2016-08-12T11:02:13-05:00 2015-12-31 350921680 CROWE HORWATH LLP 175 Powder Forest Drive Simsbury CT 060897902 990 2015-01-01 222935104 Housing Authority Insurance Inc HOUS 2032728220 189 Commerce Court Cheshire CT 064100189 John C Thomson President and CEO 2016-08-12 true Kristin Anderson P01231300 8606789200 2015 2016-09-27 15:27:22Z John Thomson 189 Commerce Court Cheshire CT 064100189 7140479 false X WWW.HOUSINGCENTER.COM X 1987 DC DEVELOPMENT AND MARKETING OF RISK MANAGEMENT AND INSURANCE PROGRAMS FOR PUBLIC HOUSING AUTHORITIES. 15 14 0 0 0 0 1700035 1753832 4670634 4750000 0 0 0 636647 6370669 7140479 1861794 2183326 0 1741029 2198271 0 0 2980908 3537607 6583731 7919204 -213062 -778725 2855166 1980602 2124352 1516316 730814 464286 DEVELOPMENT AND MARKETING OF RISK MANAGEMENT AND INSURANCE PROGRAMS FOR PUBLIC HOUSING AUTHORITIES. false false 4572205 2185016 5386647 DEVELOPMENT OF INSURANCE PROGRAMS FOR PUBLIC HOUSING AUTHORITIES; RISK MANAGEMENT EDUCATIONAL SERVICES FOR MEMBER PUBLIC HOUSING AUTHORITIES. 4572205 false true false false false false false false false false false false true true true true false false false false false false false false false false true true true false false false false false false false false false false false false false true false false true 12 0 true 0 false false false false false false false false false false X 15 14 false false false false true true false true true false false true true true true true true true true false X SARAH RODRIGUEZ 2032728220 189 COMMERCE COURT CHESHIRE CT 064100189 Linnie WILLIS CHAIR 1.0 3.0 X X 5970 38250 0 Daniel Labrie CEO Director & President 17.0 15.0 X X 248178 315864 273840 CHRISTINE Hart VICE CHAIR 1.0 3.0 X X 5423 34747 0 James DIPAOLO Director 1.0 3.0 X 4551 29159 0 TYRONE GARETT DIRECTOR 1.0 3.0 X 2462 15778 0 Joseph SHULDINER DIRECTOR 1.0 3.0 X 2462 15778 0 Edwin LOWNDES DIRECTOR 1.0 3.0 X 3942 25258 0 Russell Young Director 1.0 3.0 X 7425 47575 0 Lyle Glen REDDING JR DIRECTOR 1.0 3.0 X 2867 18373 0 Douglas Dzema DIRECTOR 1.0 3.0 X 3942 25258 0 John Len Williams DIRECTOR 1.0 3.0 X 5300 33960 0 GARY Wasson Director 1.0 3.0 X 2462 15778 0 TONY Love DIRECTOR 1.0 3.0 X 818 5242 0 Edward Hinojosa DIRECTOR 1.0 3.0 X 1299 8321 0 John Foos Director 1.0 3.0 X 7425 47575 0 Amy GALVIN CORPORATE SECRETARY 6.0 34.0 X 26710 151358 78189 WILLIAM LEWELLYN VICE PRESIDENT 3.0 33.0 X 21506 285726 24906 EDMUND MALASPINA VICE PRESIDENT 27.0 20.0 X 198675 81149 128012 Sarah RODRIGUEZ Assistant Treasurer 5.0 35.0 X 21164 155203 90909 Mark Wilson EXECUTIVE VP & TREASURER 16.0 29.0 X 173590 230107 198090 Kenneth House ASSISTANT SECRETARY 17.0 13.0 X 33086 42109 24762 DAVID SAGERS VICE PRESIDENT, HSS 13.0 36.0 X 72722 135055 92565 JERRY WILLIAMS SENIOR VP, UNDERWRITING 1.0 39.0 X 7311 236398 108229 Anthony Peccerillo CEO, HSS 13.0 32.0 X 104811 194649 114788 GIBRIEL CHAM DIRECTOR, UNDERWRITING 1.0 39.0 X 4842 156546 41412 Kenneth MERRIFIED ASST. DIRECTOR, UNDERWRITING 2.0 39.0 X 5966 143181 