2016-05-16T10:38:10-05:00 2015-12-31 264077125 THE WENMOHS GROUP 5910 COURTYARD DRIVE SUITE 230 AUSTIN TX 78731 990 2015-01-01 741288659 UNITED HERITAGE CREDIT UNION UNIT 5124354276 12208 NORTH MOPAC EXPRESSWAY AUSTIN TX 78758 BUDDY SCHROEDER CEO 5124354276 2016-05-16 1 JACLYN ROBERTS P01430592 5122912928 2015 2016-09-27 15:27:22Z BUDDY SCHROEDER 12208 NORTH MOPAC EXPRESSWAY AUSTIN TX 78758 32681909 0 X WWW.UHCU.ORG X 1957 TX UHCU IS A NON-PROFIT COOPERATIVE PROVIDING FINANCIAL SERVICES TO ITS MEMBERS. 57153 57153 224 0 470904 328549 0 0 31505768 32313134 1209430 1703636 -3491907 -1334861 29223291 32681909 0 0 0 0 12450320 13158857 0 0 0 15281651 16845745 27731971 30004602 1491320 2677307 799827151 864762793 735745834 798112354 64081317 66650439 UHCU PROVIDES A VARIETY OF FINANCIAL SERVICES TO ITS MEMBERS, AND PROVIDES INSURANCE AND INVESTMENT BROKERAGE SERVICES TO MEMBERS THROUGH THIRD PARTY RELATIONSHIPS. 0 0 22039336 LOANS: CREDIT UNIONS PROVIDE CONSUMER LOANS OF ALL TYPES, INCLUDING VEHICLE LOANS, UNSECURED LOANS, AND CREDIT CARDS. SOME CREDIT UNIONS OFFER RESIDENTIAL MORTGAGES AND SMALL BUSINESS LOANS. CREDIT UNIONS MAY ALSO OFFER RELATED SERVICES SUCH AS CREDIT, LIFE, OR DISABILITY INSURANCE. SHARE SAVINGS ACCOUNTS: ALL CREDIT UNIONS OFFER SHARE SAVINGS ACCOUNTS WHICH PAY DIVIDENDS MONTHLY. MANY CREDIT UNIONS OFFER SPECIAL SAVINGS ACCOUNTS FOR MINORS, OR ACCOUNTS FOR HOLIDAY SAVINGS. CHECKING ACCOUNTS: CREDIT UNIONS OFFER CHECKING ACCOUNTS WITH VARYING FEATURES, FROM FREE ACCOUNTS TO MONEY MARKET ACCOUNTS. MANY CHECKING ACCOUNTS HAVE ATM ACCESS, DEBIT CARD ACCESS, AS WELL AS ON-LINE BENEFITS, SUCH AS BILL PAYING. 0 0 0 0 0 0 0 0 0 1 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 8 0 1 224 1 1 1 0 0 0 0 0 0 0 X 57153 57153 0 0 0 0 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X BUDDY SCHROEDER 5124354208 12208 NORTH MOPAC EXPRESSWAY AUSTIN TX 78758 MAY LOFGREEN CHAIRMAN 10.00 X 2400 0 0 DALE LYON VICE CHAIRMAN 4.00 X 2708 0 0 HAROLD KEYES JR DIRECTOR 3.00 X 2806 0 0 JAMES NORTH SECRETARY/TREASURER 4.00 X 2400 0 0 JOHN KELLER DIRECTOR 3.00 X 708 0 0 GRADY ELLIOTT DIRECTOR 3.00 X 1606 0 0 ROBERT SPURCK DIRECTOR 3.00 X 1000 0 0 HUBERT WILBURN DIRECTOR 3.00 X 2848 0 0 TOMMY LUEDERS DIRECTOR 3.00 X 2200 0 0 RUSS MILLER DIRECTOR 3.00 X 1200 0 0 BUDDY SCHROEDER PRESIDENT/CEO 40.00 X 950572 0 0 MICHAEL VER SCHUUR EXECUTIVE VICE PRESIDENT/S 40.00 X 405900 0 0 SEBRINA CRAWFORD SENIOR VICE PRESIDENT OPER 40.00 X 221101 0 0 KAREN WILKERSON SENIOR VICE PRESIDENT RISK 40.00 X 196462 0 0 REBECCA ELLIOTT VICE PRESIDENT FINANCE/CFO 40.00 X 131072 0 0 SARA VARA VICE PRESIDENT