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      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>VANGUARD BALANCED INDEX FD ADM</BondNm>
        <EOYBookValueAmt>21536</EOYBookValueAmt>
        <EOYFMVAmt>25026</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>VANGUARD WELLINGTON FUND - ADM</BondNm>
        <EOYBookValueAmt>22512</EOYBookValueAmt>
        <EOYFMVAmt>24537</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>HARBOR CAPITAL APPRECIATION FUND</BondNm>
        <EOYBookValueAmt>3636</EOYBookValueAmt>
        <EOYFMVAmt>3312</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>IVY SCIENCE &amp; TECH FUND - I</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>JOHN HANCOCK FDS III DISC VAL MCP I</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>LEGG MASON OPPTY TRUST - IN</BondNm>
        <EOYBookValueAmt>2500</EOYBookValueAmt>
        <EOYFMVAmt>4314</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>OPPENHEIMER INTHL SMALL MID CO FD</BondNm>
        <EOYBookValueAmt>3135</EOYBookValueAmt>
        <EOYFMVAmt>3280</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>PRIMECAP ODYSSEY AGGRESSIVE GROWTH</BondNm>
        <EOYBookValueAmt>2273</EOYBookValueAmt>
        <EOYFMVAmt>2687</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>PRIMECAP ODYSSEY GROWTH</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>PRINCIPAL MIDCAP FUND</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>RYDEX S&amp;P 500 2X STRATEGY - H</BondNm>
        <EOYBookValueAmt>36856</EOYBookValueAmt>
        <EOYFMVAmt>46591</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>T ROWE PRICE FINANCIAL SVCS</BondNm>
        <EOYBookValueAmt>5274</EOYBookValueAmt>
        <EOYFMVAmt>6010</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>T ROWE PRICE HEALTH SCIENCES</BondNm>
        <EOYBookValueAmt>21176</EOYBookValueAmt>
        <EOYFMVAmt>21851</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>VANGUARD INSTITUTIONAL INDEX - INST</BondNm>
        <EOYBookValueAmt>77286</EOYBookValueAmt>
        <EOYFMVAmt>110787</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>VANGUARD S&amp;P 500 ETF</BondNm>
        <EOYBookValueAmt>8145</EOYBookValueAmt>
        <EOYFMVAmt>11403</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc5">
      <InvestmentsCorporateStockGrp>
        <StockNm>ALTRIA GROUP</StockNm>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <OtherDecreasesSchedule documentId="RetDoc6">
      <OtherDecreasesDetail>
        <Desc>2014 FORM 990PF BALANCE DUE</Desc>
        <Amt>447</Amt>
      </OtherDecreasesDetail>
      <OtherDecreasesDetail>
        <Desc>PRIOR ADJUSTMENT</Desc>
        <Amt>251</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <TaxesSchedule documentId="RetDoc7">
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES PAID</CategoryTxt>
        <Amt>6</Amt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>