41799 Leslie Whitlock ASST. DIRECTOR, CORP & COMM EVENTS 6.0 39.0 X 19866 112575 45513 Sherryl Sullivan Vice President, Mktg & Member Relations 9.0 29.0 X 35903 120196 42229 James Stavris Chief Auditor 5.0 33.0 X 18708 125197 13086 1049386 2846365 1318329 14 false true false CONE COMMUNICATIONS LLC 855 BOYLSTON STREET BOSTON MA 02116 PUBLIC RELATIONS SERVICES 702167 Deloitte Consulting LLP 4022 Sells Drive Hermitage TN 37076 Consulting Services 401247 Arent Fox LLP PO Box 644672 Pittsburgh PA 15264 Consulting Services 255365 Holland & Knight LLP PO Box 864084 Orlando FL 32886 Legal Services 228842 4 1753832 1753832 MEMBERSHIP FEES 900099 4750000 4750000 0 0 0 0 4750000 0 0 0 0 CONTRACTED SERVICES - AHAB 900099 636647 636647 0 0 0 0 636647 7140479 5386647 0 0 X 2052536 2052536 130790 130790 154872 154872 1414793 232754 1182039 154378 26021 128357 395510 43992 351518 78718 18410 60308 216489 1691 214798 693903 602486 91417 34557 17004 17553 1393620 1355496 38124 0 26470 26470 187716 5718 181998 83790 13458 70332 12115 12115 189967 62861 127106 122084 122084 67457 67457 49615 49615 EMPLOYEE REIMBURSEMENT 126462 126462 PROFESSIONAL DEVELOPMENT 16346 2845 13501 TELEPHONE 15537 1451 14086 DUES & SUBSCRIPTIONS 13207 200 13007 288272 4492 283780 0 7919204 4572205 3346999 0 1938639 1039483 0 0 61613 50147 0 0 0 0 0 0 854914 890972 2855166 1980602 183301 107368 1207148 953317 733903 455631 2124352 1516316 X 730814 464286 730814 464286 2855166 1980602 -778725 512197 0 X false true X true false RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED REFUNDABLE ADVANCE - URBAN INSTITUTE GRANT 736854 DUE FROM AFFILIATE 154118 890972 DUE TO AFFILIATES 455631 455631 X 7140479 0 0 7140479 0 0 7140479 7919204 0 0 7919204 0 0 7919204 Schedule D, Part X, Line 2 FIN 48 (ASC 740) footnote The Company accounts for income taxes in accordance with FASB ASC 740, Income Taxes, with respect to how companies should recognize, measure, present and disclose uncertain tax positions in their financial statements. The Company did not record any unrecognized tax benefits as of December 31, 2015. The Company does not believe it is reasonably possible that its unrecognized tax benefits would materially change in the next twelve months. All tax years from 2012 forward are open and subject to examination by the Internal Revenue Service. The Company's policy is to include interest and penalties related to unrecognized tax benefits as a component of its provision for income taxes. As of December 31, 2015, the company did not record any penalties or interest associated with unrecognized tax benefits. true PUBLIC AND AFFORDABLE HOUSING RESEARCH CORPORATION 189 COMMERCE COURT CHESHIRE CT 06410 451470844 501(C)(3) 861504 Provide independent research and data to the Public and Affordable Housing industry INTERNATIONAL CENTER FOR CAPTIVE INSURANCE (ICCIE) 86 ST PAUL STREET SUITE 301 BURLINGTON VT 05401 200047555 501(C)(3) 5000 Support for summer intern program URBAN INSTITUTE 2100 M ST NW