HUMAN RESOU 40.00 X 133316 0 0 KRISTIE SIMO VICE PRESIDENT CONSUMER LE 40.00 X 130202 0 0 STUART GEHRKE ASSISTANT VICE PRESIDENT I 40.00 X 118522 0 0 JACOB BERNHARD ASSISTANT VICE PRESIDENT R 40.00 X 107074 0 0 NANETTE COURTNEY VICE PRESIDENT COMPLIANCE 40.00 X 100426 0 0 BLAKE RICHARDSON FORMER SENIOR VICE PRESIDE 40.00 X 130773 0 0 2645296 0 0 11 1 1 0 0 LOAN INTEREST 522100 22039336 22039336 AUTOMATIC TELLER FEE 522100 3870644 3870644 FEES ON DEPOSITS 522100 2283927 2283927 DEBIT CARD FEE INCOME 522100 1447746 1447746 2671481 2200577 470904 32313134 1703636 1703636 CHANGE IN BENEFIT OBLIGATION 522100 -1334861 -1334861 -1334861 32681909 32211005 470904 0 10773830 10773830 326239 326239 1261855 1261855 796933 796933 1683917 1683917 352326 352326 511283 511283 2299712 2299712 4225918 4225918 1532774 1532774 OTHER 3093783 3093783 AUTOMATIC TELLER PROCES 1708481 1708481 DATA PROCESSING EXPENSE 656211 656211 PROVISION FOR LOAN LOSS 565133 565133 216207 216207 30004602 30004602 0 0 64104903 45190356 75032517 67496605 552054343 634006083 1019270 1153569 50346359 18628704 32216592 31717655 4712100 8528400 8779645 8871795 2684504 2897293 59223277 64901037 799827151 864762793 7931922 11087626 2000000 0 725813912 787024728 735745834 798112354 X 11471964 11471964 0 0 52609353 55178475 64081317 66650439 799827151 864762793 2677307 -108185 0 X 0 1 X 1 0 10517380 10517380 25113066 6566322 18546744 2616931 1699249 917682 12098982 10363133 1735849 31717655 AVAILABLE FOR SALE SECURITIES 60441631 HELD TO MATURITY SECURITIES 553206 OVERFUNDED PENSION BENEFIT COST 3906200 64901037 MEMBERS' SHARE AND SAVINGS ACCOUNTS 787024728 787024728 32573724 -108185 -108185 32681909 0 32681909 30004602 0 30004602 0 30004602 X X X X 0 1 0 BUDDY SCHROEDER PRESIDENT/CEO 950572 0 0 0 0 0 0 0 0 0 950572 0 0 0 MICHAEL VER SCHUUR EXECUTIVE VICE PRESIDENT/S 405900 0 0 0 0 0 0 0 0 0 405900 0 0 0 SEBRINA CRAWFORD SENIOR VICE PRESIDENT OPER 221101 0 0 0 0 0 0 0 0 0 221101 0 0 0 KAREN WILKERSON SENIOR VICE PRESIDENT RISK 196462 0 0 0 0 0 0 0 0 0 196462 0 0 0 BLAKE RICHARDSON FORMER SENIOR VICE PRESIDE 130773 0 0 0 0 0 0 0 0 0 130773 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE CREDIT UNION MEMBERS VOTE. FORM 990, PART VI, SECTION B, LINE 11 THE CHIEF EXECUTIVE OFFICER REVIEWS AND APPROVES THE FORM 990 FOR FILING. FORM 990, PART VI, SECTION B, LINE 12C INTERNAL CONTROLS FORM 990, PART VI, SECTION B, LINE 15 SUPERVISORY COMMITTEE FORM 990, PART VI, SECTION C, LINE 19 BY REQUEST UHCU FINANCIAL SERVICES LLC 12208 NORTH MOPAC AUSTIN TX 78758 722707828 FINANCIAL SERVICES TX 804758 1050625 UNITED HERITAGE CREDIT UNION