2016-06-07T10:58:38-05:00 2015-12-31 570568919 CANTEY TILLER PIERCE & GREEN LLP PO BOX 862 CAMDEN SC 29021 990 2015-01-01 570350988 GEORGETOWN KRAFT CREDIT UNION GEOR 8434366316 1530 BOURNE STREET GEORGETOWN SC 29440 DAVID GRAHAM PRESIDENT 8034321436 2016-04-27 true JANET M PIERCE P00498837 8034321436 2016-06-06 2015 2016-12-15 16:53:06Z DAVID GRAHAM 1530 BOURNE ST GEORGETOWN SC 29440 6266366 false X WWW.GEORGETOWNKRAFTCU.COM X 1952 SC STATE CHARTERED CREDIT UNION 9 9 59 12 0 0 6072591 6131792 79115 134574 0 6151706 6266366 0 0 2776473 2943313 0 0 2590200 2457113 5366673 5400426 785033 865940 87996325 93744376 76987217 82019342 11009108 11725034 X STATE CHARTERED CREDIT UNION false false 5400426 DURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS. DURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS. 5400426 false false false false false false false false false true false false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 1509 0 59 true false false false false false false false false false false false false X 9 9 false false false false true true false true true false false false true false true true true true true false X KEVIN OWENS 8434366316 1530 BOURNE ST GEORGETOWN SC 29440 JAMES BESSANT BOARD MEMBER X 0 0 0 PATSY ETHRIDGE BOARD MEMBER X 0 0 0 MALCOM FORE BOARD MEMBER X 0 0 0 CHRISTOPHER JOHNSON TREASURER X 0 0 0 JULIUS INMAN JR BOARD MEMBER X 0 0 0 RAYMOND PEARIGEN JR BOARD MEMBER X 0 0 0 DENNIS LOADHOLT CHAIRMAN X 0 0 0 RICHARD MARTIN BOARD MEMBER X 0 0 0 HALBERT TUCKER V CHAIRMAN X 0 0 0 DAVID GRAHAM PRESIDENT 40.00 X 154164 0 0 KEVIN OWENS EXEC. VICE P 40.00 X 133533 0 0 287697 2 false true false COASTAL STRUCTURE CORPORATION PO BOX 937 GEOGRETOWN SC 29442 BUILDING CONTRA 767276 FISERV INC PO BOX 300016 DULUTH GA 30966 COMPUTER OPERAT 298917 2 INTEREST ON LOANS 522291 3220887 3220887 FEE INCOME 522100 2589717 2589717 OTHER OPERATING INCOME 522100 321188 321188 6131792 134574 134574 6266366 6131792 134574 2110515 2110515 289945 289945 376370 376370 166483 166483 430660 430660 54240 54240 231007 231007 PROFESSIONAL & O/S SERVIC 745954 745954 OFFICE OPERATIONS 315751 315751 PROMOTIONAL & EDUCATION 223549 223549 LOAN SERVICING EXPENSE 209065 209065 246887 246887 5400426 5400426 0 0 3257345 3115945 20435394 27189151 58391746 57168981 578322 150606 5041548 4361600 5041548 971918 1078145 87996325 93744376 564887 551308 76422330 81468034 76987217 82019342 X 11009108 11725034 11009108 11725034 87996325 93744376 865940 -150014 X false false false 2196789 2196789 2766571 2766571 78188 78188 5041548 SHARES 81468034 81468034 X true true X X X X false false false DAVID GRAHAM PRESIDENT 140999 13165 154164 FORM 990, PAGE 2, PART III, LINE 4D DURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS. FORM 990, PAGE 6, PART VI, LINE 6 GEORGETOWN KRAFT CREDIT UNION MEMBERSHIP CONSIST OF ANYONE WHO LIVES, WORKS, OR ATTENDS SCHOOL IN GEORGETOWN OR WILLIAMSBURG COUNTIES AND PERSONS RELATED BY BLOOD OR MARRIAGE TO ANY OTHER GEORGETOWN KRAFT CREDIT UNION MEMBER. FORM 990, PAGE 6, PART VI, LINE 7A AT THE CREDIT UNION'S ANNUAL MEETINGS, THE MEMBERSHIP ELECTS THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 11B THE ORGANIZATION REVIEWS THE FORM 990 TO ENSURE THAT THERE ARE NO OMISSIONS OR MISSTATEMENTS. FORM 990, PAGE 6, PART VI, LINE 12C ANY ISSUE THAT MANAGEMENT IS AWARE OF IS DISCUSSED WITH THE EMPLOYEE. FORM 990, PAGE 6, PART VI, LINE 15A THE COMPENSATION COMMITTEE ALONG WITH THE BOARD OF DIRECTORS APPROVE THE CEO'S AND THE VICE PRESIDENT'S SALARIES. FORM 990, PAGE 6, PART VI, LINE 15B EMPLOYEES ARE GIVEN EVALUATIONS BEFORE THEY RECEIVE SALARY INCREASES. THESE INCREASES ARE APPROVED BY THE COMPENSATION COMMITTEE AND THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. PERSONS MAY COME INTO ONE OF THE CREDIT UNION'S BRANCHES AND REQUEST A COPY OF ANY OF OUR GOVERNING DOCUMENTS. SOME DOCUMENTS ARE POSTED IN THE BRANCH LOBBIES. FORM 990, PART XI, LINE 9 ROUNDING 2 OTHER COMP INCOME -150,016 TOTAL -150,014