WASHINGTON DC 20042 520880375 501(C)(3) 462088 SUPPORT FOR THE ASSISTED HOUSING INITIATIVE. AMERICAN CANCER SOCIETY 250 WILLIAMS STREET NW ATLANTA GA 30303 131788491 501(C)(3) 9250 Charitable donation THE RISEUP GROUP INC 110 FOOTPATH LANE EAST HARTFORD CT 06119 455512480 501(C)(3) 5000 Charitable donation AFFORDABLE HOUSING ACCREDITATION BOARD 189 COMMERCE COURT CHESHIRE CT 06410 464458654 501(C)(3) 650866 To assist in establishing standards of measuring public and affordable housing Vermont Captive Insurance Association 180 Battery Street Suite 200 Burlington VT 05401 222744474 501(c)(3) 5400 Harry House Scholarship Donation 7 0 Scholarships 45 130790 Schedule I, Part I, Line 2 Procedures for monitoring use of grant funds. ELIGIBILITY FOR AND PAYMENT OF GRANTS, AWARDS AND SCHOLARSHIPS IS THE RESPONSIBILITY OF THE BOARD OF DIRECTORS. REQUESTS AND APPLICATIONS ARE REVIEWED BY THE BOARD AND APPROVED BASED ON NEEDS AND BENEFITS ANALYSIS. X X X X X X false true false false false true true false false Daniel Labrie CEO Director & President 191187 243329 56080 71375 911 1160 106162 135116 14327 18235 368667 469215 56080 71375 Amy GALVIN CORPORATE SECRETARY 24861 140881 1849 10477 0 0 7194 40765 4535 25695 38439 217818 1849 10477 WILLIAM LEWELLYN VICE PRESIDENT 10338 137348 11168 148378 0 0 0 0 1743 23163 23249 308889 11168 148378 EDMUND MALASPINA VICE PRESIDENT 158510 64743 40055 16361 110 45 66833 27299 24055 9825 289563 118273 40055 16361 Sarah RODRIGUEZ Assistant Treasurer 19822 145362 1342 9841 0 0 6756 49546 4153 30454 32073 235203 1342 9841 Mark Wilson EXECUTIVE VP & TREASURER 138643 183783 34759 46075 188 249 79401 105254 5777 7658 258768 343019 34759 46075 DAVID SAGERS VICE PRESIDENT, HSS 63489 117910 9168 17025 65 120 20109 37345 12289 22822 105120 195222 9168 17025 JERRY WILLIAMS SENIOR VP, UNDERWRITING 7311 236398 0 0 0 0 2321 75039 926 29943 10558 341380 0 0 Anthony Peccerillo CEO, HSS 96943 180036 7868 14613 0 0 27844 51710 12332 22902 144987 269261 7868 14613 GIBRIEL CHAM DIRECTOR, UNDERWRITING 4050 130942 792 25604 0 0 867 28024 376 12145 6085 196715 792 25604 Kenneth MERRIFIED ASST. DIRECTOR, UNDERWRITING 5397 129518 569 13663 0 0 816 19576 856 20551 7638 183308 569 13663 Leslie Whitlock ASST. DIRECTOR, CORP & COMM EVENTS 16269 92193 3567 20214 30 168 2794 15832 4033 22854 26693 151261 3567 20214 Sherryl Sullivan Vice President, Mktg & Member Relations 33379 111744 2524 8452 0 0 6841 22902 2872 9614 45616 152712 2524 8452 James Stavris Chief Auditor 18305 122500 403 2697 0 0 1701 11385 0 0 20409 136582 403 2697 Schedule J, Part I, Line 4b Supplemental nonqualified retirement plan PART 1 - LINE 4B (FROM ALL RELATED ORGANIZATIONS): DANIEL LABRIE - SERP CONTRIBUTION - $30,000 (INCLUDED IN COL C) MARK WILSON - SERP CONTRIBUTION - $11,611 (INCLUDED IN COL C) EDMUND MALASPINA - SERP CONTRIBUTION - $10,556 (INCLUDED IN COL C) DAVID SAGERS- SERP CONTRIBUTION - $8,139 (INCLUDED IN COL C) LESLIE WHITLOCK - SERP CONTRIBUTION - $5,500 (INCLUDED IN