2016-08-10T16:57:13-04:00 2015-12-31 272456118 Robert L Mann LLC PO Box 746 Fredericksburg VA 22404 990 2015-01-01 540357460 RICHMOND POSTAL CREDIT UNION INC RICH 1601 OWNBY LANE Richmond VA 23220 SHIRLEY COOPER CO-CEO 8043559684 2016-08-10 true ROBERT L MANN P01083360 5409032277 2016-08-10 2015 2016-12-15 16:53:06Z 3561211 false X WWW.RICHPCU.ORG X 1923 VA CREDIT UNION IS A COOPERATIVE ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES. 10 10 21 31467 0 0 3139382 3139382 421829 421829 0 3561211 3561211 0 0 1072876 1072876 0 0 2200260 2200260 3273136 3273136 288075 288075 77474645 74975031 66911472 64302613 10563173 10672418 CREDIT UNION IS A COOPERATIVE ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES. false false 3273136 3561211 CREDIT UNION IS A COOPERATIVE ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES. 3273136 false false false false false false false false false true false true false true false false false false false false false false false false false false false false false false true false false false false false false false false false false false false false true 1319 0 21 true true true false false false false false X 10 10 false false false false true true false true true false false false false false true false false false VA X SHIRLEY COOPER CO-CEO 8043559684 1601 OWNBY LANE Richmond VA 23220 WAYNE BOOTHE BOARD MEMBER 1.00 0.00 X 0 0 0 ALPHONSO MILES BOARD MEMBER 1.00 0.00 X 0 0 0 YVONNE BAYLOR BOARD MEMBER 1.00 0.00 X 0 0 0 GERALDINE HORNE BOARD MEMBER 1.00 0.00 X 0 0 0 JAMES DAVIDSON BOARD MEMBER 1.00 0.00 X 0 0 0 DONALD HALL BOARD MEMBER 1.00 0.00 X 0 0 0 ALVIN STROTHER BOARD MEMBER 1.00 0.00 X 0 0 0 GLORIA SHAW BOARD MEMBER 1.00 0.00 X 0 0 0 ELMER SIMS BOARD MEMBER 1.00 0.00 X 0 0 0 WAYNE LAUTERBACH BOARD MEMBER 1.00 0.00 X 0 0 0 SHIRLEY COOPER CO-CEO 40.00 0.00 X 92086 0 4041 PENNY WILLIAMS COO 40.00 0.00 X 93923 0 5413 186009 0 9454 0 false false false FISERV PORTICO 75 REMITTANCE DRIVE Chicago IL 606756974 DATA PROCESSOR 432620 PSCU 560 CARILLON PARKWAY Saint Petersburg FL 33716 CARD PROCESSOR 226000 2 LOAN INTEREST INCOME 900099 2236375 2236375 FEES AND CHARGES 900099 903007 871540 31467 3139382 421829 421829 3561211 3529744 31467 0 195463 195463 602640 602640 116901 116901 93042 93042 64830 64830 20049 20049 15000 15000 252014 252014 47806 47806 57407 57407 432620 432620 158487 158487 94141 94141 408394 408394 74747 74747 51273 51273 MISC EXP 11901 11901 CASH OVER SHORT 173 173 PROVISION FOR LOAN LOSSES 311023 311023 PLASTIC CARD EXPENSE 265225 265225 3273136 3273136 0 0 1130033 2460521 12304993 11518575 100911 99868 146680 114134 33984961 33117347 1108243 1021543 3108724 1399755 1750341 1708969 25847063 23807737 1101420 1126337 77474645 74975031 1447830 168987 65463642 64133626 66911472 64302613 X 10563173 10672418 10563173 10672418 77474645 74975031 X 288075 -3953 -16523 -158354 X false false 288670 288670 2016378 706033 1310345 803676 693722 109954 1708969 FEDERAL AGENCY OBLIGATIONS 23233828 F MACFCU PERPETUAL CAP SHARES 419826 C FHLB STOCK 69800 C CUSC OF VIRGINIA 74668 C CU 24 INC 9615 C 23807737 NCUSIF 596090 ACCRUED INT ON LOANS 85267 BORROWER INT RECEIVABLE 255 ATM IN TRANSIT 318586 ACCRUED INT ON INVESTMENTS 118258 ACCRUED INCOME ON VISA 7734 POSTAGE STAMPS 147 1126337 SHAREDRAFTS 5760178 REGULAR SHARES 29214888 SHARE CERTIFICATES 23438882 IRA ACCOUNTS 5538305 CHRISTMAS SAVINGS 83159 ESCROW SHARES 175 ORGANIZATION ACCOUNTS 98039 64133626 JAMES DAVIDSON BOARD MEMBER MEMBER LOANS X 125000 15008 false true true GLORIA SHAW BOARD MEMBER MEMBER LOANS X 5000 4340 false true true WAYNE BOOTHE BOARD MEMBER MEMBER LOANS X 120100 59437 false true true GERALDINE HORNE BOARD MEMBER MEMBER LOAN X 13000 10954 false true true DONALD HALL BOARD MEMBER MEMBER LOAN X 30000 20174 false true true ELMER SIMS BOARD MEMBER MEMBER LOAN X 13000 4221 false true true 114134 Members or stockholder classes and rights Part VI line 6 CREDIT UNIONS ARE FINANCIAL INSTITUTIONS FORMED BY AN ORGANIZED GROUP OF PEOPLE WITH A COMMON BOND. EACH MEMBER OWNS ONE SHARE. EACH MEMBER HAS ONE VOTE TO ELECT THE BOARD OF DIRECTORS. Member election for additional members Part VI line 7a CREDIT UNIONS ARE FINANCIAL INSTITUTIONS FORMED BY AN ORGANIZED GROUP OF PEOPLE WITH A COMMON BOND. EACH MEMBER OWNS ONE SHARE. EACH MEMBER HAS ONE VOTE TO ELECT THE BOARD OF DIRECTORS. Form 990 governing body review Part VI line 11 THE CO-CEOS REVIEW THE 990 PRIOR TO ITS FILING. Governing documents etc available to public Part VI line 19 GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. MEMBERS OF THE CREDIT UNION MAY REVIEW GOVERNING DOCUMENTS AT THE CREDIT UNION. GOVERNING DOCUMENTS ARE AVAILABLE FOR INSPECTION BY THE CREDIT UNIONS MEMBERS. Explanation of other changes in net assets or fund balances Part XI line 9 OTHER CHANGE IN RETAINED EARNINGS IS FROM THE CHANGE IN THE NET DEFINED BENEFIT PENSION PLAN ASSET/LIABILITY IN ACCORDANCE WITH FASB ACCOUNTING STANDARDS CODIFICATION 715 (ASC 715).