schedule R, Part V, Line 1l WPCU SUNSHINE COMMUNITY FUND WPCU PROVIDES VARIOUS SERVICES AND RESOURCES TO WPCU SUNSHINE COMMUNITY FUND UNDER A MANAGEMENT SERVICES AGREEMENT ON AN IN-KIND BASIS. FMV OF SERVICES PROVIDED IN 2024 WAS $240,891. Schedule R, Part V, Line 1q WPCU SUNSHINE COMMUNITY FUND WPCU PAID FOR MISCELLANEOUS EXPENSES ON BEHALF OF WPCU SUNSHINE COMMUNITY FUND AND WAS SUBSEQUENTLY REIMBURSED. THESE EXPENSES TOTALED $8,052 IN 2024. Schedule R, Part V, Line 1q WRIGHT-PATT INSURANCE PRODUCTS WPCU PAID FOR EMPLOYEE BENEFITS EXPENSES ON BEHALF OF WRIGHT-PATT INSURANCE PRODUCTS AND WAS SUBSEQUENTLY REIMBURSED. THESE EXPENSES TOTALED $263,886 IN 2024. Schedule R, Part V, Line 1b WPCU SUNSHINE COMMUNITY FUND WPCU MADE CASH CONTRIBUTIONS TO WPCU SUNSHINE COMMUNITY FUND TOTALING $458,124 IN 2024. ADDITIONALLY, WPCU DONATED PRIZES FOR A FUNDRAISER WITH FMV OF $7,504.