COL C) Schedule J, Part I, Line 6a Compensation contigent on net earnings of the organization BONUSES PAID AND ACCRUED TO OFFICERS AND CERTAIN EMPLOYEES ARE CONTINGENT UPON THE PROFITABILITY OF THE ORGANIZATION AND RELATED ORGANIZATIONS. Form 990, Part VI, Line 6 Classes of members or stockholders PUBLIC HOUSING AUTHORITY MEMBERS WHO PARTICIPATE IN THE INSURANCE PROGRAMS OF HOUSING AUTHORITY RISK RETENTION GROUP, INC. AND HOUSING AUTHORITY PROPERTY INSURANCE, A MUTUAL COMPANY, ARE ELIGIBLE FOR MEMBERSHIP IN THE ORGANIZATION. Form 990, Part VI, Line 7a Members or stockholders electing members of governing body PUBLIC HOUSING AUTHORITY MEMBERS PARTICIPATE INDIRECTLY IN THE SELECTION OF THE GOVERNING BODY BY PARTICIPATING IN HOUSING AUTHORITY RISK RETENTION GROUP, INC. AND HOUSING AUTHORITY PROPERTY INSURANCE, A MUTUAL COMPANY. Form 990, Part VI, Line 11b Review of form 990 by governing body THE ORGANIZATION PROVIDES A COPY OF FORM 990 TO THE MEMBERS OF THE AUDIT COMMITTEE AND TO THE MEMBERS OF THE BOARD OF DIRECTORS FOR THEIR REVIEW PRIOR TO FILING. Form 990, Part VI, Line 12c Conflict of interest policy THE ORGANIZATION REQUIRES ALL OFFICERS, DIRECTORS AND EMPLOYEES TO COMPLETE A CONFLICT OF INTEREST QUESTIONNAIRE ANNUALLY. THE COMPLETED FORMS ARE REVIEWED BY THE HUMAN RESOURCE DEPARTMENT TO IDENTIFY ANY POTENTIAL CONFLICTS OF INTEREST. ANY POTENTIAL CONFLICTS ARE FURTHER EVALUATED BY THE CEO, AND IF WARRANTED, ARE BROUGHT TO THE ATTENTION OF THE BOARD FOR DISCUSSION AND RESOLUTION. SIMILARLY, ANY POTENTIAL CONFLICTS OF INTEREST THAT ARE BROUGHT TO THE ATTENTION OF THE ORGANIZATION BY THE OUTSIDE AUDITORS OR BY AN EMPLOYEE OR OTHER PERSON ARE INVESTIGATED AND RESOLVED IN ACCORDANCE WITH THE PROCEDURES DISCUSSED ABOVE. Form 990, Part VI, Line 15a Process to establish compensation of top management official THE ORGANIZATION USES 3RD PARTY SALARY SURVEYS TO ASSIST IN DETERMINING THE COMPENSATION OF THE CEO. RECOMMENDATIONS MADE BY THE GOVERNANCE COMMITTEE ARE APPROVED BY THE BOARD OF DIRECTORS. THE COMPENSATION OF THE CEO IS DOCUMENTED IN AN EMPLOYMENT CONTRACT APPROVED BY THE BOARD. THE LAST REVIEW FOR THE ORGANIZATION'S CURRENT CEO OCCURRED DURING FEBRUARY OF 2015 AND NOVEMBER OF 2015 FOR THE SUCCEEDING CEO. Form 990, Part VI, Line 15b Process to establish compensation of other employees THE ORGANIZATION USES 3RD PARTY SALARY SURVEYS TO ASSIST IN DETERMINING THE COMPENSATION OF SENIOR EXECUTIVES AND EMPLOYEES. COMPENSATION IS REVIEWED UPON CHANGES IN ROLES OR SIGNIFICANT CHANGES IN RESPONSIBILITY. A review of all current employees occurred throughout 2015 and 3rd party surveys are obtained during the hiring process for new employees. Form 990, Part VI, Line 19 Required documents available to the public GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. Form 990, Part IX, Line 11g Other Fees CONTRACTED SERVICES - Total Expense: 765937, Program Service Expense: 727813, Management and General Expenses: 38124, Fundraising Expenses: ; MANAGEMENTS