2016-05-04T10:57:25-07:00 2015-12-31 990 2015-01-01 520237444 POST OFFICE CREDIT UNION OF MARYLAND POST 4107275469 900 E Fayette Street Suite 606 Baltimore MD 21233 Carol Bradley CEO 4107275469 2016-05-04 2015 2016-09-27 15:27:22Z Carol Bradley 900 E Fayette St Suite 606 Baltimore MD 21233 801607 0 3189 X pocumd.org X 1929 MD Credit Union for U. S. Postal employees and their families that live and/or work in Maryland 9 9 4 12 11672 0 0 0 166392 201303 514728 467896 147286 132408 828406 801607 0 0 0 0 344574 355124 0 0 0 435380 417495 779954 772619 48452 28988 32121660 32443139 22038 21540 32099622 32421599 To offer credit union services to U. S. Postal employees and their families that live/work in Maryland 0 0 772619 0 801607 Credit Union programs including, but not limited to, Share Accounts; Share Draft Accounts; Money Market Accounts; Christmas & Vacation Club Accounts; IRA Accounts; Certificates of Deposits; ATM Cards; Loans to members 0 0 0 772619 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 682 0 1 4 1 1 1 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 0 1 0 0 0 0 0 0 X Carol Bradley - CEO 4107275469 900 E Fayette Street Suite 606 Baltimore MD 21233 Christopher Garrity Chairman 1 X 4950 0 0 Ronald Bailey Vice Chair 1 X 4850 0 0 Thomas Keefe Vice Chair 1 X 4600 0 0 David Brignac Treasurer 1 X 8200 0 0 W David Hepner Secretary 1 X 8200 0 0 Lawrence Schultz Jr Board member 1 X 6075 0 0 Philip Yocum Board member 1 X 4800 0 0 Blanche Evans Board member 1 X 4950 0 0 Daniel McCormack Board Member 1 X 4950 0 0 51575 0 0 0 0 0 0 0 0 Interest on Loans to Members 522130 201303 201303 0 0 0 0 0 0 201303 467896 467896 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Fee Income 522130 120289 120289 0 0 Miscellaneous Income 522130 447 447 0 0 Income from Insurance Products 524298 11672 0 11672 0 0 0 0 0 132408 801607 789935 11672 0 55520 55520 228710 228710 52510 52510 18384 18384 28016 28016 20506 20506 22097 22097 136312 136312 70283 70283 2232 2232 1390 1390 15940 15940 6379 6379 Dividend Expense 91411 91411 0 0 Association Dues 8669 8669 0 0 Loan Servicing Expense 3771 3771 0 0 State Annual Assessment 3490 3490 0 0 6999 6999 0 0 772619 772619 0 0 286376 204980 658553 1675371 4043878 4336156 41708 33609 149288 145443 10224 3845 26641955 25778055 438966 411123 32121660 32443139 22038 21540 22038 21540 X 23493337 23606035 0 0 8606285 8815564 32099622 32421599 32121660 32443139 X 28988 180292 0 0 0 112697 X 0 0 0 0 0 0 0 0 0 0 0 17835 17835 0 0 131453 127608 3845 0 0 0 0 3845 Form 990, Part VI, Section A, Line 6 The organization has Members Form 990, Part VI, Section A, Line 7a The Members elect the Board of Directors to three year terms Form 990, Part VI, Section A, Line 7b Certain By-Laws are required to be approved by the Membership Form 990, Part VI, Section B, Line 11b The Form 990 is reviewed by the Board of Directors at the monthly Board of Directors meeting Form 990, Part VI, Section C, Line 19 The monthly financial statements are posted in the Credit Union lobby Form 990, Part XI, Line 9 Members Shares increased $112,697