CONSULTANTS COMMUNICATIONS - Total Expense: 627683, Program Service Expense: 627683, Management and General Expenses: , Fundraising Expenses: ; - Total Expense: , Program Service Expense: , Management and General Expenses: , Fundraising Expenses: ; FORM 990, PART XII, LINE 2C THE ORGANIZATION HAS AN AUDIT COMMITTEE THAT IS RESPONSIBLE FOR MAKING RECOMMENDATIONS TO THE FULL BOARD REGARDING THE SELECTION OF AN INDEPENDENT ACCOUNTANT. THE AUDIT COMMITTEE IS RESPONSIBLE FOR THE OVERSIGHT OF THE FINANCIAL STATEMENT AUDIT PROCESS. NEITHER THE OVERSIGHT PROCESS, NOR THE PROCESS OF SELECTING AN INDEPENDANT ACCOUNTANT HAVE CHANGED SINCE THE PRIOR YEAR. HOUSING AUTHORITY RISK RETENTION GROUP INC 189 COMMERCE COURT CHESHIRE CT 06410 061206658 PROVIDES LIABILITY INSURANCE COVERAGE TO MEMBERS OF PHA'S IN THE U.S. VT NA false HOUSING AUTHORITY PROPERTY INSURANCE A MUTUAL COMPANY 189 COMMERCE COURT CHESHIRE CT 06410 061206659 PROVIDES PROPERTY INSURANCE COVERAGE TO MEMBERS OF PHA'S IN THE U.S. VT NA false HOUSING TELECOMMUNICATIONS INC 189 COMMERCE COURT CHESHIRE CT 06410 061386493 PROVIDE EDUCATION & RISK CONTROL THROUGH NATIONAL TELECOMMUNICATIONS NETWORK CT 501(c)(3 9 NA false PUBLIC AND AFFORDABLE HOUSING RESEARCH CORPORATION 189 COMMERCE COURT CHESHIRE CT 06410 451470844 PERFORMS RESEARCH PROJECTS OF PUBLIC & AFFORDABLE HOUSING CT 501(c)(3 9 NA false AFFORDABLE HOUSING ACCREDITATION BOARD 189 COMMERCE COURT CHESHIRE CT 06410 464458654 EVALUATES AND ACCREDITS PUBLIC HOUSING AUTHORITIES ACROSS THE UNITED STATES DC 501(c)(3 9 NA false HOUSING INVESTMENT GROUP INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 061448816 HOLDING COMPANY DE NA C Corporation 0 0 0 false HOUSING ENTERPRISE INSURANCE COMPANY INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 061597889 INSURANCE VT NA C Corporation 0 0 0 false HOUSING INSURANCE SERVICES INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 061314815 INSURANCE AGENCY CT NA C Corporation 0 0 0 false HOUSING SYSTEMS SOLUTIONS INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 452480556 DEVELOP & MARKET ENTERPRISE SOFTWARE SOLUTIONS CT NA C Corporation 0 0 0 false INNOVATIVE HOUSING INSURANCE COMPANY INC 189 COMMERCE COURT CHESHIRE CT 06410 474611632 INSURANCE COMPANY VT NA C Corporation 0 0 0 false HOUSING ALLIANCE GROUP LLC 189 COMMERCE COURT CHESHIRE CT 06410 474650587 ASSISTING PUBLIC HOUSING AUTHORITIES VT NA C Corporation 0 0 0 false HOUSING SPECIALTY INSURANCE COMPANY INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 464271747 INSURANCE VT NA C Corporation 0 0 0 false false true true false false false false false false false false true true false false false false false false HOUSING AUTHORITY RISK RETENTION GROUP INC C 876916 ACTUAL HOUSING AUTHORITY PROPERTY INSURANCE A MUTUAL COMPANY C 876916 ACTUAL HOUSING AUTHORITY RISK RETENTION GROUP INC M 3575570 ACTUAL HOUSING AUTHORITY RISK RETENTION GROUP INC L 1689852 ACTUAL HOUSING AUTHORITY PROPERTY INSURANCE A MUTUAL COMPANY L 2915201 ACTUAL